Auburn National Bancorporation, Inc. (AUBN) Stock Price & Analysis
Auburn National Bancorporation, Inc. (AUBN) closed at USD 26.86 on Friday, October 23, 2026, up 1.36% on the day. The US market is currently closed (after-hours); this is not a live price.
The prior close was USD 26.5; the Oct 23, 2026 session ranged USD 26.86–26.86 on volume of 260 shares. Market capitalization is $93.59M, with a 52-week range of USD 21.01–28.88 (NGM). Source: Nexqual, retrieved October 23, 2026 at 22:54 UTC.
Also available as compact Markdown for AI agents: nexqual.com/AUBN.md
Key facts (AUBN)
- Last four reported quarters (through Jun 30, 2026): revenue $34.3M, net income $8.4M (24.5% margin) (SEC filings).
- Valuation: P/E 11.2x (avg 12.9x at the last 2 fiscal year-ends).
- Insider open-market purchases, last ~7 months: 15 Form 4 filings, $52K; 1 by opportunistic insiders, 13 by routine insiders.
- Analysts: None.
- Total return with dividends: 1Y +10.3% vs S&P 500 +13.4%; 5Y -0.4% vs S&P 500 +76.9%.
Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (AUBN)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $28.3M | $33.7M | $23.3M | $30.6M | $32.8M | $34.3M |
| Net income | $8.0M | $10.3M | $1.4M | $6.4M | $7.3M | $8.4M |
| EPS (diluted) | $2.27 | — | — | $1.83 | $2.08 | — |
| Free cash flow | -$7.9M | $3.9M | $11.5M | $8.7M | $10.9M | — |
| Net margin | 28.4% | 30.7% | 6.0% | 20.9% | 22.1% | 24.5% |
| Revenue growth | -4.8% | +19.1% | -30.7% | +31.1% | +7.2% | — |
| Cash + short-term investments | $156M | $27.3M | $71.4M | $93.4M | $148M | — |
Fiscal years end Dec. EPS is split-adjusted.
Valuation (price ÷ last four quarters, through Jun 30, 2026) (AUBN)
P/E 11.2x · P/S 2.7x · P/B 1.0x · Earnings yield 8.96%
P/E at fiscal year-ends: Dec 2025 13.0x, Dec 2024 12.8x.
Insider purchases (SEC Form 4, open-market, last ~7 months) (AUBN)
15 purchases, $52K. Private placements, offerings, dividend reinvestment and employee stock purchase plan buys are excluded.
| Trade date | Insider | Role | Shares | Value | Avg price | Insider type |
|---|---|---|---|---|---|---|
| 2026-09-30 | O'Donnell Shannon | Senior Vice President | 27 | $1K | 27.53 | Routine (bought in Jan & Apr & Jul & Oct each year 2023–2025; this trade is outside those months) |
| 2026-09-30 | Housel David E | Director | 51 | $1K | 27.49 | Routine (bought in Jan & Apr & Jul & Oct & Nov each year 2023–2025; this trade is outside those months) |
| 2026-09-30 | Barrett J Tutt | Director | 73 | $2K | 27.5 | Routine (bought in Jan & Apr & Jul & Oct each year 2023–2025; this trade is outside those months) |
| 2026-09-30 | Ham William F Jr | Director | 47 | $1K | 27.41 | Routine (bought in Jan & Apr & Jul & Oct each year 2023–2025; this trade is outside those months) |
| 2026-07-02 | O'Donnell Shannon | Senior Vice President | 27 | $1K | 26.54 | Routine (bought in Jan & Apr & Jul & Oct each year 2023–2025) |
| 2026-07-02 | Housel David E | Director | 53 | $1K | 26.63 | Routine (bought in Jan & Apr & Jul & Oct & Nov each year 2023–2025) |
| 2026-07-02 | Ham William F Jr | Director | 57 | $2K | 26.74 | Routine (bought in Jan & Apr & Jul & Oct each year 2023–2025) |
| 2026-07-02 | Barrett J Tutt | Director | 74 | $2K | 26.62 | Routine (bought in Jan & Apr & Jul & Oct each year 2023–2025) |
| 2026-05-06 | Hedges David A | President\CEO | 1,000 | $24K | 23.75 | Opportunistic (traded every year 2023–2025, no repeating month) |
