Fiserv, Inc. (FISV) Stock Price & Analysis
Fiserv, Inc. (FISV) closed at USD 50.82 on Thursday, October 22, 2026, up 5.41% on the day. The US market is currently closed (pre-market); this is not a live price.
The prior close was USD 48.21; the Oct 22, 2026 session ranged USD 48.4–50.83 on volume of 6,671,383 shares. Market capitalization is $27.02B, with a 52-week range of USD 43.87–128.78 (NMS). Source: Nexqual, retrieved October 23, 2026 at 09:48 UTC.
Also available as compact Markdown for AI agents: nexqual.com/FISV.md
Key facts (FISV)
- Last four reported quarters (through Jun 30, 2026): revenue $20.9B, net income $2.80B (13.4% margin), free cash flow $3.93B (SEC filings).
- Valuation: P/E 9.6x (avg 25.2x at the last 3 fiscal year-ends), net debt $27.3B.
- 9 of 80 tracked superinvestors hold FISV (13F, Q2 2026): 0 new, 4 added, 5 reduced, 0 unchanged.
- Insider open-market purchases, last ~7 months: 7 Form 4 filings, $2.2M; 0 by opportunistic insiders, 0 by routine insiders.
- Analysts: Hold (mean 2.95 on a 1–5 scale) (37 analysts), mean target USD 57.7 (range 40–106).
- Total return with dividends: 1Y -59.0% vs S&P 500 +14.9%; 5Y -53.9% vs S&P 500 +80.3%.
- Next earnings: 2026-11-03, EPS estimate USD 1.71, revenue estimate $4.87B.
Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (FISV)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $16.2B | $17.7B | $19.1B | $20.5B | $21.2B | $20.9B |
| Operating income | $2.29B | $3.74B | $5.01B | $5.88B | $5.82B | $4.66B |
| Net income | $1.33B | $2.53B | $3.07B | $3.13B | $3.48B | $2.80B |
| EPS (diluted) | $1.99 | $3.91 | $4.98 | $5.38 | $6.34 | — |
| Free cash flow | $2.87B | $3.14B | $3.77B | $5.06B | $4.30B | $3.93B |
| Operating margin | 14.1% | 21.1% | 26.3% | 28.7% | 27.5% | 22.3% |
| Net margin | 8.2% | 14.3% | 16.1% | 15.3% | 16.4% | 13.4% |
| Revenue growth | +9.3% | +9.3% | +7.6% | +7.1% | +3.6% | — |
| Cash + short-term investments | $835M | $902M | $1.20B | $1.24B | $798M | — |
| Total debt | $21.2B | $21.4B | $23.1B | $24.8B | $29.0B | — |
Fiscal years end Dec. EPS is split-adjusted.
Valuation (price ÷ last four quarters, through Jun 30, 2026) (FISV)
P/E 9.6x · P/S 1.3x · EV/Sales 2.6x · P/FCF 6.9x · P/B 1.0x · FCF yield 14.53% · Earnings yield 10.36% · Net debt $27.3B · EV $54.3B
P/E at fiscal year-ends: Dec 2025 10.6x, Dec 2024 38.2x, Dec 2023 26.7x.
Superinvestors (SEC 13F-HR, Q2 2026) (FISV)
9 of 80 tracked investors hold FISV. Each row is the investor's latest 13F; change is vs their prior-quarter share count.
| Investor | Firm | % of portfolio | Value | Change |
|---|---|---|---|---|
| Hillman Capital | Hillman Capital Management | 2.79% | $3.8M | Reduced -2.8% |
| Samantha McLemore | Patient Capital Management | 1.55% | $46.8M | Reduced -1.5% |
| Bill Nygren | Oakmark Funds | 1.45% | $1.09B | Added +12.5% |
| Vulcan Value Partners | 1.33% | $43.8M | Reduced -18.3% | |
| Dodge & Cox Funds | Dodge & Cox | 1.29% | $2.46B | Reduced -0.1% |
| Mairs & Power | Mairs & Power Funds | 1.03% | $112M | Added +6.5% |
| First Eagle Investment | First Eagle Investment Management | 0.89% | $533M | Added +44.9% |
| John Rogers | Ariel Investments | 0.27% | $26.7M | Added +26.0% |
| Christopher Davis | Davis Advisors | 0.11% | $26.5M | Reduced -8.3% |
Insider purchases (SEC Form 4, open-market, last ~7 months) (FISV)
7 purchases, $2.2M. Private placements, offerings, dividend reinvestment and employee stock purchase plan buys are excluded.
