Wintrust Financial Corp (WTFC) Stock Price & Analysis
Wintrust Financial Corp (WTFC) rose 0.56% to USD 158.66 as of July 25, 2026 at 04:49 UTC, according to Nexqual real-time market data.
WTFC last closed at USD 157.77; the session ranged USD 156.68–159.65 on volume of 524,660 shares. Market capitalization is $10.70B, with a 52-week range of USD 119.61–167.22 (NMS). Source: Nexqual, July 25, 2026 at 04:49 UTC.
Key Statistics (as of July 25, 2026 at 04:49 UTC)
| Price | USD 158.66 |
|---|---|
| Change | ▲ 0.56% (up) |
| Previous Close | USD 157.77 |
| Open | USD 157.97 |
| Day Range | USD 156.68 – 159.65 |
| 52-Week Range | USD 119.61 – 167.22 |
| Volume | 524,660 shares |
| Market Cap | $10.70B |
| Exchange | NMS |
Technical Analysis (WTFC)
Nexqual's technical model rates WTFC "NEUTRAL" based on 3 bullish and 2 bearish signals across 125 daily candles, as of July 25, 2026 at 04:49 UTC.
| Overall Signal | NEUTRAL |
|---|---|
| RSI (14) | 48.55 (neutral) |
| vs SMA50 | Above (USD 155.89) |
| MACD | 0.92 (positive) |
Analyst Ratings (WTFC)
Wall Street analysts rate WTFC "Buy" based on 14 analysts, with a mean price target of USD 180.07 (range USD 167–195), per Nexqual as of July 25, 2026 at 04:49 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 14 |
| Mean Target | USD 180.07 |
| High Target | USD 195 |
| Low Target | USD 167 |
| Buy / Hold / Sell | 9 / 5 / 0 |
Earnings (WTFC)
| Next Earnings Date | 2026-10-19 |
|---|---|
| EPS Estimate | USD 3.28 |
| Revenue Estimate | $752.65M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 3.28 vs est 3.15 ▲ beat |
| 2026-03-31 | USD 3.22 vs est 2.96 ▲ beat |
| 2025-12-31 | USD 3.15 vs est 2.93 ▲ beat |
| 2025-09-30 | USD 3.06 vs est 2.71 ▲ beat |
Source: Nexqual, July 25, 2026 at 04:49 UTC.
Financials & Fundamentals (WTFC)
| Total Revenue | $2.76B |
|---|---|
| Revenue Growth (YoY) | +10.20% |
| Gross Margin | +0.00% |
| Operating Margin | +46.09% |
| Profit Margin | +32.64% |
| ROE | +12.21% |
| Total Cash | $4.17B |
| Total Debt | $4.37B |
Source: Nexqual, July 25, 2026 at 04:49 UTC.
Financial Health Score (WTFC)
Nexqual rates Wintrust Financial Corp's overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 04:49 UTC.
| Growth | Solid — Revenue +11% YoY (annual) |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $4.17B cash vs $4.37B debt |
| Cash Flow | Mixed — No data |
| Efficiency | Mixed — ROE 12%, ROA 1.3% |
Ownership (WTFC)
| Insider Ownership | +1.42% |
|---|---|
| Institutional Ownership | +98.16% |
| Shares Outstanding | 67.46M |
| Float | 66.50M |
| Short % of Float | +3.69% |
Source: Nexqual, July 25, 2026 at 04:49 UTC.
Leadership (WTFC)
Wintrust Financial Corp is led by Timothy S. Crane (age 63), CEO, President & Director, per Nexqual as of July 25, 2026 at 04:49 UTC.
| CEO, President & Director | Timothy S. Crane (age 63) |
|---|---|
| Vice Chairman & COO | David Alan Dykstra (age 64) |
| Vice Chairman & Chief Lending Officer | Richard B. Murphy (age 65) |
| Founder, Chairman Emeritus & Senior Advisor | Edward Joseph Wehmer (age 71) |
| Executive VP & CFO | David L. Stoehr (age 65) |
Major Backers & Investors (WTFC)
Notable institutional backers of Wintrust Financial Corp include FMR, LLC, First Trust Advisors LP, Fidelity, according to Nexqual as of July 25, 2026 at 04:49 UTC.
Active Investors
| Investor | Stake |
|---|---|
| FMR, LLC | 7.84% |
| First Trust Advisors LP | 2.71% |
| Fidelity | 2.32% |
| Earnest Partners LLC | 2.08% |
| Invesco | 2.03% |
| SmallCap World Fund Inc | 1.98% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Vanguard Group | 19.62% |
| BlackRock | 12.71% |
| Dimensional Fund Advisors | 4.01% |
| State Street | 3.83% |
Source: Nexqual, July 25, 2026 at 04:49 UTC.
From Wintrust Financial Corp's Latest SEC 10-K Filing (filed 2026-02-26)
Key Strengths & Strategy (as disclosed to the SEC)
- During 2025, Wintrust Asset Finance contributed approximately $112.9 million to our revenue, which does not reflect intersegment eliminations.
- During 2025, Tricom processed payrolls with associated client billings of approximately $593.3 million and contributed approximately $10.1 million to our revenue, net of interest expense, which does not reflect intersegment eliminations.
- Volcker Rule We are prohibited under the Volcker Rule from (1) engaging in short-term proprietary trading for our own account, and (2) having certain ownership interests in and relationships with hedge funds or private equity funds. The fundamental prohibitions of the Volcker Rule apply to banking entities of any size, including the Company and its bank subsidiaries.
- We developed our banking franchise through a combination of de novo organizations and the purchase of existing bank franchises.
Partnerships
- Our commercial and industrial lenders in our downtown offices operate in close partnership with lenders at our community banks.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| UMBF | UMB Financial Corporation | USD 141.2 | ▲ 0.3% |
| WSFS | WSFS Financial Corporation | USD 79.84 | ▲ 1.24% |
| TCBI | Texas Capital Bancshares, Inc. | USD 99.25 | ▼ 3.56% |
| WABC | Westamerica Bancorporation | USD 60.49 | ▲ 0.48% |
| PNFP | Pinnacle Financial Partners, In | USD 102.6 | ▲ 5.38% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 04:49 UTC. This page is informational and not investment advice.