Block, Inc. (XYZ) Stock Price & Analysis
Block, Inc. (XYZ) closed at USD 79.02 on Thursday, October 22, 2026, up 1.04% on the day. The US market is currently closed (pre-market); this is not a live price.
The prior close was USD 78.21; the Oct 22, 2026 session ranged USD 77.83–79.87 on volume of 3,838,971 shares. Market capitalization is $47.47B, with a 52-week range of USD 48.21–86.92 (NYQ). Source: Nexqual, retrieved October 23, 2026 at 09:23 UTC.
Also available as compact Markdown for AI agents: nexqual.com/XYZ.md
Key facts (XYZ)
- Last four reported quarters (through Jun 30, 2026): revenue $25.0B, net income $357M (1.4% margin), free cash flow $3.88B (SEC filings).
- Valuation: P/E 132.9x (avg 1636.7x at the last 3 fiscal year-ends), EV/EBITDA 30.0x, net cash $1.02B.
- 2 of 80 tracked superinvestors hold XYZ (13F, Q2 2026): 1 new, 1 added, 0 reduced, 0 unchanged.
- Analysts: Buy (mean 1.96 on a 1–5 scale) (47 analysts), mean target USD 98.24 (range 75–125).
- Total return with dividends: 1Y +0.6% vs S&P 500 +14.9%; 5Y -68.8% vs S&P 500 +80.3%.
- Next earnings: 2026-11-03, EPS estimate USD 1.03, revenue estimate $6.58B.
Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (XYZ)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $17.7B | $17.5B | $21.9B | $24.1B | $24.2B | $25.0B |
| Gross profit | $4.42B | $5.99B | $7.50B | $8.89B | $10.4B | — |
| Operating income | $161M | -$625M | -$279M | $892M | $1.71B | $1.17B |
| Net income | $166M | -$541M | $9.8M | $2.90B | $1.31B | $357M |
| EPS (diluted) | $0.33 | -$0.93 | $0.02 | $4.56 | $2.10 | — |
| Free cash flow | $714M | $5.1M | -$50.2M | $1.55B | $2.42B | $3.88B |
| Gross margin | 25.0% | 34.2% | 34.2% | 36.9% | 42.8% | — |
| Operating margin | 0.9% | -3.6% | -1.3% | 3.7% | 7.1% | 4.7% |
| Net margin | 0.9% | -3.1% | 0.0% | 12.0% | 5.4% | 1.4% |
| Revenue growth | +86.0% | -0.7% | +25.0% | +10.1% | +0.3% | — |
| Cash + short-term investments | $5.31B | $5.63B | $5.85B | $8.48B | $7.08B | — |
| Total debt | $4.56B | $4.11B | $4.12B | $6.11B | $7.29B | — |
Fiscal years end Dec. EPS is split-adjusted.
Valuation (price ÷ last four quarters, through Jun 30, 2026) (XYZ)
P/E 132.9x · P/S 1.9x · EV/EBITDA 30.0x · EV/Sales 1.9x · P/FCF 12.2x · P/B 2.1x · FCF yield 8.18% · Earnings yield 0.75% · Buyback yield (TTM) 3.99% · Net cash $1.02B · EV $46.5B
P/E at fiscal year-ends: Dec 2025 31.1x, Dec 2024 18.7x, Dec 2023 4860.3x.
Superinvestors (SEC 13F-HR, Q2 2026) (XYZ)
2 of 80 tracked investors hold XYZ. Each row is the investor's latest 13F; change is vs their prior-quarter share count.
