Franklin Financial Services Corp /Pa/ (FRAF) Stock Price & Analysis

Franklin Financial Services Corp /Pa/ (FRAF) fell 0.84% to USD 62.28 as of July 25, 2026 at 08:16 UTC, according to Nexqual real-time market data.

FRAF last closed at USD 62.81; the session ranged USD 59.8–63.06 on volume of 46,631 shares. Market capitalization is $279.83M, with a 52-week range of USD 38.52–64.88 (NCM). Source: Nexqual, July 25, 2026 at 08:16 UTC.

Key Statistics (as of July 25, 2026 at 08:16 UTC)

PriceUSD 62.28
Change▼ 0.84% (down)
Previous CloseUSD 62.81
OpenUSD 61.11
Day RangeUSD 59.8 – 63.06
52-Week RangeUSD 38.52 – 64.88
Volume46,631 shares
Market Cap$279.83M
ExchangeNCM

Technical Analysis (FRAF)

Nexqual's technical model rates FRAF "BUY" based on 4 bullish and 1 bearish signals across 125 daily candles, as of July 25, 2026 at 08:16 UTC.

Overall SignalBUY
RSI (14)52.68 (neutral)
vs SMA50Above (USD 60.31)
MACD0.55 (positive)

Analyst Ratings (FRAF)

Wall Street analysts rate FRAF "None" based on 1 analysts, with a mean price target of USD 64 (range USD 64–64), per Nexqual as of July 25, 2026 at 08:16 UTC.

Consensus RatingNone
Analyst Count1
Mean TargetUSD 64
High TargetUSD 64
Low TargetUSD 64
Buy / Hold / Sell0 / 1 / 0

Earnings (FRAF)

Next Earnings Date2026-07-24
EPS EstimateUSD 1.45
Revenue Estimate$24.90M

Recent Earnings History

QuarterActual vs Estimate
2026-06-30USD 1.47 vs est 1.44 ▲ beat
2026-03-31USD 1.48 vs est 1.34 ▲ beat

Source: Nexqual, July 25, 2026 at 08:16 UTC.

Financials & Fundamentals (FRAF)

Total Revenue$90.19M
Revenue Growth (YoY)+22.00%
Gross Margin+0.00%
Operating Margin+37.15%
Profit Margin+26.54%
ROE+14.50%
Total Cash$28.43M
Total Debt$215.24M

Source: Nexqual, July 25, 2026 at 08:16 UTC.

Financial Health Score (FRAF)

Nexqual rates Franklin Financial Services Corp /Pa/'s overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 08:16 UTC.

GrowthStrong — Revenue +22% YoY (latest Q)
ProfitabilityWeak — Pre-revenue or very early stage
Balance SheetMixed — $28M cash vs $215M debt
Cash FlowSolid — Operating cash flow $41M
EfficiencyMixed — ROE 15%, ROA 1.1%

Ownership (FRAF)

Insider Ownership+6.50%
Institutional Ownership+34.28%
Shares Outstanding4.49M
Float4.18M
Short % of Float+2.39%

Source: Nexqual, July 25, 2026 at 08:16 UTC.

Leadership (FRAF)

Franklin Financial Services Corp /Pa/ is led by Craig W. Best (age 64), CEO & Director, per Nexqual as of July 25, 2026 at 08:16 UTC.

CEO & DirectorCraig W. Best (age 64)
President & COOCharles Benner Carroll (age 53)
EVP, CFO & TreasurerMark R. Hollar (age 63)

Major Backers & Investors (FRAF)

Notable institutional backers of Franklin Financial Services Corp /Pa/ include American Century Companies Inc, Arrowstreet Capital, Limited Partnership, Elizabeth Park Capital Advisors, Ltd., according to Nexqual as of July 25, 2026 at 08:16 UTC.

Active Investors

InvestorStake
American Century Companies Inc2.76%
Arrowstreet Capital, Limited Partnership1.71%
Elizabeth Park Capital Advisors, Ltd.1.45%
Fidelity1.44%
Bridgeway Capital Management, LLC1.34%
Goldman Sachs1.15%

Index Funds (Passive)

FundStake
BlackRock9.09%
Vanguard Group8.7%
Geode Capital2.26%
State Street1.63%

Source: Nexqual, July 25, 2026 at 08:16 UTC.

From Franklin Financial Services Corp /Pa/'s Latest SEC 10-K Filing (filed 2026-03-13)

Partnerships

Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.

Peers & Related Stocks

SymbolNamePriceChange
FDBCFidelity D & D Bancorp, Inc.USD 51.55▲ 0.39%
FGBIFirst Guaranty Bancshares, Inc.USD 9.29▲ 0%
FXNCFirst National CorporationUSD 29.75▲ 2.48%
ORRFOrrstown Financial Services, InUSD 42.56▲ 2.88%
FMBHFirst Mid Bancshares, Inc.USD 51▲ 5.15%

Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 08:16 UTC. This page is informational and not investment advice.