Chemung Financial Corp (CHMG) Stock Price & Analysis
Chemung Financial Corp (CHMG) rose 8.60% to USD 80.98 as of July 25, 2026 at 09:08 UTC, according to Nexqual real-time market data.
CHMG last closed at USD 74.57; the session ranged USD 75.16–81.88 on volume of 93,288 shares. Market capitalization is $390.31M, with a 52-week range of USD 48.61–81.88 (NMS). Source: Nexqual, July 25, 2026 at 09:08 UTC.
Key Statistics (as of July 25, 2026 at 09:08 UTC)
| Price | USD 80.98 |
|---|---|
| Change | ▲ 8.60% (up) |
| Previous Close | USD 74.57 |
| Open | USD 75.16 |
| Day Range | USD 75.16 – 81.88 |
| 52-Week Range | USD 48.61 – 81.88 |
| Volume | 93,288 shares |
| Market Cap | $390.31M |
| Exchange | NMS |
Technical Analysis (CHMG)
Nexqual's technical model rates CHMG "BUY" based on 5 bullish and 2 bearish signals across 125 daily candles, as of July 25, 2026 at 09:08 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 67.9 (neutral) |
| vs SMA50 | Above (USD 72.18) |
| MACD | 1.49 (positive) |
Analyst Ratings (CHMG)
Wall Street analysts rate CHMG "None" based on 2 analysts, with a mean price target of USD 81.5 (range USD 77–86), per Nexqual as of July 25, 2026 at 09:08 UTC.
| Consensus Rating | None |
|---|---|
| Analyst Count | 2 |
| Mean Target | USD 81.5 |
| High Target | USD 86 |
| Low Target | USD 77 |
| Buy / Hold / Sell | 1 / 1 / 0 |
Earnings (CHMG)
| Next Earnings Date | 2026-10-21 |
|---|---|
| EPS Estimate | USD 1.83 |
| Revenue Estimate | $31.43M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 1.82 vs est 1.77 ▲ beat |
| 2026-03-31 | USD 1.91 vs est 1.63 ▲ beat |
| 2025-12-31 | USD 1.61 vs est 1.62 ▼ miss |
| 2025-09-30 | USD 1.62 vs est 1.61 ▲ beat |
Source: Nexqual, July 25, 2026 at 09:08 UTC.
Financials & Fundamentals (CHMG)
| Total Revenue | $117.01M |
|---|---|
| Revenue Growth (YoY) | +241.70% |
| Gross Margin | +0.00% |
| Operating Margin | +37.93% |
| Profit Margin | +28.67% |
| ROE | +13.27% |
| Total Cash | $73.11M |
| Total Debt | $142.37M |
Source: Nexqual, July 25, 2026 at 09:08 UTC.
Financial Health Score (CHMG)
Nexqual rates Chemung Financial Corp's overall financial health "Weak" across five dimensions, as of July 25, 2026 at 09:08 UTC.
| Growth | Weak — Revenue -2% YoY (annual), declining |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $73M cash vs $142M debt |
| Cash Flow | Mixed — No data |
| Efficiency | Mixed — ROE 13%, ROA 1.2% |
Ownership (CHMG)
| Insider Ownership | +18.00% |
|---|---|
| Institutional Ownership | +46.91% |
| Shares Outstanding | 4.82M |
| Float | 3.23M |
| Short % of Float | +2.11% |
Source: Nexqual, July 25, 2026 at 09:08 UTC.
Leadership (CHMG)
Chemung Financial Corp is led by Anders M. Tomson (age 58), President, CEO & Director, per Nexqual as of July 25, 2026 at 09:08 UTC.
| President, CEO & Director | Anders M. Tomson (age 58) |
|---|---|
| Executive VP, CFO & Treasurer | Dale M. McKim (age 50) |
| Executive VP, President of Chemung Canal Division & Interim Head of Wealth Management Group | Jeffrey Patrick Kenefick (age 58) |
| Executive VP of the Bank & President of Capital Bank | Daniel D. Fariello (age 48) |
| Vice President of Operations & Technology Division | Kristen Henderson |
Major Backers & Investors (CHMG)
Notable institutional backers of Chemung Financial Corp include Chemung Canal Trust Company, Manufacturers Life Insurance Co., John Hancock Financial Opportunities Fund, according to Nexqual as of July 25, 2026 at 09:08 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Chemung Canal Trust Company | 5.91% |
| Manufacturers Life Insurance Co. | 3.27% |
| John Hancock Financial Opportunities Fund | 3.13% |
| PL Capital Advisors, LLC | 2.27% |
| Acadian Asset Management. LLC | 1.63% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 11.39% |
| Vanguard Group | 7.1% |
| Dimensional Fund Advisors | 3.77% |
| Geode Capital | 1.88% |
| State Street | 1.21% |
Source: Nexqual, July 25, 2026 at 09:08 UTC.
From Chemung Financial Corp's Latest SEC 10-K Filing (filed 2026-03-13)
Key Strengths & Strategy (as disclosed to the SEC)
- Chemung Financial Corporation operates as a bank holding company for Chemung Canal Trust Company that provides a range of banking, financing, fiduciary, and other financial services.
- The company provides demand, savings, and time deposits; non-interest and interest-bearing checking accounts; and insured money market deposits.
- It also offers commercial and agricultural loans comprising loans to small to mid-sized businesses; commercial and residential mortgage loans; and consumer loans, including home equity lines of credit and home equity term loans, as well as automobile loans.
- In addition, the company provides interest rate swaps, letters of credit, employee benefit plans, insurance products, mutual fund, brokerage, and tax preparation services.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| CFFI | C&F Financial Corporation | USD 78 | ▼ 0.15% |
| BCML | BayCom Corp | USD 31.7 | ▼ 4.8% |
| ISTR | Investar Holding Corporation | USD 29.86 | ▲ 1.08% |
| CBAN | Colony Bankcorp, Inc. | USD 21.84 | ▲ 6.23% |
| OVLY | Oak Valley Bancorp (CA) | USD 32.61 | ▼ 0.97% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 09:08 UTC. This page is informational and not investment advice.