Figure Technology Solutions, Inc. (FIGR) Stock Price & Analysis

Figure Technology Solutions, Inc. (FIGR) closed at USD 24.04 on Thursday, October 22, 2026, down 5.21% on the day. The US market is currently closed (pre-market); this is not a live price.

The prior close was USD 25.36; the Oct 22, 2026 session ranged USD 23.87–25.32 on volume of 4,580,944 shares. Market capitalization is $5.39B, with a 52-week range of USD 23.87–78 (NMS). Source: Nexqual, retrieved October 23, 2026 at 09:48 UTC.

Also available as compact Markdown for AI agents: nexqual.com/FIGR.md

Key facts (FIGR)

• Last four reported quarters (through Jun 30, 2026): revenue $709M, net income $237M (33.5% margin) (SEC filings).
• Valuation: P/E 22.7x (avg 43.3x at the last 1 fiscal year-ends).
• 1 of 80 tracked superinvestors hold FIGR (13F, Q2 2026): 0 new, 0 added, 1 reduced, 0 unchanged.
• Insider open-market sales, last ~7 months: 16 Form 4 filings, $19.2M; 1 not under a Rule 10b5-1 plan ($274K); 0 by opportunistic insiders, 0 by routine insiders (three-year test, Cohen, Malloy & Pomorski 2012).
• Total return with dividends: 1Y -40.0% vs S&P 500 +14.9%; 5Y -26.0% vs S&P 500 +80.3%.
• Next earnings: 2026-11-12, EPS estimate USD 0.34, revenue estimate $255M.

Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (FIGR)

Fiscal years end Dec. EPS is split-adjusted.

Valuation (price ÷ last four quarters, through Jun 30, 2026) (FIGR)

P/E 22.7x · P/S 7.6x · P/B 3.8x · Earnings yield 4.40%

P/E at fiscal year-ends: Dec 2025 43.3x.

Superinvestors (SEC 13F-HR, Q2 2026) (FIGR)

1 of 80 tracked investors hold FIGR. Each row is the investor's latest 13F; change is vs their prior-quarter share count.

Insider sales (SEC Form 4, open-market, last ~7 months) (FIGR)

15 of 16 under a Rule 10b5-1 trading plan (scheduled in advance). Unplanned sales were timed by the insider.

% of holdings sold = shares sold ÷ (shares sold + all holdings the insider reported on that Form 4, direct and through trusts).

Insider type follows Cohen, Malloy & Pomorski (Journal of Finance, 2012). An insider who traded the stock in the same calendar month in each of the past three years is a routine trader; one who traded in each of those years without such a pattern is an opportunistic trader. In their study, trades by opportunistic insiders predicted future returns and trades by routine insiders did not. Counts open-market purchases and sales only (SEC Form 4 codes P and S) by that insider in that company. Not investment advice.

Analysts (FIGR)

Rating changes, last 120 days:

Total return (dividends reinvested) (FIGR)

FIGR revenue by product line (quarter ended Jun 30, 2026)

As tagged by the company in its SEC 10-Q / 10-K filings (XBRL).

FIGR suppliers, customers and competitors (named in its 10-K)

Quoted from the company's 10-K filed Mar 16, 2026.

FIGR customer concentration

In the period ended Jun 30, 2026, a single direct customer accounted for 27% of revenue, per the company's 10-Q filed Aug 14, 2026. The company does not name it.

FIGR company outlook (results filed Oct 7, 2026)

• “OPEN: FGRS) (“Figure”), the leading blockchain-native capital marketplace for the origination, funding, sale, and trading of tokenized assets, today reported select unaudited preliminary operating data for the month and quarter ended September 30, 2026 that was at the high end of the Company's previously issued guidance range of $4.8B - $5.2B.”
• “The Company's previously issued Q3 2026 guidance did not include the contribution of Kiavi.”

Quoted word-for-word from the SEC 8-K results press release.

FIGR analyst estimates and revisions

FIGR options: expected move

Options price a move of about ±19.5% (±$4.70) by Nov 13, 2026, which includes earnings on Nov 12, 2026; the earnings reaction alone is priced at about ±11.0%. Over the last 8 reports the stock moved ±7.9% on average.

30-day implied volatility 89.6% vs 66.3% realized over the last 30 trading days. Put/call ratio (volume) 1.32. Cboe delayed quotes (15 min). Expected move = at-the-money straddle.

Key Statistics (as of October 23, 2026 at 09:48 UTC)

Technical Analysis (FIGR)

Nexqual's technical model rates FIGR "SELL" based on 2 bullish and 5 bearish signals across 127 daily candles, as of October 23, 2026 at 09:48 UTC.

Earnings (FIGR)

Recent Earnings History

Source: Nexqual, October 23, 2026 at 09:48 UTC.

Financials & Fundamentals (FIGR)

Source: Nexqual, October 23, 2026 at 09:48 UTC.

Financial Health Score (FIGR)

Nexqual rates Figure Technology Solutions, Inc.'s overall financial health "Strong" across five dimensions, as of October 23, 2026 at 09:48 UTC.

Ownership (FIGR)

Source: Nexqual, October 23, 2026 at 09:48 UTC.

From Figure Technology Solutions, Inc.'s Latest SEC 10-K Filing (filed 2026-03-16)

Key Strengths & Strategy (as disclosed to the SEC)

• Our technology platform operates as the interface that drives efficiency, transparency, and certainty into the end-to-end loan origination and distribution process for our customers, partners, and our loan purchasers.
• We seek to control access to our proprietary technology by entering into confidentiality and invention assignment agreements with our employees and contractors, and confidentiality agreements with third parties.
• Further, the laws of certain countries do not protect proprietary rights to the same extent as the laws of the United States, and, therefore, in certain jurisdictions, we may be unable to protect our proprietary technology, brand, or other intellectual property rights.
• Figure's proprietary technology powers next-generation lending, trading and investing activities in areas such as consumer credit and digital assets.

Partnerships

• Once a partner is approved and onboarded, the partner enters into a contractual agreement with us for the right to use our LOS and Figure Connect marketplace, an electronic marketplace that employs blockchain technology to directly connect sellers and buyers of loans, in exchange for fees.
• On February 25, 2026, the Company's Board of Directors authorized a share repurchase program under which the Company may repurchase up to $200 million of its Class A and Blockchain common stock over the next 12 months subject to market conditions, contractual restrictions and other factors.

Legal & Regulatory Risks (Item 1A, quoted)

• Our acceptance of various payment methods exposes us to evolving rules, regulations, and compliance requirements. Non-compliance may adversely affect our business, financial condition and results of operations.
• Our failure to comply with financial services regulatory obligations could damage our reputation, result in regulatory action against us, and adversely affect our business.
• Our failure to comply with trade compliance and economic sanctions laws and regulations of the United States and applicable international jurisdictions could materially adversely affect our reputation and results of operations.
• Litigation, regulatory actions, and compliance issues could subject us to significant fines, penalties, judgments, remediation costs, negative publicity, changes to our business model, and requirements resulting in increased expenses.

Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.

Peers & Related Stocks

Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 23, 2026 at 09:48 UTC. This page is informational and not investment advice.

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