Five Star Bancorp (FSBC) Stock Price & Analysis
Five Star Bancorp (FSBC) fell 0.81% to USD 46.58 as of September 9, 2026 at 02:05 UTC, according to Nexqual real-time market data.
FSBC last closed at USD 46.96; the session ranged USD 46.47–46.92 on volume of 145,031 shares. Market capitalization is $1.14B, with a 52-week range of USD 30.68–50.26 (NMS). Source: Nexqual, September 9, 2026 at 02:05 UTC.
Key Statistics (as of September 9, 2026 at 02:05 UTC)
| Price | USD 46.58 |
|---|---|
| Change | ▼ 0.81% (down) |
| Previous Close | USD 46.96 |
| Open | USD 46.82 |
| Day Range | USD 46.47 – 46.92 |
| 52-Week Range | USD 30.68 – 50.26 |
| Volume | 145,031 shares |
| Market Cap | $1.14B |
| Exchange | NMS |
Technical Analysis (FSBC)
Nexqual's technical model rates FSBC "NEUTRAL" based on 3 bullish and 2 bearish signals across 127 daily candles, as of September 9, 2026 at 02:05 UTC.
| Overall Signal | NEUTRAL |
|---|---|
| RSI (14) | 50.49 (neutral) |
| vs SMA50 | Below (USD 47.14) |
| MACD | -0.12 (negative) |
Analyst Ratings (FSBC)
Wall Street analysts rate FSBC "None" based on 5 analysts, with a mean price target of USD 52 (range USD 50–55), per Nexqual as of September 9, 2026 at 02:05 UTC.
| Consensus Rating | None |
|---|---|
| Analyst Count | 5 |
| Mean Target | USD 52 |
| High Target | USD 55 |
| Low Target | USD 50 |
| Buy / Hold / Sell | 3 / 2 / 0 |
Earnings (FSBC)
| Next Earnings Date | 2026-10-26 |
|---|---|
| EPS Estimate | USD 0.86 |
| Revenue Estimate | $51.43M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 0.91 vs est 0.86 ▲ beat |
| 2026-03-31 | USD 0.87 vs est 0.79 ▲ beat |
| 2025-12-31 | USD 0.83 vs est 0.76 ▲ beat |
| 2025-09-30 | USD 0.77 vs est 0.71 ▲ beat |
Source: Nexqual, September 9, 2026 at 02:05 UTC.
Financials & Fundamentals (FSBC)
| Total Revenue | $167.61M |
|---|---|
| Revenue Growth (YoY) | +27.60% |
| Gross Margin | +0.00% |
| Operating Margin | +58.36% |
| Profit Margin | +42.96% |
| ROE | +16.17% |
| Total Cash | $685.07M |
| Total Debt | $85.38M |
Source: Nexqual, September 9, 2026 at 02:05 UTC.
Financial Health Score (FSBC)
Nexqual rates Five Star Bancorp's overall financial health "Mixed" across five dimensions, as of September 9, 2026 at 02:05 UTC.
| Growth | Strong — Revenue +26% YoY (annual) |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $685M cash vs $85M debt, net cash position |
| Cash Flow | Solid — Operating cash flow $82M |
| Efficiency | Solid — ROE 16%, ROA 1.5% |
Ownership (FSBC)
| Insider Ownership | +24.49% |
|---|---|
| Institutional Ownership | +55.07% |
| Shares Outstanding | 24.54M |
| Float | 17.99M |
| Short % of Float | +4.28% |
Source: Nexqual, September 9, 2026 at 02:05 UTC.
Leadership (FSBC)
Five Star Bancorp is led by James Eugene Beckwith (age 67), President, CEO & Director, per Nexqual as of September 9, 2026 at 02:05 UTC.
| President, CEO & Director | James Eugene Beckwith (age 67) |
|---|---|
| Executive VP & San Francisco Bay Area President | Don J. Kurtze (age 36) |
| Executive VP & CFO | Heather Christina Luck (age 43) |
| Executive VP & COO | Lydia Ann Ramirez-Medina (age 43) |
| Senior VP & Chief Marketing Officer | Shelley Ronan Wetton (age 52) |
Major Backers & Investors (FSBC)
Notable institutional backers of Five Star Bancorp include T. Rowe Price, Davis Asset Management, L.P., American Century Companies Inc, according to Nexqual as of September 9, 2026 at 02:05 UTC.
Active Investors
| Investor | Stake |
|---|---|
| T. Rowe Price | 14.13% |
| Davis Asset Management, L.P. | 6.16% |
| American Century Companies Inc | 3.93% |
| CAPTRUST Financial Advisors | 1.9% |
| Franklin Resources, Inc. | 1.76% |
| -Price (T.Rowe) U.S. Small-Cap Core Equity Trust | 1.76% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 7.25% |
| Vanguard Group | 5.24% |
| Geode Capital | 1.94% |
| Dimensional Fund Advisors | 1.56% |
Source: Nexqual, September 9, 2026 at 02:05 UTC.
From Five Star Bancorp's Latest SEC 10-K Filing (filed 2026-02-27)
Key Strengths & Strategy (as disclosed to the SEC)
- We have invested in personnel, business and compliance processes, and technology that enable us to acquire, as well as efficiently and effectively serve a wide array of business deposit accounts, while continuing to provide the level of customer service for which we are known.
- We believe this investment will support our continued growth and enable us to enhance our capabilities to offer new products, improve overall customer experience, improve 6 profitability through efficiencies, and provide scalability for future growth.
- We utilize nationally recognized software vendors and their cloud/hosted models, which allow us to outsource the processing of our data.
- In addition, the tested capability of these vendors to automatically switch over to standby systems should allow us to recover our systems and provide business continuity quickly in case of a disaster.
Partnerships
- The Federal Reserve may disapprove such a purchase or redemption if it determines that the proposal would constitute an unsafe or unsound practice or would violate any law, regulation, Federal Reserve order, or any condition imposed by or written agreement with the Federal Reserve.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| FNWB | First Northwest Bancorp | USD 10.88 | ▼ 1.89% |
| HBCP | Home Bancorp, Inc. | USD 69.48 | ▼ 0.62% |
| EQBK | Equity Bancshares, Inc. | USD 50.13 | ▼ 1.71% |
| FMBH | First Mid Bancshares, Inc. | USD 50.87 | ▼ 0.41% |
| RBB | RBB Bancorp | USD 26.57 | ▼ 0.37% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: September 9, 2026 at 02:05 UTC. This page is informational and not investment advice.