Bank Of The James Financial Group Inc (BOTJ) Stock Price & Analysis
Bank Of The James Financial Group Inc (BOTJ) rose 2.97% to USD 24.99 as of June 10, 2026 at 07:05 UTC, according to Nexqual real-time market data.
BOTJ last closed at USD 24.27; the session ranged USD 24.5–26 on volume of 25,468 shares. Market capitalization is $113.54M, with a 52-week range of USD 13–29.79 (NCM). Source: Nexqual, June 10, 2026 at 07:05 UTC.
Key Statistics (as of June 10, 2026 at 07:05 UTC)
| Price | USD 24.99 |
|---|---|
| Change | ▲ 2.97% (up) |
| Previous Close | USD 24.27 |
| Open | USD 24.5 |
| Day Range | USD 24.5 – 26 |
| 52-Week Range | USD 13 – 29.79 |
| Volume | 25,468 shares |
| Market Cap | $113.54M |
| Exchange | NCM |
Technical Analysis (BOTJ)
Nexqual's technical model rates BOTJ "BUY" based on 5 bullish and 2 bearish signals across 123 daily candles, as of June 10, 2026 at 07:05 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 72.31 (overbought) |
| vs SMA50 | Above (USD 22.65) |
| MACD | 0.15 (positive) |
Analyst Ratings (BOTJ)
Wall Street analysts rate BOTJ "None", per Nexqual as of June 10, 2026 at 07:05 UTC.
| Consensus Rating | None |
|---|
Earnings (BOTJ)
Source: Nexqual, June 10, 2026 at 07:05 UTC.
Financials & Fundamentals (BOTJ)
| Total Revenue | $50.67M |
|---|---|
| Revenue Growth (YoY) | +18.20% |
| Gross Margin | +0.00% |
| Operating Margin | +29.23% |
| Profit Margin | +21.62% |
| ROE | +14.64% |
| Total Cash | $87.99M |
| Total Debt | $8.73M |
Source: Nexqual, June 10, 2026 at 07:05 UTC.
Financial Health Score (BOTJ)
Nexqual rates Bank Of The James Financial Group Inc's overall financial health "Mixed" across five dimensions, as of June 10, 2026 at 07:05 UTC.
| Growth | Strong — Revenue +18% YoY (latest Q) |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $88M cash vs $9M debt, net cash position |
| Cash Flow | Solid — Operating cash flow $16M |
| Efficiency | Mixed — ROE 15%, ROA 1.1% |
Ownership (BOTJ)
| Insider Ownership | +12.71% |
|---|---|
| Institutional Ownership | +29.88% |
| Shares Outstanding | 4.54M |
| Float | 3.43M |
| Short % of Float | +0.25% |
Source: Nexqual, June 10, 2026 at 07:05 UTC.
Leadership (BOTJ)
Bank Of The James Financial Group Inc is led by Robert R. Chapman (age 62), President, CEO & Vice Chairman, per Nexqual as of June 10, 2026 at 07:05 UTC.
| President, CEO & Vice Chairman | Robert R. Chapman (age 62) |
|---|---|
| President of Bank of the James | Michael A. Syrek (age 53) |
| Principal Financial & Accounting Officer, Secretary, Treasurer and Director | Eric J. Sorenson (age 58) |
| Executive VP & COO | Brandon P. Farmer (age 45) |
| President of Bank of the James Mortgage | Brian E. Cash |
Major Backers & Investors (BOTJ)
Notable institutional backers of Bank Of The James Financial Group Inc include Fourthstone LLC, PettyJohn, Wood & White Inc., Daytona Street Capital LLC, according to Nexqual as of June 10, 2026 at 07:05 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Fourthstone LLC | 8.48% |
| PettyJohn, Wood & White Inc. | 4.94% |
| Daytona Street Capital LLC | 3.46% |
| CAPTRUST Financial Advisors | 3.24% |
| Bridgeway Capital Management, LLC | 0.8% |
| Krilogy Financial, LLC | 0.64% |
| Fidelity | 0.6% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Vanguard Group | 7.53% |
| Dimensional Fund Advisors | 0.85% |
| Geode Capital | 0.78% |
Source: Nexqual, June 10, 2026 at 07:05 UTC.
From Bank Of The James Financial Group Inc's Latest SEC 10-K Filing (filed 2026-03-27)
Key Strengths & Strategy (as disclosed to the SEC)
- Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States.
- It operates through three segments: Community Banking, Mortgage Banking, and Investment Advisory (Wealth Management).
- The company offers checking, savings, individual retirement, and health care savings accounts, as well as other time deposits, including money market accounts and certificates of deposit.
- It also provides small- and medium-sized business loans for use in purchase of equipment, facilities upgrades, inventory acquisition, and various working capital; commercial and residential construction, and development loans; loans to borrowers secured by commercial real estate; residential mortgage; and secured and unsecured consumer loans, including personal loans, lines of credit, overdraft lines of credit, automobile loans, installment loans, demand loans, and home equity loans.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| BWFG | Bankwell Financial Group, Inc. | USD 55.31 | ▲ 3.06% |
| AUBN | Auburn National Bancorporation, | USD 25 | ▼ 0.36% |
| CZWI | Citizens Community Bancorp, Inc | USD 20.39 | ▼ 1.73% |
| BKSC | Bank of South Carolina Corp. | USD 15.75 | ▼ 2.78% |
| CWBC | Community West Bancshares | USD 25.34 | ▲ 2.8% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: June 10, 2026 at 07:05 UTC. This page is informational and not investment advice.