Assurant, Inc. (AIZ) Stock Price & Analysis
Assurant, Inc. (AIZ) closed at USD 288.85 on Thursday, October 22, 2026, up 1.60% on the day. The US market is currently closed (pre-market); this is not a live price.
The prior close was USD 288.85; the Oct 22, 2026 session ranged USD 285.42–289.32 on volume of 300,401 shares. Market capitalization is —, with a 52-week range of USD 206.03–303.94 (NYQ). Source: Nexqual, retrieved October 23, 2026 at 09:48 UTC.
Also available as compact Markdown for AI agents: nexqual.com/AIZ.md
Key facts (AIZ)
- Last four reported quarters (through Jun 30, 2026): revenue $13.5B, net income $1.06B (7.9% margin), free cash flow $1.66B (SEC filings).
- Insider open-market sales, last ~7 months: 5 Form 4 filings, $10.4M; 3 not under a Rule 10b5-1 plan ($2.2M); 3 by opportunistic insiders (2 outside 10b5-1 plans), 0 by routine insiders (three-year test, Cohen, Malloy & Pomorski 2012).
- Analysts: Buy (mean 1.57 on a 1–5 scale) (7 analysts), mean target USD 326.67 (range 300–355).
- Total return with dividends: 1Y +38.5% vs S&P 500 +14.9%; 5Y +89.7% vs S&P 500 +80.3%.
- Next earnings: 2026-11-03, EPS estimate USD 4.71, revenue estimate $3.45B.
Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (AIZ)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $10.2B | $10.2B | $11.1B | $11.9B | $12.8B | $13.5B |
| Net income | $1.36B | $277M | $643M | $760M | $873M | $1.06B |
| EPS (diluted) | $22.66 | $5.05 | $11.95 | $14.46 | $16.93 | — |
| Free cash flow | $594M | $411M | $936M | $1.11B | $1.60B | $1.66B |
| Net margin | 13.4% | 2.7% | 5.8% | 6.4% | 6.8% | 7.9% |
| Revenue growth | +6.1% | +0.1% | +9.2% | +6.7% | +7.9% | — |
| Cash + short-term investments | — | $1.54B | $1.63B | $1.81B | $1.83B | — |
Fiscal years end Dec. EPS is split-adjusted.
Valuation (price ÷ last four quarters, through Jun 30, 2026) (AIZ)
P/E at fiscal year-ends: Dec 2025 14.1x, Dec 2024 14.6x, Dec 2023 14.0x.
Insider sales (SEC Form 4, open-market, last ~7 months) (AIZ)
2 of 5 under a Rule 10b5-1 trading plan (scheduled in advance). Unplanned sales were timed by the insider.
| Trade date | Insider | Role | Shares | Value | % of holdings sold | 10b5-1 plan | Insider type |
|---|---|---|---|---|---|---|---|
| 2026-08-06 | Biju Nair | EVP, Pres, Global Conn Living | 3,931 | $1.2M | 14% | No | Too little history (no open-market trades in 2023) |
| 2026-06-22 | Lonergan Robert | EVP, CSTO | 7,000 | $1.8M | 20.4% | Yes (adopted March 20, 2026) | Opportunistic (traded every year 2023–2025, no repeating month) |
| 2026-05-26 | Dirienzo Dimitry | SVP, CAO, Controller | 2,000 | $511K | 42.2% | No | Opportunistic (traded every year 2023–2025, no repeating month) |
| 2026-05-15 | Meier Keith | EVP, Chief Financial Officer | 25,000 | $6.4M | 56.3% | Yes (adopted February 13, 2026) | Too little history (no open-market trades in 2023–2025) |
| 2026-05-14 | Rosenblum Jay | EVP, Chief Legal Officer | 2,000 | $504K | 13.5% | No | Opportunistic (traded every year 2023–2025, no repeating month) |
% of holdings sold = shares sold ÷ (shares sold + all holdings the insider reported on that Form 4, direct and through trusts).
Insider type follows Cohen, Malloy & Pomorski (Journal of Finance, 2012). An insider who traded the stock in the same calendar month in each of the past three years is a routine trader; one who traded in each of those years without such a pattern is an opportunistic trader. In their study, trades by opportunistic insiders predicted future returns and trades by routine insiders did not. Counts open-market purchases and sales only (SEC Form 4 codes P and S) by that insider in that company. Not investment advice.
