Fifth Third Bancorp (FITB) Stock Price & Analysis
Fifth Third Bancorp (FITB) closed at USD 53.23 on Thursday, October 22, 2026, up 0.80% on the day. The US market is currently closed (pre-market); this is not a live price.
The prior close was USD 52.81; the Oct 22, 2026 session ranged USD 52.34–53.5 on volume of 6,233,494 shares. Market capitalization is $48.27B, with a 52-week range of USD 40.68–59.5 (NYQ). Source: Nexqual, retrieved October 23, 2026 at 08:38 UTC.
Also available as compact Markdown for AI agents: nexqual.com/FITB.md
Key facts (FITB)
- Last four reported quarters (through Jun 30, 2026): revenue $10.7B, net income $2.35B (21.8% margin) (SEC filings).
- Valuation: P/E 20.6x (avg 11.7x at the last 3 fiscal year-ends).
- 3 of 80 tracked superinvestors hold FITB (13F, Q2 2026): 0 new, 0 added, 3 reduced, 0 unchanged.
- Insider open-market sales, last ~7 months: 2 Form 4 filings, $1.3M; 2 not under a Rule 10b5-1 plan ($1.3M); 0 by opportunistic insiders, 0 by routine insiders (three-year test, Cohen, Malloy & Pomorski 2012).
- Analysts: Buy (mean 2.00 on a 1–5 scale) (22 analysts), mean target USD 61.49 (range 55–67).
- Total return with dividends: 1Y +30.7% vs S&P 500 +14.9%; 5Y +41.3% vs S&P 500 +80.3%.
- Next earnings: 2027-01-19, EPS estimate USD 1.12, revenue estimate $3.43B.
Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (FITB)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $7.89B | $8.38B | $8.71B | $8.48B | $9.02B | $10.7B |
| Net income | $2.77B | $2.45B | $2.35B | $2.31B | $2.52B | $2.35B |
| EPS (diluted) | $3.73 | $3.35 | $3.22 | $3.14 | $3.53 | — |
| Free cash flow | $2.40B | $6.08B | $4.02B | $2.41B | $3.93B | $3.02B |
| Net margin | 35.1% | 29.2% | 27.0% | 27.3% | 28.0% | 21.8% |
| Revenue growth | +3.6% | +6.2% | +4.0% | -2.6% | +6.3% | — |
| Cash + short-term investments | $2.99B | $3.47B | $3.14B | $3.01B | $3.50B | — |
| Total debt | $11.8B | $13.7B | $16.4B | $19.0B | $14.5B | — |
Fiscal years end Dec. EPS is split-adjusted.
Valuation (price ÷ last four quarters, through Jun 30, 2026) (FITB)
P/E 20.6x · P/S 4.5x · P/FCF 16.0x · P/B 1.4x · FCF yield 6.26% · Earnings yield 4.86% · Dividend yield (paid, TTM) 2.68% · Buyback yield (TTM) 0.62%
P/E at fiscal year-ends: Dec 2025 12.5x, Dec 2024 12.6x, Dec 2023 10.1x.
Superinvestors (SEC 13F-HR, Q2 2026) (FITB)
3 of 80 tracked investors hold FITB. Each row is the investor's latest 13F; change is vs their prior-quarter share count.
| Investor | Firm | % of portfolio | Value | Change |
|---|---|---|---|---|
| Christopher Davis | Davis Advisors | 0.65% | $151M | Reduced -4.6% |
| John Rogers | Ariel Investments | 0.31% | $31.3M | Reduced -2.3% |
| Richard Pzena | Pzena Investment Management | 0.26% | $89.3M | Reduced -3.1% |
Insider sales (SEC Form 4, open-market, last ~7 months) (FITB)
0 of 2 under a Rule 10b5-1 trading plan (scheduled in advance). Unplanned sales were timed by the insider.
| Trade date | Insider | Role | Shares | Value | % of holdings sold | 10b5-1 plan | Insider type |
|---|---|---|---|---|---|---|---|
| 2026-04-28 | Sefzik Peter L | EVP | 20,000 | $1.0M | 9.6% | No | Too little history (no open-market trades in 2023–2025) |
| 2026-04-20 | Khanna Kevin J | EVP | 6,000 | $305K | 7.3% | No | Too little history (no open-market trades in 2023 or 2024) |
% of holdings sold = shares sold ÷ (shares sold + all holdings the insider reported on that Form 4, direct and through trusts).
Insider type follows Cohen, Malloy & Pomorski (Journal of Finance, 2012). An insider who traded the stock in the same calendar month in each of the past three years is a routine trader; one who traded in each of those years without such a pattern is an opportunistic trader. In their study, trades by opportunistic insiders predicted future returns and trades by routine insiders did not. Counts open-market purchases and sales only (SEC Form 4 codes P and S) by that insider in that company. Not investment advice.
