UBAB (UBAB) Stock Price & Analysis

UBAB (UBAB) rose 0.57% to USD 61.5 as of July 26, 2026 at 10:03 UTC, according to Nexqual real-time market data.

UBAB last closed at USD 61.15; the session ranged USD 61.5–61.5 on volume of 100 shares. Market capitalization is $187.88M, with a 52-week range of USD 49.01–61.5 (OQX). Source: Nexqual, July 26, 2026 at 10:03 UTC.

Key Statistics (as of July 26, 2026 at 10:03 UTC)

PriceUSD 61.5
Change▲ 0.57% (up)
Previous CloseUSD 61.15
OpenUSD 61.5
Day RangeUSD 61.5 – 61.5
52-Week RangeUSD 49.01 – 61.5
Volume100 shares
Market Cap$187.88M
ExchangeOQX

Technical Analysis (UBAB)

Nexqual's technical model rates UBAB "BUY" based on 5 bullish and 2 bearish signals across 125 daily candles, as of July 26, 2026 at 10:03 UTC.

Overall SignalBUY
RSI (14)90.99 (overbought)
vs SMA50Above (USD 55.98)
MACD1.57 (positive)

Analyst Ratings (UBAB)

Wall Street analysts rate UBAB "None", per Nexqual as of July 26, 2026 at 10:03 UTC.

Consensus RatingNone

Earnings (UBAB)

Recent Earnings History

QuarterActual vs Estimate
2025-12-31USD 1.15 vs est 1.29 ▼ miss

Source: Nexqual, July 26, 2026 at 10:03 UTC.

Financials & Fundamentals (UBAB)

Total Revenue$71.62M
Revenue Growth (YoY)+11.50%
Gross Margin+0.00%
Operating Margin+38.85%
Profit Margin+28.47%
ROE+7.44%
Total Cash$179.38M
Total Debt$29.93M

Source: Nexqual, July 26, 2026 at 10:03 UTC.

Financial Health Score (UBAB)

Nexqual rates UBAB's overall financial health "Mixed" across five dimensions, as of July 26, 2026 at 10:03 UTC.

GrowthSolid — Revenue +12% YoY (latest Q)
ProfitabilityWeak — Pre-revenue or very early stage
Balance SheetMixed — $179M cash vs $30M debt, net cash position
Cash FlowMixed — No data
EfficiencyMixed — ROE 7%, ROA 1.4%

Ownership (UBAB)

Insider Ownership+0.00%
Institutional Ownership+8.20%
Shares Outstanding3.05M

Source: Nexqual, July 26, 2026 at 10:03 UTC.

Leadership (UBAB)

UBAB is led by Michael R. Vincent, President, CEO & Director, per Nexqual as of July 26, 2026 at 10:03 UTC.

President, CEO & DirectorMichael R. Vincent
Executive VP & CFOLeigh Anne Russell-Jones
Executive VP & President of UB Community Development, LLCAlex Leigh Russell Jones
Executive VP & Chief Revenue OfficerJustin S. Jennings

Major Backers & Investors (UBAB)

Notable institutional backers of UBAB include John Hancock Financial Opportunities Fund, Siena Capital Partners GP, LLC, according to Nexqual as of July 26, 2026 at 10:03 UTC.

Active Investors

InvestorStake
John Hancock Financial Opportunities Fund5.52%
Siena Capital Partners GP, LLC2.68%

Source: Nexqual, July 26, 2026 at 10:03 UTC.

Peers & Related Stocks

SymbolNamePriceChange
KTHNKatahdin Bankshares Corp.USD 35.2▲ 0.57%
CZBSCitizens Bancshares Corp.USD 60.82▲ 1.37%
PPBNPinnacle Bankshares Corp.USD 57▲ 0.23%
FNRNFirst Northern Community BancorUSD 18.3▲ 2.75%
PFLCPacific Financial Corp.USD 17.79▼ 1.71%

Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 26, 2026 at 10:03 UTC. This page is informational and not investment advice.