Midland States Bancorp, Inc. (MSBIP) Stock Price & Analysis
Midland States Bancorp, Inc. (MSBIP) rose 0.40% to USD 25.18 as of July 25, 2026 at 17:07 UTC, according to Nexqual real-time market data.
MSBIP last closed at USD 25.08; the session ranged USD 25.14–25.18 on volume of 399 shares. Market capitalization is —, with a 52-week range of USD 22.87–25.94 (NMS). Source: Nexqual, July 25, 2026 at 17:07 UTC.
Key Statistics (as of July 25, 2026 at 17:07 UTC)
| Price | USD 25.18 |
|---|---|
| Change | ▲ 0.40% (up) |
| Previous Close | USD 25.08 |
| Open | USD 25.14 |
| Day Range | USD 25.14 – 25.18 |
| 52-Week Range | USD 22.87 – 25.94 |
| Volume | 399 shares |
| Market Cap | — |
| Exchange | NMS |
Technical Analysis (MSBIP)
Nexqual's technical model rates MSBIP "NEUTRAL" based on 2 bullish and 3 bearish signals across 125 daily candles, as of July 25, 2026 at 17:07 UTC.
| Overall Signal | NEUTRAL |
|---|---|
| RSI (14) | 49.11 (neutral) |
| vs SMA50 | Below (USD 25.28) |
| MACD | -0.03 (negative) |
Analyst Ratings (MSBIP)
Wall Street analysts rate MSBIP "None", per Nexqual as of July 25, 2026 at 17:07 UTC.
| Consensus Rating | None |
|---|
Earnings (MSBIP)
| Revenue Estimate | $81.52M |
|---|
Source: Nexqual, July 25, 2026 at 17:07 UTC.
Financials & Fundamentals (MSBIP)
| Total Revenue | $286.15M |
|---|---|
| Revenue Growth (YoY) | +18.00% |
| Gross Margin | +0.00% |
| Operating Margin | +35.57% |
| Profit Margin | +15.03% |
| ROE | +7.52% |
| Total Cash | $298.75M |
| Total Debt | $344.89M |
Source: Nexqual, July 25, 2026 at 17:07 UTC.
Financial Health Score (MSBIP)
Nexqual rates Midland States Bancorp, Inc.'s overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 17:07 UTC.
| Growth | Solid — Revenue +8% YoY (annual) |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $299M cash vs $345M debt |
| Cash Flow | Mixed — No data |
| Efficiency | Mixed — ROE 8%, ROA 0.6% |
Ownership (MSBIP)
| Float | 19.47M |
|---|
Source: Nexqual, July 25, 2026 at 17:07 UTC.
Leadership (MSBIP)
Midland States Bancorp, Inc. is led by Jeffrey G. Ludwig (age 53), President, CEO & Vice Chairman, per Nexqual as of July 25, 2026 at 17:07 UTC.
| President, CEO & Vice Chairman | Jeffrey G. Ludwig (age 53) |
|---|---|
| Executive VP & CFO | Claire A. Stack (age 36) |
| Director of Human Resources | Shonna Kracinski |
Major Backers & Investors (MSBIP)
Notable institutional backers of Midland States Bancorp, Inc. include Invesco, ETFis Series Trust I-Virtus InfraCap U.S. Preferred Stock ETF, ETF Series Solutions-AAM Low Duration Preferred and Income Securities , according to Nexqual as of July 25, 2026 at 17:07 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Invesco | 1.11% |
| ETFis Series Trust I-Virtus InfraCap U.S. Preferred Stock ETF | 0.5% |
| ETF Series Solutions-AAM Low Duration Preferred and Income Securities | 0.23% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 6.81% |
Source: Nexqual, July 25, 2026 at 17:07 UTC.
From Midland States Bancorp, Inc.'s Latest SEC 10-K Filing (filed 2026-03-02)
Key Strengths & Strategy (as disclosed to the SEC)
- The law clarified the inapplicability of certain Dodd-Frank Act reforms to community banking organizations, including relieving the Company of any requirement to engage in mandatory stress tests, maintain a risk committee or comply with the Volcker Rule's complicated prohibitions on proprietary trading and ownership of private funds.
- As an Illinois corporation, the Company is subject to the limitations of the Illinois Business Corporations Act, as amended, which allows us to pay dividends unless, after such dividend, (i) the Company would be insolvent; or (ii) the Company's net assets would be less than zero or less than the maximum amount payable at the time of distribution to shareholders having preferential rights in liquidation if it were then to be liquidated.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| EFSCP | Enterprise Financial Services C | USD 19.96 | ▼ 1.19% |
| TCBIO | Texas Capital Bancshares, Inc. | USD 20.37 | ▼ 0.63% |
| ONBPP | Old National Bancorp - Deposita | USD 25 | ▼ 0.27% |
| HBANM | Huntington Bancshares Incorpora | USD 20.7 | ▼ 0.48% |
| ONBPO | Old National Bancorp - Deposita | USD 25.08 | ▲ 0.31% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 17:07 UTC. This page is informational and not investment advice.