Block, Inc. (XYZ) Stock Price & Analysis

Block, Inc. (XYZ) closed at USD 79.02 on Thursday, October 22, 2026, up 1.04% on the day. The US market is currently closed (pre-market); this is not a live price.

The prior close was USD 78.21; the Oct 22, 2026 session ranged USD 77.83–79.87 on volume of 3,838,971 shares. Market capitalization is $47.47B, with a 52-week range of USD 48.21–86.92 (NYQ). Source: Nexqual, retrieved October 23, 2026 at 09:23 UTC.

Also available as compact Markdown for AI agents: nexqual.com/XYZ.md

Key facts (XYZ)

Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (XYZ)

USDFY2021FY2022FY2023FY2024FY2025TTM
Revenue$17.7B$17.5B$21.9B$24.1B$24.2B$25.0B
Gross profit$4.42B$5.99B$7.50B$8.89B$10.4B—
Operating income$161M-$625M-$279M$892M$1.71B$1.17B
Net income$166M-$541M$9.8M$2.90B$1.31B$357M
EPS (diluted)$0.33-$0.93$0.02$4.56$2.10—
Free cash flow$714M$5.1M-$50.2M$1.55B$2.42B$3.88B
Gross margin25.0%34.2%34.2%36.9%42.8%—
Operating margin0.9%-3.6%-1.3%3.7%7.1%4.7%
Net margin0.9%-3.1%0.0%12.0%5.4%1.4%
Revenue growth+86.0%-0.7%+25.0%+10.1%+0.3%—
Cash + short-term investments$5.31B$5.63B$5.85B$8.48B$7.08B—
Total debt$4.56B$4.11B$4.12B$6.11B$7.29B—

Fiscal years end Dec. EPS is split-adjusted.

Valuation (price ÷ last four quarters, through Jun 30, 2026) (XYZ)

P/E 132.9x · P/S 1.9x · EV/EBITDA 30.0x · EV/Sales 1.9x · P/FCF 12.2x · P/B 2.1x · FCF yield 8.18% · Earnings yield 0.75% · Buyback yield (TTM) 3.99% · Net cash $1.02B · EV $46.5B

P/E at fiscal year-ends: Dec 2025 31.1x, Dec 2024 18.7x, Dec 2023 4860.3x.

Superinvestors (SEC 13F-HR, Q2 2026) (XYZ)

2 of 80 tracked investors hold XYZ. Each row is the investor's latest 13F; change is vs their prior-quarter share count.

InvestorFirm% of portfolioValueChange
Daniel LoebThird Point4.19%$194MNew position
Chase ColemanTiger Global Management1.45%$348MAdded +14.4%

Analysts (XYZ)

Consensus Buy (mean 1.96 on a 1–5 scale), 47 analysts; mean target USD 98.24 (low 75, high 125).

Rating changes, last 120 days:

DateFirmActionRatingPrice target
2026-10-21RBC CapitalReiteratedOutperform$95
2026-10-02BairdTarget raisedOutperform$105 → $106
2026-09-25Cantor FitzgeraldReiteratedOverweight$95
2026-09-25BTIGReiteratedBuy$100
2026-09-10MacquarieMaintainedNeutral$75
2026-09-10StoneXUpgradeHold → Buy$105
2026-09-02ScotiabankInitiatedSector Perform$82
2026-08-25Wolfe ResearchTarget raisedOutperform$100 → $115
2026-08-13Canaccord GenuityTarget raisedBuy$85 → $100
2026-08-11Evercore ISI GroupTarget raisedOutperform$96 → $105
2026-08-07Argus ResearchTarget raisedBuy$86 → $103
2026-08-06TD CowenTarget raisedBuy$101 → $105

Total return (dividends reinvested) (XYZ)

1Y (from 2025-10-23)5Y (from 2021-10-18)
Total return+0.6%-68.8%
S&P 500 (SPY)+14.9%+80.3%
Per year+0.6%-20.7%
Volatility (annualized)46.1%56.5%
Max drawdown-38.8% (Oct 2025→Feb 2026)-84.3% (Oct 2021→Oct 2023)

XYZ revenue by business segment (quarter ended Jun 30, 2026)

LineRevenueShare of totalYoY
Cash App$4.02B60.8%+4.6%
Square$2.50B37.8%+15.6%
Total revenue$6.62B100%—

