PicS N.V. (PICS) Stock Price & Analysis
PicS N.V. (PICS) closed at USD 7.9 on Wednesday, October 28, 2026, up 4.08% on the day. The US market is currently closed (after-hours); this is not a live price.
The prior close was USD 7.59; the Oct 28, 2026 session ranged USD 7.27–7.93 on volume of 2,542,614 shares. Market capitalization is $1.02B, with a 52-week range of USD 7.27–19.95 (NMS). Source: Nexqual, retrieved October 28, 2026 at 22:15 UTC.
Also available as compact Markdown for AI agents: nexqual.com/PICS.md
Key facts (PICS)
- Insider open-market purchases, last ~7 months: 7 Form 4 filings, $1.7M; 0 by opportunistic insiders, 0 by routine insiders.
- Analysts: Buy (mean 1.78 on a 1–5 scale) (9 analysts), mean target USD 18.51 (range 14.96–23.19).
- Total return with dividends: 1Y -58.4% vs S&P 500 +13.6%; 5Y -56.1% vs S&P 500 +79.8%.
- Next earnings: 2026-11-16, EPS estimate USD 2.17, revenue estimate $4.56B.
Insider purchases (SEC Form 4, open-market, last ~7 months) (PICS)
7 purchases, $1.7M. Private placements, offerings, dividend reinvestment and employee stock purchase plan buys are excluded.
| Trade date | Insider | Role | Shares | Value | Avg price | Insider type |
|---|---|---|---|---|---|---|
| 2026-06-11 | Augusto Cazotto Andre | IR, Strategy and M&A Officer | 49,500 | $466K | 9.41 | Too little history (no open-market trades in 2023–2025) |
| 2026-06-10 | Batista Costa Jose Antonio | Director | 18,500 | $175K | 9.47 | Too little history (no open-market trades in 2023–2025) |
| 2026-06-09 | Batista Costa Jose Antonio | Director | 20,800 | $202K | 9.73 | Too little history (no open-market trades in 2023–2025) |
| 2026-06-08 | Batista Costa Jose Antonio | Director | 21,130 | $199K | 9.42 | Too little history (no open-market trades in 2023–2025) |
| 2026-06-05 | Batista Costa Jose Antonio | Director | 21,833 | $200K | 9.16 | Too little history (no open-market trades in 2023–2025) |
| 2026-06-05 | Pruett William Rodney | Director | 25,000 | $228K | 9.1 | Too little history (no open-market trades in 2023–2025) |
| 2026-06-04 | Batista Costa Jose Antonio | Director | 22,000 | $200K | 9.09 | Too little history (no open-market trades in 2023–2025) |
Insider type follows Cohen, Malloy & Pomorski (Journal of Finance, 2012). An insider who traded the stock in the same calendar month in each of the past three years is a routine trader; one who traded in each of those years without such a pattern is an opportunistic trader. In their study, trades by opportunistic insiders predicted future returns and trades by routine insiders did not. Counts open-market purchases and sales only (SEC Form 4 codes P and S) by that insider in that company. Not investment advice.
Analysts (PICS)
Consensus Buy (mean 1.78 on a 1–5 scale), 9 analysts; mean target USD 18.51 (low 14.96, high 23.19).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-08-26 | Mizuho | Target lowered | Outperform | $18 → $16 |
| 2026-08-25 | RBC Capital | Target lowered | Outperform | $18 → $16 |
Total return (dividends reinvested) (PICS)
| 1Y (from 2026-01-29) | 5Y (from 2026-01-26) | |
|---|---|---|
| Total return | -58.4% | -56.1% |
| S&P 500 (SPY) | +13.6% | +79.8% |
| Per year | — | — |
| Volatility (annualized) | 98.8% | 110.2% |
| Max drawdown | -60.0% (Jan 2026→Oct 2026) | -57.8% (Jan 2026→Oct 2026) |
PICS earnings history and stock reaction
| Results filed | Quarter | EPS | Consensus | Surprise | Stock reaction |
|---|---|---|---|---|---|
| — | Quarter ended Jun 30, 2026 | $2.20 | $1.93 | Beat +14.0% | — |
| — | Quarter ended Mar 31, 2026 | $1.31 | $1.13 | Beat +15.9% | — |
EPS as reported against the analyst consensus before the release; surprise uses the cent-rounded figures shown (in dollars when EPS and consensus have opposite signs). Stock reaction = close before the results to close after (the first close following a release after the bell or before the open).
