Isabella Bank Corp (ISBA) Stock Price & Analysis
Isabella Bank Corp (ISBA) fell 3.46% to USD 36.81 as of July 25, 2026 at 10:26 UTC, according to Nexqual real-time market data.
ISBA last closed at USD 38.13; the session ranged USD 35.54–37.88 on volume of 138,251 shares. Market capitalization is $265.08M, with a 52-week range of USD 29–58.83 (NCM). Source: Nexqual, July 25, 2026 at 10:26 UTC.
Key Statistics (as of July 25, 2026 at 10:26 UTC)
| Price | USD 36.81 |
|---|---|
| Change | ▼ 3.46% (down) |
| Previous Close | USD 38.13 |
| Open | USD 37.22 |
| Day Range | USD 35.54 – 37.88 |
| 52-Week Range | USD 29 – 58.83 |
| Volume | 138,251 shares |
| Market Cap | $265.08M |
| Exchange | NCM |
Technical Analysis (ISBA)
Nexqual's technical model rates ISBA "SELL" based on 2 bullish and 5 bearish signals across 125 daily candles, as of July 25, 2026 at 10:26 UTC.
| Overall Signal | SELL |
|---|---|
| RSI (14) | 32.21 (neutral) |
| vs SMA50 | Below (USD 40.65) |
| MACD | -0.71 (negative) |
Analyst Ratings (ISBA)
Wall Street analysts rate ISBA "None" based on 1 analysts, with a mean price target of USD 47 (range USD 47–47), per Nexqual as of July 25, 2026 at 10:26 UTC.
| Consensus Rating | None |
|---|---|
| Analyst Count | 1 |
| Mean Target | USD 47 |
| High Target | USD 47 |
| Low Target | USD 47 |
| Buy / Hold / Sell | 0 / 1 / 0 |
Earnings (ISBA)
| EPS Estimate | USD 0.97 |
|---|---|
| Revenue Estimate | $23.80M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 0.69 vs est 0.92 ▼ miss |
| 2026-03-31 | USD 0.68 vs est 0.78 ▼ miss |
| 2025-12-31 | USD 0.64 vs est 0.74 ▼ miss |
| 2025-09-30 | USD 0.71 vs est 0.63 ▲ beat |
Source: Nexqual, July 25, 2026 at 10:26 UTC.
Financials & Fundamentals (ISBA)
| Total Revenue | $81.55M |
|---|---|
| Revenue Growth (YoY) | +13.70% |
| Gross Margin | +0.00% |
| Operating Margin | +30.44% |
| Profit Margin | +24.47% |
| ROE | +8.88% |
| Total Cash | $50.10M |
| Total Debt | $143.07M |
Source: Nexqual, July 25, 2026 at 10:26 UTC.
Financial Health Score (ISBA)
Nexqual rates Isabella Bank Corp's overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 10:26 UTC.
| Growth | Solid — Revenue +12% YoY (annual) |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $50M cash vs $143M debt |
| Cash Flow | Solid — Operating cash flow $26M |
| Efficiency | Mixed — ROE 9%, ROA 0.9% |
Ownership (ISBA)
| Insider Ownership | +6.65% |
|---|---|
| Institutional Ownership | +14.69% |
| Shares Outstanding | 7.20M |
| Float | 6.78M |
| Short % of Float | +4.32% |
Source: Nexqual, July 25, 2026 at 10:26 UTC.
Leadership (ISBA)
Isabella Bank Corp is led by Jerome E. Schwind (age 58), President, CEO & Director, per Nexqual as of July 25, 2026 at 10:26 UTC.
| President, CEO & Director | Jerome E. Schwind (age 58) |
|---|---|
| Chief Financial Officer | Gerald J. Ritzert (age 55) |
Major Backers & Investors (ISBA)
Notable institutional backers of Isabella Bank Corp include Millennium Management, Susquehanna International Group, LLP, Fidelity, according to Nexqual as of July 25, 2026 at 10:26 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Millennium Management | 1.45% |
| Susquehanna International Group, LLP | 1.28% |
| Fidelity | 0.81% |
| Marshall Wace LLP | 0.73% |
| Harbour Investments, Inc. | 0.37% |
| Qube Research & Technologies Ltd | 0.29% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Vanguard Group | 7.93% |
| BlackRock | 1.36% |
| Geode Capital | 1.09% |
| State Street | 0.44% |
Source: Nexqual, July 25, 2026 at 10:26 UTC.
From Isabella Bank Corp's Latest SEC 10-K Filing (filed 2026-03-13)
Key Strengths & Strategy (as disclosed to the SEC)
- Isabella Bank Corporation operates as the bank holding company for Isabella Bank that provides banking and wealth management services to businesses, institutions, and individuals and their families in Michigan, the United States.
- The company offers deposit products, including checking and savings accounts; and certificates of deposit, direct deposits, and cash management services.
- Its loan portfolio comprises commercial, agricultural, and residential real estate loans, as well as consumer loans, including secured and unsecured personal loans.
- In addition, the company provides mobile and internet banking, investment management, trust and estate services, automated teller machines, and insurance products.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| RMBI | Richmond Mutual Bancorporation, | USD 15.56 | ▲ 1.83% |
| CBKM | Consumers Bancorp, Inc. | USD 29.98 | ▲ 0.84% |
| ISTR | Investar Holding Corporation | USD 29.86 | ▲ 1.08% |
| FVCB | FVCBankcorp, Inc. | USD 18 | ▲ 1.01% |
| OVLY | Oak Valley Bancorp (CA) | USD 32.61 | ▼ 0.97% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 10:26 UTC. This page is informational and not investment advice.