Analysts (FITB)
Consensus Buy (mean 2.00 on a 1–5 scale), 22 analysts; mean target USD 61.49 (low 55, high 67).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-10-22 | Citigroup | Target raised | Buy | $62 → $63 |
| 2026-10-21 | Stephens & Co. | Target lowered | Equal-Weight | $61 → $59 |
| 2026-10-21 | Evercore ISI Group | Upgrade | In-Line → Outperform | $57 → $60 |
| 2026-10-20 | RBC Capital | Target lowered | Outperform | $62 → $60 |
| 2026-10-05 | UBS | Target lowered | Buy | $65 → $63 |
| 2026-10-02 | JP Morgan | Target lowered | Overweight | $62 → $58 |
| 2026-10-01 | Evercore ISI Group | Target lowered | In-Line | $61 → $57 |
| 2026-09-23 | Truist Securities | Target lowered | Buy | $64 → $63 |
| 2026-09-22 | Citigroup | Upgrade | Neutral → Buy | $59 → $62 |
| 2026-07-29 | JP Morgan | Target raised | Overweight | $61 → $62 |
| 2026-07-24 | Citigroup | Target raised | Neutral | $53 → $59 |
| 2026-07-21 | Evercore ISI Group | Target raised | In-Line | $60 → $61 |
Total return (dividends reinvested) (FITB)
| 1Y (from 2025-10-23) | 5Y (from 2021-10-18) | |
|---|---|---|
| Total return | +30.7% | +41.3% |
| S&P 500 (SPY) | +14.9% | +80.3% |
| Per year | +30.9% | +7.1% |
| Volatility (annualized) | 25.3% | 31.6% |
| Max drawdown | -21.2% (Feb 2026→Mar 2026) | -51.1% (Jan 2022→Oct 2023) |
FITB company outlook (results filed Oct 19, 2026)
- “(e) Assumes a 24% tax rate.”
- “(45) Fifth Third's ability to meet its environmental and/or social targets, goals and commitments; and (46) risks relating to the merger with Comerica Incorporated, including Fifth Third's inability to realize the anticipated benefits of the merger and potential disruption to Fifth Third's business resulting from post-merger integration.”
- “(a) Assumes a 24% tax rate.”
Quoted word-for-word from the SEC 8-K results press release.
FITB analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends Dec 2026) | $1.12 | $1.19 | -5.9% | $3.43B | 14 |
| Next quarter (ends Mar 2027) | $1.04 | $1.03 | +1.3% | $3.38B | 9 |
| Current fiscal year (ends Dec 2026) | $3.04 | $3.04 | +0.1% | $12.85B | 15 |
| Next fiscal year (ends Dec 2027) | $4.89 | $4.88 | +0.1% | $14.07B | 16 |
FITB options: expected move
Options price a move of about ±11.3% (±$6.03) by Feb 19, 2027, which includes earnings on Jan 19, 2027; the earnings reaction alone is priced at about ±1.5%. Over the last 8 reports the stock moved ±3.2% on average.
| Expiration | Days | ATM implied volatility | Expected move |
|---|---|---|---|
| Nov 20, 2026 | 28 | 25.0% | ±6.3% |
| Dec 18, 2026 | 56 | 23.9% | ±8.0% |
| Jan 15, 2027 | 84 | 23.7% | ±9.7% |
| Feb 19, 2027 | 119 | 23.8% | ±11.3% |
| Mar 19, 2027 | 147 | 24.6% | ±12.9% |
| May 21, 2027 | 210 | 25.5% | ±15.7% |
| Jun 17, 2027 | 237 | 25.9% | ±16.9% |
| Sep 17, 2027 | 329 | 26.6% | ±20.2% |
30-day implied volatility 24.3% vs 22.4% realized over the last 30 trading days. Put/call ratio (volume) 0.13. Cboe delayed quotes (15 min). Expected move = at-the-money straddle.
Key Statistics (as of October 23, 2026 at 08:38 UTC)
| Price | USD 53.23 |
|---|---|
| Change | ▲ 0.80% (up) |
| Previous Close | USD 52.81 |
| Open | USD 52.34 |
| Day Range | USD 52.34 – 53.5 |
| 52-Week Range | USD 40.68 – 59.5 |
| Volume | 6,233,494 shares |
| Market Cap | $48.27B |
| Exchange | NYQ |
Technical Analysis (FITB)
Nexqual's technical model rates FITB "NEUTRAL" based on 4 bullish and 3 bearish signals across 127 daily candles, as of October 23, 2026 at 08:38 UTC.