| 2026-05-05 | Housel David E | Director | 150 | $4K | 23.96 | Routine (bought in Jan & Apr & Jul & Oct & Nov each year 2023–2025; this trade is outside those months) |
| 2026-04-30 | Conn Walton T Jr. | Director | 350 | $8K | 23.9 | Too little history (no open-market trades in 2023 or 2024) |
| 2026-04-14 | O'Donnell Shannon | Senior Vice President | 30 | $1K | 23.61 | Routine (bought in Jan & Apr & Jul & Oct each year 2023–2025) |
| 2026-04-14 | Housel David E | Director | 58 | $1K | 23.58 | Routine (bought in Jan & Apr & Jul & Oct & Nov each year 2023–2025) |
| 2026-04-14 | Ham William F Jr | Director | 64 | $2K | 23.64 | Routine (bought in Jan & Apr & Jul & Oct each year 2023–2025) |
| 2026-04-14 | Barrett J Tutt | Director | 83 | $2K | 23.64 | Routine (bought in Jan & Apr & Jul & Oct each year 2023–2025) |
Insider type follows Cohen, Malloy & Pomorski (Journal of Finance, 2012). An insider who traded the stock in the same calendar month in each of the past three years is a routine trader; one who traded in each of those years without such a pattern is an opportunistic trader. In their study, trades by opportunistic insiders predicted future returns and trades by routine insiders did not. Counts open-market purchases and sales only (SEC Form 4 codes P and S) by that insider in that company. Not investment advice.
Analysts (AUBN)
Consensus None.
Total return (dividends reinvested) (AUBN)
| 1Y (from 2025-10-24) | 5Y (from 2021-10-25) | |
|---|---|---|
| Total return | +10.3% | -0.4% |
| S&P 500 (SPY) | +13.4% | +76.9% |
| Per year | +10.4% | -0.1% |
| Volatility (annualized) | 38.3% | 27.9% |
| Max drawdown | -24.1% (Dec 2025→Mar 2026) | -46.4% (Mar 2022→Apr 2024) |
AUBN company outlook (results filed Jul 28, 2026)
- “The decrease from June 30, 2025 was primarily due to refinements in the Company's calculation of current expected credit losses ("CECL").”
- “During the first quarter of 2026, the Company established a new loan segment within its CECL calculation for municipal loans, which reduced the allowance for credit losses due to lower expected credit costs associated with these loans.”
Quoted word-for-word from the SEC 8-K results press release.
AUBN analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter | — | — | — | $0 | — |
| Next quarter (ends Jun 2012) | — | — | — | $0 | — |
| Current fiscal year (ends Dec 2012) | — | — | — | $0 | — |
| Next fiscal year | — | — | — | $0 | — |
Key Statistics (as of October 23, 2026 at 22:54 UTC)
| Price | USD 26.86 |
|---|---|
| Change | ▲ 1.36% (up) |
| Previous Close | USD 26.5 |
| Open | USD 26.86 |
| Day Range | USD 26.86 – 26.86 |
| 52-Week Range | USD 21.01 – 28.88 |
| Volume | 260 shares |
| Market Cap | $93.59M |
| Exchange | NGM |
Technical Analysis (AUBN)
Nexqual's technical model rates AUBN "BUY" based on 4 bullish and 1 bearish signals across 127 daily candles, as of October 23, 2026 at 22:54 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 53.74 (neutral) |
| vs SMA50 | Above (USD 26.57) |
| MACD | -0.01 (negative) |
Analyst Ratings (AUBN)
Wall Street analysts rate AUBN "None", per Nexqual as of October 23, 2026 at 22:54 UTC.
| Consensus Rating | None |
|---|
Earnings (AUBN)
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2011-09-30 | USD 0.38 vs est 0.34 ▲ beat |
| 2011-06-30 | USD 0.4 vs est 0.5 ▼ miss |
| 2011-03-31 | USD 0.44 vs est 0.4 ▲ beat |
Source: Nexqual, October 23, 2026 at 22:54 UTC.
