First Bancorp /Nc/ (FBNC) Stock Price & Analysis
First Bancorp /Nc/ (FBNC) fell 0.84% to USD 62.74 as of July 25, 2026 at 03:09 UTC, according to Nexqual real-time market data.
FBNC last closed at USD 63.27; the session ranged USD 62.72–63.84 on volume of 205,955 shares. Market capitalization is $2.60B, with a 52-week range of USD 45.04–66.54 (NMS). Source: Nexqual, July 25, 2026 at 03:09 UTC.
Key Statistics (as of July 25, 2026 at 03:09 UTC)
| Price | USD 62.74 |
|---|---|
| Change | ▼ 0.84% (down) |
| Previous Close | USD 63.27 |
| Open | USD 63.27 |
| Day Range | USD 62.72 – 63.84 |
| 52-Week Range | USD 45.04 – 66.54 |
| Volume | 205,955 shares |
| Market Cap | $2.60B |
| Exchange | NMS |
Technical Analysis (FBNC)
Nexqual's technical model rates FBNC "NEUTRAL" based on 3 bullish and 2 bearish signals across 125 daily candles, as of July 25, 2026 at 03:09 UTC.
| Overall Signal | NEUTRAL |
|---|---|
| RSI (14) | 49.79 (neutral) |
| vs SMA50 | Above (USD 61.33) |
| MACD | 0.57 (positive) |
Analyst Ratings (FBNC)
Wall Street analysts rate FBNC "Buy" based on 5 analysts, with a mean price target of USD 68.4 (range USD 64–72), per Nexqual as of July 25, 2026 at 03:09 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 5 |
| Mean Target | USD 68.4 |
| High Target | USD 72 |
| Low Target | USD 64 |
| Buy / Hold / Sell | 3 / 2 / 0 |
Earnings (FBNC)
| Next Earnings Date | 2026-10-21 |
|---|---|
| EPS Estimate | USD 1.14 |
| Revenue Estimate | $131.50M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 1.22 vs est 1.15 ▲ beat |
| 2026-03-31 | USD 1.13 vs est 1.09 ▲ beat |
| 2025-12-31 | USD 1.19 vs est 1.04 ▲ beat |
| 2025-09-30 | USD 1.01 vs est 0.92 ▲ beat |
Source: Nexqual, July 25, 2026 at 03:09 UTC.
Financials & Fundamentals (FBNC)
| Total Revenue | $410.72M |
|---|---|
| Revenue Growth (YoY) | +15.90% |
| Gross Margin | +0.00% |
| Operating Margin | +51.19% |
| Profit Margin | +32.44% |
| ROE | +8.14% |
| Total Cash | $550.33M |
| Total Debt | $74.72M |
Source: Nexqual, July 25, 2026 at 03:09 UTC.
Financial Health Score (FBNC)
Nexqual rates First Bancorp /Nc/'s overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 03:09 UTC.
| Growth | Strong — Revenue +30% YoY (annual) |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $550M cash vs $75M debt, net cash position |
| Cash Flow | Mixed — No data |
| Efficiency | Mixed — ROE 8%, ROA 1.0% |
Ownership (FBNC)
| Insider Ownership | +2.00% |
|---|---|
| Institutional Ownership | +84.09% |
| Shares Outstanding | 41.38M |
| Float | 40.68M |
| Short % of Float | +6.14% |
Source: Nexqual, July 25, 2026 at 03:09 UTC.
Leadership (FBNC)
First Bancorp /Nc/ is led by Richard Hancock Moore (age 64), Chairman & CEO, per Nexqual as of July 25, 2026 at 03:09 UTC.
| Chairman & CEO | Richard Hancock Moore (age 64) |
|---|---|
| Executive VP & CFO | Elizabeth B. Bostian (age 45) |
| Executive Vice President of Corporate Finance | Blaise Buczkowski (age 61) |
Major Backers & Investors (FBNC)
Notable institutional backers of First Bancorp /Nc/ include FMR, LLC, Fidelity, Franklin Resources, Inc., according to Nexqual as of July 25, 2026 at 03:09 UTC.
Active Investors
| Investor | Stake |
|---|---|
| FMR, LLC | 8.8% |
| Fidelity | 4.59% |
| Franklin Resources, Inc. | 4.28% |
| Ameriprise Financial, Inc. | 3.14% |
| Westwood Holdings Group Inc. | 3.11% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 22.46% |
| Vanguard Group | 8.45% |
| State Street | 5.01% |
| Dimensional Fund Advisors | 4.12% |
| Geode Capital | 2.53% |
Source: Nexqual, July 25, 2026 at 03:09 UTC.
From First Bancorp /Nc/'s Latest SEC 10-K Filing (filed 2026-02-25)
Key Strengths & Strategy (as disclosed to the SEC)
- All lending authorities are based on the borrower's total credit exposure, which is an aggregate of the Bank's lending relationship with the borrower either directly or indirectly through loan guarantees or other borrowing entities related to the borrower through ownership or other control relationship(s). 6 Table of Contents We continually monitor our loan portfolio to identify areas of concern and to enable us to take corrective action.
- Other Funding Sources The FHLB of Atlanta allows us to obtain advances through its credit program.
Partnerships
- For loans in excess of this amount, the Bank's Chief Executive Officer, the Company's President and the Bank's Chief Credit Officer have joint authority to approve loans up to $125 million.
- The Bank is a member of the CDARS and ICS programs, which gives our customers the ability to obtain FDIC insurance on deposits of up to $50 million, while continuing to work directly with their local First Bank deposit team.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| FCBC | First Community Bankshares, Inc | USD 48.48 | ▲ 3.35% |
| EFSC | Enterprise Financial Services C | USD 65.99 | ▲ 0.47% |
| FRME | First Merchants Corporation | USD 43.18 | ▼ 1.3% |
| LKFN | Lakeland Financial Corporation | USD 61.11 | ▼ 0.33% |
| FISI | Financial Institutions, Inc. | USD 40.62 | ▲ 4.45% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 03:09 UTC. This page is informational and not investment advice.