Usio, Inc. (USIO) Stock Price & Analysis

Usio, Inc. (USIO) rose 2.12% to USD 1.93 as of July 25, 2026 at 06:46 UTC, according to Nexqual real-time market data.

USIO last closed at USD 1.89; the session ranged USD 1.87–1.99 on volume of 118,224 shares. Market capitalization is $53.26M, with a 52-week range of USD 1.03–2.62 (NGM). Source: Nexqual, July 25, 2026 at 06:46 UTC.

Key Statistics (as of July 25, 2026 at 06:46 UTC)

PriceUSD 1.93
Change▲ 2.12% (up)
Previous CloseUSD 1.89
OpenUSD 1.89
Day RangeUSD 1.87 – 1.99
52-Week RangeUSD 1.03 – 2.62
Volume118,224 shares
Market Cap$53.26M
ExchangeNGM

Technical Analysis (USIO)

Nexqual's technical model rates USIO "BUY" based on 4 bullish and 2 bearish signals across 125 daily candles, as of July 25, 2026 at 06:46 UTC.

Overall SignalBUY
RSI (14)46.11 (neutral)
vs SMA50Above (USD 1.88)
MACD0.02 (positive)

Analyst Ratings (USIO)

Wall Street analysts rate USIO "None" based on 3 analysts, with a mean price target of USD 5.58 (range USD 4.5–6.25), per Nexqual as of July 25, 2026 at 06:46 UTC.

Consensus RatingNone
Analyst Count3
Mean TargetUSD 5.58
High TargetUSD 6.25
Low TargetUSD 4.5
Buy / Hold / Sell3 / 0 / 1

Earnings (USIO)

Next Earnings Date2026-08-12
EPS EstimateUSD -0.01
Revenue Estimate$23.67M

Recent Earnings History

QuarterActual vs Estimate
2026-03-31USD 0 vs est -0.02 ▲ beat
2025-12-31USD -0.05 vs est 0.01 ▼ miss
2025-09-30USD -0.02 vs est 0.01 ▼ miss
2025-06-30USD -0.01 vs est -0 ▼ miss

Source: Nexqual, July 25, 2026 at 06:46 UTC.

Financials & Fundamentals (USIO)

Total Revenue$88.85M
Revenue Growth (YoY)+15.70%
Gross Margin+22.53%
Operating Margin+0.89%
Profit Margin-2.42%
ROE-11.61%
Debt / Equity26.86
Current Ratio1.09
Total Cash$7.73M
Total Debt$4.87M
Free Cash Flow$117,511

Source: Nexqual, July 25, 2026 at 06:46 UTC.

Financial Health Score (USIO)

Nexqual rates Usio, Inc.'s overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 06:46 UTC.

GrowthMixed — Revenue +3.0% YoY (annual), slow
ProfitabilityWeak — Gross margin 23%, operating 1%
Balance SheetStrong — $8M cash vs $5M debt, net cash position
Cash FlowMixed — FCF $118K, slim 0.1% margin
EfficiencyCritical — ROE -12%, ROA -1.0%

Ownership (USIO)

Insider Ownership+30.73%
Institutional Ownership+25.89%
Shares Outstanding27.60M
Float19.19M
Short % of Float+0.34%

Source: Nexqual, July 25, 2026 at 06:46 UTC.

Leadership (USIO)

Usio, Inc. is led by Louis A. Hoch (age 59), Co-Founder, Chairman, President, CEO & COO, per Nexqual as of July 25, 2026 at 06:46 UTC.

Co-Founder, Chairman, President, CEO & COOLouis A. Hoch (age 59)
Senior VP of Corporate Development & Prepaid Products and Chief Product OfficerHouston Korth Frost (age 43)
Executive VP of Payment Acceptance & Chief Revenue OfficerGregory Mark Carter (age 61)
Chief Technology Officer & Senior VPKenneth Wayne Keller (age 59)
Senior Vice President of Investor RelationsPaul M. Manley

Major Backers & Investors (USIO)

Notable institutional backers of Usio, Inc. include Whittier Trust Company, Perkins Capital Management, Inc., Jacob Funds Inc.-Jacob Discovery Fund, according to Nexqual as of July 25, 2026 at 06:46 UTC.

Active Investors

InvestorStake
Whittier Trust Company9.83%
Perkins Capital Management, Inc.2.54%
Jacob Funds Inc.-Jacob Discovery Fund1.49%
Renaissance Technologies1.45%
NORTHERN LIGHTS FUND TRUST II-North Star Micro Cap Fund1.23%
North Star Investment Management Corp0.65%
Citadel0.65%
Stonebridge Wealth Management, LLC0.64%

Index Funds (Passive)

FundStake
Vanguard Group6.92%
Geode Capital0.43%

Source: Nexqual, July 25, 2026 at 06:46 UTC.

From Usio, Inc.'s Latest SEC 10-K Filing (filed 2026-03-18)

Key Strengths & Strategy (as disclosed to the SEC)

Partnerships

Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.

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Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 06:46 UTC. This page is informational and not investment advice.