| Trade date | Insider | Role | Shares | Value | Avg price | Insider type |
|---|---|---|---|---|---|---|
| 2026-08-07 | Fritz Lance M | Director | 10,000 | $520K | 51.95 | Too little history (no open-market trades in 2023 or 2024) |
| 2026-06-17 | Todd Paul M | Chief Financial Officer | 10,060 | $500K | 49.7 | Too little history (no open-market trades in 2023 or 2024) |
| 2026-06-17 | Mamilli Wafaa | Director | 2,960 | $150K | 50.59 | Too little history (no open-market trades in 2023–2025) |
| 2026-06-16 | Rosman Adam L. | Chief Admin. and Legal Officer | 10,150 | $501K | 49.33 | Too little history (no open-market trades in 2023 or 2024) |
| 2026-06-16 | Yarkoni Charlotte | Director | 2,023 | $100K | 49.49 | Too little history (no open-market trades in 2023–2025) |
| 2026-06-16 | Disimone Harry | Director | 2,088 | $101K | 48.41 | Too little history (no open-market trades in 2023–2025) |
| 2026-06-16 | Nixon Gordon M. | Director | 7,500 | $372K | 49.57 | Too little history (no open-market trades in 2023–2025) |
Insider type follows Cohen, Malloy & Pomorski (Journal of Finance, 2012). An insider who traded the stock in the same calendar month in each of the past three years is a routine trader; one who traded in each of those years without such a pattern is an opportunistic trader. In their study, trades by opportunistic insiders predicted future returns and trades by routine insiders did not. Counts open-market purchases and sales only (SEC Form 4 codes P and S) by that insider in that company. Not investment advice.
Analysts (FISV)
Consensus Hold (mean 2.95 on a 1–5 scale), 37 analysts; mean target USD 57.7 (low 40, high 106).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-10-16 | Citigroup | Target lowered | Neutral | $57 → $53 |
| 2026-10-16 | Cantor Fitzgerald | Target lowered | Neutral | $53 → $48 |
| 2026-10-09 | TD Cowen | Target lowered | Hold | $55 → $49 |
| 2026-10-09 | Barclays | Target lowered | Equal-Weight | $52 → $50 |
| 2026-10-08 | Oppenheimer | Downgrade | Outperform → Perform | |
| 2026-09-28 | B. Riley Securities | Target lowered | Neutral | $66 → $51 |
| 2026-09-03 | TD Cowen | Reiterated | Hold | $55 |
| 2026-08-31 | Cantor Fitzgerald | Reiterated | Neutral | $53 |
| 2026-08-20 | Truist Securities | Target raised | Hold | $52 → $53 |
| 2026-08-07 | UBS | Target lowered | Neutral | $65 → $60 |
| 2026-08-07 | TD Cowen | Target lowered | Hold | $63 → $55 |
| 2026-08-07 | RBC Capital | Target lowered | Outperform | $75 → $65 |
Total return (dividends reinvested) (FISV)
| 1Y (from 2025-10-23) | 5Y (from 2021-10-18) | |
|---|---|---|
| Total return | -59.0% | -53.9% |
| S&P 500 (SPY) | +14.9% | +80.3% |
| Per year | -59.1% | -14.3% |
| Volatility (annualized) | 69.9% | 39.5% |
| Max drawdown | -64.9% (Oct 2025→Oct 2026) | -81.2% (Feb 2025→Sep 2026) |
FISV revenue by business segment (quarter ended Jun 30, 2026)
| Line | Revenue | Share of total | YoY |
|---|---|---|---|
| Merchant | $2.61B | 49.3% | -1.4% |
| Financial | $2.35B | 44.5% | -7.7% |
| Total revenue | $5.29B | 100% | — |
FISV revenue by product line (quarter ended Jun 30, 2026)
| Line | Revenue | Share of total | YoY |
|---|---|---|---|
| Processing and services revenue | $4.29B | 81.1% | -0.3% |
| Small Business | $1.76B | 33.3% | -0.8% |
| Product revenue | $1.00B | 18.9% | -17.5% |
| Digital Payments | $993.0M | 18.8% | -5.5% |
| Issuing | $784.0M | 14.8% | -10.5% |
| Enterprise | $584.0M | 11.0% | -0.5% |
| Banking | $578.0M | 10.9% | -7.5% |
| Processing | $264.0M | 5.0% | -6.7% |
| Total revenue | $5.29B | 100% | — |
As tagged by the company in its SEC 10-Q / 10-K filings (XBRL).
