PROG Holdings, Inc. (PRG) Stock Price & Analysis

PROG Holdings, Inc. (PRG) closed at USD 33.48 on Thursday, October 29, 2026, up 8.42% on the day. The US market is currently closed (after-hours); this is not a live price.

The prior close was USD 30.88; the Oct 29, 2026 session ranged USD 30.06–33.83 on volume of 991,578 shares. Market capitalization is $1.31B, with a 52-week range of USD 25.18–47.73 (NYQ). Source: Nexqual, retrieved October 29, 2026 at 23:06 UTC.

Also available as compact Markdown for AI agents: nexqual.com/PRG.md

Latest Earnings Results (PRG)

PROG Holdings, Inc. (PRG) reported Q3 2026 results on Oct 28, 2026, 8:28:21 AM ET: adjusted EPS $1.06 vs. estimate $1.09 (miss), revenue $725.80M vs. estimate $737.82M (miss). Guidance: The company reduced its full-year 2026 revenue and earnings outlook ranges. Source: SEC 8-K filing. Nexqual published it 39 seconds after release. Read the SEC filing. Full report with estimates: nexqual.com/earnings/2026-10-28/PRG.

Reported actuals captured by Nexqual from SEC 8-K filings and company press releases; each figure confirmed by two independent extraction methods.

Key facts (PRG)

• Last four reported quarters (through Sep 30, 2026): revenue $2.76B, net income $151M (5.5% margin), free cash flow $316M (SEC filings).
• Valuation: P/E 8.7x (avg 9.3x at the last 3 fiscal year-ends), EV/EBITDA 7.4x, net debt $757M.
• 1 of 80 tracked superinvestors hold PRG (13F, Q2 2026): 0 new, 0 added, 1 reduced, 0 unchanged.
• Insider open-market sales, last ~7 months: 2 Form 4 filings, $183K; 2 not under a Rule 10b5-1 plan ($183K); 0 by opportunistic insiders, 0 by routine insiders (three-year test, Cohen, Malloy & Pomorski 2012).
• Analysts: Buy (mean 1.86 on a 1–5 scale) (7 analysts), mean target USD 49 (range 40–64).
• Total return with dividends: 1Y +16.0% vs S&P 500 +14.4%; 5Y -13.7% vs S&P 500 +79.1%.
• Latest earnings report: 2026-10-28 (next date not yet announced).
• Dividend: USD 0.56 a year (yield 1.81%), paid quarterly; latest ex-dividend date 2026-08-18.
• Short interest: 12.07% of float (as of 2026-10-15), 4.5 days to cover.

Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (PRG)

Fiscal years end Dec. EPS is split-adjusted.

Valuation (price ÷ last four quarters, through Sep 30, 2026) (PRG)

P/E 8.7x · P/S 0.5x · EV/EBITDA 7.4x · EV/Sales 0.8x · P/FCF 4.1x · P/B 1.6x · FCF yield 24.18% · Earnings yield 11.55% · Dividend yield (paid, TTM) 1.67% · Buyback yield (TTM) 3.59% · Net debt $757M · EV $2.06B

P/E at fiscal year-ends: Dec 2025 8.2x, Dec 2024 9.3x, Dec 2023 10.4x.

Superinvestors (SEC 13F-HR, Q2 2026) (PRG)

1 of 80 tracked investors hold PRG. Each row is the investor's latest 13F; change is vs their prior-quarter share count.

Insider sales (SEC Form 4, open-market, last ~7 months) (PRG)

0 of 2 under a Rule 10b5-1 trading plan (scheduled in advance). Unplanned sales were timed by the insider.

% of holdings sold = shares sold ÷ (shares sold + all holdings the insider reported on that Form 4, direct and through trusts).

Insider type follows Cohen, Malloy & Pomorski (Journal of Finance, 2012). An insider who traded the stock in the same calendar month in each of the past three years is a routine trader; one who traded in each of those years without such a pattern is an opportunistic trader. In their study, trades by opportunistic insiders predicted future returns and trades by routine insiders did not. Counts open-market purchases and sales only (SEC Form 4 codes P and S) by that insider in that company. Not investment advice.

Analysts (PRG)

Consensus Buy (mean 1.86 on a 1–5 scale), 7 analysts; mean target USD 49 (low 40, high 64).

Rating changes, last 120 days:

Total return (dividends reinvested) (PRG)

Dividends (PRG)

Annual dividend rate USD 0.56 per share, yield 1.81% at the current price. Paid over the last 12 months: USD 0.55 in 4 payments (quarterly).

Most recent ex-dividend date: Aug 18, 2026; payment date: Sep 3, 2026. To receive a dividend, shares must be owned before the ex-dividend date.

Latest change: raised 7.7% to USD 0.14 per payment from USD 0.13, starting with the Mar 12, 2026 ex-dividend date.

