Farmers & Merchants Bancshares, Inc. (FMFG) Stock Price & Analysis
Farmers & Merchants Bancshares, Inc. (FMFG) fell 1.54% to USD 17.23 as of June 10, 2026 at 13:15 UTC, according to Nexqual real-time market data.
FMFG last closed at USD 17.5; the session ranged USD 16.75–17.27 on volume of 1,701 shares. Market capitalization is $55.75M, with a 52-week range of USD 15.75–21 (OID). Source: Nexqual, June 10, 2026 at 13:15 UTC.
Key Statistics (as of June 10, 2026 at 13:15 UTC)
| Price | USD 17.23 |
|---|---|
| Change | ▼ 1.54% (down) |
| Previous Close | USD 17.5 |
| Open | USD 17.27 |
| Day Range | USD 16.75 – 17.27 |
| 52-Week Range | USD 15.75 – 21 |
| Volume | 1,701 shares |
| Market Cap | $55.75M |
| Exchange | OID |
Technical Analysis (FMFG)
Nexqual's technical model rates FMFG "STRONG SELL" based on 0 bullish and 5 bearish signals across 123 daily candles, as of June 10, 2026 at 13:15 UTC.
| Overall Signal | STRONG SELL |
|---|---|
| RSI (14) | 37.99 (neutral) |
| vs SMA50 | Below (USD 17.55) |
| MACD | -0.13 (negative) |
Analyst Ratings (FMFG)
Wall Street analysts rate FMFG "None", per Nexqual as of June 10, 2026 at 13:15 UTC.
| Consensus Rating | None |
|---|
Earnings (FMFG)
Source: Nexqual, June 10, 2026 at 13:15 UTC.
Financials & Fundamentals (FMFG)
| Total Revenue | $26.84M |
|---|---|
| Revenue Growth (YoY) | +20.40% |
| Gross Margin | +0.00% |
| Operating Margin | +36.18% |
| Profit Margin | +23.94% |
| ROE | +10.31% |
| Total Cash | $48.83M |
| Total Debt | $78.20M |
Source: Nexqual, June 10, 2026 at 13:15 UTC.
Financial Health Score (FMFG)
Nexqual rates Farmers & Merchants Bancshares, Inc.'s overall financial health "Mixed" across five dimensions, as of June 10, 2026 at 13:15 UTC.
| Growth | Strong — Revenue +20% YoY (latest Q) |
|---|---|
| Profitability | Weak — Small revenue base — building scale |
| Balance Sheet | Mixed — $49M cash vs $78M debt |
| Cash Flow | Mixed — No data |
| Efficiency | Mixed — ROE 10%, ROA 0.8% |
Ownership (FMFG)
| Insider Ownership | +20.00% |
|---|---|
| Institutional Ownership | +2.13% |
| Shares Outstanding | 3.24M |
| Float | 2.68M |
Source: Nexqual, June 10, 2026 at 13:15 UTC.
Leadership (FMFG)
Farmers & Merchants Bancshares, Inc. is led by Gary A. Harris (age 54), President, CEO & Director, per Nexqual as of June 10, 2026 at 13:15 UTC.
| President, CEO & Director | Gary A. Harris (age 54) |
|---|---|
| Executive VP, CFO & Treasurer | Paul B. Susie (age 58) |
Major Backers & Investors (FMFG)
Notable institutional backers of Farmers & Merchants Bancshares, Inc. include Siena Capital Partners GP, LLC, according to Nexqual as of June 10, 2026 at 13:15 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Siena Capital Partners GP, LLC | 2.13% |
Source: Nexqual, June 10, 2026 at 13:15 UTC.
From Farmers & Merchants Bancshares, Inc.'s Latest SEC 10-K Filing (filed 2026-03-26)
Key Strengths & Strategy (as disclosed to the SEC)
- Farmers and Merchants Bancshares, Inc. operates as the bank holding company for Farmers and Merchants Bank that provides commercial and retail banking services to individuals and businesses in Maryland.
- It offers checking, savings, money market, certificates of deposits and individual retirement, and sweep accounts, as well as remote check deposits, and repurchase agreements.
- The company also provides credit for residential mortgages, including federal housing administration and veterans affairs loans; construction loans; home equity lines; personal installment loans; and other consumer financing, as well as financing commerce and industry by providing credit and deposit services for small to medium size businesses and the agricultural community.
- In addition, it offers commercial lending, which includes commercial mortgages, land acquisition and development loans, lines of credit, accounts receivable financing, and term loans for fixed asset purchases, as well as loans guaranteed by the Small Business Administration and the United States Department of Agriculture.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| FKYS | First Keystone Corp. | USD 17.79 | ▼ 1.17% |
| FSRL | First Reliance Bancshares, Inc. | USD 14.78 | ▲ 0.89% |
| FRSB | FIRST RESOURCE BANCORP INC. | USD 22.39 | ▼ 0.49% |
| QNTO | Quaint Oak Bancorp, Inc. | USD 16.85 | ▲ 0% |
| FFMH | First Farmers & Merchants Corp. | USD 57.75 | ▲ 0% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: June 10, 2026 at 13:15 UTC. This page is informational and not investment advice.