First Bancorp (FBNC) Stock Price & Analysis
First Bancorp (FBNC) closed at USD 63.92 on Thursday, October 22, 2026, up 4.72% on the day. The US market is currently closed (pre-market); this is not a live price.
The prior close was USD 61.04; the Oct 22, 2026 session ranged USD 61.31–64.32 on volume of 244,556 shares. Market capitalization is $2.65B, with a 52-week range of USD 47.53–66.78 (NMS). Source: Nexqual, retrieved October 23, 2026 at 10:11 UTC.
Also available as compact Markdown for AI agents: nexqual.com/FBNC.md
Key facts (FBNC)
- Analysts: Buy (mean 2.00 on a 1–5 scale) (5 analysts), mean target USD 69.2 (range 66–72).
- Total return with dividends: 1Y +36.3% vs S&P 500 +14.9%; 5Y +49.8% vs S&P 500 +80.3%.
- Next earnings: 2027-01-20, EPS estimate USD 1.22, revenue estimate $132M.
Analysts (FBNC)
Consensus Buy (mean 2.00 on a 1–5 scale), 5 analysts; mean target USD 69.2 (low 66, high 72).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-10-22 | Piper Sandler | Target raised | Neutral | $65 → $66 |
| 2026-10-06 | Raymond James | Downgrade | Strong Buy → Outperform | $72 → $71 |
| 2026-08-04 | Keefe, Bruyette & Woods | Target raised | Outperform | $67 → $70 |
| 2026-07-29 | Piper Sandler | Target raised | Neutral | $64 → $65 |
| 2026-07-16 | Raymond James | Target raised | Strong Buy | $68 → $75 |
Total return (dividends reinvested) (FBNC)
| 1Y (from 2025-10-23) | 5Y (from 2021-10-18) | |
|---|---|---|
| Total return | +36.3% | +49.8% |
| S&P 500 (SPY) | +14.9% | +80.3% |
| Per year | +36.5% | +8.4% |
| Volatility (annualized) | 25.6% | 30.0% |
| Max drawdown | -15.3% (Feb 2026→Mar 2026) | -44.0% (Nov 2021→May 2023) |
FBNC analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends Dec 2026) | $1.22 | $1.19 | +2.3% | $132.5M | 4 |
| Next quarter (ends Mar 2027) | $1.20 | $1.21 | -0.4% | $139.0M | 4 |
| Current fiscal year (ends Dec 2026) | $4.79 | $4.68 | +2.3% | $513.7M | 4 |
| Next fiscal year (ends Dec 2027) | $5.06 | $5.00 | +1.3% | $577.6M | 4 |
Key Statistics (as of October 23, 2026 at 10:11 UTC)
| Price | USD 63.92 |
|---|---|
| Change | ▲ 4.72% (up) |
| Previous Close | USD 61.04 |
| Open | USD 61.31 |
| Day Range | USD 61.31 – 64.32 |
| 52-Week Range | USD 47.53 – 66.78 |
| Volume | 244,556 shares |
| Market Cap | $2.65B |
| Exchange | NMS |
Technical Analysis (FBNC)
Nexqual's technical model rates FBNC "NEUTRAL" based on 4 bullish and 3 bearish signals across 127 daily candles, as of October 23, 2026 at 10:11 UTC.
| Overall Signal | NEUTRAL |
|---|---|
| RSI (14) | 59.83 (neutral) |
| vs SMA50 | Above (USD 62.87) |
| MACD | -0.36 (negative) |
Analyst Ratings (FBNC)
Wall Street analysts rate FBNC "Buy" based on 5 analysts, with a mean price target of USD 69.2 (range USD 66–72), per Nexqual as of October 23, 2026 at 10:11 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 5 |
| Mean Target | USD 69.2 |
| High Target | USD 72 |
| Low Target | USD 66 |
| Buy / Hold / Sell | 3 / 2 / 0 |
Earnings (FBNC)
| Next Earnings Date | 2027-01-20 |
|---|---|
| EPS Estimate | USD 1.22 |
| Revenue Estimate | $132.46M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-09-30 | USD 1.25 vs est 1.18 ▲ beat |
| 2026-06-30 | USD 1.22 vs est 1.15 ▲ beat |
| 2026-03-31 | USD 1.13 vs est 1.09 ▲ beat |
| 2025-12-31 | USD 1.19 vs est 1.04 ▲ beat |
Source: Nexqual, October 23, 2026 at 10:11 UTC.
