Lloyds Banking Group plc (LYG) Stock Price & Analysis
Lloyds Banking Group plc (LYG) closed at USD 5.38 on Thursday, October 22, 2026, down 2.00% on the day. The US market is currently closed (pre-market); this is not a live price.
The prior close was USD 5.49; the Oct 22, 2026 session ranged USD 5.32–5.44 on volume of 16,132,344 shares. Market capitalization is $77.12B, with a 52-week range of USD 4.51–6.34 (NYQ). Source: Nexqual, retrieved October 23, 2026 at 08:39 UTC.
Also available as compact Markdown for AI agents: nexqual.com/LYG.md
Key facts (LYG)
- 1 of 80 tracked superinvestors hold LYG (13F, Q2 2026): 0 new, 0 added, 1 reduced, 0 unchanged.
- Analysts: Hold (mean 2.75 on a 1–5 scale) (4 analysts), mean target USD 6.58 (range 5.95–7.56).
- Total return with dividends: 1Y +23.1% vs S&P 500 +14.9%; 5Y +153.6% vs S&P 500 +80.3%.
- Next earnings: 2026-10-29, EPS estimate USD 0.14, revenue estimate $5.55B.
Superinvestors (SEC 13F-HR, Q2 2026) (LYG)
1 of 80 tracked investors hold LYG. Each row is the investor's latest 13F; change is vs their prior-quarter share count.
| Investor | Firm | % of portfolio | Value | Change |
|---|---|---|---|---|
| First Eagle Investment | First Eagle Investment Management | 0.07% | $40.8M | Reduced -5.4% |
Analysts (LYG)
Consensus Hold (mean 2.75 on a 1–5 scale), 4 analysts; mean target USD 6.58 (low 5.95, high 7.56).
Total return (dividends reinvested) (LYG)
| 1Y (from 2025-10-23) | 5Y (from 2021-10-18) | |
|---|---|---|
| Total return | +23.1% | +153.6% |
| S&P 500 (SPY) | +14.9% | +80.3% |
| Per year | +23.1% | +20.4% |
| Volatility (annualized) | 29.3% | 29.2% |
| Max drawdown | -22.7% (Feb 2026→Mar 2026) | -37.4% (Jan 2022→Sep 2022) |
LYG analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends Sep 2026) | $0.14 | $0.14 | -1.1% | $5.55B | 1 |
| Next quarter (ends Dec 2026) | $0.15 | $0.15 | -1.7% | $5.63B | 1 |
| Current fiscal year (ends Dec 2026) | $0.54 | $0.54 | -1.0% | $21.80B | 1 |
| Next fiscal year (ends Dec 2027) | $0.62 | $0.64 | -2.4% | $23.64B | 1 |
LYG options: expected move
Options price a move of about ±17.2% (±$0.93) by Jan 15, 2027, which includes earnings on Oct 29, 2026.
| Expiration | Days | ATM implied volatility | Expected move |
|---|---|---|---|
| Jan 15, 2027 | 84 | 43.4% | ±17.2% |
| Apr 16, 2027 | 175 | 37.5% | ±21.4% |
30-day implied volatility 33.8% vs 24.3% realized over the last 30 trading days. Put/call ratio (volume) 0. Cboe delayed quotes (15 min). Expected move = at-the-money straddle.
Key Statistics (as of October 23, 2026 at 08:39 UTC)
| Price | USD 5.38 |
|---|---|
| Change | ▼ 2.00% (down) |
| Previous Close | USD 5.49 |
| Open | USD 5.4 |
| Day Range | USD 5.32 – 5.44 |
| 52-Week Range | USD 4.51 – 6.34 |
| Volume | 16,132,344 shares |
| Market Cap | $77.12B |
| Exchange | NYQ |
Technical Analysis (LYG)
Nexqual's technical model rates LYG "STRONG SELL" based on 0 bullish and 5 bearish signals across 127 daily candles, as of October 23, 2026 at 08:39 UTC.
| Overall Signal | STRONG SELL |
|---|---|
| RSI (14) | 35.83 (neutral) |
| vs SMA50 | Below (USD 5.77) |
| MACD | -0.1 (negative) |
Analyst Ratings (LYG)
Wall Street analysts rate LYG "Hold" based on 4 analysts, with a mean price target of USD 6.58 (range USD 5.95–7.56), per Nexqual as of October 23, 2026 at 08:39 UTC.