| Investor | Firm | % of portfolio | Value | Change |
|---|---|---|---|---|
| Daniel Loeb | Third Point | 4.19% | $194M | New position |
| Chase Coleman | Tiger Global Management | 1.45% | $348M | Added +14.4% |
Analysts (XYZ)
Consensus Buy (mean 1.96 on a 1–5 scale), 47 analysts; mean target USD 98.24 (low 75, high 125).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-10-21 | RBC Capital | Reiterated | Outperform | $95 |
| 2026-10-02 | Baird | Target raised | Outperform | $105 → $106 |
| 2026-09-25 | Cantor Fitzgerald | Reiterated | Overweight | $95 |
| 2026-09-25 | BTIG | Reiterated | Buy | $100 |
| 2026-09-10 | Macquarie | Maintained | Neutral | $75 |
| 2026-09-10 | StoneX | Upgrade | Hold → Buy | $105 |
| 2026-09-02 | Scotiabank | Initiated | Sector Perform | $82 |
| 2026-08-25 | Wolfe Research | Target raised | Outperform | $100 → $115 |
| 2026-08-13 | Canaccord Genuity | Target raised | Buy | $85 → $100 |
| 2026-08-11 | Evercore ISI Group | Target raised | Outperform | $96 → $105 |
| 2026-08-07 | Argus Research | Target raised | Buy | $86 → $103 |
| 2026-08-06 | TD Cowen | Target raised | Buy | $101 → $105 |
Total return (dividends reinvested) (XYZ)
| 1Y (from 2025-10-23) | 5Y (from 2021-10-18) | |
|---|---|---|
| Total return | +0.6% | -68.8% |
| S&P 500 (SPY) | +14.9% | +80.3% |
| Per year | +0.6% | -20.7% |
| Volatility (annualized) | 46.1% | 56.5% |
| Max drawdown | -38.8% (Oct 2025→Feb 2026) | -84.3% (Oct 2021→Oct 2023) |
XYZ revenue by business segment (quarter ended Jun 30, 2026)
| Line | Revenue | Share of total | YoY |
|---|---|---|---|
| Cash App | $4.02B | 60.8% | +4.6% |
| Square | $2.50B | 37.8% | +15.6% |
| Total revenue | $6.62B | 100% | — |
XYZ revenue by product line (quarter ended Jun 30, 2026)
| Line | Revenue | Share of total | YoY |
|---|---|---|---|
| Commerce enablement revenue | $2.90B | 43.9% | +12.8% |
| Bitcoin ecosystem revenue | $1.89B | 28.6% | -12.8% |
| Financial solutions revenue | $624.2M | 9.4% | +10.3% |
| Total revenue | $6.62B | 100% | — |
XYZ revenue by region (quarter ended Jun 30, 2026)
| Line | Revenue | Share of total | YoY |
|---|---|---|---|
| United States | $6.03B | 91.0% | +8.3% |
| International | $592.3M | 9.0% | +20.4% |
| Total revenue | $6.62B | 100% | — |
As tagged by the company in its SEC 10-Q / 10-K filings (XBRL).
XYZ suppliers, customers and competitors (named in its 10-K)
| Relationship | Company | Sentence in the filing |
|---|---|---|
| Customer | Visa (V) | “These funds can then be sent to another customer through the app, spent anywhere that accepts Visa cards or Cash App Pay, withdrawn from an ATM using the Cash App Card, invested in stocks or exchange-traded funds ("ETFs"), used to buy bitcoin, or transferred to a bank account (either instantly for a fee or for free in one to three days).” |
| Customer | Apple (AAPL) | “Furthermore, Apple, Google, or other operators of app marketplaces regularly provide software updates, and such software updates may not operate effectively with our products and services, which may reduce the demand for our products and services, result in dissatisfaction by our customers, and may materially and adversely affect our business.” |
| Customer | Alphabet (Google) (GOOGL) | “Furthermore, Apple, Google, or other operators of app marketplaces regularly provide software updates, and such software updates may not operate effectively with our products and services, which may reduce the demand for our products and services, result in dissatisfaction by our customers, and may materially and adversely affect our business.” |
| Partner | Federal Deposit Insurance | “•Square Checking provides sellers with an account provided through our bank partner that is eligible for FDIC deposit insurance if certain conditions are met.” |
| Partner | Square Financial Services | “Through Square Financial Services and with our third-party bank partners, we offer direct deposit and lending products.” |
Quoted from the company's 10-K filed Feb 26, 2026.
Companies that name XYZ in their SEC reports
| Relationship to XYZ | Company | Filing | Sentence |
|---|---|---|---|
| partner | Core Scientific, Inc./tx (CORZ) | 10-K Mar 2, 2026 | “we entered into an agreement with Block, Inc. a technology company developing ASICs, to acquire 3 nm ASICs customized for” |
| supplier | Marqeta, Inc. (MQ) | 10-K Feb 24, 2026 | “On January 31, 2022, Block completed its acquisition of our customer, Afterpay Limited.” |
XYZ company outlook (results filed Aug 5, 2026)
- “Guidance 11 Q3'26 Gross Profit $3.13B YoY Growth 18% Adjusted Operating Income $875M % Margin 28% Rule of X 12 46% Adjusted Diluted EPS $1.02 YoY Growth 89% 2026 Gross Profit $12.51B YoY Growth 21% Adjusted Operating Income $3.47B % Margin 28% Rule of X 49% Adjusted Diluted EPS $4.02 YoY Growth 70% We are raising our full-year guidance to reflect the momentum we are seeing across Block.”
