Bank of the James Financial Group, Inc. (BOTJ) Stock Price & Analysis
Bank of the James Financial Group, Inc. (BOTJ) closed at USD 26.99 on Thursday, October 15, 2026, down 0.11% on the day. The US market is currently closed; this is not a live price.
The prior close was USD 27.02; the Oct 15, 2026 session ranged USD 26.93–27.21 on volume of 33,031 shares. Market capitalization is $122.62M, with a 52-week range of USD 14.44–29.79 (NCM). Source: Nexqual, retrieved October 16, 2026 at 05:22 UTC.
Also available as compact Markdown for AI agents: nexqual.com/BOTJ.md
Key facts (BOTJ)
- Analysts: None.
- Total return with dividends: 1Y +78.0% vs S&P 500 +18.1%; 5Y +109.3% vs S&P 500 +85.1%.
Analysts (BOTJ)
Consensus None.
Total return (dividends reinvested) (BOTJ)
| 1Y (from 2025-10-16) | 5Y (from 2021-10-11) | |
|---|---|---|
| Total return | +78.0% | +109.3% |
| S&P 500 (SPY) | +18.1% | +85.1% |
| Per year | +78.3% | +15.9% |
| Volatility (annualized) | 23.7% | 26.9% |
| Max drawdown | -8.8% (Feb 2026→Mar 2026) | -44.0% (Dec 2021→May 2023) |
Key Statistics (as of October 16, 2026 at 05:22 UTC)
| Price | USD 26.99 |
|---|---|
| Change | ▼ 0.11% (down) |
| Previous Close | USD 27.02 |
| Open | USD 27.13 |
| Day Range | USD 26.93 – 27.21 |
| 52-Week Range | USD 14.44 – 29.79 |
| Volume | 33,031 shares |
| Market Cap | $122.62M |
| Exchange | NCM |
Technical Analysis (BOTJ)
Nexqual's technical model rates BOTJ "SELL" based on 1 bullish and 4 bearish signals across 127 daily candles, as of October 16, 2026 at 05:22 UTC.
| Overall Signal | SELL |
|---|---|
| RSI (14) | 48.89 (neutral) |
| vs SMA50 | Below (USD 27.2) |
| MACD | -0.02 (negative) |
Analyst Ratings (BOTJ)
Wall Street analysts rate BOTJ "None", per Nexqual as of October 16, 2026 at 05:22 UTC.
| Consensus Rating | None |
|---|
Earnings (BOTJ)
Source: Nexqual, October 16, 2026 at 05:22 UTC.
Financials & Fundamentals (BOTJ)
| Total Revenue | $51.20M |
|---|---|
| Revenue Growth (latest quarter, YoY) | +4.10% |
| Gross Margin | +0.00% |
| Operating Margin | +32.34% |
| Profit Margin | +22.44% |
| ROE | +14.84% |
| Total Cash | $35.55M |
| Total Debt | $8.67M |
Source: Nexqual, October 16, 2026 at 05:22 UTC.
Financial Health Score (BOTJ)
Nexqual rates Bank of the James Financial Group, Inc.'s overall financial health "Mixed" across five dimensions, as of October 16, 2026 at 05:22 UTC.
| Growth | Mixed — Revenue +4.1% YoY (latest Q), slow |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $36M cash vs $9M debt, net cash position |
| Cash Flow | Solid — Operating cash flow $13M (TTM) |
| Efficiency | Mixed — ROE 15%, ROA 1.1% |
Ownership (BOTJ)
| Insider Ownership | +12.74% |
|---|---|
| Institutional Ownership | +31.88% |
| Shares Outstanding | 4.54M |
| Float | 3.66M |
| Short % of Float | +0.36% |
Source: Nexqual, October 16, 2026 at 05:22 UTC.
Leadership (BOTJ)
Bank of the James Financial Group, Inc. is led by Robert R. Chapman (age 62), President, CEO & Vice Chairman, per Nexqual as of October 16, 2026 at 05:22 UTC.
| President, CEO & Vice Chairman | Robert R. Chapman (age 62) |
|---|---|
| President of Bank of the James | Michael A. Syrek (age 53) |
| Principal Financial & Accounting Officer, Secretary, Treasurer and Director | Eric J. Sorenson (age 58) |
| Executive VP & COO | Brandon P. Farmer (age 45) |
| President of Bank of the James Mortgage | Brian E. Cash |
Major Backers & Investors (BOTJ)
Notable institutional backers of Bank of the James Financial Group, Inc. include Fourthstone LLC, PettyJohn, Wood & White Inc., CAPTRUST Financial Advisors, according to Nexqual as of October 16, 2026 at 05:22 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Fourthstone LLC | 7.36% |
| PettyJohn, Wood & White Inc. | 4.82% |
| CAPTRUST Financial Advisors | 3.17% |
| Daytona Street Capital LLC | 1.74% |
| North Reef Capital Management LP | 1.1% |
| Bridgeway Capital Management, LLC | 0.83% |
| Susquehanna International Group, LLP | 0.77% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Vanguard Group | 6.95% |
| Dimensional Fund Advisors | 0.93% |
| Geode Capital | 0.93% |
Source: Nexqual, October 16, 2026 at 05:22 UTC.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| BBD | Banco Bradesco Sa | USD 4.03 | ▼ 3.82% |
| FITB | Fifth Third Bancorp | USD 50.35 | ▲ 0.26% |
| TFC | Truist Financial Corporation | USD 46.57 | ▲ 1.42% |
| DB | Deutsche Bank AG | USD 32.86 | ▼ 1.44% |
| NWG | NatWest Group plc | USD 17.47 | ▼ 1.02% |
| NU | Nu Holdings Ltd. | USD 14.73 | ▼ 5.46% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 16, 2026 at 05:22 UTC. This page is informational and not investment advice.
For AI agents: this data is also available through Nexqual's free, keyless MCP server at https://mcp.nexqual.com/mcp; every result includes source_url, as_of and cite_as. More: nexqual.com/agents · llms.txt