| Overall Signal | NEUTRAL |
|---|---|
| RSI (14) | 59.06 (neutral) |
| vs SMA50 | Above (USD 53.11) |
| MACD | -0.27 (negative) |
Analyst Ratings (FITB)
Wall Street analysts rate FITB "Buy" based on 22 analysts, with a mean price target of USD 61.49 (range USD 55–67), per Nexqual as of October 23, 2026 at 08:38 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 22 |
| Mean Target | USD 61.49 |
| High Target | USD 67 |
| Low Target | USD 55 |
| Buy / Hold / Sell | 18 / 4 / 0 |
Earnings (FITB)
| Next Earnings Date | 2027-01-19 |
|---|---|
| EPS Estimate | USD 1.22 |
| Revenue Estimate | $3.43B |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-09-30 | USD 0.9 vs est 0.82 ▲ beat |
| 2026-06-30 | USD 0.83 vs est 0.84 ▼ miss |
| 2026-03-31 | USD 0.15 vs est 0.22 ▼ miss |
| 2025-12-31 | USD 1.04 vs est 0.99 ▲ beat |
Source: Nexqual, October 23, 2026 at 08:38 UTC.
Financials & Fundamentals (FITB)
| Total Revenue | $11.13B |
|---|---|
| Revenue Growth (latest quarter, YoY) | +50.00% |
| Gross Margin | +0.00% |
| Operating Margin | +35.10% |
| Profit Margin | +23.04% |
| ROE | +9.42% |
| Total Cash | $5.85B |
| Total Debt | $18.14B |
Source: Nexqual, October 23, 2026 at 08:38 UTC.
Financial Health Score (FITB)
Nexqual rates Fifth Third Bancorp's overall financial health "Mixed" across five dimensions, as of October 23, 2026 at 08:38 UTC.
| Growth | Solid — Revenue +6% YoY (annual) |
|---|---|
| Profitability | Strong — Net margin 26% (last 12 months); banks have no gross margin |
| Balance Sheet | N/A — Not comparable for banks: deposits and customer funds sit on the balance sheet, so cash vs debt does not measure safety (SEC industry: State Commercial Banks) |
| Cash Flow | N/A — Not meaningful for banks and lenders: lending and trading move operating cash flow by billions each year (SEC industry: State Commercial Banks) |
| Efficiency | Mixed — ROE 9%, ROA 1.0% |
Ownership (FITB)
| Insider Ownership | +0.37% |
|---|---|
| Institutional Ownership | +92.91% |
| Shares Outstanding | 906.89M |
| Float | 897.91M |
| Short % of Float | +4.84% |
Source: Nexqual, October 23, 2026 at 08:38 UTC.
Leadership (FITB)
Fifth Third Bancorp is led by Timothy N. Spence, Chairman, CEO & President, per Nexqual as of October 23, 2026 at 08:38 UTC.
| Chairman, CEO & President | Timothy N. Spence |
|---|---|
| Executive VP & CFO | Bryan D. Preston |
| Executive VP & COO | James C. Leonard |
| Senior Director of Investor Relations | Matt Curoe |
| Executive VP & Chief Marketing Officer | Melissa S. Stevens |
Major Backers & Investors (FITB)
Notable institutional backers of Fifth Third Bancorp include Capital Group, Price (T.Rowe) Associates Inc, JPMorgan, according to Nexqual as of October 23, 2026 at 08:38 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Capital Group | 4.33% |
| Price (T.Rowe) Associates Inc | 4.31% |
| JPMorgan | 3.3% |
| Morgan Stanley | 3.24% |
| Charles Schwab Investment Management, Inc. | 3.24% |
| Income Fund of America | 2.92% |
| Invesco | 2.84% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Vanguard Group | 11.77% |
| BlackRock | 9.14% |
| State Street | 4.59% |
Source: Nexqual, October 23, 2026 at 08:38 UTC.
From Fifth Third Bancorp's Latest SEC 10-K Filing (filed 2026-02-24)
Key Strengths & Strategy (as disclosed to the SEC)
- In June 2024, the FDIC Board of Directors approved a final rule to amend its resolution plan requirements that largely apply to insured depository institutions with more than $100 billion in assets, including the Bank.
Legal & Regulatory Risks (Item 1A, quoted)
- Government regulation and legislation subject Fifth Third to restrictions, oversight and/or costs that may have an impact on Fifth Third's business, financial condition, results of operations or the price of its common stock.
- The Bancorp must maintain certain risk-based and leverage capital ratios as required by the FRB which can change depending upon general economic conditions and the Bancorp's particular condition, risk profile and growth plans.
- Failure by the Bank to meet applicable capital requirements could subject it to a variety of enforcement actions available to regulatory authorities.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| BBD | Banco Bradesco Sa | USD 3.95 | ▼ 2.47% |
| TFC | Truist Financial Corporation | USD 48.42 | ▲ 1.45% |
| DB | Deutsche Bank AG | USD 31.48 | ▼ 2.39% |
| NWG | NatWest Group plc | USD 16.99 | ▼ 2.3% |
| NU | Nu Holdings Ltd. | USD 14.73 | ▼ 2.13% |
| LYG | Lloyds Banking Group Plc | USD 5.38 | ▼ 2% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 23, 2026 at 08:38 UTC. This page is informational and not investment advice.
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