Analysts (AIZ)
Consensus Buy (mean 1.57 on a 1–5 scale), 7 analysts; mean target USD 326.67 (low 300, high 355).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-10-06 | Morgan Stanley | Target lowered | Overweight | $320 → $300 |
| 2026-08-28 | BMO Capital | Target raised | Outperform | $274 → $320 |
| 2026-08-19 | Morgan Stanley | Target raised | Overweight | $300 → $320 |
| 2026-08-13 | UBS | Target raised | Buy | $274 → $331 |
| 2026-08-07 | Keefe, Bruyette & Woods | Target raised | Outperform | $310 → $325 |
| 2026-08-06 | Piper Sandler | Target raised | Overweight | $290 → $329 |
| 2026-08-06 | Truist Securities | Target raised | Buy | $310 → $355 |
| 2026-07-08 | Keefe, Bruyette & Woods | Target raised | Outperform | $270 → $310 |
| 2026-07-06 | Morgan Stanley | Target raised | Overweight | $285 → $300 |
Total return (dividends reinvested) (AIZ)
| 1Y (from 2025-10-23) | 5Y (from 2021-10-18) | |
|---|---|---|
| Total return | +38.5% | +89.7% |
| S&P 500 (SPY) | +14.9% | +80.3% |
| Per year | +38.7% | +13.6% |
| Volatility (annualized) | 22.2% | 23.8% |
| Max drawdown | -12.9% (Aug 2026→Sep 2026) | -43.5% (Apr 2022→Mar 2023) |
AIZ revenue by business segment (quarter ended Jun 30, 2026)
| Line | Revenue | Share of total | YoY |
|---|---|---|---|
| Global Lifestyle | $490.3M | 14.2% | +21.9% |
| Global Housing | $36.9M | 1.1% | +1.7% |
| Total revenue | $3.45B | 100% | — |
AIZ revenue by region (fiscal year ended Dec 31, 2025)
| Line | Revenue | Share of total | YoY |
|---|---|---|---|
| United States | $10.55B | 82.3% | +7.5% |
| Non Us | $2.27B | 17.7% | +9.9% |
| Total revenue | $12.81B | 100% | — |
As tagged by the company in its SEC 10-Q / 10-K filings (XBRL).
AIZ analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends Sep 2026) | $4.71 | $4.47 | +5.5% | $3.45B | 7 |
| Next quarter (ends Dec 2026) | $5.35 | $5.49 | -2.5% | $3.56B | 6 |
| Current fiscal year (ends Dec 2026) | $22.47 | $21.09 | +6.5% | $13.88B | 7 |
| Next fiscal year (ends Dec 2027) | $23.45 | $22.56 | +4.0% | $14.62B | 7 |
AIZ options: expected move
Options price a move of about ±6.3% (±$18.10) by Nov 20, 2026, which includes earnings on Nov 3, 2026. Over the last 8 reports the stock moved ±4.6% on average.
| Expiration | Days | ATM implied volatility | Expected move |
|---|---|---|---|
| Nov 20, 2026 | 28 | 27.8% | ±6.3% |
| Dec 18, 2026 | 56 | 24.9% | ±7.9% |
| Mar 19, 2027 | 147 | 23.7% | ±12.0% |
| Jun 17, 2027 | 237 | 23.8% | ±15.3% |
30-day implied volatility 24.8% vs 20.8% realized over the last 30 trading days. Put/call ratio (volume) 0. Cboe delayed quotes (15 min). Expected move = at-the-money straddle.
Key Statistics (as of October 23, 2026 at 09:48 UTC)
| Price | USD 288.85 |
|---|---|
| Change | ▲ 1.60% (up) |
| Previous Close | USD 288.85 |
| Open | USD 288.85 |
| Day Range | USD 285.42 – 289.32 |
| 52-Week Range | USD 206.03 – 303.94 |
| Volume | 300,401 shares |
| Market Cap | — |
| Exchange | NYQ |
Technical Analysis (AIZ)
Nexqual's technical model rates AIZ "BUY" based on 5 bullish and 2 bearish signals across 127 daily candles, as of October 23, 2026 at 09:48 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 63.7 (neutral) |
| vs SMA50 | Above (USD 277.88) |
| MACD | 2.58 (positive) |
Analyst Ratings (AIZ)
Wall Street analysts rate AIZ "Buy" based on 7 analysts, with a mean price target of USD 326.67 (range USD 300–355), per Nexqual as of October 23, 2026 at 09:48 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 7 |
| Mean Target | USD 326.67 |
| High Target | USD 355 |
| Low Target | USD 300 |
| Buy / Hold / Sell | 7 / 0 / 0 |
Earnings (AIZ)
| Next Earnings Date | 2026-11-03 |
|---|---|
| EPS Estimate | USD 4.71 |
| Revenue Estimate | $3.45B |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 6.41 vs est 5.18 ▲ beat |
| 2026-03-31 | USD 5.95 vs est 5.33 ▲ beat |
| 2025-12-31 | USD 5.61 vs est 5.5 ▲ beat |
| 2025-09-30 | USD 5.73 vs est 4.28 ▲ beat |
Source: Nexqual, October 23, 2026 at 09:48 UTC.
