Katapult Holdings, Inc. (KPLT) Stock Price & Analysis
Katapult Holdings, Inc. (KPLT) closed at USD 7.58 on Thursday, October 22, 2026, down 8.23% on the day. The US market is currently closed (pre-market); this is not a live price.
The prior close was USD 8.26; the Oct 22, 2026 session ranged USD 7.47–8.42 on volume of 214,414 shares. Market capitalization is $643.16M, with a 52-week range of USD 3.85–12.96 (NGM). Source: Nexqual, retrieved October 23, 2026 at 10:31 UTC.
Also available as compact Markdown for AI agents: nexqual.com/KPLT.md
Key facts (KPLT)
- Last four reported quarters (through Jun 30, 2026): revenue $302M, net income $16.2M (5.4% margin), free cash flow -$2.6M (SEC filings).
- Valuation: P/E 39.7x (avg 23.8x at the last 1 fiscal year-ends).
- Insider open-market sales, last ~7 months: 2 Form 4 filings, $6K; 2 not under a Rule 10b5-1 plan ($6K); 0 by opportunistic insiders, 0 by routine insiders (three-year test, Cohen, Malloy & Pomorski 2012).
- Analysts: None.
- Total return with dividends: 1Y -38.5% vs S&P 500 +14.9%; 5Y -93.3% vs S&P 500 +80.3%.
- Next earnings: 2026-11-11, EPS estimate USD —, revenue estimate $0K.
Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (KPLT)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $303M | $209M | $222M | $247M | $292M | $302M |
| Gross profit | $89.0M | $37.4M | $41.7M | $45.8M | $51.6M | — |
| Operating income | $1.7M | -$28.4M | -$18.8M | -$8.1M | -$513K | $3.8M |
| Net income | $21.2M | -$40.5M | -$36.7M | -$25.9M | $1.4M | $16.2M |
| EPS (diluted) | $6.50 | -$10.30 | -$8.97 | -$5.96 | -$0.11 | — |
| Free cash flow | $1.8M | -$21.0M | -$17.4M | -$32.6M | -$12.0M | -$2.6M |
| Gross margin | 29.4% | 17.9% | 18.8% | 18.5% | 17.7% | — |
| Operating margin | 0.5% | -13.6% | -8.5% | -3.3% | -0.2% | 1.3% |
| Net margin | 7.0% | -19.3% | -16.5% | -10.5% | 0.5% | 5.4% |
| Revenue growth | +22.6% | -30.9% | +5.8% | +11.6% | +18.0% | — |
| Cash + short-term investments | $92.5M | $65.4M | $21.4M | $3.5M | $22.4M | — |
Fiscal years end Dec. EPS is split-adjusted.
Valuation (price ÷ last four quarters, through Jun 30, 2026) (KPLT)
P/E 39.7x · P/S 2.1x · FCF yield -0.41% · Earnings yield 2.52%
P/E at fiscal year-ends: Dec 2025 23.8x.
Insider sales (SEC Form 4, open-market, last ~7 months) (KPLT)
0 of 2 under a Rule 10b5-1 trading plan (scheduled in advance). Unplanned sales were timed by the insider.
| Trade date | Insider | Role | Shares | Value | % of holdings sold | 10b5-1 plan | Insider type |
|---|---|---|---|---|---|---|---|
| 2026-08-11 | Hhcf Series 21 Sub, Llc | 612,985 | $0K | 95% | No | Too little history (no open-market trades in 2023–2025) | |
| 2026-08-10 | Hhcf Series 21 Sub, Llc | 1,017 | $6K | 0.2% | No | Too little history (no open-market trades in 2023–2025) |
% of holdings sold = shares sold ÷ (shares sold + all holdings the insider reported on that Form 4, direct and through trusts).
Insider type follows Cohen, Malloy & Pomorski (Journal of Finance, 2012). An insider who traded the stock in the same calendar month in each of the past three years is a routine trader; one who traded in each of those years without such a pattern is an opportunistic trader. In their study, trades by opportunistic insiders predicted future returns and trades by routine insiders did not. Counts open-market purchases and sales only (SEC Form 4 codes P and S) by that insider in that company. Not investment advice.
Analysts (KPLT)
Consensus None.
