First Commonwealth Financial Corp /Pa/ (FCF) Stock Price & Analysis
First Commonwealth Financial Corp /Pa/ (FCF) rose 0.53% to USD 20.87 as of July 25, 2026 at 08:39 UTC, according to Nexqual real-time market data.
FCF last closed at USD 20.76; the session ranged USD 20.74–21.1 on volume of 1,288,338 shares. Market capitalization is $2.12B, with a 52-week range of USD 15–21.41 (NYQ). Source: Nexqual, July 25, 2026 at 08:39 UTC.
Key Statistics (as of July 25, 2026 at 08:39 UTC)
| Price | USD 20.87 |
|---|---|
| Change | ▲ 0.53% (up) |
| Previous Close | USD 20.76 |
| Open | USD 20.85 |
| Day Range | USD 20.74 – 21.1 |
| 52-Week Range | USD 15 – 21.41 |
| Volume | 1,288,338 shares |
| Market Cap | $2.12B |
| Exchange | NYQ |
Technical Analysis (FCF)
Nexqual's technical model rates FCF "STRONG BUY" based on 5 bullish and 0 bearish signals across 125 daily candles, as of July 25, 2026 at 08:39 UTC.
| Overall Signal | STRONG BUY |
|---|---|
| RSI (14) | 61.34 (neutral) |
| vs SMA50 | Above (USD 19.7) |
| MACD | 0.33 (positive) |
Analyst Ratings (FCF)
Wall Street analysts rate FCF "None" based on 6 analysts, with a mean price target of USD 21.33 (range USD 20–23), per Nexqual as of July 25, 2026 at 08:39 UTC.
| Consensus Rating | None |
|---|---|
| Analyst Count | 6 |
| Mean Target | USD 21.33 |
| High Target | USD 23 |
| Low Target | USD 20 |
| Buy / Hold / Sell | 4 / 2 / 0 |
Earnings (FCF)
| Next Earnings Date | 2026-07-28 |
|---|---|
| EPS Estimate | USD 0.42 |
| Revenue Estimate | $137.54M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 0.37 vs est 0.4 ▼ miss |
| 2025-12-31 | USD 0.43 vs est 0.42 ▲ beat |
| 2025-09-30 | USD 0.39 vs est 0.41 ▼ miss |
| 2025-06-30 | USD 0.38 vs est 0.35 ▲ beat |
Source: Nexqual, July 25, 2026 at 08:39 UTC.
Financials & Fundamentals (FCF)
| Total Revenue | $495.72M |
|---|---|
| Revenue Growth (YoY) | +9.10% |
| Gross Margin | +0.00% |
| Operating Margin | +41.84% |
| Profit Margin | +31.70% |
| ROE | +10.48% |
| Total Cash | $357.27M |
| Total Debt | $210.01M |
Source: Nexqual, July 25, 2026 at 08:39 UTC.
Financial Health Score (FCF)
Nexqual rates First Commonwealth Financial Corp /Pa/'s overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 08:39 UTC.
| Growth | Solid — Revenue +9% YoY (annual) |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $357M cash vs $210M debt, net cash position |
| Cash Flow | Solid — Operating cash flow $218M |
| Efficiency | Mixed — ROE 10%, ROA 1.3% |
Ownership (FCF)
| Insider Ownership | +1.69% |
|---|---|
| Institutional Ownership | +78.98% |
| Shares Outstanding | 101.68M |
| Float | 98.93M |
| Short % of Float | +4.39% |
Source: Nexqual, July 25, 2026 at 08:39 UTC.
Leadership (FCF)
First Commonwealth Financial Corp /Pa/ is led by Thomas Michael Price (age 62), President, CEO & Director, per Nexqual as of July 25, 2026 at 08:39 UTC.
| President, CEO & Director | Thomas Michael Price (age 62) |
|---|---|
| Executive VP, CFO & Treasurer | James R. Reske (age 61) |
| Vice President / Finance and Investor Relations | Ryan M. Thomas (age 44) |
| SVP & Chief Marketing and Experience Officer | Kristine N. Levan |
| Executive Vice President of Human Resources | Carrie L. Riggle (age 55) |
Major Backers & Investors (FCF)
Notable institutional backers of First Commonwealth Financial Corp /Pa/ include Franklin Resources, Inc., Charles Schwab, American Century Companies Inc, according to Nexqual as of July 25, 2026 at 08:39 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Franklin Resources, Inc. | 4.18% |
| Charles Schwab | 3.13% |
| American Century Companies Inc | 3% |
| Fuller & Thaler Asset Management Inc. | 2.68% |
| Franklin Value Investors Trust-FRANKLIN SMALL CAP VALUE FUND | 2.27% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 23% |
| Vanguard Group | 17.14% |
| Dimensional Fund Advisors | 6.25% |
| State Street | 4.84% |
| Geode Capital | 2.47% |
Source: Nexqual, July 25, 2026 at 08:39 UTC.
From First Commonwealth Financial Corp /Pa/'s Latest SEC 10-K Filing (filed 2026-03-02)
Key Strengths & Strategy (as disclosed to the SEC)
- First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking products and services in the United States.
- The company also provides commercial banking services comprising commercial lending and leasing, business checking accounts, online account management services, payroll direct deposits, commercial cash management services, and repurchase agreements, as well as ACH origination services.
- In addition, the company offers various trust and asset management services; auto, home, and business insurance, as well as term life insurance products; and annuities, mutual funds, and stock and bond brokerage services through a broker-dealer and insurance brokers.
- Further, it provides commercial real estate, residential real estate, real estate construction loans, and loans to individuals, as well as commercial, financial, agricultural, and other loans.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| STBA | S&T Bancorp, Inc. | USD 51.79 | ▲ 4.42% |
| FNB | F.N.B. Corporation | USD 19.05 | ▲ 1.01% |
| FFBC | First Financial Bancorp. | USD 33.87 | ▼ 0.27% |
| CBU | Community Financial System, Inc | USD 67.24 | ▲ 0.04% |
| FBNC | First Bancorp | USD 62.74 | ▲ 0.21% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 08:39 UTC. This page is informational and not investment advice.