First Guaranty Bancshares, Inc. (FGBIP) Stock Price & Analysis
First Guaranty Bancshares, Inc. (FGBIP) fell 1.82% to USD 19.47 as of July 25, 2026 at 16:30 UTC, according to Nexqual real-time market data.
FGBIP last closed at USD 19.83; the session ranged USD 19.47–19.81 on volume of 4,858 shares. Market capitalization is —, with a 52-week range of USD 14.42–21.46 (NGM). Source: Nexqual, July 25, 2026 at 16:30 UTC.
Key Statistics (as of July 25, 2026 at 16:30 UTC)
| Price | USD 19.47 |
|---|---|
| Change | ▼ 1.82% (down) |
| Previous Close | USD 19.83 |
| Open | USD 19.81 |
| Day Range | USD 19.47 – 19.81 |
| 52-Week Range | USD 14.42 – 21.46 |
| Volume | 4,858 shares |
| Market Cap | — |
| Exchange | NGM |
Technical Analysis (FGBIP)
Nexqual's technical model rates FGBIP "SELL" based on 3 bullish and 5 bearish signals across 125 daily candles, as of July 25, 2026 at 16:30 UTC.
| Overall Signal | SELL |
|---|---|
| RSI (14) | 28.67 (oversold) |
| vs SMA50 | Below (USD 20.16) |
| MACD | -0.06 (negative) |
Analyst Ratings (FGBIP)
Wall Street analysts rate FGBIP "None", per Nexqual as of July 25, 2026 at 16:30 UTC.
| Consensus Rating | None |
|---|
Earnings (FGBIP)
Source: Nexqual, July 25, 2026 at 16:30 UTC.
Financials & Fundamentals (FGBIP)
| Total Revenue | $23.93M |
|---|---|
| Revenue Growth (YoY) | +102.10% |
| Gross Margin | +0.00% |
| Operating Margin | +17.48% |
| Profit Margin | -196.86% |
| ROE | -19.82% |
| Total Cash | $734.02M |
| Total Debt | $197.08M |
Source: Nexqual, July 25, 2026 at 16:30 UTC.
Financial Health Score (FGBIP)
Nexqual rates First Guaranty Bancshares, Inc.'s overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 16:30 UTC.
| Growth | Strong — Revenue +102% YoY (latest Q) |
|---|---|
| Profitability | Weak — Pre-revenue or very early stage |
| Balance Sheet | Mixed — $734M cash vs $197M debt, net cash position |
| Cash Flow | Solid — Operating cash flow $37M |
| Efficiency | Critical — ROE -20%, ROA -1.2% |
Ownership (FGBIP)
| Float | 5.49M |
|---|
Source: Nexqual, July 25, 2026 at 16:30 UTC.
Leadership (FGBIP)
First Guaranty Bancshares, Inc. is led by Michael Ray Mineer (age 58), President & CEO, per Nexqual as of July 25, 2026 at 16:30 UTC.
| President & CEO | Michael Ray Mineer (age 58) |
|---|---|
| Treasurer, Secretary & CFO | Eric John Dosch C.F.A. (age 46) |
Major Backers & Investors (FGBIP)
Notable institutional backers of First Guaranty Bancshares, Inc. include Angel Oak Financials Income Impact Fd, according to Nexqual as of July 25, 2026 at 16:30 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Angel Oak Financials Income Impact Fd | 2.9% |
Source: Nexqual, July 25, 2026 at 16:30 UTC.
From First Guaranty Bancshares, Inc.'s Latest SEC 10-K Filing (filed 2026-03-31)
Key Strengths & Strategy (as disclosed to the SEC)
- We have developed a program for the retention and management of public funds deposits.
Partnerships
- Generally, loan officers have authority to approve secured loan relationships in amounts up to $150,000 and unsecured loan relationships in amounts up to $25,000, while Regional Managers and Presidents have secured loan approval authority up to $500,000 and unsecured approval authority up to $100,000.
- Several members of senior management were made voting members and they must unanimously approve new money loans and loan relationship renewals that are $1.5 million or greater up to $10.0 million.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| CCNEP | CNB Financial Corporation - Dep | USD 24.99 | ▼ 0.24% |
| BWBBP | Bridgewater Bancshares, Inc. - | USD 20.12 | ▲ 1.13% |
| FULTP | Fulton Financial Corporation - | USD 18.28 | ▲ 0.83% |
| FCNCP | First Citizens BancShares, Inc. | USD 20.23 | ▼ 0.59% |
| MBINN | Merchants Bancorp - Depositary | USD 20.13 | ▼ 0.2% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 16:30 UTC. This page is informational and not investment advice.