Cincinnati Financial Corp (CINF) Stock Price & Analysis
Cincinnati Financial Corp (CINF) rose 1.91% to USD 182.81 as of July 25, 2026 at 01:43 UTC, according to Nexqual real-time market data.
CINF last closed at USD 179.38; the session ranged USD 179.64–183.28 on volume of 544,288 shares. Market capitalization is $28.28B, with a 52-week range of USD 143.87–194.81 (NMS). Source: Nexqual, July 25, 2026 at 01:43 UTC.
Key Statistics (as of July 25, 2026 at 01:43 UTC)
| Price | USD 182.81 |
|---|---|
| Change | ▲ 1.91% (up) |
| Previous Close | USD 179.38 |
| Open | USD 180.16 |
| Day Range | USD 179.64 – 183.28 |
| 52-Week Range | USD 143.87 – 194.81 |
| Volume | 544,288 shares |
| Market Cap | $28.28B |
| Exchange | NMS |
Technical Analysis (CINF)
Nexqual's technical model rates CINF "STRONG BUY" based on 5 bullish and 0 bearish signals across 125 daily candles, as of July 25, 2026 at 01:43 UTC.
| Overall Signal | STRONG BUY |
|---|---|
| RSI (14) | 57.56 (neutral) |
| vs SMA50 | Above (USD 172.86) |
| MACD | 1.76 (positive) |
Analyst Ratings (CINF)
Wall Street analysts rate CINF "Buy" based on 6 analysts, with a mean price target of USD 189.17 (range USD 172–201), per Nexqual as of July 25, 2026 at 01:43 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 6 |
| Mean Target | USD 189.17 |
| High Target | USD 201 |
| Low Target | USD 172 |
| Buy / Hold / Sell | 3 / 5 / 0 |
Earnings (CINF)
| Next Earnings Date | 2026-07-27 |
|---|---|
| EPS Estimate | USD 1.82 |
| Revenue Estimate | $3.01B |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 2.1 vs est 1.94 ▲ beat |
| 2025-12-31 | USD 3.37 vs est 2.89 ▲ beat |
| 2025-09-30 | USD 2.85 vs est 2.06 ▲ beat |
| 2025-06-30 | USD 1.97 vs est 1.39 ▲ beat |
Source: Nexqual, July 25, 2026 at 01:43 UTC.
Financials & Fundamentals (CINF)
| Total Revenue | $12.93B |
|---|---|
| Revenue Growth (YoY) | +11.60% |
| Gross Margin | +27.94% |
| Operating Margin | +11.84% |
| Profit Margin | +21.33% |
| ROE | +18.73% |
| Debt / Equity | 5.63 |
| Current Ratio | 1.04 |
| Total Cash | $1.26B |
| Total Debt | $884.00M |
| Free Cash Flow | $2.75B |
Source: Nexqual, July 25, 2026 at 01:43 UTC.
Financial Health Score (CINF)
Nexqual rates Cincinnati Financial Corp's overall financial health "Solid" across five dimensions, as of July 25, 2026 at 01:43 UTC.
| Growth | Solid — Revenue +11% YoY (annual) |
|---|---|
| Profitability | Solid — Gross margin 28%, operating 12% |
| Balance Sheet | Strong — $1.26B cash vs $884M debt, net cash position |
| Cash Flow | Strong — FCF $2.75B, 22% margin |
| Efficiency | Solid — ROE 19%, ROA 5.6% |
Ownership (CINF)
| Insider Ownership | +1.71% |
|---|---|
| Institutional Ownership | +71.72% |
| Shares Outstanding | 154.69M |
| Float | 151.80M |
| Short % of Float | +3.02% |
Source: Nexqual, July 25, 2026 at 01:43 UTC.
Leadership (CINF)
Cincinnati Financial Corp is led by Stephen Michael Spray (age 59), President, CEO & Director, per Nexqual as of July 25, 2026 at 01:43 UTC.
| President, CEO & Director | Stephen Michael Spray (age 59) |
|---|---|
| Executive Chairman | Steven Justus Johnston C.F.A., CERA, FCAS, MAAA (age 65) |
| CFO, Principal Accounting Officer, Executive VP & Treasurer | Michael James Sewell (age 61) |
| Vice President of Corporate Communications | Betsy E. Ertel C.P.C.U. |
| Senior Vice President of The Cincinnati Insurance Company | Donald Joseph Doyle Jr., AIM, C.P.C.U. (age 58) |
Major Backers & Investors (CINF)
Notable institutional backers of Cincinnati Financial Corp include Charles Schwab Investment Management, Inc., Charles Schwab, Invesco, according to Nexqual as of July 25, 2026 at 01:43 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Charles Schwab Investment Management, Inc. | 3.26% |
| Charles Schwab | 3.11% |
| Invesco | 1.36% |
| First Trust Advisors LP | 1.36% |
| First TRT Exch-Trd Fd. VI-First TRT Rising Dividend Achievers ETF | 1.33% |
| Fidelity | 1.29% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Vanguard Group | 20.64% |
| BlackRock | 9.48% |
| State Street | 7.4% |
| Geode Capital | 2.72% |
Source: Nexqual, July 25, 2026 at 01:43 UTC.
From Cincinnati Financial Corp's Latest SEC 10-K Filing (filed 2026-02-23)
Key Strengths & Strategy (as disclosed to the SEC)
- Cincinnati Financial Corporation provides property casualty insurance products in the United States.
- The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments.
- The Commercial Lines Insurance segment offers coverage for commercial casualty and property, commercial auto, and workers' compensation.
- This segment also provides contract and commercial surety bonds, and fidelity bonds; management liability; and machinery and equipment insurance products.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| DOV | Dover Corporation | USD 202.2 | ▼ 5.75% |
| GPC | Genuine Parts Company | USD 124.21 | ▲ 3.19% |
| BEN | Franklin Resources, Inc. | USD 32.49 | ▲ 0.34% |
| LEG | Leggett & Platt, Incorporated | USD 11.16 | ▲ 4.1% |
| CB | Chubb Limited | USD 359.75 | ▲ 4.81% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 01:43 UTC. This page is informational and not investment advice.