Aflac Incorporated (AFL) Stock Price & Analysis
Aflac Incorporated (AFL) closed at USD 123.27 on Thursday, October 22, 2026, up 2.60% on the day. The US market is currently closed (pre-market); this is not a live price.
The prior close was USD 123.27; the Oct 22, 2026 session ranged USD 120.56–123.27 on volume of 1,239,821 shares. Market capitalization is —, with a 52-week range of USD 105.43–130.22 (NYQ). Source: Nexqual, retrieved October 23, 2026 at 09:27 UTC.
Also available as compact Markdown for AI agents: nexqual.com/AFL.md
Key facts (AFL)
- Last four reported quarters (through Jun 30, 2026): revenue $18.1B, net income $4.86B (26.9% margin) (SEC filings).
- 2 of 80 tracked superinvestors hold AFL (13F, Q2 2026 (1 investor on Q3 2026, filed early)): 0 new, 1 added, 1 reduced, 0 unchanged.
- Total return with dividends: 1Y +17.0% vs S&P 500 +14.9%; 5Y +144.1% vs S&P 500 +80.3%.
- Next earnings: 2026-11-04, EPS estimate USD 1.8, revenue estimate $4.21B.
Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (AFL)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $21.6B | $19.1B | $18.7B | $18.9B | $17.2B | $18.1B |
| Operating income | $4.93B | $4.16B | — | — | — | — |
| Net income | $4.23B | $4.42B | $4.66B | $5.44B | $3.65B | $4.86B |
| EPS (diluted) | $6.25 | $6.93 | $7.78 | $9.63 | $6.82 | — |
| Operating margin | 22.9% | 21.7% | — | — | — | — |
| Net margin | 19.6% | 23.1% | 24.9% | 28.8% | 21.2% | 26.9% |
| Revenue growth | -2.7% | -11.2% | -2.3% | +1.2% | -9.3% | — |
| Cash + short-term investments | $5.05B | $3.94B | $4.31B | $6.23B | $6.25B | — |
Fiscal years end Dec. EPS is split-adjusted.
Valuation (price ÷ last four quarters, through Jun 30, 2026) (AFL)
P/E at fiscal year-ends: Dec 2025 16.2x, Dec 2024 10.7x, Dec 2023 10.6x.
Superinvestors (SEC 13F-HR, Q2 2026) (AFL)
2 of 80 tracked investors hold AFL (1 investor on Q3 2026, filed early). Each row is the investor's latest 13F; change is vs their prior-quarter share count.
| Investor | Firm | % of portfolio | Value | Change | Quarter |
|---|---|---|---|---|---|
| John Rogers | Ariel Investments | 0.28% | $27.7M | Reduced -1.3% | Q2 2026 |
| David Katz | Matrix Asset Advisors | 0.06% | $701K | Added +0.2% | Q3 2026 |
Analysts (AFL)
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-10-15 | JP Morgan | Target raised | Neutral | $116 → $119 |
| 2026-10-12 | Wells Fargo | Target lowered | Equal-Weight | $122 → $116 |
| 2026-10-09 | Keefe, Bruyette & Woods | Target lowered | Market Perform | $125 → $120 |
| 2026-10-07 | Mizuho | Target lowered | Underperform | $116 → $107 |
| 2026-10-07 | Barclays | Target raised | Underweight | $99 → $101 |
| 2026-10-06 | UBS | Target raised | Neutral | $124 → $125 |
| 2026-08-19 | Wolfe Research | Initiated | Underperform | $103 |
| 2026-08-19 | Wells Fargo | Target raised | Equal-Weight | $120 → $122 |
| 2026-08-11 | JP Morgan | Target lowered | Neutral | $117 → $116 |
| 2026-08-11 | Keefe, Bruyette & Woods | Target raised | Market Perform | $120 → $125 |
| 2026-08-10 | Piper Sandler | Target raised | Overweight | $130 → $138 |
