City Holding Company (CHCO) Stock Price & Analysis

City Holding Company (CHCO) is trading at USD 142.8, down 0.42% today, as of October 23, 2026 at 13:30 UTC (US market open; quotes may be delayed), according to Nexqual market data.

CHCO last closed at USD 143.4; today's session has ranged USD 142.8–144.54 on volume of 1,140 shares. Market capitalization is $2.01B, with a 52-week range of USD 113.21–148.99 (NMS). Source: Nexqual, retrieved October 23, 2026 at 13:34 UTC.

Also available as compact Markdown for AI agents: nexqual.com/CHCO.md

Key facts (CHCO)

• Last four reported quarters (through Jun 30, 2026): revenue $322M, net income $132M (40.9% margin) (SEC filings).
• Valuation: P/E 15.2x (avg 14.2x at the last 3 fiscal year-ends).
• Insider open-market sales, last ~7 months: 10 Form 4 filings, $2.3M; 10 not under a Rule 10b5-1 plan ($2.3M); 9 by opportunistic insiders (9 outside 10b5-1 plans), 1 by routine insiders (three-year test, Cohen, Malloy & Pomorski 2012).
• Insider open-market purchases, last ~7 months: 9 Form 4 filings, $130K; 0 by opportunistic insiders, 2 by routine insiders.
• Analysts: Hold (mean 3.00 on a 1–5 scale) (5 analysts), mean target USD 142.4 (range 128–147).
• Total return with dividends: 1Y +19.9% vs S&P 500 +14.9%; 5Y +106.6% vs S&P 500 +80.3%.
• Next earnings: 2026-10-23, EPS estimate USD 2.36, revenue estimate $83.1M.

Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (CHCO)

Fiscal years end Dec. EPS is split-adjusted.

Valuation (price ÷ last four quarters, through Jun 30, 2026) (CHCO)

P/E 15.2x · P/S 6.2x · P/FCF 14.5x · P/B 2.5x · FCF yield 6.90% · Earnings yield 6.57% · Dividend yield (paid, TTM) 2.44% · Buyback yield (TTM) 2.74%

P/E at fiscal year-ends: Dec 2025 13.2x, Dec 2024 14.9x, Dec 2023 14.4x.

Insider sales (SEC Form 4, open-market, last ~7 months) (CHCO)

0 of 10 under a Rule 10b5-1 trading plan (scheduled in advance). Unplanned sales were timed by the insider.

% of holdings sold = shares sold ÷ (shares sold + all holdings the insider reported on that Form 4, direct and through trusts).

Insider type follows Cohen, Malloy & Pomorski (Journal of Finance, 2012). An insider who traded the stock in the same calendar month in each of the past three years is a routine trader; one who traded in each of those years without such a pattern is an opportunistic trader. In their study, trades by opportunistic insiders predicted future returns and trades by routine insiders did not. Counts open-market purchases and sales only (SEC Form 4 codes P and S) by that insider in that company. Not investment advice.

Insider purchases (SEC Form 4, open-market, last ~7 months) (CHCO)

9 purchases, $130K. Private placements, offerings, dividend reinvestment and employee stock purchase plan buys are excluded.

Analysts (CHCO)

Consensus Hold (mean 3.00 on a 1–5 scale), 5 analysts; mean target USD 142.4 (low 128, high 147).

Rating changes, last 120 days:

Total return (dividends reinvested) (CHCO)

CHCO revenue by product line (quarter ended Jun 30, 2026)

As tagged by the company in its SEC 10-Q / 10-K filings (XBRL).

CHCO company outlook (results filed Jul 22, 2026)

• “Such information is provided to assist stockholders and potential investors in understanding current and anticipated financial operations of the Company and is included pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995.”

Quoted word-for-word from the SEC 8-K results press release.

CHCO analyst estimates and revisions

CHCO options: expected move

Options price a move of about ±5.5% (±$7.83) by Nov 20, 2026, which includes earnings on Oct 23, 2026. Over the last 8 reports the stock moved ±2.8% on average.

30-day implied volatility 22.3% vs 14.1% realized over the last 30 trading days. Put/call ratio (volume) —. Cboe delayed quotes (15 min). Expected move = at-the-money straddle.

Key Statistics (as of October 23, 2026 at 13:34 UTC)

Technical Analysis (CHCO)

Nexqual's technical model rates CHCO "STRONG BUY" based on 5 bullish and 0 bearish signals across 128 daily candles, as of October 23, 2026 at 13:34 UTC.

Analyst Ratings (CHCO)

Wall Street analysts rate CHCO "Hold" based on 5 analysts, with a mean price target of USD 142.4 (range USD 128–147), per Nexqual as of October 23, 2026 at 13:34 UTC.

Earnings (CHCO)

Recent Earnings History

Source: Nexqual, October 23, 2026 at 13:34 UTC.

Financials & Fundamentals (CHCO)

Source: Nexqual, October 23, 2026 at 13:34 UTC.

Financial Health Score (CHCO)

Nexqual rates City Holding Company's overall financial health "Solid" across five dimensions, as of October 23, 2026 at 13:34 UTC.

Ownership (CHCO)

Source: Nexqual, October 23, 2026 at 13:34 UTC.

Leadership (CHCO)

City Holding Company is led by Charles R. Hageboeck, President, CEO & Director, per Nexqual as of October 23, 2026 at 13:34 UTC.

Major Backers & Investors (CHCO)

Notable institutional backers of City Holding Company include Westwood Holdings Group Inc., Charles Schwab Investment Management, Inc., Charles Schwab, according to Nexqual as of October 23, 2026 at 13:34 UTC.

Active Investors

Index Funds (Passive)

Source: Nexqual, October 23, 2026 at 13:34 UTC.

From City Holding Company's Latest SEC 10-K Filing (filed 2026-02-25)

Key Strengths & Strategy (as disclosed to the SEC)

• The Volcker Rule was adopted under the Dodd-Frank Act and prohibits certain entities, including the Company and its affiliates, from owning, sponsoring, or having certain relationships with hedge funds and private equity funds and engaging in short-term proprietary trading of securities, derivatives, commodity futures and options on these instruments.

Partnerships

• City National provides merchant credit card services through an agreement with a third-party vendor. •Consumer Banking - City National provides banking services to consumers, including checking, savings and money market accounts as well as certificates of deposit and individual retirement accounts.
• Within its markets, the Company competes with national, regional, and local community banks for deposits, credit and wealth and investment management customers.

Legal & Regulatory Risks (Item 1A, quoted)

• Changes and additions to statutes, regulations or regulatory policies, including changes in interpretation, enforcement or implementation of statutes, regulations or policies, could affect the Company in substantial and unpredictable ways.
• Any failure or circumvention of the Company's controls and procedures or failure to comply with regulations related to controls and procedures could have a material adverse effect on the Company's business, results of operations and financial condition.
• Changes in tax laws, or changes in the interpretation of existing tax laws, could materially adversely affect the Company's operations.

Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.

Peers & Related Stocks

Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 23, 2026 at 13:34 UTC. This page is informational and not investment advice.

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