Pagaya Technologies Ltd. (PGY) Stock Price & Analysis
Pagaya Technologies Ltd. (PGY) fell 2.28% to USD 15.89 as of July 25, 2026 at 19:42 UTC, according to Nexqual real-time market data.
PGY last closed at USD 16.26; the session ranged USD 15.85–16.53 on volume of 1,583,308 shares. Market capitalization is $1.32B, with a 52-week range of USD 10.4–44.99 (NCM). Source: Nexqual, July 25, 2026 at 19:42 UTC.
Key Statistics (as of July 25, 2026 at 19:42 UTC)
| Price | USD 15.89 |
|---|---|
| Change | ▼ 2.28% (down) |
| Previous Close | USD 16.26 |
| Open | USD 16.43 |
| Day Range | USD 15.85 – 16.53 |
| 52-Week Range | USD 10.4 – 44.99 |
| Volume | 1,583,308 shares |
| Market Cap | $1.32B |
| Exchange | NCM |
Technical Analysis (PGY)
Nexqual's technical model rates PGY "NEUTRAL" based on 3 bullish and 3 bearish signals across 125 daily candles, as of July 25, 2026 at 19:42 UTC.
| Overall Signal | NEUTRAL |
|---|---|
| RSI (14) | 43.99 (neutral) |
| vs SMA50 | Above (USD 15.68) |
| MACD | 0.22 (positive) |
Analyst Ratings (PGY)
Wall Street analysts rate PGY "Strong Buy" based on 10 analysts, with a mean price target of USD 26.5 (range USD 20–33), per Nexqual as of July 25, 2026 at 19:42 UTC.
| Consensus Rating | Strong Buy |
|---|---|
| Analyst Count | 10 |
| Mean Target | USD 26.5 |
| High Target | USD 33 |
| Low Target | USD 20 |
| Buy / Hold / Sell | 10 / 0 / 0 |
Earnings (PGY)
| Next Earnings Date | 2026-07-30 |
|---|---|
| EPS Estimate | USD 0.72 |
| Revenue Estimate | $357.11M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 0.73 vs est 0.56 ▲ beat |
| 2025-12-31 | USD 0.8 vs est 0.77 ▲ beat |
| 2025-09-30 | USD 1.02 vs est 0.66 ▲ beat |
| 2025-06-30 | USD 0.64 vs est 0.67 ▼ miss |
Source: Nexqual, July 25, 2026 at 19:42 UTC.
Financials & Fundamentals (PGY)
| Total Revenue | $1.33B |
|---|---|
| Revenue Growth (YoY) | +9.60% |
| Gross Margin | +42.85% |
| Operating Margin | +25.16% |
| Profit Margin | +7.39% |
| ROE | +16.26% |
| Debt / Equity | 147.48 |
| Current Ratio | 7.31 |
| Total Cash | $1.26B |
| Total Debt | $928.00M |
| Free Cash Flow | $185.51M |
Source: Nexqual, July 25, 2026 at 19:42 UTC.
Financial Health Score (PGY)
Nexqual rates Pagaya Technologies Ltd.'s overall financial health "Solid" across five dimensions, as of July 25, 2026 at 19:42 UTC.
| Growth | Strong — Revenue +26% YoY (annual) |
|---|---|
| Profitability | Strong — Gross margin 43%, operating 25% |
| Balance Sheet | Mixed — $1.26B cash vs $928M debt, net cash position |
| Cash Flow | Solid — FCF $186M, 14% margin |
| Efficiency | Solid — ROE 16%, ROA 12.6% |
Ownership (PGY)
| Insider Ownership | +9.17% |
|---|---|
| Institutional Ownership | +54.18% |
| Shares Outstanding | 71.81M |
| Float | 67.19M |
| Short % of Float | +17.20% |
Source: Nexqual, July 25, 2026 at 19:42 UTC.
Leadership (PGY)
Pagaya Technologies Ltd. is led by Gal Krubiner (age 36), CEO, Co-Founder & Director, per Nexqual as of July 25, 2026 at 19:42 UTC.
| CEO, Co-Founder & Director | Gal Krubiner (age 36) |
|---|---|
| Co-Founder & President | Sanjiv Das (age 63) |
| Co-Founder, Deputy CEO & Director | Avital Pardo (age 39) |
| Co-Founder, Deputy CEO & Director | Yahav Yulzari (age 39) |
| Chair of Strategic Advisory Board, Chief Development Officer & Director | Tami Rosen (age 53) |
Major Backers & Investors (PGY)
Notable institutional backers of Pagaya Technologies Ltd. include Viola Ventures V.c. Management 4 Ltd. , Clal Insurance Enterprises Holdings Ltd, Millennium Management, according to Nexqual as of July 25, 2026 at 19:42 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Viola Ventures V.c. Management 4 Ltd. | 18.37% |
| Clal Insurance Enterprises Holdings Ltd | 4.02% |
| Millennium Management | 1.11% |
| Ejf Capital Llc | 1.04% |
| Morgan Stanley | 0.67% |
| Yarra Square Partners, LP | 0.56% |
| Two Sigma Investments, LP | 0.56% |
| JTC Employer Solutions Trusteee Ltd | 0.52% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 1.08% |
| Nuveen | 1.05% |
Source: Nexqual, July 25, 2026 at 19:42 UTC.
From Pagaya Technologies Ltd.'s Latest SEC 10-K Filing (filed 2026-03-02)
Key Strengths & Strategy (as disclosed to the SEC)
- We rely on trade secret laws in the United States and other jurisdictions, as well as license agreements and other contractual protections, to protect our proprietary technology.
- We are also a party to various license agreements with third parties that typically grant us the right to use certain third-party technology in conjunction with our proprietary technology.
- Although we currently operate our business in an effort to ensure our business itself is not subject to extensive regulation, there is a risk that certain regulations could become applicable to us, including as we expand the functionality and use of our proprietary technology and network.
- We have built and continue to enhance a network connecting financial institutions and their customers with investors, which is designed to facilitate greater access to financial products and services for consumers.
Partnerships
- We integrate with our Partners via APIs, requiring limited upfront investment and resulting in minimal latency in the processing of applications.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| ZETA | Zeta Global Holdings Corp. | USD 19.13 | ▼ 5.2% |
| DLO | DLocal Limited | USD 14.49 | ▲ 1.61% |
| HKD | AMTD Digital Inc. | USD 1.61 | ▼ 1.23% |
| INOD | Innodata Inc. | USD 55.89 | ▼ 8.99% |
| CRDO | Credo Technology Group Holding | USD 213.15 | ▼ 6.62% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 19:42 UTC. This page is informational and not investment advice.