| 2026-08-10 | Mizuho | Target raised | Underperform | $112 → $116 |
Total return (dividends reinvested) (AFL)
| 1Y (from 2025-10-23) | 5Y (from 2021-10-18) | |
|---|---|---|
| Total return | +17.0% | +144.1% |
| S&P 500 (SPY) | +14.9% | +80.3% |
| Per year | +17.1% | +19.5% |
| Volatility (annualized) | 17.2% | 21.4% |
| Max drawdown | -13.8% (Jul 2026→Oct 2026) | -18.5% (Mar 2022→Jun 2022) |
AFL analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends Sep 2026) | $1.80 | $1.78 | +0.8% | $4.21B | 15 |
| Next quarter (ends Dec 2026) | $1.73 | $1.72 | +0.6% | $4.28B | 13 |
| Current fiscal year (ends Dec 2026) | $7.02 | $7.02 | +0.0% | $16.94B | 16 |
| Next fiscal year (ends Dec 2027) | $7.62 | $7.56 | +0.8% | $17.23B | 15 |
Key Statistics (as of October 23, 2026 at 09:27 UTC)
| Price | USD 123.27 |
|---|---|
| Change | ▲ 2.60% (up) |
| Previous Close | USD 123.27 |
| Open | USD 123.27 |
| Day Range | USD 120.56 – 123.27 |
| 52-Week Range | USD 105.43 – 130.22 |
| Volume | 1,239,821 shares |
| Market Cap | — |
| Exchange | NYQ |
Technical Analysis (AFL)
Nexqual's technical model rates AFL "BUY" based on 5 bullish and 3 bearish signals across 127 daily candles, as of October 23, 2026 at 09:27 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 71.4 (overbought) |
| vs SMA50 | Above (USD 116.42) |
| MACD | 1.4 (positive) |
Earnings (AFL)
| Next Earnings Date | 2026-11-04 |
|---|---|
| EPS Estimate | USD 1.8 |
| Revenue Estimate | $4.21B |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 1.75 vs est 1.76 ▼ miss |
| 2026-03-31 | USD 1.75 vs est 1.8 ▼ miss |
| 2025-12-31 | USD 1.57 vs est 1.69 ▼ miss |
| 2025-09-30 | USD 2.49 vs est 1.78 ▲ beat |
Source: Nexqual, October 23, 2026 at 09:27 UTC.
Financials & Fundamentals (AFL)
| Total Revenue | $18.07B |
|---|---|
| Revenue Growth (latest quarter, YoY) | -1.00% |
| Gross Margin | +50.89% |
| Operating Margin | +25.72% |
| Profit Margin | +26.91% |
| ROE | +16.91% |
| Debt / Equity | 0.53 |
| Current Ratio | 0.89 |
| Total Cash | $8.94B |
| Total Debt | $16.18B |
Source: Nexqual, October 23, 2026 at 09:27 UTC.
Ownership (AFL)
| Insider Ownership | +10.86% |
|---|---|
| Institutional Ownership | +59.96% |
| Shares Outstanding | 501.34M |
| Float | 497.02M |
| Short % of Float | +3.01% |
Source: Nexqual, October 23, 2026 at 09:27 UTC.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| MET | MetLife, Inc. | USD 103.57 | ▲ 1.36% |
| MFC | Manulife Financial Corporation | USD 45.62 | ▲ 0.8% |
| PRU | Prudential Financial, Inc. | USD 118.17 | ▲ 2.92% |
| PUK | Prudential Public Limited Compa | USD 24.01 | ▼ 1.6% |
| UNM | Unum Group | USD 93.75 | ▲ 0.04% |
| GL | Globe Life Inc. | USD 168.41 | ▼ 0.71% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 23, 2026 at 09:27 UTC. This page is informational and not investment advice.
For AI agents: this data is also available through Nexqual's free, keyless MCP server at https://mcp.nexqual.com/mcp; every result includes source_url, as_of and cite_as. More: nexqual.com/agents · llms.txt