Healthequity, Inc. (HQY) Stock Price & Analysis
Healthequity, Inc. (HQY) rose 0.32% to USD 94.64 as of July 25, 2026 at 03:03 UTC, according to Nexqual real-time market data.
HQY last closed at USD 94.33; the session ranged USD 94.32–95.54 on volume of 952,252 shares. Market capitalization is $7.91B, with a 52-week range of USD 72.76–105.96 (NMS). Source: Nexqual, July 25, 2026 at 03:03 UTC.
Key Statistics (as of July 25, 2026 at 03:03 UTC)
| Price | USD 94.64 |
|---|---|
| Change | ▲ 0.32% (up) |
| Previous Close | USD 94.33 |
| Open | USD 95.46 |
| Day Range | USD 94.32 – 95.54 |
| 52-Week Range | USD 72.76 – 105.96 |
| Volume | 952,252 shares |
| Market Cap | $7.91B |
| Exchange | NMS |
Technical Analysis (HQY)
Nexqual's technical model rates HQY "BUY" based on 4 bullish and 1 bearish signals across 125 daily candles, as of July 25, 2026 at 03:03 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 52.24 (neutral) |
| vs SMA50 | Above (USD 89.77) |
| MACD | 2.05 (positive) |
Analyst Ratings (HQY)
Wall Street analysts rate HQY "Strong Buy" based on 15 analysts, with a mean price target of USD 118.2 (range USD 105–135), per Nexqual as of July 25, 2026 at 03:03 UTC.
| Consensus Rating | Strong Buy |
|---|---|
| Analyst Count | 15 |
| Mean Target | USD 118.2 |
| High Target | USD 135 |
| Low Target | USD 105 |
| Buy / Hold / Sell | 15 / 0 / 0 |
Earnings (HQY)
| Next Earnings Date | 2026-09-01 |
|---|---|
| EPS Estimate | USD 1.19 |
| Revenue Estimate | $349.26M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-04-30 | USD 1.24 vs est 1.12 ▲ beat |
| 2026-01-31 | USD 0.95 vs est 0.9 ▲ beat |
| 2025-10-31 | USD 1.01 vs est 0.91 ▲ beat |
| 2025-07-31 | USD 1.08 vs est 0.92 ▲ beat |
Source: Nexqual, July 25, 2026 at 03:03 UTC.
Financials & Fundamentals (HQY)
| Total Revenue | $1.34B |
|---|---|
| Revenue Growth (YoY) | +7.20% |
| Gross Margin | +70.68% |
| Operating Margin | +29.34% |
| Profit Margin | +17.25% |
| ROE | +11.06% |
| Debt / Equity | 48.09 |
| Current Ratio | 3.44 |
| Total Cash | $265.37M |
| Total Debt | $984.68M |
| Free Cash Flow | $370.33M |
Source: Nexqual, July 25, 2026 at 03:03 UTC.
Financial Health Score (HQY)
Nexqual rates Healthequity, Inc.'s overall financial health "Solid" across five dimensions, as of July 25, 2026 at 03:03 UTC.
| Growth | Solid — Revenue +9% YoY (annual) |
|---|---|
| Profitability | Strong — Gross margin 71%, operating 29% |
| Balance Sheet | Strong — $265M cash vs $985M debt |
| Cash Flow | Strong — FCF $370M, 28% margin |
| Efficiency | Mixed — ROE 11%, ROA 6.5% |
Ownership (HQY)
| Insider Ownership | +2.14% |
|---|---|
| Institutional Ownership | +108.29% |
| Shares Outstanding | 83.60M |
| Float | 81.93M |
| Short % of Float | +8.34% |
Source: Nexqual, July 25, 2026 at 03:03 UTC.
Leadership (HQY)
Healthequity, Inc. is led by Scott R. Cutler (age 55), CEO, President & Director, per Nexqual as of July 25, 2026 at 03:03 UTC.
| CEO, President & Director | Scott R. Cutler (age 55) |
|---|---|
| Founder & Vice Chairman | Stephen D. Neeleman (age 57) |
| CFO & Executive VP | James M. Lucania (age 46) |
| Vice President of Investor Relations | Richard Putnam |
| Senior Vice President of Corporate Communications | Stacey Ullrich |
Major Backers & Investors (HQY)
Notable institutional backers of Healthequity, Inc. include Wasatch Advisors LP, WASATCH FUNDS TRUST-Wasatch Core Growth Fund, Morgan Stanley, according to Nexqual as of July 25, 2026 at 03:03 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Wasatch Advisors LP | 9.52% |
| WASATCH FUNDS TRUST-Wasatch Core Growth Fund | 3.05% |
| Morgan Stanley | 2.97% |
| AQR Capital Management, LLC | 2.5% |
| William Blair Investment Management, LLC | 1.99% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 18.49% |
| Vanguard Group | 17.62% |
| State Street | 3.71% |
| Geode Capital | 2.7% |
| Dimensional Fund Advisors | 1.95% |
Source: Nexqual, July 25, 2026 at 03:03 UTC.
From Healthequity, Inc.'s Latest SEC 10-K Filing (filed 2026-03-17)
Key Strengths & Strategy (as disclosed to the SEC)
- HealthEquity, Inc. provides technology-enabled services platforms to consumers and employers in the United States.
- It offers health savings accounts (HAS); investment platform; online-only automated investment advisory services through Advisor, a Web-based tool.
- The company also provides flexible spending accounts (FSA) for health and dependent care; health reimbursement arrangements; and Consolidated Omnibus Budget Reconciliation Act continuation services, as well as administers pre-tax commuter benefit programs.
- In addition, the company offers HSA and FSA members with access to certain healthcare products, programs, and services through its marketplace.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| OLLI | Ollie's Bargain Outlet Holdings | USD 66.31 | ▼ 0.21% |
| APPF | AppFolio, Inc. | USD 165.05 | ▲ 1.75% |
| LOPE | Grand Canyon Education, Inc. | USD 139.94 | ▲ 2.36% |
| GMED | Globus Medical, Inc. | USD 76.49 | ▲ 1.31% |
| BL | BlackLine, Inc. | USD 28.74 | ▲ 3.12% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 03:03 UTC. This page is informational and not investment advice.