FISV suppliers, customers and competitors (named in its 10-K)
| Relationship | Company | Sentence in the filing |
|---|---|---|
| Customer | Payfare | “Additionally, our embedded finance solutions enable merchants and others to deliver personalized financial experiences to their customers through a combination of Fiserv solutions including Finxact, Payfare, Commerce Hub™, card manufacturing and processing, as well as third-party services.” |
| Partner | Sagent M&C | “We maintain noncontrolling ownership interests in Sagent M&C, LLC and defi SOLUTIONS Group, LLC (collectively, the "Lending Joint Ventures").” |
| Partner | SOLUTIONS Group | “We maintain noncontrolling ownership interests in Sagent M&C, LLC and defi SOLUTIONS Group, LLC (collectively, the "Lending Joint Ventures").” |
Quoted from the company's 10-K filed Feb 19, 2026.
Companies that name FISV in their SEC reports
| Relationship to FISV | Company | Filing | Sentence |
|---|---|---|---|
| partner | UNITED COMMUNITY BANKS INC (UCB) | 10-K Feb 17, 2026 | “We provide payment processing services for our commercial and small business customers through UCPS, which is a joint venture between the Bank and Clover, a merchant services provider and subsidiary of Fiserv, Inc.” |
FISV analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends Sep 2026) | $1.71 | $2.16 | -20.7% | $4.87B | 30 |
| Next quarter (ends Dec 2026) | $1.89 | $2.27 | -16.7% | $5.07B | 27 |
| Current fiscal year (ends Dec 2026) | $7.24 | $8.11 | -10.8% | $19.57B | 36 |
| Next fiscal year (ends Dec 2027) | $8.01 | $8.93 | -10.3% | $20.30B | 38 |
Key Statistics (as of October 23, 2026 at 09:48 UTC)
| Price | USD 50.82 |
|---|---|
| Change | ▲ 5.41% (up) |
| Previous Close | USD 48.21 |
| Open | USD 48.51 |
| Day Range | USD 48.4 – 50.83 |
| 52-Week Range | USD 43.87 – 128.78 |
| Volume | 6,671,383 shares |
| Market Cap | $27.02B |
| Exchange | NMS |
Technical Analysis (FISV)
Nexqual's technical model rates FISV "BUY" based on 5 bullish and 2 bearish signals across 127 daily candles, as of October 23, 2026 at 09:48 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 62.22 (neutral) |
| vs SMA50 | Above (USD 49.15) |
| MACD | 0.06 (positive) |
Analyst Ratings (FISV)
Wall Street analysts rate FISV "Hold" based on 37 analysts, with a mean price target of USD 57.7 (range USD 40–106), per Nexqual as of October 23, 2026 at 09:48 UTC.
| Consensus Rating | Hold |
|---|---|
| Analyst Count | 37 |
| Mean Target | USD 57.7 |
| High Target | USD 106 |
| Low Target | USD 40 |
| Buy / Hold / Sell | 6 / 27 / 4 |
Earnings (FISV)
| Next Earnings Date | 2026-11-03 |
|---|---|
| EPS Estimate | USD 1.71 |
| Revenue Estimate | $4.87B |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 1.84 vs est 1.91 ▼ miss |
| 2026-03-31 | USD 1.79 vs est 1.57 ▲ beat |
| 2025-12-31 | USD 1.99 vs est 1.9 ▲ beat |
| 2025-09-30 | USD 2.04 vs est 2.65 ▼ miss |
Source: Nexqual, October 23, 2026 at 09:48 UTC.