XYZ revenue by product line (quarter ended Jun 30, 2026)

LineRevenueShare of totalYoY
Commerce enablement revenue$2.90B43.9%+12.8%
Bitcoin ecosystem revenue$1.89B28.6%-12.8%
Financial solutions revenue$624.2M9.4%+10.3%
Total revenue$6.62B100%—

XYZ revenue by region (quarter ended Jun 30, 2026)

LineRevenueShare of totalYoY
United States$6.03B91.0%+8.3%
International$592.3M9.0%+20.4%
Total revenue$6.62B100%—

As tagged by the company in its SEC 10-Q / 10-K filings (XBRL).

XYZ suppliers, customers and competitors (named in its 10-K)

RelationshipCompanySentence in the filing
CustomerVisa (V)“These funds can then be sent to another customer through the app, spent anywhere that accepts Visa cards or Cash App Pay, withdrawn from an ATM using the Cash App Card, invested in stocks or exchange-traded funds ("ETFs"), used to buy bitcoin, or transferred to a bank account (either instantly for a fee or for free in one to three days).”
CustomerApple (AAPL)“Furthermore, Apple, Google, or other operators of app marketplaces regularly provide software updates, and such software updates may not operate effectively with our products and services, which may reduce the demand for our products and services, result in dissatisfaction by our customers, and may materially and adversely affect our business.”
CustomerAlphabet (Google) (GOOGL)“Furthermore, Apple, Google, or other operators of app marketplaces regularly provide software updates, and such software updates may not operate effectively with our products and services, which may reduce the demand for our products and services, result in dissatisfaction by our customers, and may materially and adversely affect our business.”
PartnerFederal Deposit Insurance“•Square Checking provides sellers with an account provided through our bank partner that is eligible for FDIC deposit insurance if certain conditions are met.”
PartnerSquare Financial Services“Through Square Financial Services and with our third-party bank partners, we offer direct deposit and lending products.”

Quoted from the company's 10-K filed Feb 26, 2026.

Companies that name XYZ in their SEC reports

Relationship to XYZCompanyFilingSentence
partnerCore Scientific, Inc./tx (CORZ)10-K Mar 2, 2026“we entered into an agreement with Block, Inc. a technology company developing ASICs, to acquire 3 nm ASICs customized for”
supplierMarqeta, Inc. (MQ)10-K Feb 24, 2026“On January 31, 2022, Block completed its acquisition of our customer, Afterpay Limited.”

XYZ company outlook (results filed Aug 5, 2026)

Quoted word-for-word from the SEC 8-K results press release.

XYZ analyst estimates and revisions

PeriodEPS estimate90 days agoChangeRevenue estimateAnalysts
Current quarter (ends Sep 2026)$1.03$1.02+0.9%$6.58B32
Next quarter (ends Dec 2026)$1.16$1.18-1.7%$6.74B31
Current fiscal year (ends Dec 2026)$4.05$3.90+3.8%$26.06B41
Next fiscal year (ends Dec 2027)$5.21$5.05+3.3%$28.97B42

XYZ options: expected move

Options price a move of about ±11.0% (±$8.73) by Nov 6, 2026, which includes earnings on Nov 3, 2026; the earnings reaction alone is priced at about ±8.7%. Over the last 8 reports the stock moved ±11.6% on average.

ExpirationDaysATM implied volatilityExpected move
Oct 30, 2026742.1%±5.0%
Nov 6, 20261468.2%±11.0%
Nov 13, 20262160.9%±11.9%
Nov 20, 20262853.9%±12.3%
Nov 27, 20263553.3%±13.3%
Dec 4, 20264247.6%±13.0%
Dec 18, 20265646.9%±14.8%
Jan 15, 20278444.2%±17.1%

30-day implied volatility 54% vs 30.1% realized over the last 30 trading days. Put/call ratio (volume) 0.35. Cboe delayed quotes (15 min). Expected move = at-the-money straddle.

