Unum Group (UNM) Stock Price & Analysis
Unum Group (UNM) rose 0.32% to USD 86.22 as of July 25, 2026 at 02:21 UTC, according to Nexqual real-time market data.
UNM last closed at USD 85.95; the session ranged USD 84.67–86.74 on volume of 1,114,537 shares. Market capitalization is —, with a 52-week range of USD 68.28–93.22 (NYQ). Source: Nexqual, July 25, 2026 at 02:21 UTC.
Key Statistics (as of July 25, 2026 at 02:21 UTC)
| Price | USD 86.22 |
|---|---|
| Change | ▲ 0.32% (up) |
| Previous Close | USD 85.95 |
| Open | USD 85.25 |
| Day Range | USD 84.67 – 86.74 |
| 52-Week Range | USD 68.28 – 93.22 |
| Volume | 1,114,537 shares |
| Market Cap | — |
| Exchange | NYQ |
Technical Analysis (UNM)
Nexqual's technical model rates UNM "STRONG SELL" based on 0 bullish and 5 bearish signals across 125 daily candles, as of July 25, 2026 at 02:21 UTC.
| Overall Signal | STRONG SELL |
|---|---|
| RSI (14) | 41.67 (neutral) |
| vs SMA50 | Below (USD 87.42) |
| MACD | -0.18 (negative) |
Analyst Ratings (UNM)
Wall Street analysts rate UNM "Buy" based on 13 analysts, with a mean price target of USD 102.23 (range USD 87–123), per Nexqual as of July 25, 2026 at 02:21 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 13 |
| Mean Target | USD 102.23 |
| High Target | USD 123 |
| Low Target | USD 87 |
| Buy / Hold / Sell | 9 / 4 / 0 |
Earnings (UNM)
| Next Earnings Date | 2026-07-28 |
|---|---|
| EPS Estimate | USD 2.16 |
| Revenue Estimate | $2.96B |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 2.14 vs est 2.05 ▲ beat |
| 2025-12-31 | USD 1.92 vs est 2.11 ▼ miss |
| 2025-09-30 | USD 2.09 vs est 2.15 ▼ miss |
| 2025-06-30 | USD 2.07 vs est 2.21 ▼ miss |
Source: Nexqual, July 25, 2026 at 02:21 UTC.
Financials & Fundamentals (UNM)
| Total Revenue | $13.34B |
|---|---|
| Revenue Growth (YoY) | +8.50% |
| Gross Margin | +29.53% |
| Operating Margin | +10.60% |
| Profit Margin | +5.86% |
| ROE | +7.07% |
| Debt / Equity | 36.93 |
| Current Ratio | 18.37 |
| Total Cash | $2.25B |
| Total Debt | $4.02B |
| Free Cash Flow | $-1.82B |
Source: Nexqual, July 25, 2026 at 02:21 UTC.
Financial Health Score (UNM)
Nexqual rates Unum Group's overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 02:21 UTC.
| Growth | Solid — Revenue +9% YoY (latest Q) |
|---|---|
| Profitability | Solid — Gross margin 30%, operating 11% |
| Balance Sheet | Strong — $2.25B cash vs $4.02B debt |
| Cash Flow | Weak — FCF negative: -$1.82B, burning cash |
| Efficiency | Mixed — ROE 7%, ROA 1.2% |
Ownership (UNM)
| Insider Ownership | +1.00% |
|---|---|
| Institutional Ownership | +90.70% |
| Float | 143.35M |
| Short % of Float | +2.37% |
Source: Nexqual, July 25, 2026 at 02:21 UTC.
Leadership (UNM)
Unum Group is led by Richard Paul McKenney (age 56), President, CEO & Director, per Nexqual as of July 25, 2026 at 02:21 UTC.
| President, CEO & Director | Richard Paul McKenney (age 56) |
|---|---|
| Executive VP & CFO | Steven Andrew Zabel (age 56) |
| Executive Vice President of Group Benefits | Christopher Wallace Pyne (age 55) |
| Senior Vice President of Investor Relations & Treasury | J. Matthew Royal |
| Executive Vice President of People & Communications | Elizabeth A. Claire Ahmed (age 50) |
Major Backers & Investors (UNM)
Notable institutional backers of Unum Group include FMR, LLC, Charles Schwab, Morgan Stanley, according to Nexqual as of July 25, 2026 at 02:21 UTC.
Active Investors
| Investor | Stake |
|---|---|
| FMR, LLC | 4.51% |
| Charles Schwab | 2.97% |
| Morgan Stanley | 2.09% |
| First Trust Advisors LP | 2.03% |
| LSV Asset Management | 1.62% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Vanguard Group | 18.02% |
| BlackRock | 16.31% |
| State Street | 3.22% |
| Dimensional Fund Advisors | 2.56% |
| Geode Capital | 2.08% |
Source: Nexqual, July 25, 2026 at 02:21 UTC.
From Unum Group's Latest SEC 10-K Filing (filed 2026-02-17)
Key Strengths & Strategy (as disclosed to the SEC)
- We believe that consistent operating results, combined with the implementation of strategic initiatives and the effective deployment of capital, will allow us to meet our financial objectives. 3 T able of Contents Reportable Segments Our reportable segments are comprised of the following: Unum US, Unum International, Colonial Life, Closed Block, and Corporate.
- Individual voluntary benefits products other than life insurance are offered on a guaranteed renewable basis which allows us to 5 T able of Contents reprice in-force policies, subject to regulatory approval.
- Group voluntary benefits products are offered primarily on an optionally renewable basis which allows us to reprice or terminate in-force policies.
- Premiums are primarily individual guaranteed renewable which allows us to change premiums on a state by state basis.
Partnerships
- In February 2025, Unum America entered into a master transaction agreement with Fortitude Re, resulting in the execution of a coinsurance agreement (reinsurance agreement) in July 2025.
- We have the following coverage for 2026, after a $150 million deductible: 10 T able of Contents In addition to the global catastrophic reinsurance coverage noted above, Unum Limited has additional catastrophic coverage via an arms-length, intercompany reinsurance agreement with Unum America, under similar terms as the global catastrophic treaties.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| LNC | Lincoln National Corporation | USD 41.36 | ▼ 0.82% |
| PFG | Principal Financial Group Inc | USD 109.4 | ▲ 1.06% |
| AIZ | Assurant, Inc. | USD 276.94 | ▲ 1.39% |
| HIG | The Hartford Insurance Group, I | USD 140.53 | ▼ 0.22% |
| ZION | Zions Bancorporation N.A. | USD 69.29 | ▼ 1.11% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 02:21 UTC. This page is informational and not investment advice.