Five Star Bancorp (FSBC) Stock Price & Analysis
Five Star Bancorp (FSBC) fell 1.14% to USD 46.81 as of July 25, 2026 at 19:02 UTC, according to Nexqual real-time market data.
FSBC last closed at USD 47.35; the session ranged USD 45.66–47.84 on volume of 301,117 shares. Market capitalization is $1.00B, with a 52-week range of USD 28.34–50.26 (NMS). Source: Nexqual, July 25, 2026 at 19:02 UTC.
Key Statistics (as of July 25, 2026 at 19:02 UTC)
| Price | USD 46.81 |
|---|---|
| Change | ▼ 1.14% (down) |
| Previous Close | USD 47.35 |
| Open | USD 47.65 |
| Day Range | USD 45.66 – 47.84 |
| 52-Week Range | USD 28.34 – 50.26 |
| Volume | 301,117 shares |
| Market Cap | $1.00B |
| Exchange | NMS |
Technical Analysis (FSBC)
Nexqual's technical model rates FSBC "BUY" based on 4 bullish and 2 bearish signals across 125 daily candles, as of July 25, 2026 at 19:02 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 48.04 (neutral) |
| vs SMA50 | Above (USD 45.3) |
| MACD | 0.7 (positive) |
Analyst Ratings (FSBC)
Wall Street analysts rate FSBC "Buy" based on 5 analysts, with a mean price target of USD 49 (range USD 43–53), per Nexqual as of July 25, 2026 at 19:02 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 5 |
| Mean Target | USD 49 |
| High Target | USD 53 |
| Low Target | USD 43 |
| Buy / Hold / Sell | 3 / 2 / 0 |
Earnings (FSBC)
| Next Earnings Date | 2026-07-22 |
|---|---|
| EPS Estimate | USD 0.84 |
| Revenue Estimate | $51.43M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 0.91 vs est 0.86 ▲ beat |
| 2026-03-31 | USD 0.87 vs est 0.79 ▲ beat |
| 2025-12-31 | USD 0.83 vs est 0.76 ▲ beat |
| 2025-09-30 | USD 0.77 vs est 0.71 ▲ beat |
Source: Nexqual, July 25, 2026 at 19:02 UTC.
Financials & Fundamentals (FSBC)
| Total Revenue | $167.61M |
|---|---|
| Revenue Growth (YoY) | +27.60% |
| Gross Margin | +0.00% |
| Operating Margin | +58.36% |
| Profit Margin | +42.96% |
| ROE | +16.17% |
| Total Cash | $685.07M |
| Total Debt | $85.38M |
Source: Nexqual, July 25, 2026 at 19:02 UTC.
Financial Health Score (FSBC)
Nexqual rates Five Star Bancorp's overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 19:02 UTC.
| Growth | Strong — Revenue +26% YoY (annual) |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $685M cash vs $85M debt, net cash position |
| Cash Flow | Mixed — No data |
| Efficiency | Solid — ROE 16%, ROA 1.5% |
Ownership (FSBC)
| Insider Ownership | +24.93% |
|---|---|
| Institutional Ownership | +52.97% |
| Shares Outstanding | 21.38M |
| Float | 14.92M |
| Short % of Float | +4.03% |
Source: Nexqual, July 25, 2026 at 19:02 UTC.
Leadership (FSBC)
Five Star Bancorp is led by James Eugene Beckwith (age 67), President, CEO & Director, per Nexqual as of July 25, 2026 at 19:02 UTC.
| President, CEO & Director | James Eugene Beckwith (age 67) |
|---|---|
| Executive VP & San Francisco Bay Area President | Don J. Kurtze (age 36) |
| Executive VP & CFO | Heather Christina Luck (age 43) |
| Executive VP & COO | Lydia Ann Ramirez-Medina (age 43) |
| Senior VP & Chief Marketing Officer | Shelley Ronan Wetton (age 52) |
Major Backers & Investors (FSBC)
Notable institutional backers of Five Star Bancorp include T. Rowe Price, Davis Asset Management, L.P., American Century Companies Inc, according to Nexqual as of July 25, 2026 at 19:02 UTC.
Active Investors
| Investor | Stake |
|---|---|
| T. Rowe Price | 15.86% |
| Davis Asset Management, L.P. | 7.07% |
| American Century Companies Inc | 4.18% |
| Adage Capital Partners GP L.L.C. | 2.38% |
| Franklin Resources, Inc. | 2.21% |
| CAPTRUST Financial Advisors | 2.18% |
| -Price (T.Rowe) U.S. Small-Cap Core Equity Trust | 2.08% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 7.38% |
| Vanguard Group | 6.1% |
| Geode Capital | 1.89% |
Source: Nexqual, July 25, 2026 at 19:02 UTC.
From Five Star Bancorp's Latest SEC 10-K Filing (filed 2026-02-27)
Key Strengths & Strategy (as disclosed to the SEC)
- We have invested in personnel, business and compliance processes, and technology that enable us to acquire, as well as efficiently and effectively serve a wide array of business deposit accounts, while continuing to provide the level of customer service for which we are known.
- We believe this investment will support our continued growth and enable us to enhance our capabilities to offer new products, improve overall customer experience, improve 6 profitability through efficiencies, and provide scalability for future growth.
- We utilize nationally recognized software vendors and their cloud/hosted models, which allow us to outsource the processing of our data.
- In addition, the tested capability of these vendors to automatically switch over to standby systems should allow us to recover our systems and provide business continuity quickly in case of a disaster.
Partnerships
- The Federal Reserve may disapprove such a purchase or redemption if it determines that the proposal would constitute an unsafe or unsound practice or would violate any law, regulation, Federal Reserve order, or any condition imposed by or written agreement with the Federal Reserve.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| FNWB | First Northwest Bancorp | USD 11.95 | ▼ 0.75% |
| HBCP | Home Bancorp, Inc. | USD 70.21 | ▲ 1.34% |
| EQBK | Equity Bancshares, Inc. | USD 50.3 | ▲ 0.68% |
| FMBH | First Mid Bancshares, Inc. | USD 51 | ▲ 5.15% |
| RBB | RBB Bancorp | USD 26.28 | ▼ 0.64% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 19:02 UTC. This page is informational and not investment advice.