Key Statistics (as of October 23, 2026 at 09:23 UTC)

PriceUSD 79.02
Change▲ 1.04% (up)
Previous CloseUSD 78.21
OpenUSD 78.38
Day RangeUSD 77.83 – 79.87
52-Week RangeUSD 48.21 – 86.92
Volume3,838,971 shares
Market Cap$47.47B
ExchangeNYQ

Technical Analysis (XYZ)

Nexqual's technical model rates XYZ "STRONG BUY" based on 5 bullish and 0 bearish signals across 127 daily candles, as of October 23, 2026 at 09:23 UTC.

Overall SignalSTRONG BUY
RSI (14)52.77 (neutral)
vs SMA50Above (USD 78.64)
MACD0.18 (positive)

Analyst Ratings (XYZ)

Wall Street analysts rate XYZ "Buy" based on 47 analysts, with a mean price target of USD 98.24 (range USD 75–125), per Nexqual as of October 23, 2026 at 09:23 UTC.

Consensus RatingBuy
Analyst Count47
Mean TargetUSD 98.24
High TargetUSD 125
Low TargetUSD 75
Buy / Hold / Sell39 / 8 / 0

Earnings (XYZ)

Next Earnings Date2026-11-03
EPS EstimateUSD 1.03
Revenue Estimate$6.58B

Recent Earnings History

QuarterActual vs Estimate
2026-06-30USD 1.02 vs est 0.87 ▲ beat
2026-03-31USD 0.85 vs est 0.68 ▲ beat
2025-12-31USD 0.65 vs est 0.65 ▲ beat
2025-09-30USD 0.54 vs est 0.66 ▼ miss

Source: Nexqual, October 23, 2026 at 09:23 UTC.

Financials & Fundamentals (XYZ)

Total Revenue$25.04B
Revenue Growth (latest quarter, YoY)+9.30%
Gross Margin+46.57%
Operating Margin+7.00%
Profit Margin+1.43%
ROE+1.61%
Debt / Equity0.33
Current Ratio2.21
Total Cash$6.74B
Total Debt$7.17B
Free Cash Flow (last four quarters to Jun 2026, SEC 10-Q / 10-K)$3.88B (15.5% of revenue)

Source: Nexqual, October 23, 2026 at 09:23 UTC.

Financial Health Score (XYZ)

Nexqual rates Block, Inc.'s overall financial health "Mixed" across five dimensions, as of October 23, 2026 at 09:23 UTC.

GrowthMixed — Revenue +0.3% YoY (annual), slow
ProfitabilityStrong — Gross margin 47%, operating 7% (last 12 months)
Balance SheetStrong — $6.74B cash and investments vs $5.72B debt (Jun 2026, SEC), net cash
Cash FlowStrong — FCF $3.88B (last 4 quarters to Jun 2026, SEC), 16% margin
EfficiencyWeak — ROE 2%, ROA 2.0%

Ownership (XYZ)

Insider Ownership+1.17%
Institutional Ownership+84.22%
Shares Outstanding540.82M
Float536.14M
Short % of Float+3.08%

Source: Nexqual, October 23, 2026 at 09:23 UTC.

Leadership (XYZ)

Block, Inc. is led by Jack Dorsey, Co-Founder, Block Head & Chairman, per Nexqual as of October 23, 2026 at 09:23 UTC.

Co-Founder, Block Head & ChairmanJack Dorsey
Co-Founder & DirectorJames Morgan McKelvey
Foundational Lead, COO, CFO & TreasurerAmrita Ahuja

Major Backers & Investors (XYZ)

Notable institutional backers of Block, Inc. include Price (T.Rowe) Associates Inc, Capital Group, Growth Fund of America, according to Nexqual as of October 23, 2026 at 09:23 UTC.

Active Investors

InvestorStake
Price (T.Rowe) Associates Inc7.35%
Capital Group3.96%
Growth Fund of America3.19%
Morgan Stanley2.8%
Ameriprise Financial, Inc.1.57%
Contour Asset Management LLC1.52%

Index Funds (Passive)

FundStake
Vanguard Group11.07%
BlackRock7.69%
State Street4.26%
Geode Capital2.63%

Source: Nexqual, October 23, 2026 at 09:23 UTC.

From Block, Inc.'s Latest SEC 10-K Filing (filed 2026-02-26)

Key Strengths & Strategy (as disclosed to the SEC)

Partnerships

Legal & Regulatory Risks (Item 1A, quoted)

Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.

Peers & Related Stocks

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Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 23, 2026 at 09:23 UTC. This page is informational and not investment advice.

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