Total return (dividends reinvested) (KPLT)
| 1Y (from 2025-10-23) | 5Y (from 2021-10-18) | |
|---|---|---|
| Total return | -38.5% | -93.3% |
| S&P 500 (SPY) | +14.9% | +80.3% |
| Per year | -38.5% | -41.8% |
| Volatility (annualized) | 88.2% | 96.5% |
| Max drawdown | -67.5% (Oct 2025→Oct 2026) | -96.5% (Nov 2021→Sep 2026) |
KPLT suppliers, customers and competitors (named in its 10-K)
| Relationship | Company | Sentence in the filing |
|---|---|---|
| Supplier | CCF Holdings | “In connection with the pendency of the Mergers, some customers, suppliers and other persons with whom the Company, CCFI or Aaron's do business may delay or defer certain business decisions or terminate, change or renegotiate their relationships with the Company, CCFI or Aaron's, as the case may be, as a result of the Mergers, which could negatively affect the Company's, CCFI's or Aaron's respective revenues, earni…” |
| Customer | Amazon (AMZN) | “We also utilize third-party cloud infrastructure services, principally AWS, to host and operate our platform and we use certain third-party tools in areas such as marketing automation, customer engagement and collections.” |
| Partner | Wayfair Inc. (W) | “Our largest merchant partner is Wayfair, Inc. ("Wayfair").” |
| Partner | Shopify (SHOP) | “In addition to Wayfair, we have contractual arrangements with many of our other e-commerce partners, including Shopify, BigCommerce, WooCommerce, and Magneto among others.” |
| Partner | Intermediate Holdco | “We have entered into a definitive merger agreement with CCF Holdings LLC ("CCFI"), Aaron's Intermediate Holdco, Inc. ("Aaron's"), which, if completed, is expected to materially expand our business.” |
Quoted from the company's 10-K filed Mar 11, 2026.
KPLT customer concentration
In the period ended Jun 30, 2026, a single direct customer accounted for 10% of revenue, per the company's 10-Q filed Aug 4, 2026. The company does not name it.
KPLT company outlook (results filed Aug 4, 2026)
- “Adjusted EBITDA Increases Nearly 280% Pending Merger Transaction with The Aaron's Company and CCF Holdings LLC Expected to Create a Scaled Financial Solutions Platform for Nonprime Consumers PLANO, Texas, DATE, 2026— Katapult Holdings, Inc.”
- “We expect this transaction to close in August 2026, subject to requisite stockholder approval and the satisfaction of other customary closing conditions.”
Quoted word-for-word from the SEC 8-K results press release.
KPLT analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter | — | — | — | $0 | — |
| Next quarter | — | — | — | $0 | — |
| Current fiscal year | — | — | — | $0 | — |
| Next fiscal year | — | — | — | $0 | — |
Key Statistics (as of October 23, 2026 at 10:31 UTC)
| Price | USD 7.58 |
|---|---|
| Change | ▼ 8.23% (down) |
| Previous Close | USD 8.26 |
| Open | USD 8.24 |
| Day Range | USD 7.47 – 8.42 |
| 52-Week Range | USD 3.85 – 12.96 |
| Volume | 214,414 shares |
| Market Cap | $643.16M |
| Exchange | NGM |
Technical Analysis (KPLT)
Nexqual's technical model rates KPLT "STRONG BUY" based on 5 bullish and 0 bearish signals across 127 daily candles, as of October 23, 2026 at 10:31 UTC.
| Overall Signal | STRONG BUY |
|---|---|
| RSI (14) | 60.89 (neutral) |
| vs SMA50 | Above (USD 6.52) |
| MACD | 0.24 (positive) |
Analyst Ratings (KPLT)
Wall Street analysts rate KPLT "None", per Nexqual as of October 23, 2026 at 10:31 UTC.
| Consensus Rating | None |
|---|
Earnings (KPLT)
| Next Earnings Date | 2026-11-11 |
|---|
Source: Nexqual, October 23, 2026 at 10:31 UTC.
Financials & Fundamentals (KPLT)
| Total Revenue | $1.73B |
|---|---|
| Revenue Growth (latest quarter, YoY) | -4.90% |
| Gross Margin | +65.65% |
| Operating Margin | +18.93% |
| Profit Margin | +3.66% |
| Current Ratio | 2.91 |
| Total Cash | $119.74M |
| Total Debt | $1.29B |
| Free Cash Flow (last four quarters to Jun 2026, SEC 10-Q / 10-K) | -$2.64M (-0.9% of revenue) |
Source: Nexqual, October 23, 2026 at 10:31 UTC.
