FB Financial Corporation (FBK) Stock Price & Analysis
FB Financial Corporation (FBK) closed at USD 53.46 on Friday, October 23, 2026, down 0.30% on the day. The US market is currently closed; this is not a live price.
The prior close was USD 53.62; the Oct 23, 2026 session ranged USD 53.11–54.09 on volume of 558,792 shares. Market capitalization is $2.64B, with a 52-week range of USD 49.24–62.66 (NYQ). Source: Nexqual, retrieved October 24, 2026 at 15:48 UTC.
Also available as compact Markdown for AI agents: nexqual.com/FBK.md
Key facts (FBK)
- Last four reported quarters (through Jun 30, 2026): revenue $700M, net income $197M (28.1% margin) (SEC filings).
- Valuation: P/E 13.4x (avg 19.7x at the last 3 fiscal year-ends).
- Analysts: Buy (mean 1.75 on a 1–5 scale) (8 analysts), mean target USD 63.38 (range 61–65).
- Total return with dividends: 1Y -2.7% vs S&P 500 +13.4%; 5Y +27.2% vs S&P 500 +76.9%.
- Next earnings: 2026-10-13, EPS estimate USD 1.19, revenue estimate $179M.
Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (FBK)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $576M | $527M | $478M | $456M | $560M | $700M |
| Net income | $190M | $125M | $120M | $116M | $123M | $197M |
| EPS (diluted) | $3.97 | $2.64 | $2.57 | $2.48 | $2.45 | — |
| Free cash flow | $48.8M | $789M | $191M | $132M | $147M | $200M |
| Net margin | 33.1% | 23.6% | 25.2% | 25.5% | 21.9% | 28.1% |
| Revenue growth | +1.4% | -8.5% | -9.3% | -4.6% | +22.9% | — |
| Cash + short-term investments | $1.80B | $1.03B | $811M | $1.04B | $1.16B | — |
| Total debt | $172M | $416M | $391M | $177M | $213M | — |
Fiscal years end Dec. EPS is split-adjusted.
Valuation (price ÷ last four quarters, through Jun 30, 2026) (FBK)
P/E 13.4x · P/S 3.8x · P/FCF 13.2x · P/B 1.4x · FCF yield 7.56% · Earnings yield 7.44% · Dividend yield (paid, TTM) 1.59% · Buyback yield (TTM) 8.24%
P/E at fiscal year-ends: Dec 2025 22.8x, Dec 2024 20.8x, Dec 2023 15.5x.
Analysts (FBK)
Consensus Buy (mean 1.75 on a 1–5 scale), 8 analysts; mean target USD 63.38 (low 61, high 65).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-10-14 | Keefe, Bruyette & Woods | Target lowered | Outperform | $65 → $64 |
| 2026-10-14 | StoneX | Target lowered | Buy | $67 → $61 |
| 2026-10-14 | Cantor Fitzgerald | Reiterated | Overweight | $65 |
| 2026-07-15 | Benchmark | Target raised | Buy | $64 → $67 |
| 2026-07-01 | Raymond James | Target raised | Strong Buy | $62 → $63 |
Total return (dividends reinvested) (FBK)
| 1Y (from 2025-10-24) | 5Y (from 2021-10-25) | |
|---|---|---|
| Total return | -2.7% | +27.2% |
| S&P 500 (SPY) | +13.4% | +76.9% |
| Per year | -2.7% | +4.9% |
| Volatility (annualized) | 24.0% | 31.0% |
| Max drawdown | -18.9% (Aug 2026→Oct 2026) | -45.5% (Nov 2021→May 2023) |
FBK revenue by product line (quarter ended Jun 30, 2026)
| Line | Revenue | Share of total | YoY |
|---|---|---|---|
| Mortgage banking income | $11.2M | — | -14.3% |
| Investment services and trust income | $4.5M | — | +15.2% |
| Service charges on deposit accounts | $4.5M | — | +31.7% |
| ATM and interchange fees | $3.3M | — | +13.8% |
| Total revenue | — | 100% | — |
As tagged by the company in its SEC 10-Q / 10-K filings (XBRL).
FBK analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends Dec 2026) | $1.19 | $1.22 | -2.0% | $179.4M | 8 |
| Next quarter (ends Mar 2027) | $1.18 | $1.20 | -2.3% | $179.2M | 8 |
| Current fiscal year (ends Dec 2026) | $4.67 | $4.68 | -0.4% | $704.4M | 8 |
| Next fiscal year (ends Dec 2027) | $5.05 | $5.14 | -1.6% | $748.1M | 8 |
Key Statistics (as of October 24, 2026 at 15:48 UTC)
| Price | USD 53.46 |
|---|---|
| Change | ▼ 0.30% (down) |
| Previous Close | USD 53.62 |
| Open | USD 53.66 |
| Day Range | USD 53.11 – 54.09 |
| 52-Week Range | USD 49.24 – 62.66 |
| Volume | 558,792 shares |
| Market Cap | $2.64B |
| Exchange | NYQ |
Technical Analysis (FBK)
Nexqual's technical model rates FBK "SELL" based on 2 bullish and 4 bearish signals across 127 daily candles, as of October 24, 2026 at 15:48 UTC.
