Synchrony Financial (SYF-PA) Stock Price & Analysis
Synchrony Financial (SYF-PA) fell 0.11% to USD 18.75 as of July 25, 2026 at 15:40 UTC, according to Nexqual real-time market data.
SYF-PA last closed at USD 18.77; the session ranged USD 18.75–18.83 on volume of 27,624 shares. Market capitalization is —, with a 52-week range of USD 18.41–20.8 (NYQ). Source: Nexqual, July 25, 2026 at 15:40 UTC.
Key Statistics (as of July 25, 2026 at 15:40 UTC)
| Price | USD 18.75 |
|---|---|
| Change | ▼ 0.11% (down) |
| Previous Close | USD 18.77 |
| Open | USD 18.83 |
| Day Range | USD 18.75 – 18.83 |
| 52-Week Range | USD 18.41 – 20.8 |
| Volume | 27,624 shares |
| Market Cap | — |
| Exchange | NYQ |
Technical Analysis (SYF-PA)
Nexqual's technical model rates SYF-PA "STRONG SELL" based on 0 bullish and 5 bearish signals across 125 daily candles, as of July 25, 2026 at 15:40 UTC.
| Overall Signal | STRONG SELL |
|---|---|
| RSI (14) | 39.85 (neutral) |
| vs SMA50 | Below (USD 19.14) |
| MACD | -0.08 (negative) |
Analyst Ratings (SYF-PA)
Wall Street analysts rate SYF-PA "None", per Nexqual as of July 25, 2026 at 15:40 UTC.
| Consensus Rating | None |
|---|
Earnings (SYF-PA)
| Revenue Estimate | $3.84B |
|---|
Source: Nexqual, July 25, 2026 at 15:40 UTC.
Financials & Fundamentals (SYF-PA)
| Total Revenue | $9.91B |
|---|---|
| Revenue Growth (YoY) | +0.60% |
| Gross Margin | +0.00% |
| Operating Margin | +50.22% |
| Profit Margin | +35.51% |
| ROE | +20.79% |
| Total Cash | $16.19B |
| Total Debt | $16.43B |
Source: Nexqual, July 25, 2026 at 15:40 UTC.
Financial Health Score (SYF-PA)
Nexqual rates Synchrony Financial's overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 15:40 UTC.
| Growth | Weak — Revenue -7% YoY (annual), declining |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $16.2B cash vs $16.4B debt |
| Cash Flow | Solid — Operating cash flow $9.69B |
| Efficiency | Strong — ROE 21%, ROA 2.9% |
Ownership (SYF-PA)
| Insider Ownership | +0.01% |
|---|---|
| Institutional Ownership | +10.34% |
| Float | 323.27M |
Source: Nexqual, July 25, 2026 at 15:40 UTC.
Leadership (SYF-PA)
Synchrony Financial is led by Brian D. Doubles (age 49), President, CEO & Director, per Nexqual as of July 25, 2026 at 15:40 UTC.
| President, CEO & Director | Brian D. Doubles (age 49) |
|---|---|
| Executive VP & CFO | Brian J. Wenzel (age 57) |
| Executive VP & CTO | Florin Arghirescu |
| Senior Vice President & Director of Investor Relations | Kathryn Harmon Miller |
Major Backers & Investors (SYF-PA)
Notable institutional backers of Synchrony Financial include Flaherty & Crumrine Preferred & Income Securities Fund Inc, ANCORA TRUST-Ancora Income Fund, according to Nexqual as of July 25, 2026 at 15:40 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Flaherty & Crumrine Preferred & Income Securities Fund Inc | 48.4% |
| ANCORA TRUST-Ancora Income Fund | 8.67% |
Source: Nexqual, July 25, 2026 at 15:40 UTC.
From Synchrony Financial's Latest SEC 10-K Filing (filed 2026-02-06)
Key Strengths & Strategy (as disclosed to the SEC)
- Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States.
- The company provides credit products, such as credit cards, commercial credit products, and consumer installment loans.
- It also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party firms.
- In addition, the company provides debt cancellation products to its credit card customers through online and mobile channels; and healthcare payments and financing solutions under the CareCredit and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries, such as American Eagle, Dick's Sporting Goods, Guitar Center, Pandora, Polaris, Suzuki, and Sweetwater.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| COF-PI | Capital One Financial Corporati | USD 18 | ▼ 0.94% |
| COF-PJ | Capital One Financial Corporati | USD 17.31 | ▼ 1.03% |
| COF-PL | Capital One Financial Corporati | USD 15.77 | ▼ 0.5% |
| CFG-PE | Citizens Financial Group, Inc. | USD 18.15 | ▼ 2% |
| COF-PN | Capital One Financial Corporati | USD 15.33 | ▼ 0.78% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 15:40 UTC. This page is informational and not investment advice.