SHF Holdings, Inc. (SHFSW) Stock Price & Analysis
SHF Holdings, Inc. (SHFSW) closed at USD 0.01 on Thursday, October 15, 2026, up 11.76% on the day. The US market is currently closed; this is not a live price.
The prior close was USD 0.01; the Oct 15, 2026 session ranged USD 0.01–0.01 on volume of 171,813 shares. Market capitalization is —, with a 52-week range of USD 0.01–0.01 (NCM). Source: Nexqual, retrieved October 16, 2026 at 07:24 UTC.
Also available as compact Markdown for AI agents: nexqual.com/SHFSW.md
Key facts (SHFSW)
- Last four reported quarters (through Jun 30, 2026): revenue $7.8M, net income -$3.7M (-47.3% margin) (SEC filings).
- Analysts: None.
Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (SHFSW)
| USD | FY2022 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $7.0M | $9.5M | $17.6M | $15.2M | $7.7M | $7.8M |
| Operating income | $3.3M | -$2.2M | -$20.7M | -$7.1M | -$5.4M | -$5.2M |
| Net income | $3.3M | -$35.1M | -$17.3M | -$48.3M | -$2.2M | -$3.7M |
| EPS (diluted) | — | -$1.85 | -$8.12 | -$17.43 | -$0.82 | — |
| Free cash flow | $2.9M | $1.7M | -$1.0M | — | — | — |
| Operating margin | 46.9% | -23.2% | -118.0% | -46.5% | -70.4% | -67.0% |
| Net margin | 46.9% | -370.6% | -98.4% | -317.0% | -28.2% | -47.3% |
| Revenue growth | — | +35.3% | +85.3% | -13.2% | -49.7% | — |
| Cash + short-term investments | $5.5M | $8.4M | $4.9M | $2.3M | $6.8M | — |
| Total debt | — | $18.9M | $55.6M | — | — | — |
Fiscal years end Dec. EPS is split-adjusted.
Valuation (price ÷ last four quarters, through Jun 30, 2026) (SHFSW)
Analysts (SHFSW)
Consensus None.
Key Statistics (as of October 16, 2026 at 07:24 UTC)
| Price | USD 0.01 |
|---|---|
| Change | ▲ 11.76% (up) |
| Previous Close | USD 0.01 |
| Open | USD 0.04 |
| Day Range | USD 0.01 – 0.01 |
| 52-Week Range | USD 0.01 – 0.01 |
| Volume | 171,813 shares |
| Market Cap | — |
| Exchange | NCM |
Analyst Ratings (SHFSW)
Wall Street analysts rate SHFSW "None", per Nexqual as of October 16, 2026 at 07:24 UTC.
| Consensus Rating | None |
|---|
Earnings (SHFSW)
Source: Nexqual, October 16, 2026 at 07:24 UTC.
Financials & Fundamentals (SHFSW)
| Total Revenue | $8.42M |
|---|---|
| Revenue Growth (latest quarter, YoY) | +34.00% |
| Gross Margin | +100.00% |
| Operating Margin | -44.37% |
| Profit Margin | -43.91% |
| Debt / Equity | 0.1 |
| Current Ratio | 1.76 |
| Total Cash | $5.73M |
| Total Debt | $630,497 |
Source: Nexqual, October 16, 2026 at 07:24 UTC.
Financial Health Score (SHFSW)
Nexqual rates SHF Holdings, Inc.'s overall financial health "Mixed" across five dimensions, as of October 16, 2026 at 07:24 UTC.
| Growth | Strong — Revenue +35% YoY (annual) |
|---|---|
| Profitability | Weak — Not yet profitable — scaling phase |
| Balance Sheet | Strong — $6M cash, no debt |
| Cash Flow | Weak — Operating cash flow -$4M (TTM) |
| Efficiency | Mixed — No data |
Ownership (SHFSW)
| Float | 926,421 |
|---|
Source: Nexqual, October 16, 2026 at 07:24 UTC.
Leadership (SHFSW)
SHF Holdings, Inc. is led by Terrance Elliot Mendez (age 50), CEO, CFO & Director, per Nexqual as of October 16, 2026 at 07:24 UTC.
| CEO, CFO & Director | Terrance Elliot Mendez (age 50) |
|---|---|
| COO & Secretary | Michael John Regan (age 47) |
| Chief Marketing Officer | Jeffrey R. Kay (age 57) |
| Senior Vice President of Lending Strategy & Partner Development | Stephen La Rosa |
| Managing Director | David Smokler CISA, CISM |
Major Backers & Investors (SHFSW)
Notable institutional backers of SHF Holdings, Inc. include Clear Street Group Inc., Boothbay Fund Management, LLC, Shaw D.E. & Co., Inc., according to Nexqual as of October 16, 2026 at 07:24 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Clear Street Group Inc. | 1.87% |
| Boothbay Fund Management, LLC | 1.68% |
| Shaw D.E. & Co., Inc. | 1.56% |
| RiverNorth Capital Management, LLC | 0.81% |
| SkyView Investment Advisors, LLC | 0.45% |
| Susquehanna International Group, LLP | 0.3% |
| Aristides Capital, LLC | 0.21% |
| Gts Securities LLC | 0.11% |
Source: Nexqual, October 16, 2026 at 07:24 UTC.
From SHF Holdings, Inc.'s Latest SEC 10-K Filing (filed 2026-04-15)
Key Strengths & Strategy (as disclosed to the SEC)
- Our proprietary platform connects with the core banking systems of these institutions, enabling us to monitor deposit accounts we have onboarded and to extract the data necessary to help ongoing compliance.
- The industry supports an estimated 425,000 full-time jobs nationwide and generated more than $4.4 billion in state and local tax revenues in 2025.
- During the fourth quarter of 2025, the Company issued 1,326,603 shares of Class A Common Stock ("Common Stock") and received proceeds of approximately $1.8 million.   Build Complementary Service Lines   In December 2025, we acquired substantially all of the assets of 420 IT Solutions, a company that provided on-site due diligence review services to cannabis-friendly financial institutions.
- We believe competition remains limited for these reasons and that our established platform, proprietary technology, and compliance track record provide a durable competitive advantage.   We expect most large financial institutions to remain on the sidelines until federal legalization occurs, and even then, the cannabis sector will require specialized compliance expertise that takes years to build.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| SHFS | SHF Holdings, Inc. | USD 0.15 | ▼ 45.59% |
| ICUCW | SeaStar Medical Holding Corporation | USD 0.02 | ▲ 0% |
| SMXWW | SMX (Security Matters) Public L | USD 0.01 | ▼ 5.48% |
| HUBCW | Hub Cyber Security Ltd. Warrant | USD 0.01 | ▼ 22.22% |
| CDIOW | Cardio Diagnostics Holdings, Inc. | USD 0.01 | ▼ 28.09% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 16, 2026 at 07:24 UTC. This page is informational and not investment advice.
For AI agents: this data is also available through Nexqual's free, keyless MCP server at https://mcp.nexqual.com/mcp; every result includes source_url, as_of and cite_as. More: nexqual.com/agents · llms.txt