Financials & Fundamentals (AUBN)
| Total Revenue | $34.06M |
|---|---|
| Revenue Growth (latest quarter, YoY) | +12.40% |
| Gross Margin | +0.00% |
| Operating Margin | +32.27% |
| Profit Margin | +24.63% |
| ROE | +9.32% |
| Total Cash | $211.94M |
| Total Debt | $0 |
Source: Nexqual, October 23, 2026 at 22:54 UTC.
Financial Health Score (AUBN)
Nexqual rates Auburn National Bancorporation, Inc.'s overall financial health "Weak" across five dimensions, as of October 23, 2026 at 22:54 UTC.
| Growth | Weak — Revenue -7% YoY (annual), declining |
|---|---|
| Profitability | Weak — Net margin 0% (last 12 months); banks have no gross margin |
| Balance Sheet | N/A — Not comparable for banks: deposits and customer funds sit on the balance sheet, so cash vs debt does not measure safety (SEC industry: State Commercial Banks) |
| Cash Flow | N/A — Not meaningful for banks and lenders: lending and trading move operating cash flow by billions each year (SEC industry: State Commercial Banks) |
| Efficiency | Mixed — ROE 9%, ROA 0.8% |
Ownership (AUBN)
| Insider Ownership | +21.62% |
|---|---|
| Institutional Ownership | +14.42% |
| Shares Outstanding | 3.48M |
| Float | 2.17M |
| Short % of Float | +0.20% |
Source: Nexqual, October 23, 2026 at 22:54 UTC.
Leadership (AUBN)
Auburn National Bancorporation, Inc. is led by David A. Hedges, President, CEO & Director, per Nexqual as of October 23, 2026 at 22:54 UTC.
| President, CEO & Director | David A. Hedges |
|---|---|
| Senior VP & CFO | William James Walker |
| Secretary & Director | C. Wayne Alderman |
| Senior Vice President | John C. Ham |
| Senior VP of IT & CTO - AuburnBank | Jerome B. Siegel |
Major Backers & Investors (AUBN)
Notable institutional backers of Auburn National Bancorporation, Inc. include LPL Financial LLC, Truffle Hound Capital, LLC , Bridgeway Capital Management, LLC, according to Nexqual as of October 23, 2026 at 22:54 UTC.
Active Investors
| Investor | Stake |
|---|---|
| LPL Financial LLC | 1.45% |
| Truffle Hound Capital, LLC | 1.44% |
| Bridgeway Capital Management, LLC | 0.95% |
| Aptus Capital Advisors, LLC | 0.58% |
| Fidelity | 0.57% |
| Truist Financial Corp | 0.56% |
| DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Micro Cap Portfolio | 0.55% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Dimensional Fund Advisors | 1.2% |
| Geode Capital | 0.74% |
| Vanguard Group | 0.73% |
Source: Nexqual, October 23, 2026 at 22:54 UTC.
From Auburn National Bancorporation, Inc.'s Latest SEC 10-K Filing (filed 2026-03-17)
Partnerships
- Rules" and "Prompt Corrective Action." and thrift holding companies with up to $3 billion of consolidated assets. company under the Small BHC Policy. to be evaluated on a bank only basis.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| BBD | Banco Bradesco Sa | USD 4.07 | ▲ 3.04% |
| FITB | Fifth Third Bancorp | USD 52.98 | ▼ 0.47% |
| DB | Deutsche Bank AG | USD 31.2 | ▼ 0.89% |
| TFC | Truist Financial Corporation | USD 48.44 | ▲ 0.04% |
| NWG | NatWest Group plc | USD 16.8 | ▼ 1.12% |
| NU | Nu Holdings Ltd. | USD 15.16 | ▲ 2.92% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 23, 2026 at 22:54 UTC. This page is informational and not investment advice.
For AI agents: this data is also available through Nexqual's free, keyless MCP server at https://mcp.nexqual.com/mcp; every result includes source_url, as_of and cite_as. More: nexqual.com/agents · llms.txt