Erie Indemnity Company (ERIE) Stock Price & Analysis
Erie Indemnity Company (ERIE) closed at USD 238.69 on Thursday, October 15, 2026, up 3.73% on the day. The US market is currently closed; this is not a live price.
The prior close was USD 230.11; the Oct 15, 2026 session ranged USD 233.85–241.98 on volume of 177,149 shares. Market capitalization is $12.48B, with a 52-week range of USD 204.63–330.54 (NMS). Source: Nexqual, retrieved October 16, 2026 at 05:20 UTC.
Also available as compact Markdown for AI agents: nexqual.com/ERIE.md
Key facts (ERIE)
- Last four reported quarters (through Jun 30, 2026): revenue $4.12B, net income $577M (14.0% margin), free cash flow $553M (SEC filings).
- Valuation: P/E 21.6x.
- Insider open-market sales, last ~7 months: 1 Form 4 filings, $101K; 1 not under a Rule 10b5-1 plan ($101K).
- Analysts: Buy (mean 2.00 on a 1–5 scale) (1 analysts).
- Total return with dividends: 1Y -21.7% vs S&P 500 +18.1%; 5Y +34.8% vs S&P 500 +85.1%.
- Next earnings: 2026-10-29, EPS estimate USD 3.41, revenue estimate $1.09B.
Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (ERIE)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $2.63B | $2.84B | $3.27B | $3.80B | $4.07B | $4.12B |
| Operating income | $318M | $376M | $520M | $676M | $717M | $738M |
| Net income | $298M | $299M | $446M | $600M | $559M | $577M |
| Free cash flow | $254M | $299M | $289M | $486M | $571M | $553M |
| Operating margin | 12.1% | 13.2% | 15.9% | 17.8% | 17.6% | 17.9% |
| Net margin | 11.3% | 10.5% | 13.6% | 15.8% | 13.8% | 14.0% |
| Revenue growth | +3.8% | +7.8% | +15.1% | +16.1% | +7.2% | — |
| Cash + short-term investments | $222M | $166M | $226M | $343M | $380M | — |
| Total debt | $93.8M | $0K | — | — | — | — |
Fiscal years end Dec. EPS is split-adjusted.
Valuation (price ÷ last four quarters, through Jun 30, 2026) (ERIE)
P/E 21.6x · P/S 3.0x · P/FCF 22.6x · P/B 5.1x · FCF yield 4.43% · Earnings yield 4.62% · Dividend yield (paid, TTM) 2.11%
Insider sales (SEC Form 4, open-market, last ~7 months) (ERIE)
0 of 1 under a Rule 10b5-1 trading plan (scheduled in advance). Unplanned sales were timed by the insider.
| Trade date | Insider | Role | Shares | Value | % of holdings sold | 10b5-1 plan |
|---|---|---|---|---|---|---|
| 2026-05-08 | Dabreo Anthony | Senior Vice President, Life | 465 | $101K | 33.8% | No |
% of holdings sold = shares sold ÷ (shares sold + all holdings the insider reported on that Form 4, direct and through trusts).
Analysts (ERIE)
Consensus Buy (mean 2.00 on a 1–5 scale), 1 analysts.
Total return (dividends reinvested) (ERIE)
| 1Y (from 2025-10-16) | 5Y (from 2021-10-11) | |
|---|---|---|
| Total return | -21.7% | +34.8% |
| S&P 500 (SPY) | +18.1% | +85.1% |
| Per year | -21.7% | +6.1% |
| Volatility (annualized) | 38.3% | 30.7% |
| Max drawdown | -36.5% (Oct 2025→Jun 2026) | -59.6% (Sep 2024→May 2026) |
Key Statistics (as of October 16, 2026 at 05:20 UTC)
| Price | USD 238.69 |
|---|---|
| Change | ▲ 3.73% (up) |
| Previous Close | USD 230.11 |
| Open | USD 233.85 |
| Day Range | USD 233.85 – 241.98 |
| 52-Week Range | USD 204.63 – 330.54 |
| Volume | 177,149 shares |
| Market Cap | $12.48B |
| Exchange | NMS |
Technical Analysis (ERIE)
Nexqual's technical model rates ERIE "NEUTRAL" based on 3 bullish and 3 bearish signals across 127 daily candles, as of October 16, 2026 at 05:20 UTC.