PICS recent SEC filings (last 120 days)
| Filed | Form | What it says |
|---|---|---|
| Aug 25, 2026 | 6-K | Current report (foreign issuer) · period ended Jun 30, 2026 |
| Aug 12, 2026 | Schedule 13G | Goldman Sachs Asset Management, L.P.: 7.3% of shares, passive 5%+ holder |
| Aug 10, 2026 | 6-K | Current report (foreign issuer) · period ended Aug 10, 2026 |
| Aug 3, 2026 | 6-K | Current report (foreign issuer) · period ended Aug 3, 2026 |
| Jul 23, 2026 | 6-K | Current report (foreign issuer) · period ended Jul 23, 2026 |
Source: SEC EDGAR. Quotes are the opening words of each item as filed; each form links to the filing. Insider Form 4 filings are listed in the insider sections.
PICS suppliers, customers and competitors (named in its 20-F)
| Relationship | Company | Sentence in the filing |
|---|---|---|
| Customer | Brazilian | “in the Brazilian economic and political conditions may have a significant impact on our customers as they are highly exposed to adverse” |
| Customer | Banco Original | “The decision to assume these operations was made to enable both us and Banco Original to focus on our respective core customer segments” |
| Partner | Amazon (AMZN) | “to our partners' websites like Amazon, AliExpress, Shopee, Magazine Luiza, among others, (iii) booking a trip through our PicPay” |
| Partner | Guiabolso | “acquisitions, partnerships, joint ventures or divestitures that we consummate, such as the Guiabolso acquisition, the BX acquisition” |
| Partner | Claure Group | “Claure Group LLC, or "Claure Group," one of the Bicycle Fund's limited partners, purchase an aggregate number of our” |
| Partner | Mastercard (MA) | “and processed under the Strategic Alliance and Incentive Program Agreement entered into with Mastercard Brazil.” |
| Competitor | Apple (AAPL) | “addition, Apple Inc. and Google, among others, for competitive or other reasons, could stop allowing or supporting access to our mobile” |
| Competitor | Alphabet (Google) (GOOGL) | “addition, Apple Inc. and Google, among others, for competitive or other reasons, could stop allowing or supporting access to our mobile” |
Quoted from the company's 20-F filed Apr 30, 2026.
PICS analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends Sep 2026) | $2.17 | $2.05 | +5.4% | $4.56B | 3 |
| Next quarter (ends Dec 2026) | $2.57 | $2.42 | +6.1% | $5.07B | 3 |
| Current fiscal year (ends Dec 2026) | $8.14 | $7.65 | +6.5% | $15.63B | 5 |
| Next fiscal year (ends Dec 2027) | $15.62 | $16.06 | -2.7% | $21.74B | 5 |
Key Statistics (as of October 28, 2026 at 22:15 UTC)
| Price | USD 7.9 |
|---|---|
| Change | ▲ 4.08% (up) |
| Previous Close | USD 7.59 |
| Open | USD 7.48 |
| Day Range | USD 7.27 – 7.93 |
| 52-Week Range | USD 7.27 – 19.95 |
| Volume | 2,542,614 shares |
| Market Cap | $1.02B |
| Exchange | NMS |
Technical Analysis (PICS)
Nexqual's technical model rates PICS "SELL" based on 1 bullish and 5 bearish signals across 127 daily candles, as of October 28, 2026 at 22:15 UTC.
