Civista Bancshares, Inc. (CIVB) Stock Price & Analysis
Civista Bancshares, Inc. (CIVB) rose 1.03% to USD 28.58 as of July 25, 2026 at 07:27 UTC, according to Nexqual real-time market data.
CIVB last closed at USD 28.29; the session ranged USD 28.3–28.98 on volume of 116,397 shares. Market capitalization is $593.99M, with a 52-week range of USD 18.95–29.38 (NCM). Source: Nexqual, July 25, 2026 at 07:27 UTC.
Key Statistics (as of July 25, 2026 at 07:27 UTC)
| Price | USD 28.58 |
|---|---|
| Change | ▲ 1.03% (up) |
| Previous Close | USD 28.29 |
| Open | USD 28.5 |
| Day Range | USD 28.3 – 28.98 |
| 52-Week Range | USD 18.95 – 29.38 |
| Volume | 116,397 shares |
| Market Cap | $593.99M |
| Exchange | NCM |
Technical Analysis (CIVB)
Nexqual's technical model rates CIVB "STRONG BUY" based on 5 bullish and 0 bearish signals across 125 daily candles, as of July 25, 2026 at 07:27 UTC.
| Overall Signal | STRONG BUY |
|---|---|
| RSI (14) | 58.87 (neutral) |
| vs SMA50 | Above (USD 26.94) |
| MACD | 0.42 (positive) |
Analyst Ratings (CIVB)
Wall Street analysts rate CIVB "Buy" based on 6 analysts, with a mean price target of USD 30 (range USD 29–31), per Nexqual as of July 25, 2026 at 07:27 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 6 |
| Mean Target | USD 30 |
| High Target | USD 31 |
| Low Target | USD 29 |
| Buy / Hold / Sell | 3 / 3 / 0 |
Earnings (CIVB)
| Next Earnings Date | 2026-10-22 |
|---|---|
| EPS Estimate | USD 0.7 |
| Revenue Estimate | $49.10M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 0.69 vs est 0.67 ▲ beat |
| 2026-03-31 | USD 0.74 vs est 0.57 ▲ beat |
| 2025-12-31 | USD 0.75 vs est 0.62 ▲ beat |
| 2025-09-30 | USD 0.71 vs est 0.59 ▲ beat |
Source: Nexqual, July 25, 2026 at 07:27 UTC.
Financials & Fundamentals (CIVB)
| Total Revenue | $183.44M |
|---|---|
| Revenue Growth (YoY) | +13.50% |
| Gross Margin | +0.00% |
| Operating Margin | +39.91% |
| Profit Margin | +29.62% |
| ROE | +11.19% |
| Total Cash | $65.87M |
| Total Debt | $231.50M |
Source: Nexqual, July 25, 2026 at 07:27 UTC.
Financial Health Score (CIVB)
Nexqual rates Civista Bancshares, Inc.'s overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 07:27 UTC.
| Growth | Solid — Revenue +13% YoY (annual) |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $66M cash vs $231M debt |
| Cash Flow | Mixed — No data |
| Efficiency | Mixed — ROE 11%, ROA 1.3% |
Ownership (CIVB)
| Insider Ownership | +2.05% |
|---|---|
| Institutional Ownership | +66.57% |
| Shares Outstanding | 20.78M |
| Float | 20.29M |
| Short % of Float | +2.03% |
Source: Nexqual, July 25, 2026 at 07:27 UTC.
Leadership (CIVB)
Civista Bancshares, Inc. is led by Dennis G. Shaffer (age 62), President, CEO & Chairman, per Nexqual as of July 25, 2026 at 07:27 UTC.
| President, CEO & Chairman | Dennis G. Shaffer (age 62) |
|---|---|
| Senior VP, Treasurer & CFO | Ian Whinnem (age 49) |
| Senior Vice President | Richard J. Dutton (age 62) |
| Executive VP & Director | Charles A. Parcher (age 60) |
| Independent Director | Harry Singer (age 70) |
Major Backers & Investors (CIVB)
Notable institutional backers of Civista Bancshares, Inc. include Wellington Management, Alliancebernstein L.P., Endeavour Capital Advisors Inc, according to Nexqual as of July 25, 2026 at 07:27 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Wellington Management | 6.44% |
| Alliancebernstein L.P. | 4.55% |
| Endeavour Capital Advisors Inc | 2.99% |
| Manufacturers Life Insurance Co. | 2.77% |
| John Hancock Investment Trust II-Regional Bank Fund | 2.56% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 10.26% |
| Vanguard Group | 8.21% |
| Dimensional Fund Advisors | 4.57% |
| Geode Capital | 2.35% |
| State Street | 1.92% |
Source: Nexqual, July 25, 2026 at 07:27 UTC.
From Civista Bancshares, Inc.'s Latest SEC 10-K Filing (filed 2026-03-06)
Key Strengths & Strategy (as disclosed to the SEC)
- Our approach is personalized and focused on what our clients need.
Partnerships
- We provide individuals, families, business and non-profits with personalized investment management, 401(k) advisory services for employers, financial planning, trust services, and tailored lending. 4   Core Deposit Growth We plan to continue to focus on growing our core, commercial operating and retail, non-maturity deposit base with an emphasis on relationship banking.
- Through our Civista Wealth Management division, we offer investment advisory services to individuals, families, businesses and non-profits with personalized investment management, 401(k) advisory services for employers, financial planning, and trust services.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| BWFG | Bankwell Financial Group, Inc. | USD 62.21 | ▲ 4.55% |
| FMBH | First Mid Bancshares, Inc. | USD 51 | ▲ 5.15% |
| FSBW | FS Bancorp, Inc. | USD 43.61 | ▲ 1.42% |
| FBIZ | First Business Financial Servic | USD 67.18 | ▲ 1.57% |
| CNOB | ConnectOne Bancorp, Inc. | USD 32.36 | ▼ 1.94% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 07:27 UTC. This page is informational and not investment advice.