| Overall Signal | NEUTRAL |
|---|---|
| RSI (14) | 54.56 (neutral) |
| vs SMA50 | Below (USD 243.13) |
| MACD | -3.18 (negative) |
Analyst Ratings (ERIE)
Wall Street analysts rate ERIE "Buy" based on 1 analysts, per Nexqual as of October 16, 2026 at 05:20 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 1 |
| Buy / Hold / Sell | 1 / 0 / 0 |
Earnings (ERIE)
| Next Earnings Date | 2026-10-29 |
|---|---|
| EPS Estimate | USD 3.41 |
| Revenue Estimate | $1.09B |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 3.45 vs est 3.35 ▲ beat |
| 2026-03-31 | USD 2.9 vs est 3.06 ▼ miss |
| 2025-12-31 | USD 2.76 vs est 1.59 ▲ beat |
| 2025-09-30 | USD 3.49 vs est 3.37 ▲ beat |
Source: Nexqual, October 16, 2026 at 05:20 UTC.
Financials & Fundamentals (ERIE)
| Total Revenue | $4.12B |
|---|---|
| Revenue Growth (latest quarter, YoY) | +2.80% |
| Gross Margin | +17.90% |
| Operating Margin | +19.10% |
| Profit Margin | +14.01% |
| ROE | +24.81% |
| Debt / Equity | 0.03 |
| Current Ratio | 1.25 |
| Total Cash | $305.01M |
| Total Debt | $63.16M |
| Free Cash Flow (fiscal year ended Dec 2025, SEC 10-K) | $570.97M (14.0% of revenue) |
Source: Nexqual, October 16, 2026 at 05:20 UTC.
Financial Health Score (ERIE)
Nexqual rates Erie Indemnity Company's overall financial health "Solid" across five dimensions, as of October 16, 2026 at 05:20 UTC.
| Growth | Solid — Revenue +7% YoY (annual) |
|---|---|
| Profitability | Mixed — Gross margin 18% |
| Balance Sheet | Strong — $305M cash vs $63M debt, net cash position |
| Cash Flow | Solid — FCF $571M (FY ended Dec 2025, 10-K), 14% margin |
| Efficiency | Strong — ROE 25%, ROA 14.1% |
Ownership (ERIE)
| Insider Ownership | +45.46% |
|---|---|
| Institutional Ownership | +45.97% |
| Shares Outstanding | 46.19M |
| Float | 25.14M |
| Short % of Float | +10.18% |
Source: Nexqual, October 16, 2026 at 05:20 UTC.
Leadership (ERIE)
Erie Indemnity Company is led by Timothy Gerard NeCastro C.I.C. (age 65), President & CEO, per Nexqual as of October 16, 2026 at 05:20 UTC.
| President & CEO | Timothy Gerard NeCastro C.I.C. (age 65) |
|---|---|
| Executive VP & CFO | Julie Marie Pelkowski (age 55) |
| Executive Vice President of Sales & Products | Douglas Edward Smith C.P.C.U., FCAS, MAAA (age 51) |
| Vice President of Construction Management & Operations | Bill Matrogran |
| Vice President of Capital Management & Investor Relations | Scott W. Beilharz |
Major Backers & Investors (ERIE)
Notable institutional backers of Erie Indemnity Company include PNC Financial Services Group, Inc., Invesco, Charles Schwab Investment Management, Inc., according to Nexqual as of October 16, 2026 at 05:20 UTC.
Active Investors
| Investor | Stake |
|---|---|
| PNC Financial Services Group, Inc. | 10.45% |
| Invesco | 4.12% |
| Charles Schwab Investment Management, Inc. | 1.85% |
| ProShares Trust-ProShares S&P 500 Dividend Aristocrats ETF | 1.69% |
| ProShare Advisors, LLC | 1.39% |
| Charles Schwab | 1.32% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Vanguard Group | 11.11% |
| BlackRock | 4.36% |
| State Street | 3.79% |
| Geode Capital | 1.95% |
Source: Nexqual, October 16, 2026 at 05:20 UTC.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| RYAN | Ryan Specialty Holdings, Inc. | USD 40.04 | ▲ 5.79% |
| BRO | Brown & Brown, Inc. | USD 67.98 | ▲ 6.14% |
| WTW | Willis Towers Watson Public Lim | USD 310.36 | ▲ 4.47% |
| BWIN | The Baldwin Insurance Group, In | USD 31.93 | ▲ 0.19% |
| ARX | Accelerant Holdings | USD 19.76 | ▼ 0.05% |
| CRVL | CorVel Corp. | USD 80.29 | ▲ 1.88% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 16, 2026 at 05:20 UTC. This page is informational and not investment advice.
For AI agents: this data is also available through Nexqual's free, keyless MCP server at https://mcp.nexqual.com/mcp; every result includes source_url, as_of and cite_as. More: nexqual.com/agents · llms.txt