- “For 2026, we now expect $12.51 billion in gross profit, up 21% year over year, and Adjusted Operating Income of $3.47 billion, or 28% margin, growing 67% year over year.”
- “Accordingly, the Company has relied upon the exception in item 10(e)(1)(i)(B) of Regulation S-K to exclude such reconciliations, as the reconciliations of these non-GAAP guidance metrics to their corresponding GAAP equivalents are not available without unreasonable effort.”
Quoted word-for-word from the SEC 8-K results press release.
XYZ analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends Sep 2026) | $1.03 | $1.02 | +0.9% | $6.58B | 32 |
| Next quarter (ends Dec 2026) | $1.16 | $1.18 | -1.7% | $6.74B | 31 |
| Current fiscal year (ends Dec 2026) | $4.05 | $3.90 | +3.8% | $26.06B | 41 |
| Next fiscal year (ends Dec 2027) | $5.21 | $5.05 | +3.3% | $28.97B | 42 |
XYZ options: expected move
Options price a move of about ±11.0% (±$8.73) by Nov 6, 2026, which includes earnings on Nov 3, 2026; the earnings reaction alone is priced at about ±8.7%. Over the last 8 reports the stock moved ±11.6% on average.
| Expiration | Days | ATM implied volatility | Expected move |
|---|---|---|---|
| Oct 30, 2026 | 7 | 42.1% | ±5.0% |
| Nov 6, 2026 | 14 | 68.2% | ±11.0% |
| Nov 13, 2026 | 21 | 60.9% | ±11.9% |
| Nov 20, 2026 | 28 | 53.9% | ±12.3% |
| Nov 27, 2026 | 35 | 53.3% | ±13.3% |
| Dec 4, 2026 | 42 | 47.6% | ±13.0% |
| Dec 18, 2026 | 56 | 46.9% | ±14.8% |
| Jan 15, 2027 | 84 | 44.2% | ±17.1% |
30-day implied volatility 54% vs 30.1% realized over the last 30 trading days. Put/call ratio (volume) 0.35. Cboe delayed quotes (15 min). Expected move = at-the-money straddle.
Key Statistics (as of October 23, 2026 at 09:23 UTC)
| Price | USD 79.02 |
|---|---|
| Change | ▲ 1.04% (up) |
| Previous Close | USD 78.21 |
| Open | USD 78.38 |
| Day Range | USD 77.83 – 79.87 |
| 52-Week Range | USD 48.21 – 86.92 |
| Volume | 3,838,971 shares |
| Market Cap | $47.47B |
| Exchange | NYQ |
Technical Analysis (XYZ)
Nexqual's technical model rates XYZ "STRONG BUY" based on 5 bullish and 0 bearish signals across 127 daily candles, as of October 23, 2026 at 09:23 UTC.
| Overall Signal | STRONG BUY |
|---|---|
| RSI (14) | 52.77 (neutral) |
| vs SMA50 | Above (USD 78.64) |
| MACD | 0.18 (positive) |
Analyst Ratings (XYZ)
Wall Street analysts rate XYZ "Buy" based on 47 analysts, with a mean price target of USD 98.24 (range USD 75–125), per Nexqual as of October 23, 2026 at 09:23 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 47 |
| Mean Target | USD 98.24 |
| High Target | USD 125 |
| Low Target | USD 75 |
| Buy / Hold / Sell | 39 / 8 / 0 |
Earnings (XYZ)
| Next Earnings Date | 2026-11-03 |
|---|---|
| EPS Estimate | USD 1.03 |
| Revenue Estimate | $6.58B |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 1.02 vs est 0.87 ▲ beat |
| 2026-03-31 | USD 0.85 vs est 0.68 ▲ beat |
| 2025-12-31 | USD 0.65 vs est 0.65 ▲ beat |
| 2025-09-30 | USD 0.54 vs est 0.66 ▼ miss |
Source: Nexqual, October 23, 2026 at 09:23 UTC.
Financials & Fundamentals (XYZ)
| Total Revenue | $25.04B |
|---|---|
| Revenue Growth (latest quarter, YoY) | +9.30% |
| Gross Margin | +46.57% |
| Operating Margin | +7.00% |
| Profit Margin | +1.43% |
| ROE | +1.61% |
| Debt / Equity | 0.33 |
| Current Ratio | 2.21 |
| Total Cash | $6.74B |
| Total Debt | $7.17B |
| Free Cash Flow (last four quarters to Jun 2026, SEC 10-Q / 10-K) | $3.88B (15.5% of revenue) |
Source: Nexqual, October 23, 2026 at 09:23 UTC.