Payout ratio 17% of earnings · 5-year average yield 0.24%.

Total by calendar year: 2024 USD 0.48 · 2025 USD 0.52.

Short interest (PRG)

3,263,285 shares sold short, 12.07% of the float, as of Oct 15, 2026 (exchange short-interest report, published about twice a month). Prior report (Sep 15, 2026): 2,733,548 shares (+19.4%). Days to cover: 4.5 (short shares ÷ average daily volume).

PRG earnings history and stock reaction

EPS as reported against the analyst consensus before the release; surprise uses the cent-rounded figures shown (in dollars when EPS and consensus have opposite signs). Stock reaction = close before the results to close after (the first close following a release after the bell or before the open).

PRG recent SEC filings (last 120 days)

Source: SEC EDGAR. Quotes are the opening words of each item as filed; each form links to the filing. Insider Form 4 filings are listed in the insider sections.

PRG suppliers, customers and competitors (named in its 10-K)

Quoted from the company's 10-K filed Feb 18, 2026.

PRG analyst estimates and revisions

Key Statistics (as of October 29, 2026 at 23:06 UTC)

Technical Analysis (PRG)

Nexqual's technical model rates PRG "SELL" based on 2 bullish and 5 bearish signals across 127 daily candles, as of October 29, 2026 at 23:06 UTC.

Analyst Ratings (PRG)

Wall Street analysts rate PRG "Buy" based on 7 analysts, with a mean price target of USD 49 (range USD 40–64), per Nexqual as of October 29, 2026 at 23:06 UTC.

Earnings (PRG)

Recent Earnings History

Source: Nexqual, October 29, 2026 at 23:06 UTC.

Financials & Fundamentals (PRG)

Source: Nexqual, October 29, 2026 at 23:06 UTC.

Financial Health Score (PRG)

Nexqual rates PROG Holdings, Inc.'s overall financial health "Mixed" across five dimensions, as of October 29, 2026 at 23:06 UTC.

Ownership (PRG)

Source: Nexqual, October 29, 2026 at 23:06 UTC.

Leadership (PRG)

PROG Holdings, Inc. is led by Steven A. Michaels, CEO, President & Chairman, per Nexqual as of October 29, 2026 at 23:06 UTC.

Major Backers & Investors (PRG)

Notable institutional backers of PROG Holdings, Inc. include LSV Asset Management, FMR, LLC, Morgan Stanley, according to Nexqual as of October 29, 2026 at 23:06 UTC.

Active Investors

Index Funds (Passive)

Source: Nexqual, October 29, 2026 at 23:06 UTC.

From PROG Holdings, Inc.'s Latest SEC 10-K Filing (filed 2026-02-18)

Key Strengths & Strategy (as disclosed to the SEC)

• We rely on a combination of trademark, service mark, trade name and copyright laws in the United States and other jurisdictions, as well as license agreements, confidentiality procedures, non-disclosure agreements, and other contractual protections, to establish and protect our intellectual property and proprietary rights, including our proprietary technology, software, know-how, and brand.
• Four enables us to reach a broader customer base beyond traditional lease-to-own transactions and capture incremental GMV through short-term installment plans across a wide range of merchants and categories by engaging customers directly, as well as providing cross-promotion opportunities. •Enhance our industry-leading consumer experience - We are investing in technology platforms that promote customer engagement and simplify the application, origination and servicing experience.
• We believe this strategy allows us to grow incremental sales for our partners, while realizing operating efficiencies at scale.
• Importantly, our ability to service our partners and our customers while effectively managing labor costs allows us to offer alternative consumer payment solutions that are generally lower cost and otherwise more attractive than many other options available in the market.

Partnerships

• We have a three pillared strategy, which we believe positions us for success over the long-term, as follows: •Grow our gross merchandise volume ("GMV") through existing merchant partners, new partners, and direct-to-consumer initiatives - We plan to grow GMV through strategic collaboration and marketing efforts with our existing POS partners and by focusing on converting our pipeline of retailers into new POS partners.

Legal & Regulatory Risks (Item 1A, quoted)

• Changes in, heightened scrutiny of, or adverse interpretations under regulations applicable to Purchasing Power could require Purchasing Power to modify product terms or practices, or impair employee eligibility.
• Our inability to protect confidential, proprietary, or sensitive information, including the confidential information of our customers, may be adversely affected by cyber-attacks or similar disruptions, which may result in significant costs, litigation and reputational damage or otherwise have a material adverse impact on several aspects of our performance.
• Our ability to utilize certain types of contractual provisions designed to limit costly litigation, including class actions, may not be enforceable.
• Risks Related to our Regulatory Environment, Industry and Businesses

Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.

Peers & Related Stocks

Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 29, 2026 at 23:06 UTC. This page is informational and not investment advice.

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