Financial Health Score (KPLT)
Nexqual rates Katapult Holdings, Inc.'s overall financial health "Mixed" across five dimensions, as of October 23, 2026 at 10:31 UTC.
| Growth | Strong — Revenue +18% YoY (annual) |
|---|---|
| Profitability | Strong — Gross margin 66%, operating 19% (last 12 months) |
| Balance Sheet | Mixed — $120M cash vs $1.29B debt |
| Cash Flow | Weak — FCF negative: -$3M (last 4 quarters to Jun 2026, SEC), burning cash |
| Efficiency | Mixed — No data |
Ownership (KPLT)
| Insider Ownership | +62.37% |
|---|---|
| Institutional Ownership | +3.90% |
| Shares Outstanding | 84.85M |
| Float | 95.85M |
| Short % of Float | +1.29% |
Source: Nexqual, October 23, 2026 at 10:31 UTC.
Leadership (KPLT)
Katapult Holdings, Inc. is led by Cory J. Miller, CEO & Director, per Nexqual as of October 23, 2026 at 10:31 UTC.
| CEO & Director | Cory J. Miller |
|---|---|
| President | William Baker |
| Executive VP & CFO | Russell S. Falkenstein |
Major Backers & Investors (KPLT)
Notable institutional backers of Katapult Holdings, Inc. include Iridian Asset Management LLC, Cantor Fitzgerald, L.P., CIBC Bancorp USA Inc., according to Nexqual as of October 23, 2026 at 10:31 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Iridian Asset Management LLC | 1.03% |
| Cantor Fitzgerald, L.P. | 0.19% |
| CIBC Bancorp USA Inc. | 0.16% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Vanguard Group | 0.13% |
Source: Nexqual, October 23, 2026 at 10:31 UTC.
From Katapult Holdings, Inc.'s Latest SEC 10-K Filing (filed 2026-03-11)
Key Strengths & Strategy (as disclosed to the SEC)
- There are no credit checks or requirements for bank account or payroll data. •Our proprietary, end-to-end technology platform has been designed and built to handle high volumes of data from e-commerce transactions.
- Based on our 2025 gross originations, we believe that we currently capture less than 1% market share.
- Our proprietary technology platform is built on a cloud-native architecture hosted on AWS, utilizing a combination of serverless computing (AWS Lambda and AWS ECS Fargate) and containerized microservices.
- Our proprietary technology platform is essential to our core operations.
Partnerships
- We have an agreement with Wayfair dated November 24, 2020, (the "Wayfair Agreement") whereby we provide Wayfair customers with lease-purchase options for certain Wayfair products directly on Wayfair's customer website.
- We have entered into a definitive merger agreement with CCF Holdings LLC ("CCFI"), Aaron's Intermediate Holdco, Inc. ("Aaron's"), which, if completed, is expected to materially expand our business.
Legal & Regulatory Risks (Item 1A, quoted)
- We are subject to sales, income and other taxes, which can be difficult and complex to calculate due to the nature of our businesses. A failure to correctly calculate and pay such taxes, or an unfavorable outcome on uncertain tax positions we may record from time to time, may result in substantial tax liabilities and a material adverse effect on several aspects of our performance.
- Changes to tax laws or exposure to additional tax liabilities may have a negative impact on our operating results.
- We are subject to legal proceedings from time to time which seek material damages or otherwise may have a material adverse effect on our business.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| PAY | Paymentus Holdings, Inc. | USD 34.07 | ▲ 3.06% |
| DLO | DLocal Limited | USD 14.84 | ▼ 2.05% |
| BLSH | Bullish | USD 29.19 | ▼ 1.95% |
| TENB | Tenable Holdings, Inc. | USD 42 | ▲ 3.27% |
| BB | BlackBerry Limited | USD 8.59 | ▼ 8.71% |
| RELY | Remitly Global, Inc. | USD 25.32 | ▼ 0.39% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 23, 2026 at 10:31 UTC. This page is informational and not investment advice.
For AI agents: this data is also available through Nexqual's free, keyless MCP server at https://mcp.nexqual.com/mcp; every result includes source_url, as_of and cite_as. More: nexqual.com/agents · llms.txt