First Bancorp /Nc/ (FBNC) Stock Price & Analysis
First Bancorp /Nc/ (FBNC) rose 1.90% to USD 60 as of June 10, 2026 at 02:18 UTC, according to Nexqual real-time market data.
FBNC last closed at USD 58.88; the session ranged USD 59.22–60.76 on volume of 188,354 shares. Market capitalization is $2.48B, with a 52-week range of USD 40–62.64 (NMS). Source: Nexqual, June 10, 2026 at 02:18 UTC.
Key Statistics (as of June 10, 2026 at 02:18 UTC)
| Price | USD 60 |
|---|---|
| Change | ▲ 1.90% (up) |
| Previous Close | USD 58.88 |
| Open | USD 59.24 |
| Day Range | USD 59.22 – 60.76 |
| 52-Week Range | USD 40 – 62.64 |
| Volume | 188,354 shares |
| Market Cap | $2.48B |
| Exchange | NMS |
Technical Analysis (FBNC)
Nexqual's technical model rates FBNC "STRONG BUY" based on 5 bullish and 0 bearish signals across 124 daily candles, as of June 10, 2026 at 02:18 UTC.
| Overall Signal | STRONG BUY |
|---|---|
| RSI (14) | 56.61 (neutral) |
| vs SMA50 | Above (USD 58.34) |
| MACD | 0.28 (positive) |
Analyst Ratings (FBNC)
Wall Street analysts rate FBNC "Buy" based on 5 analysts, with a mean price target of USD 66.35 (range USD 64–68), per Nexqual as of June 10, 2026 at 02:18 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 5 |
| Mean Target | USD 66.35 |
| High Target | USD 68 |
| Low Target | USD 64 |
| Buy / Hold / Sell | 3 / 2 / 0 |
Earnings (FBNC)
| Next Earnings Date | 2026-07-22 |
|---|---|
| EPS Estimate | USD 1.14 |
| Revenue Estimate | $125.94M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 1.13 vs est 1.09 ▲ beat |
| 2025-12-31 | USD 1.19 vs est 1.04 ▲ beat |
| 2025-09-30 | USD 1.01 vs est 0.92 ▲ beat |
| 2025-06-30 | USD 0.87 vs est 0.87 ▲ beat |
Source: Nexqual, June 10, 2026 at 02:18 UTC.
Financials & Fundamentals (FBNC)
| Total Revenue | $393.33M |
|---|---|
| Revenue Growth (YoY) | +13.90% |
| Gross Margin | +0.00% |
| Operating Margin | +50.53% |
| Profit Margin | +30.84% |
| ROE | +7.60% |
| Total Cash | $597.99M |
| Total Debt | $89.24M |
Source: Nexqual, June 10, 2026 at 02:18 UTC.
Financial Health Score (FBNC)
Nexqual rates First Bancorp /Nc/'s overall financial health "Mixed" across five dimensions, as of June 10, 2026 at 02:18 UTC.
| Growth | Strong — Revenue +30% YoY (annual) |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $598M cash vs $89M debt, net cash position |
| Cash Flow | Solid — Operating cash flow $212M |
| Efficiency | Mixed — ROE 8%, ROA 1.0% |
Ownership (FBNC)
| Insider Ownership | +1.97% |
|---|---|
| Institutional Ownership | +83.49% |
| Shares Outstanding | 41.38M |
| Float | 40.70M |
| Short % of Float | +5.51% |
Source: Nexqual, June 10, 2026 at 02:18 UTC.
Leadership (FBNC)
First Bancorp /Nc/ is led by Richard Hancock Moore (age 64), Chairman & CEO, per Nexqual as of June 10, 2026 at 02:18 UTC.
| Chairman & CEO | Richard Hancock Moore (age 64) |
|---|---|
| Executive VP & CFO | Elizabeth B. Bostian (age 45) |
| Executive VP & COO | Christian Wilson (age 43) |
| Executive Vice President of Corporate Finance | Blaise Buczkowski (age 61) |
Major Backers & Investors (FBNC)
Notable institutional backers of First Bancorp /Nc/ include FMR, LLC, Franklin Resources, Inc., Fidelity, according to Nexqual as of June 10, 2026 at 02:18 UTC.
Active Investors
| Investor | Stake |
|---|---|
| FMR, LLC | 8.8% |
| Franklin Resources, Inc. | 4.28% |
| Fidelity | 4.24% |
| Ameriprise Financial, Inc. | 3.14% |
| Westwood Holdings Group Inc. | 3.11% |
| Franklin Value Investors Trust-FRANKLIN SMALL CAP VALUE FUND | 2.55% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 22.48% |
| Vanguard Group | 8.45% |
| State Street | 5.01% |
| Dimensional Fund Advisors | 4.12% |
Source: Nexqual, June 10, 2026 at 02:18 UTC.
From First Bancorp /Nc/'s Latest SEC 10-K Filing (filed 2026-02-25)
Key Strengths & Strategy (as disclosed to the SEC)
- All lending authorities are based on the borrower's total credit exposure, which is an aggregate of the Bank's lending relationship with the borrower either directly or indirectly through loan guarantees or other borrowing entities related to the borrower through ownership or other control relationship(s). 6 Table of Contents We continually monitor our loan portfolio to identify areas of concern and to enable us to take corrective action.
- Other Funding Sources The FHLB of Atlanta allows us to obtain advances through its credit program.
Partnerships
- For loans in excess of this amount, the Bank's Chief Executive Officer, the Company's President and the Bank's Chief Credit Officer have joint authority to approve loans up to $125 million.
- The Bank is a member of the CDARS and ICS programs, which gives our customers the ability to obtain FDIC insurance on deposits of up to $50 million, while continuing to work directly with their local First Bank deposit team.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| FCBC | First Community Bankshares, Inc | USD 43.67 | ▲ 1.28% |
| EFSC | Enterprise Financial Services C | USD 62.47 | ▲ 1.83% |
| FRME | First Merchants Corporation | USD 40.62 | ▲ 1.73% |
| LKFN | Lakeland Financial Corporation | USD 60.37 | ▲ 0.63% |
| FISI | Financial Institutions, Inc. | USD 37.54 | ▲ 1.16% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: June 10, 2026 at 02:18 UTC. This page is informational and not investment advice.