Financials & Fundamentals (FISV)
| Free Cash Flow (last four quarters to Jun 2026, SEC 10-Q / 10-K) | $3.93B (18.8% of revenue) |
|---|
Source: Nexqual, October 23, 2026 at 09:48 UTC.
Financial Health Score (FISV)
Nexqual rates Fiserv, Inc.'s overall financial health "Mixed" across five dimensions, as of October 23, 2026 at 09:48 UTC.
| Growth | Mixed — Revenue +3.6% YoY (annual), slow |
|---|---|
| Profitability | Solid — Net margin 18% |
| Balance Sheet | Mixed — $627M cash and investments vs $27.9B debt (Jun 2026, SEC) |
| Cash Flow | Strong — FCF $3.93B (last 4 quarters to Jun 2026, SEC), 19% margin |
| Efficiency | Mixed — No data |
Major Backers & Investors (FISV)
Notable institutional backers of Fiserv, Inc. include Dodge & Cox Inc., Harris Associates L.P., Capital Group, according to Nexqual as of October 23, 2026 at 09:48 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Dodge & Cox Inc. | 9.33% |
| Harris Associates L.P. | 4.13% |
| Capital Group | 3.13% |
| First Eagle Investment Management, LLC | 2.02% |
| Hotchkis & Wiley Capital Management, LLC | 1.95% |
| AMERICAN BALANCED FUND | 1.53% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Vanguard Group | 10.03% |
| BlackRock | 7.88% |
| State Street | 4.43% |
| Geode Capital | 2.84% |
Source: Nexqual, October 23, 2026 at 09:48 UTC.
From Fiserv, Inc.'s Latest SEC 10-K Filing (filed 2026-02-19)
Key Strengths & Strategy (as disclosed to the SEC)
- Depending on the needs of our client, we deliver these solutions through our proprietary processing platforms, software application licenses, or SaaS hosted in the cloud.
- We have developed a comprehensive end-to-end embedded finance solution that supports various payment flows.
- Through this integrated platform, a variety of payment and commerce solutions can be accessed, including payment acceptance, payments optimization, fraud mitigation, online electronic benefits transfers, pay-by-bank and digital payouts.
- Our Enterprise business also provides end-to-end, omnichannel solutions to implement and manage stored value programs such as gift cards and loyalty, which help clients drive revenue and customer engagement.
Legal & Regulatory Risks (Item 1A, quoted)
- We have claims and lawsuits against us and have received governmental inquiries that may result in adverse outcomes.
- We are currently, and may in the future, be subject to claims, lawsuits and governmental inquiries arising from the operation of our business, including those related to new product releases, significant business transactions, employee matters, artificial intelligence activities, and regulation.
- Failure to comply with state and federal antitrust requirements could adversely affect our business.
- We may be sued for infringing the intellectual property rights of others.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| FIS | Fidelity National Information S | USD 38.29 | ▲ 5.13% |
| GPN | Global Payments Inc. | USD 85.88 | ▲ 2.81% |
| CTAS | Cintas Corporation | USD 224.04 | ▲ 1.77% |
| PAYX | Paychex, Inc. | USD 118.81 | ▲ 5.61% |
| INTU | Intuit Inc. | USD 354.9 | ▲ 5.75% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 23, 2026 at 09:48 UTC. This page is informational and not investment advice.
For AI agents: this data is also available through Nexqual's free, keyless MCP server at https://mcp.nexqual.com/mcp; every result includes source_url, as_of and cite_as. More: nexqual.com/agents · llms.txt