Financial Health Score (XYZ)
Nexqual rates Block, Inc.'s overall financial health "Mixed" across five dimensions, as of October 23, 2026 at 09:23 UTC.
| Growth | Mixed — Revenue +0.3% YoY (annual), slow |
|---|---|
| Profitability | Strong — Gross margin 47%, operating 7% (last 12 months) |
| Balance Sheet | Strong — $6.74B cash and investments vs $5.72B debt (Jun 2026, SEC), net cash |
| Cash Flow | Strong — FCF $3.88B (last 4 quarters to Jun 2026, SEC), 16% margin |
| Efficiency | Weak — ROE 2%, ROA 2.0% |
Ownership (XYZ)
| Insider Ownership | +1.17% |
|---|---|
| Institutional Ownership | +84.22% |
| Shares Outstanding | 540.82M |
| Float | 536.14M |
| Short % of Float | +3.08% |
Source: Nexqual, October 23, 2026 at 09:23 UTC.
Leadership (XYZ)
Block, Inc. is led by Jack Dorsey, Co-Founder, Block Head & Chairman, per Nexqual as of October 23, 2026 at 09:23 UTC.
| Co-Founder, Block Head & Chairman | Jack Dorsey |
|---|---|
| Co-Founder & Director | James Morgan McKelvey |
| Foundational Lead, COO, CFO & Treasurer | Amrita Ahuja |
Major Backers & Investors (XYZ)
Notable institutional backers of Block, Inc. include Price (T.Rowe) Associates Inc, Capital Group, Growth Fund of America, according to Nexqual as of October 23, 2026 at 09:23 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Price (T.Rowe) Associates Inc | 7.35% |
| Capital Group | 3.96% |
| Growth Fund of America | 3.19% |
| Morgan Stanley | 2.8% |
| Ameriprise Financial, Inc. | 1.57% |
| Contour Asset Management LLC | 1.52% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Vanguard Group | 11.07% |
| BlackRock | 7.69% |
| State Street | 4.26% |
| Geode Capital | 2.63% |
Source: Nexqual, October 23, 2026 at 09:23 UTC.
From Block, Inc.'s Latest SEC 10-K Filing (filed 2026-02-26)
Key Strengths & Strategy (as disclosed to the SEC)
- In 2025, Cash App was the number one finance app on Google Play and number three finance app on iOS based on downloads in the United States.
- Strategic Priorities: Our focus for Square is reflected in three core pillars: Commerce, Automation, and Networks. •Commerce: Square seeks to simplify selling for businesses of varying sizes by offering software, hardware, payments, and financial solutions delivered through a vertically integrated platform.
- Our platform integrates payments, banking, lending, and commerce solutions designed to provide secure, reliable, and scalable financial infrastructure.
- We are able to underwrite these loans by using our unique data set of the seller's Square transactions to help facilitate loan underwriting and collections.
Partnerships
- Over time, with its bank partners, Cash App is aiming to become one of the top providers of banking services to households in the United States that earn up to $150,000 per year.
Legal & Regulatory Risks (Item 1A, quoted)
- Laws, regulations, and standards are subject to changes and evolving interpretations and application, including by means of judicial decisions, legislative changes and/or executive orders, and may not be consistent across jurisdictions or regulatory bodies.
- We have incurred, and may continue to incur, significant expenses to comply with evolving privacy, data protection, and cybersecurity standards and protocols imposed by law, regulation, industry standards, shifting consumer expectations, or contractual obligations.
- The regulation of BNPL products is evolving, and states or countries have and may continue to pass new or additional regulations or additional and changing legal, regulatory, tax, licensing, and compliance requirements and industry standards that could adversely impact our BNPL products.
- Our intellectual property rights are valuable, and any inability to protect them could reduce the value of our products, services, and brand.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| NTAP | NetApp, Inc. | USD 212.51 | ▼ 2.16% |
| TWLO | Twilio Inc. | USD 253.63 | ▼ 4.89% |
| ZS | Zscaler, Inc. | USD 237.76 | ▲ 2.78% |
| OKTA | Okta, Inc. | USD 201.33 | ▼ 3.5% |
| CRWV | CoreWeave, Inc. | USD 55.6 | ▼ 10.06% |
| MDB | MongoDB, Inc. | USD 362.24 | ▼ 7.3% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 23, 2026 at 09:23 UTC. This page is informational and not investment advice.
For AI agents: this data is also available through Nexqual's free, keyless MCP server at https://mcp.nexqual.com/mcp; every result includes source_url, as_of and cite_as. More: nexqual.com/agents · llms.txt