First Business Financial Services, Inc. (FBIZ) Stock Price & Analysis
First Business Financial Services, Inc. (FBIZ) rose 1.76% to USD 67.18 as of July 25, 2026 at 05:08 UTC, according to Nexqual real-time market data.
FBIZ last closed at USD 66.02; the session ranged USD 65.35–67.6 on volume of 36,023 shares. Market capitalization is $561.77M, with a 52-week range of USD 45.9–67.6 (NMS). Source: Nexqual, July 25, 2026 at 05:08 UTC.
Key Statistics (as of July 25, 2026 at 05:08 UTC)
| Price | USD 67.18 |
|---|---|
| Change | ▲ 1.76% (up) |
| Previous Close | USD 66.02 |
| Open | USD 65.35 |
| Day Range | USD 65.35 – 67.6 |
| 52-Week Range | USD 45.9 – 67.6 |
| Volume | 36,023 shares |
| Market Cap | $561.77M |
| Exchange | NMS |
Technical Analysis (FBIZ)
Nexqual's technical model rates FBIZ "BUY" based on 5 bullish and 2 bearish signals across 125 daily candles, as of July 25, 2026 at 05:08 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 72.1 (overbought) |
| vs SMA50 | Above (USD 60.71) |
| MACD | 1.59 (positive) |
Analyst Ratings (FBIZ)
Wall Street analysts rate FBIZ "None" based on 5 analysts, with a mean price target of USD 67.2 (range USD 64–70), per Nexqual as of July 25, 2026 at 05:08 UTC.
| Consensus Rating | None |
|---|---|
| Analyst Count | 5 |
| Mean Target | USD 67.2 |
| High Target | USD 70 |
| Low Target | USD 64 |
| Buy / Hold / Sell | 5 / 0 / 0 |
Earnings (FBIZ)
| Next Earnings Date | 2026-07-30 |
|---|---|
| EPS Estimate | USD 1.56 |
| Revenue Estimate | $45.35M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 1.44 vs est 1.42 ▲ beat |
| 2025-12-31 | USD 1.58 vs est 1.39 ▲ beat |
| 2025-09-30 | USD 1.7 vs est 1.39 ▲ beat |
| 2025-06-30 | USD 1.35 vs est 1.33 ▲ beat |
Source: Nexqual, July 25, 2026 at 05:08 UTC.
Financials & Fundamentals (FBIZ)
| Total Revenue | $163.13M |
|---|---|
| Revenue Growth (YoY) | +8.30% |
| Gross Margin | +0.00% |
| Operating Margin | +36.99% |
| Profit Margin | +31.48% |
| ROE | +14.34% |
| Total Cash | $71.72M |
| Total Debt | $346.34M |
Source: Nexqual, July 25, 2026 at 05:08 UTC.
Financial Health Score (FBIZ)
Nexqual rates First Business Financial Services, Inc.'s overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 05:08 UTC.
| Growth | Solid — Revenue +10% YoY (annual) |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $72M cash vs $346M debt |
| Cash Flow | Solid — Operating cash flow $53M |
| Efficiency | Mixed — ROE 14%, ROA 1.2% |
Ownership (FBIZ)
| Insider Ownership | +4.84% |
|---|---|
| Institutional Ownership | +71.59% |
| Shares Outstanding | 8.36M |
| Float | 7.82M |
| Short % of Float | +1.93% |
Source: Nexqual, July 25, 2026 at 05:08 UTC.
Leadership (FBIZ)
First Business Financial Services, Inc. is led by David R. Seiler (age 60), President, CEO & Director, per Nexqual as of July 25, 2026 at 05:08 UTC.
| President, CEO & Director | David R. Seiler (age 60) |
|---|---|
| CFO & Treasurer | Brian S. Spielmann (age 41) |
| Senior Director of Marketing & Communications | Jodie Johnson |
| President of Accounts Receivable Financing at First Business Specialty Finance, LLC | Bill Elliott |
| Senior VP & Director of Commercial Banking | Chris Doering |
Major Backers & Investors (FBIZ)
Notable institutional backers of First Business Financial Services, Inc. include American Century Companies Inc, First Business Financial Services, Inc., Manufacturers Life Insurance Co., according to Nexqual as of July 25, 2026 at 05:08 UTC.
Active Investors
| Investor | Stake |
|---|---|
| American Century Companies Inc | 5.57% |
| First Business Financial Services, Inc. | 4.32% |
| Manufacturers Life Insurance Co. | 2.93% |
| John Hancock Investment Trust II-Regional Bank Fund | 2.69% |
| DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Value Portfolio | 2.19% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 14.3% |
| Vanguard Group | 8.04% |
| Dimensional Fund Advisors | 5.98% |
| Geode Capital | 2.39% |
| State Street | 2.08% |
Source: Nexqual, July 25, 2026 at 05:08 UTC.
From First Business Financial Services, Inc.'s Latest SEC 10-K Filing (filed 2026-02-25)
Key Strengths & Strategy (as disclosed to the SEC)
- First Business Financial Services, Inc. operates as the bank holding company for First Business Bank that provides commercial banking products and services for small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals in Wisconsin, Kansas, and Missouri.
- The company offers commercial real estate lending, commercial and industrial lending, asset-based lending, accounts receivable financing, equipment financing, floorplan financing, vendor financing, small business administration lending and servicing, treasury management solutions, and company retirement services.
- It also provides private wealth management for individuals, including creating and executing asset allocation strategies, trust and estate administration, financial planning, investment management, and access to brokerage and custody-only services, as well as private banking to private wealth clients.
- In addition, the company offers bank consulting services consisting of balance sheet, investment portfolio, and asset liability management services.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| FMBH | First Mid Bancshares, Inc. | USD 51 | ▲ 5.15% |
| CFFI | C&F Financial Corporation | USD 78 | ▼ 0.15% |
| FCCO | First Community Corporation | USD 33.65 | ▲ 3.57% |
| PFIS | Peoples Financial Services Corp | USD 69.44 | ▲ 2.59% |
| FCBC | First Community Bankshares, Inc | USD 48.48 | ▲ 3.35% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 05:08 UTC. This page is informational and not investment advice.