California Bancorp \ Ca (BCAL) Stock Price & Analysis
California Bancorp \ Ca (BCAL) rose 1.30% to USD 21.02 as of July 25, 2026 at 23:16 UTC, according to Nexqual real-time market data.
BCAL last closed at USD 20.75; the session ranged USD 20.73–21.16 on volume of 224,806 shares. Market capitalization is $676.10M, with a 52-week range of USD 14.56–21.71 (NCM). Source: Nexqual, July 25, 2026 at 23:16 UTC.
Key Statistics (as of July 25, 2026 at 23:16 UTC)
| Price | USD 21.02 |
|---|---|
| Change | ▲ 1.30% (up) |
| Previous Close | USD 20.75 |
| Open | USD 20.9 |
| Day Range | USD 20.73 – 21.16 |
| 52-Week Range | USD 14.56 – 21.71 |
| Volume | 224,806 shares |
| Market Cap | $676.10M |
| Exchange | NCM |
Technical Analysis (BCAL)
Nexqual's technical model rates BCAL "STRONG BUY" based on 5 bullish and 0 bearish signals across 125 daily candles, as of July 25, 2026 at 23:16 UTC.
| Overall Signal | STRONG BUY |
|---|---|
| RSI (14) | 57.7 (neutral) |
| vs SMA50 | Above (USD 19.96) |
| MACD | 0.29 (positive) |
Analyst Ratings (BCAL)
Wall Street analysts rate BCAL "None" based on 3 analysts, with a mean price target of USD 22.83 (range USD 22–23.5), per Nexqual as of July 25, 2026 at 23:16 UTC.
| Consensus Rating | None |
|---|---|
| Analyst Count | 3 |
| Mean Target | USD 22.83 |
| High Target | USD 23.5 |
| Low Target | USD 22 |
| Buy / Hold / Sell | 3 / 0 / 0 |
Earnings (BCAL)
| Next Earnings Date | 2026-07-28 |
|---|---|
| EPS Estimate | USD 0.4 |
| Revenue Estimate | $45.07M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 0.42 vs est 0.4 ▲ beat |
| 2025-12-31 | USD 0.5 vs est 0.43 ▲ beat |
| 2025-09-30 | USD 0.48 vs est 0.39 ▲ beat |
| 2025-06-30 | USD 0.43 vs est 0.41 ▲ beat |
Source: Nexqual, July 25, 2026 at 23:16 UTC.
Financials & Fundamentals (BCAL)
| Total Revenue | $185.00M |
|---|---|
| Revenue Growth (YoY) | -8.20% |
| Gross Margin | +0.00% |
| Operating Margin | +45.00% |
| Profit Margin | +32.43% |
| ROE | +10.82% |
| Total Cash | $411.14M |
| Total Debt | $53.41M |
Source: Nexqual, July 25, 2026 at 23:16 UTC.
Financial Health Score (BCAL)
Nexqual rates California Bancorp \ Ca's overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 23:16 UTC.
| Growth | Strong — Revenue +41% YoY (annual) |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $411M cash vs $53M debt, net cash position |
| Cash Flow | Solid — Operating cash flow $59M |
| Efficiency | Mixed — ROE 11%, ROA 1.5% |
Ownership (BCAL)
| Insider Ownership | +15.47% |
|---|---|
| Institutional Ownership | +73.04% |
| Shares Outstanding | 32.16M |
| Float | 23.27M |
| Short % of Float | +3.04% |
Source: Nexqual, July 25, 2026 at 23:16 UTC.
Leadership (BCAL)
California Bancorp \ Ca is led by David I. Rainer (age 68), Executive Chairman & CEO, per Nexqual as of July 25, 2026 at 23:16 UTC.
| Executive Chairman & CEO | David I. Rainer (age 68) |
|---|---|
| President | Richard Hernandez (age 50) |
| Executive VP & CFO | Thomas G. Dolan (age 65) |
| Executive VP & COO | Michele M. Wirfel (age 57) |
Major Backers & Investors (BCAL)
Notable institutional backers of California Bancorp \ Ca include Wellington Management, Alliancebernstein L.P., FJ Capital Management LLC, according to Nexqual as of July 25, 2026 at 23:16 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Wellington Management | 14.7% |
| Alliancebernstein L.P. | 11.75% |
| FJ Capital Management LLC | 11.24% |
| Endeavour Capital Advisors Inc | 9.95% |
| BANC FUNDS CO LLC | 4.55% |
| Manufacturers Life Insurance Co. | 4.35% |
| John Hancock Financial Opportunities Fund | 4.1% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 11.82% |
| Vanguard Group | 11.31% |
| State Street | 5.75% |
Source: Nexqual, July 25, 2026 at 23:16 UTC.
From California Bancorp \ Ca's Latest SEC 10-K Filing (filed 2026-03-13)
Key Strengths & Strategy (as disclosed to the SEC)
- These policies enable us to underwrite loans in a focused, efficient manner that incorporates our credit culture and strategic objectives.
Partnerships
- Merger with California BanCorp On January 30, 2024, we announced the execution of a definitive merger agreement with CALB, the holding company for California Bank of Commerce, pursuant to which we would merge with CALB in an all-stock merger (the "Merger").
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| BCML | BayCom Corp | USD 31.7 | ▼ 4.8% |
| BHRB | Burke & Herbert Financial Servi | USD 70.47 | ▼ 0.76% |
| AVBH | Avidbank Holdings, Inc. | USD 31.86 | ▲ 0.19% |
| BVFL | BV Financial, Inc. | USD 20.48 | ▼ 0.78% |
| ALRS | Alerus Financial Corporation | USD 32.7 | ▲ 1.68% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 23:16 UTC. This page is informational and not investment advice.