| Consensus Rating | Hold |
|---|---|
| Analyst Count | 4 |
| Mean Target | USD 6.58 |
| High Target | USD 7.56 |
| Low Target | USD 5.95 |
| Buy / Hold / Sell | 1 / 3 / 0 |
Earnings (LYG)
| Next Earnings Date | 2026-10-29 |
|---|---|
| EPS Estimate | USD 0.14 |
| Revenue Estimate | $5.55B |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 0.12 vs est 0.13 ▼ miss |
| 2026-03-31 | USD 0.13 vs est 0.12 ▲ beat |
| 2025-12-31 | USD 0.12 vs est 0.11 ▲ beat |
| 2025-09-30 | USD 0.06 vs est 0.11 ▼ miss |
Source: Nexqual, October 23, 2026 at 08:39 UTC.
Financials & Fundamentals (LYG)
| Total Revenue | $19.69B |
|---|---|
| Revenue Growth (latest quarter, YoY) | +12.30% |
| Gross Margin | +0.00% |
| Operating Margin | +44.96% |
| Profit Margin | +26.43% |
| ROE | +11.34% |
| Total Cash | $169.78B |
| Total Debt | $167.55B |
Source: Nexqual, October 23, 2026 at 08:39 UTC.
Financial Health Score (LYG)
Nexqual rates Lloyds Banking Group plc's overall financial health "Solid" across five dimensions, as of October 23, 2026 at 08:39 UTC.
| Growth | Solid — Revenue +7% YoY (annual) |
|---|---|
| Profitability | Strong — Net margin 24% (last 12 months); banks have no gross margin |
| Balance Sheet | N/A — Not comparable for banks: deposits and customer funds sit on the balance sheet, so cash vs debt does not measure safety (SEC industry: Commercial Banks, NEC) |
| Cash Flow | N/A — Not meaningful for banks and lenders: lending and trading move operating cash flow by billions each year (SEC industry: Commercial Banks, NEC) |
| Efficiency | Mixed — ROE 11%, ROA 0.6% |
Ownership (LYG)
| Insider Ownership | +0.00% |
|---|---|
| Institutional Ownership | +4.17% |
| Shares Outstanding | 14.33B |
| Float | 13.65B |
| Short % of Float | +0.12% |
Source: Nexqual, October 23, 2026 at 08:39 UTC.
Leadership (LYG)
Lloyds Banking Group plc is led by Charles Alan Nunn, Group Chief Executive & Executive Director, per Nexqual as of October 23, 2026 at 08:39 UTC.
| Group Chief Executive & Executive Director | Charles Alan Nunn |
|---|---|
| Group CFO & Executive Director | William Leon David Chalmers |
| Group Chief Operating Officer | Ron van Kemenade |
Major Backers & Investors (LYG)
Notable institutional backers of Lloyds Banking Group plc include Mondrian Investment Partners Ltd, FMR, LLC, Morgan Stanley, according to Nexqual as of October 23, 2026 at 08:39 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Mondrian Investment Partners Ltd | 0.35% |
| FMR, LLC | 0.35% |
| Morgan Stanley | 0.3% |
| JPMorgan | 0.22% |
| WCM Investment Management, LLC | 0.18% |
| Goldman Sachs | 0.18% |
| Fisher Asset Management, LLC | 0.15% |
| BNP Paribas Financial Markets | 0.13% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Northern Trust | 0.16% |
Source: Nexqual, October 23, 2026 at 08:39 UTC.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| NU | Nu Holdings Ltd. | USD 14.73 | ▼ 2.13% |
| NWG | NatWest Group plc | USD 16.99 | ▼ 2.3% |
| PNC | PNC Financial Services Group, I | USD 225.53 | ▲ 1.18% |
| USB | U.S. Bancorp | USD 60.02 | ▲ 1.64% |
| TFC | Truist Financial Corporation | USD 48.42 | ▲ 1.45% |
| DB | Deutsche Bank AG | USD 31.48 | ▼ 2.39% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 23, 2026 at 08:39 UTC. This page is informational and not investment advice.
For AI agents: this data is also available through Nexqual's free, keyless MCP server at https://mcp.nexqual.com/mcp; every result includes source_url, as_of and cite_as. More: nexqual.com/agents · llms.txt