Alerus Financial Corp (ALRS) Stock Price & Analysis
Alerus Financial Corp (ALRS) rose 1.65% to USD 32.7 as of July 25, 2026 at 04:19 UTC, according to Nexqual real-time market data.
ALRS last closed at USD 32.17; the session ranged USD 31.95–32.8 on volume of 202,743 shares. Market capitalization is $821.71M, with a 52-week range of USD 20.26–32.8 (NCM). Source: Nexqual, July 25, 2026 at 04:19 UTC.
Key Statistics (as of July 25, 2026 at 04:19 UTC)
| Price | USD 32.7 |
|---|---|
| Change | ▲ 1.65% (up) |
| Previous Close | USD 32.17 |
| Open | USD 32.34 |
| Day Range | USD 31.95 – 32.8 |
| 52-Week Range | USD 20.26 – 32.8 |
| Volume | 202,743 shares |
| Market Cap | $821.71M |
| Exchange | NCM |
Technical Analysis (ALRS)
Nexqual's technical model rates ALRS "BUY" based on 5 bullish and 2 bearish signals across 125 daily candles, as of July 25, 2026 at 04:19 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 70.33 (overbought) |
| vs SMA50 | Above (USD 29.93) |
| MACD | 0.73 (positive) |
Analyst Ratings (ALRS)
Wall Street analysts rate ALRS "Hold" based on 5 analysts, with a mean price target of USD 31 (range USD 28–34), per Nexqual as of July 25, 2026 at 04:19 UTC.
| Consensus Rating | Hold |
|---|---|
| Analyst Count | 5 |
| Mean Target | USD 31 |
| High Target | USD 34 |
| Low Target | USD 28 |
| Buy / Hold / Sell | 1 / 4 / 0 |
Earnings (ALRS)
| Next Earnings Date | 2026-07-29 |
|---|---|
| EPS Estimate | USD 0.81 |
| Revenue Estimate | $77.10M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 0.89 vs est 0.59 ▲ beat |
| 2025-12-31 | USD 0.85 vs est 0.57 ▲ beat |
| 2025-09-30 | USD 0.66 vs est 0.59 ▲ beat |
| 2025-06-30 | USD 0.72 vs est 0.55 ▲ beat |
Source: Nexqual, July 25, 2026 at 04:19 UTC.
Financials & Fundamentals (ALRS)
| Total Revenue | $236.54M |
|---|---|
| Revenue Growth (YoY) | +18.70% |
| Gross Margin | +0.00% |
| Operating Margin | +39.96% |
| Profit Margin | +11.46% |
| ROE | +4.98% |
| Total Cash | $139.64M |
| Total Debt | $310.29M |
Source: Nexqual, July 25, 2026 at 04:19 UTC.
Financial Health Score (ALRS)
Nexqual rates Alerus Financial Corp's overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 04:19 UTC.
| Growth | Strong — Revenue +34% YoY (annual) |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $140M cash vs $310M debt |
| Cash Flow | Solid — Operating cash flow $88M |
| Efficiency | Weak — ROE 5%, ROA 0.5% |
Ownership (ALRS)
| Insider Ownership | +8.39% |
|---|---|
| Institutional Ownership | +65.50% |
| Shares Outstanding | 25.13M |
| Float | 23.12M |
| Short % of Float | +4.67% |
Source: Nexqual, July 25, 2026 at 04:19 UTC.
Leadership (ALRS)
Alerus Financial Corp is led by Katie A. Lorenson (age 44), President, CEO & Member of Board of Directors, per Nexqual as of July 25, 2026 at 04:19 UTC.
| President, CEO & Member of Board of Directors | Katie A. Lorenson (age 44) |
|---|---|
| Executive Chairman | Daniel Edmund Coughlin (age 62) |
| Executive VP & CFO | Alan A. Villalon (age 51) |
| Executive VP & COO | Karin M. Taylor (age 57) |
| Director of Accounting | Kari Koob (age 40) |
Major Backers & Investors (ALRS)
Notable institutional backers of Alerus Financial Corp include Alerus Financial NA, Endeavour Capital Advisors Inc, M3F, Inc., according to Nexqual as of July 25, 2026 at 04:19 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Alerus Financial NA | 15.9% |
| Endeavour Capital Advisors Inc | 3.99% |
| M3F, Inc. | 2.96% |
| Ameriprise Financial, Inc. | 2.72% |
| Goldman Sachs | 2.6% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 17.79% |
| Vanguard Group | 13.48% |
| Dimensional Fund Advisors | 6.29% |
| Geode Capital | 4.38% |
| State Street | 3.5% |
Source: Nexqual, July 25, 2026 at 04:19 UTC.
From Alerus Financial Corp's Latest SEC 10-K Filing (filed 2026-03-04)
Key Strengths & Strategy (as disclosed to the SEC)
- Alerus Financial Corporation operates as the bank holding company for Alerus Financial, National Association that provides various financial services to businesses and consumers in the United States.
- The company operates in three segments: Banking, Retirement and Benefit Services, and Wealth.
- It offers demand deposits, interest-bearing transaction accounts, money market accounts, time and savings deposits, noninterest-bearing deposits, interest-bearing checking accounts, and certificates of deposit; and treasury management products, including electronic receivables management, remote deposit capture, cash vault, merchant, and other cash management services.
- The company also provides commercial loans, business term loans, and lines of credit; commercial real estate, and commercial and industrial loans; consumer lending products, including residential first mortgage loans; and installment loans, and loans collateralized by cash and marketable securities.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| BWB | Bridgewater Bancshares, Inc. | USD 20.78 | ▲ 0.24% |
| BFST | Business First Bancshares, Inc. | USD 31.16 | ▲ 2.2% |
| FMBH | First Mid Bancshares, Inc. | USD 51 | ▲ 5.15% |
| AMTB | Amerant Bancorp Inc. | USD 28.5 | ▲ 11.98% |
| BSVN | Bank7 Corp. | USD 49.44 | ▲ 2.47% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 04:19 UTC. This page is informational and not investment advice.