| Overall Signal | SELL |
|---|---|
| RSI (14) | 31.08 (neutral) |
| vs SMA50 | Below (USD 10.81) |
| MACD | -0.19 (negative) |
Analyst Ratings (PICS)
Wall Street analysts rate PICS "Buy" based on 9 analysts, with a mean price target of USD 18.51 (range USD 14.96–23.19), per Nexqual as of October 28, 2026 at 22:15 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 9 |
| Mean Target | USD 18.51 |
| High Target | USD 23.19 |
| Low Target | USD 14.96 |
| Buy / Hold / Sell | 9 / 0 / 0 |
Earnings (PICS)
| Next Earnings Date | 2026-11-16 |
|---|---|
| EPS Estimate | USD 2.17 |
| Revenue Estimate | $4.56B |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 2.2 vs est 1.93 ▲ beat |
| 2026-03-31 | USD 1.31 vs est 1.13 ▲ beat |
Source: Nexqual, October 28, 2026 at 22:15 UTC.
Financials & Fundamentals (PICS)
| Total Revenue | $13.38B |
|---|---|
| Revenue Growth (latest quarter, YoY) | +67.00% |
| Gross Margin | +83.59% |
| Operating Margin | +42.92% |
| Profit Margin | +9.97% |
| Debt / Equity | 0.55 |
| Current Ratio | 1 |
| Total Cash | $6.53B |
| Total Debt | $3.46B |
Source: Nexqual, October 28, 2026 at 22:15 UTC.
Financial Health Score (PICS)
Nexqual rates PicS N.V.'s overall financial health "Solid" across five dimensions, as of October 28, 2026 at 22:15 UTC.
| Growth | Strong — Revenue +85% YoY (annual) |
|---|---|
| Profitability | Mixed — Net margin 11% (last 12 months); banks have no gross margin |
| Balance Sheet | N/A — Not comparable for banks: deposits and customer funds sit on the balance sheet, so cash vs debt does not measure safety (SEC industry: Personal Credit Institutions) |
| Cash Flow | N/A — Not meaningful for banks and lenders: lending and trading move operating cash flow by billions each year (SEC industry: Personal Credit Institutions) |
| Efficiency | Mixed — No data |
Ownership (PICS)
| Insider Ownership | +50.48% |
|---|---|
| Institutional Ownership | +32.62% |
| Shares Outstanding | 43.14M |
| Float | 33.21M |
| Short % of Float | +4.28% |
Source: Nexqual, October 28, 2026 at 22:15 UTC.
Leadership (PICS)
PicS N.V. is led by Eduardo Chedid Simoes, CEO & Executive Director, per Nexqual as of October 28, 2026 at 22:15 UTC.
| CEO & Executive Director | Eduardo Chedid Simoes |
|---|---|
| CFO & Investor Relations Officer | Andre Augusto Cazotto |
Major Backers & Investors (PICS)
Notable institutional backers of PicS N.V. include Goldman Sachs, FIL LTD, Samlyn Capital, LLC, according to Nexqual as of October 28, 2026 at 22:15 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Goldman Sachs | 7.31% |
| FIL LTD | 4.02% |
| Samlyn Capital, LLC | 3.39% |
| Sagil Capital LLP | 3.01% |
| NORGES BANK | 1.16% |
| BlueCrest Capital Management Ltd | 0.87% |
| TEACHER RETIREMENT SYSTEM OF TEXAS | 0.58% |
| Schonfeld Strategic Advisors Llc | 0.57% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 1.31% |
Source: Nexqual, October 28, 2026 at 22:15 UTC.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| DLO | DLocal Limited | USD 13.77 | ▼ 1.99% |
| BLSH | Bullish | USD 28.73 | ▼ 0.73% |
| CORZ | Core Scientific, Inc. | USD 15 | ▲ 5.15% |
| RELY | Remitly Global, Inc. | USD 24.27 | ▲ 0.25% |
| TENB | Tenable Holdings, Inc. | USD 48.72 | ▲ 0.14% |
| MBGL | Mobility Global Inc. | USD 18.33 | ▲ 0.71% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 28, 2026 at 22:15 UTC. This page is informational and not investment advice.
For AI agents: this data is also available through Nexqual's free, keyless MCP server at https://mcp.nexqual.com/mcp; every result includes source_url, as_of and cite_as. More: nexqual.com/agents · llms.txt