Financials & Fundamentals (AIZ)
| Total Revenue | $13.46B |
|---|---|
| Revenue Growth (latest quarter, YoY) | +9.40% |
| Gross Margin | +13.27% |
| Operating Margin | +11.73% |
| Profit Margin | +7.90% |
| ROE | +18.34% |
| Debt / Equity | 0.36 |
| Current Ratio | 0.38 |
| Total Cash | $2.03B |
| Total Debt | $2.21B |
| Free Cash Flow (last four quarters to Jun 2026, SEC 10-Q / 10-K) | $1.66B (12.3% of revenue) |
Source: Nexqual, October 23, 2026 at 09:48 UTC.
Financial Health Score (AIZ)
Nexqual rates Assurant, Inc.'s overall financial health "Mixed" across five dimensions, as of October 23, 2026 at 09:48 UTC.
| Growth | Solid — Revenue +8% YoY (annual) |
|---|---|
| Profitability | Weak — Gross margin 13%, operating 12% (last 12 months) |
| Balance Sheet | Mixed — $2.03B cash vs $2.21B debt |
| Cash Flow | Solid — FCF $1.66B (last 4 quarters to Jun 2026, SEC), 12% margin |
| Efficiency | Solid — ROE 18%, ROA 2.6% |
Ownership (AIZ)
| Insider Ownership | +0.70% |
|---|---|
| Institutional Ownership | +100.30% |
| Shares Outstanding | 49.32M |
| Float | 48.96M |
| Short % of Float | +3.56% |
Source: Nexqual, October 23, 2026 at 09:48 UTC.
Leadership (AIZ)
Assurant, Inc. is led by Keith Warner Demmings, President, CEO & Director, per Nexqual as of October 23, 2026 at 09:48 UTC.
| President, CEO & Director | Keith Warner Demmings |
|---|---|
| Executive VP & CFO | Keith Roland Meier |
| Executive VP & COO | Michael P. Campbell |
| Executive VP, Chief Strategy & Transformation Officer | Robert A. Lonergan |
| Executive VP & President of Global Connected Living | Biju Nair |
Major Backers & Investors (AIZ)
Notable institutional backers of Assurant, Inc. include T. Rowe Price, Invesco, Price (T.Rowe) Associates Inc, according to Nexqual as of October 23, 2026 at 09:48 UTC.
Active Investors
| Investor | Stake |
|---|---|
| T. Rowe Price | 4.92% |
| Invesco | 2.49% |
| Price (T.Rowe) Associates Inc | 2.32% |
| Capitol Series Trust-FullerThaler Behavioral Small-Cap Equity Fund | 1.73% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Vanguard Group | 12.31% |
| BlackRock | 10.16% |
| BNY Mellon | 9.59% |
| State Street | 5.15% |
| Geode Capital | 2.87% |
| Dimensional Fund Advisors | 2.43% |
Source: Nexqual, October 23, 2026 at 09:48 UTC.
From Assurant, Inc.'s Latest SEC 10-K Filing (filed 2026-02-19)
Key Strengths & Strategy (as disclosed to the SEC)
- Offering end-to-end solutions allows us to provide additional value for consumers and adapt more quickly and efficiently to their needs.
- In our mobile business, we provide end-to-end mobile device lifecycle solutions from when the claim is filed through when the device is received and inspected, repaired or refurbished, to when it is ultimately disposed of through a sale to a third-party or used to support an insurance claim.
- We acquired a new renters book in 2025 and believe there is opportunity to increase attachment rates with new and existing clients through our investments in digital platforms designed to deliver superior customer experience and our expanded offerings to provide end-to-end solutions.
- Our ability to introduce value-added services and capabilities across the value chain, integrate our technology and provide a superior customer experience allows us to strengthen our partnerships and our competitive position.
Partnerships
- In mobile, subscriber growth remained strong, supported by the expansion of device protection programs globally, and we deepened key carrier relationships, including by signing a new agreement with a large U.S. mobile carrier.
Legal & Regulatory Risks (Item 1A, quoted)
- We are subject to extensive laws and regulations, which increase our costs and could restrict the conduct of our business, and violations or alleged violations of such laws and regulations could have a material adverse effect on our reputation, business and results of operations.
- Changes in tax laws and regulations could have a material adverse impact on our results of operations and financial condition.
- The costs of complying with, or our failure to comply with, U.S. and foreign laws related to privacy, data security and data protection could adversely affect our financial condition, operating results and reputation.
- Changes in insurance regulation may reduce our profitability and limit our growth.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
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| ORI | Old Republic International Corp | USD 40.08 | ▼ 0.12% |
| L | Loews Corporation | USD 113.68 | ▲ 1.75% |
| KNSL | Kinsale Capital Group, Inc. | USD 390.64 | ▲ 3.7% |
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Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 23, 2026 at 09:48 UTC. This page is informational and not investment advice.
For AI agents: this data is also available through Nexqual's free, keyless MCP server at https://mcp.nexqual.com/mcp; every result includes source_url, as_of and cite_as. More: nexqual.com/agents · llms.txt