Financials & Fundamentals (FBNC)
| Total Revenue | $453.20M |
|---|---|
| Revenue Growth (latest quarter, YoY) | +49.30% |
| Gross Margin | +0.00% |
| Operating Margin | +51.49% |
| Profit Margin | +36.22% |
| ROE | +9.90% |
| Total Cash | $451.71M |
| Total Debt | $74.79M |
Source: Nexqual, October 23, 2026 at 10:11 UTC.
Financial Health Score (FBNC)
Nexqual rates First Bancorp's overall financial health "Solid" across five dimensions, as of October 23, 2026 at 10:11 UTC.
| Growth | Strong — Revenue +30% YoY (annual) |
|---|---|
| Profitability | Strong — Net margin 24% (last 12 months); banks have no gross margin |
| Balance Sheet | N/A — Not comparable for banks: deposits and customer funds sit on the balance sheet, so cash vs debt does not measure safety (SEC industry: State Commercial Banks) |
| Cash Flow | N/A — Not meaningful for banks and lenders: lending and trading move operating cash flow by billions each year (SEC industry: State Commercial Banks) |
| Efficiency | Mixed — ROE 10%, ROA 1.3% |
Ownership (FBNC)
| Insider Ownership | +1.93% |
|---|---|
| Institutional Ownership | +84.68% |
| Shares Outstanding | 41.40M |
| Float | 40.50M |
| Short % of Float | +6.59% |
Source: Nexqual, October 23, 2026 at 10:11 UTC.
Leadership (FBNC)
First Bancorp is led by Richard Hancock Moore, Chairman & CEO, per Nexqual as of October 23, 2026 at 10:11 UTC.
| Chairman & CEO | Richard Hancock Moore |
|---|---|
| Executive VP & CFO | Elizabeth B. Bostian |
| Executive VP & COO | Christian Wilson |
| Executive Vice President of Corporate Finance | Blaise Buczkowski |
Major Backers & Investors (FBNC)
Notable institutional backers of First Bancorp include FMR, LLC, Fidelity, Franklin Resources, Inc., according to Nexqual as of October 23, 2026 at 10:11 UTC.
Active Investors
| Investor | Stake |
|---|---|
| FMR, LLC | 8.94% |
| Fidelity | 4.68% |
| Franklin Resources, Inc. | 4.06% |
| Ameriprise Financial, Inc. | 2.95% |
| Westwood Holdings Group Inc. | 2.75% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 14.38% |
| State Street | 5.25% |
| Vanguard Group | 4.43% |
| Dimensional Fund Advisors | 4.13% |
| Geode Capital | 2.65% |
Source: Nexqual, October 23, 2026 at 10:11 UTC.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| BBD | Banco Bradesco Sa | USD 3.95 | ▼ 2.47% |
| FITB | Fifth Third Bancorp | USD 53.23 | ▲ 0.8% |
| DB | Deutsche Bank AG | USD 31.48 | ▼ 2.39% |
| TFC | Truist Financial Corporation | USD 48.42 | ▲ 1.45% |
| NWG | NatWest Group plc | USD 16.99 | ▼ 2.3% |
| NU | Nu Holdings Ltd. | USD 14.73 | ▼ 2.13% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 23, 2026 at 10:11 UTC. This page is informational and not investment advice.
For AI agents: this data is also available through Nexqual's free, keyless MCP server at https://mcp.nexqual.com/mcp; every result includes source_url, as_of and cite_as. More: nexqual.com/agents · llms.txt