| Overall Signal | SELL |
|---|---|
| RSI (14) | 52.48 (neutral) |
| vs SMA50 | Below (USD 54.66) |
| MACD | -0.49 (negative) |
Analyst Ratings (FBK)
Wall Street analysts rate FBK "Buy" based on 8 analysts, with a mean price target of USD 63.38 (range USD 61–65), per Nexqual as of October 24, 2026 at 15:48 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 8 |
| Mean Target | USD 63.38 |
| High Target | USD 65 |
| Low Target | USD 61 |
| Buy / Hold / Sell | 8 / 0 / 0 |
Earnings (FBK)
| Next Earnings Date | 2026-10-13 |
|---|---|
| EPS Estimate | USD 1.19 |
| Revenue Estimate | $179.45M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-09-30 | USD 1.21 vs est 1.21 ▲ beat |
| 2026-06-30 | USD 1.14 vs est 1.15 ▼ miss |
| 2026-03-31 | USD 1.12 vs est 1.11 ▲ beat |
| 2025-12-31 | USD 1.16 vs est 1.12 ▲ beat |
Source: Nexqual, October 24, 2026 at 15:48 UTC.
Financials & Fundamentals (FBK)
| Total Revenue | $684.38M |
|---|---|
| Revenue Growth (latest quarter, YoY) | +24.10% |
| Gross Margin | +0.00% |
| Operating Margin | +45.52% |
| Profit Margin | +34.10% |
| ROE | +11.93% |
| Total Cash | $1.02B |
| Total Debt | $321.60M |
Source: Nexqual, October 24, 2026 at 15:48 UTC.
Financial Health Score (FBK)
Nexqual rates FB Financial Corporation's overall financial health "Solid" across five dimensions, as of October 24, 2026 at 15:48 UTC.
| Growth | Strong — Revenue +21% YoY (annual) |
|---|---|
| Profitability | Solid — Net margin 20% (last 12 months); banks have no gross margin |
| Balance Sheet | N/A — Not comparable for banks: deposits and customer funds sit on the balance sheet, so cash vs debt does not measure safety (SEC industry: State Commercial Banks) |
| Cash Flow | N/A — Not meaningful for banks and lenders: lending and trading move operating cash flow by billions each year (SEC industry: State Commercial Banks) |
| Efficiency | Mixed — ROE 12%, ROA 1.4% |
Ownership (FBK)
| Insider Ownership | +2.17% |
|---|---|
| Institutional Ownership | +84.29% |
| Shares Outstanding | 49.44M |
| Float | 48.27M |
| Short % of Float | +8.61% |
Source: Nexqual, October 24, 2026 at 15:48 UTC.
Leadership (FBK)
FB Financial Corporation is led by Christopher T. Holmes, President, CEO & Director, per Nexqual as of October 24, 2026 at 15:48 UTC.
| President, CEO & Director | Christopher T. Holmes |
|---|---|
| COO & CFO | Michael M. Mettee |
Major Backers & Investors (FBK)
Notable institutional backers of FB Financial Corporation include T. Rowe Price, Westwood Holdings Group Inc., Wellington Management, according to Nexqual as of October 24, 2026 at 15:48 UTC.
Active Investors
| Investor | Stake |
|---|---|
| T. Rowe Price | 7.75% |
| Westwood Holdings Group Inc. | 2.57% |
| Wellington Management | 2.14% |
| LOOMIS SAYLES & CO L P | 1.74% |
| TR PRICE-Price (T.Rowe) U.S. Small-Cap Value Equity Trust | 1.61% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 12.6% |
| Vanguard Group | 5.98% |
| State Street | 4.9% |
| Dimensional Fund Advisors | 4.07% |
| Geode Capital | 2.18% |
Source: Nexqual, October 24, 2026 at 15:48 UTC.
From FB Financial Corporation's Latest SEC 10-K Filing (filed 2026-02-26)
Partnerships
- On March 21, 2024, the Company announced that its board of directors re-authorized the Company's stock repurchase program pursuant to which the Company may purchase up to $100 million in shares of the Company's issued and outstanding common stock.
- On September 15, 2025, the Company announced that its board of directors authorized a new repurchase program pursuant to which the Company may purchase up to $150 million in shares of the Company's issued and outstanding common stock.
Legal & Regulatory Risks (Item 1A, quoted)
- Our financial condition may be affected negatively by the costs of litigation.
- We may be involved from time to time in a variety of litigation, investigations or similar matters arising out of our business.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| BBD | Banco Bradesco Sa | USD 4.07 | ▲ 3.04% |
| FITB | Fifth Third Bancorp | USD 52.98 | ▼ 0.47% |
| DB | Deutsche Bank AG | USD 31.2 | ▼ 0.89% |
| TFC | Truist Financial Corporation | USD 48.44 | ▲ 0.04% |
| NWG | NatWest Group plc | USD 16.8 | ▼ 1.12% |
| NU | Nu Holdings Ltd. | USD 15.16 | ▲ 2.92% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 24, 2026 at 15:48 UTC. This page is informational and not investment advice.
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