First Citizens BancShares, Inc. (FCNCA) Stock Price & Analysis
First Citizens BancShares, Inc. (FCNCA) closed at USD 2,196.76 on Thursday, October 22, 2026, up 2.46% on the day. The US market is currently closed (pre-market); this is not a live price.
The prior close was USD 2,196.76; the Oct 22, 2026 session ranged USD 2,137.01–2,198.57 on volume of 118,815 shares. Market capitalization is —, with a 52-week range of USD 1,727.1–2,296.3 (NMS). Source: Nexqual, retrieved October 23, 2026 at 09:28 UTC.
Also available as compact Markdown for AI agents: nexqual.com/FCNCA.md
Key facts (FCNCA)
- Last four reported quarters (through Jun 30, 2026): revenue $9.62B, net income $2.35B (24.5% margin) (SEC filings).
- 2 of 80 tracked superinvestors hold FCNCA (13F, Q2 2026): 0 new, 1 added, 1 reduced, 0 unchanged.
- Analysts: Hold (mean 2.85 on a 1–5 scale) (13 analysts), mean target USD 2,336.54 (range 2,100–2,525).
- Total return with dividends: 1Y +25.9% vs S&P 500 +14.9%; 5Y +164.7% vs S&P 500 +80.3%.
- Next earnings: 2026-10-23, EPS estimate USD 45.98, revenue estimate $2.23B.
Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (FCNCA)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $1.90B | $5.08B | $18.8B | $9.76B | $9.54B | $9.62B |
| Net income | $547M | $1.10B | $11.5B | $2.78B | $2.21B | $2.35B |
| EPS (diluted) | $53.88 | $67.40 | $784.51 | $189.41 | $165.24 | — |
| Free cash flow | -$391M | $2.64B | $2.25B | $2.56B | $2.21B | $2.46B |
| Net margin | 28.8% | 21.6% | 61.0% | 28.5% | 23.1% | 24.5% |
| Revenue growth | +1.8% | +167.8% | +269.7% | -48.1% | -2.2% | — |
| Cash + short-term investments | $9.03B | $518M | $908M | $814M | $801M | — |
| Total debt | $1.78B | $6.64B | $37.7B | $37.1B | $36.0B | — |
Fiscal years end Dec. EPS is split-adjusted.
Valuation (price ÷ last four quarters, through Jun 30, 2026) (FCNCA)
P/E at fiscal year-ends: Dec 2025 12.6x, Dec 2024 10.9x, Dec 2023 1.8x.
Superinvestors (SEC 13F-HR, Q2 2026) (FCNCA)
2 of 80 tracked investors hold FCNCA. Each row is the investor's latest 13F; change is vs their prior-quarter share count.
| Investor | Firm | % of portfolio | Value | Change |
|---|---|---|---|---|
| Bill Nygren | Oakmark Funds | 2.55% | $1.91B | Reduced -3.0% |
| Dodge & Cox Funds | Dodge & Cox | 0.44% | $841M | Added +2.8% |
Analysts (FCNCA)
Consensus Hold (mean 2.85 on a 1–5 scale), 13 analysts; mean target USD 2,336.54 (low 2,100, high 2,525).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-10-01 | JP Morgan | Target lowered | Neutral | $2450 → $2300 |
| 2026-07-28 | Truist Securities | Target raised | Hold | $2150 → $2323 |
| 2026-07-27 | Piper Sandler | Target raised | Neutral | $2050 → $2100 |
| 2026-07-27 | Barclays | Target raised | Equal-Weight | $2346 → $2376 |
| 2026-07-24 | JP Morgan | Target raised | Neutral | $2350 → $2450 |
| 2026-07-09 | Keefe, Bruyette & Woods | Downgrade | Outperform → Market Perform | $2300 |
| 2026-07-07 | Goldman Sachs | Target raised | Neutral | $2100 → $2340 |
| 2026-07-01 | JP Morgan | Target raised | Neutral | $2150 → $2350 |
Total return (dividends reinvested) (FCNCA)
| 1Y (from 2025-10-23) | 5Y (from 2021-10-18) | |
|---|---|---|
| Total return | +25.9% | +164.7% |
| S&P 500 (SPY) | +14.9% | +80.3% |
| Per year | +26.0% | +21.4% |
| Volatility (annualized) | 26.0% | 40.2% |
| Max drawdown | -19.8% (Jan 2026→Mar 2026) | -43.6% (Jan 2022→Mar 2023) |
FCNCA analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends Sep 2026) | $45.98 | $45.61 | +0.8% | $2.23B | 10 |
| Next quarter (ends Dec 2026) | $48.70 | $48.34 | +0.7% | $2.26B | 10 |
| Current fiscal year (ends Dec 2026) | $194.27 | $176.87 | +9.8% | $8.88B | 11 |
| Next fiscal year (ends Dec 2027) | $202.63 | $200.42 | +1.1% | $9.33B | 11 |
Key Statistics (as of October 23, 2026 at 09:28 UTC)
| Price | USD 2,196.76 |
|---|---|
| Change | ▲ 2.46% (up) |
| Previous Close | USD 2,196.76 |
| Open | USD 2,196.76 |
| Day Range | USD 2,137.01 – 2,198.57 |
| 52-Week Range | USD 1,727.1 – 2,296.3 |
| Volume | 118,815 shares |
| Market Cap | — |
| Exchange | NMS |
Technical Analysis (FCNCA)
Nexqual's technical model rates FCNCA "BUY" based on 5 bullish and 2 bearish signals across 127 daily candles, as of October 23, 2026 at 09:28 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 61.97 (neutral) |
| vs SMA50 | Above (USD 2,134.09) |
| MACD | 5.6 (positive) |
Analyst Ratings (FCNCA)
Wall Street analysts rate FCNCA "Hold" based on 13 analysts, with a mean price target of USD 2,336.54 (range USD 2,100–2,525), per Nexqual as of October 23, 2026 at 09:28 UTC.
| Consensus Rating | Hold |
|---|---|
| Analyst Count | 13 |
| Mean Target | USD 2,336.54 |
| High Target | USD 2,525 |
| Low Target | USD 2,100 |
| Buy / Hold / Sell | 2 / 11 / 0 |
Earnings (FCNCA)
| Next Earnings Date | 2026-10-23 |
|---|---|
| EPS Estimate | USD 45.98 |
| Revenue Estimate | $2.23B |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 57.09 vs est 40.16 ▲ beat |
| 2026-03-31 | USD 44.86 vs est 39.23 ▲ beat |
| 2025-12-31 | USD 51.27 vs est 43.79 ▲ beat |
| 2025-09-30 | USD 44.62 vs est 41.49 ▲ beat |
Source: Nexqual, October 23, 2026 at 09:28 UTC.
Financials & Fundamentals (FCNCA)
| Total Revenue | $9.33B |
|---|---|
| Revenue Growth (latest quarter, YoY) | +8.50% |
| Gross Margin | +0.00% |
| Operating Margin | +39.04% |
| Profit Margin | +25.23% |
| ROE | +10.65% |
| Total Cash | $23.90B |
| Total Debt | $34.30B |
Source: Nexqual, October 23, 2026 at 09:28 UTC.
Ownership (FCNCA)
| Insider Ownership | +25.38% |
|---|---|
| Institutional Ownership | +68.41% |
| Shares Outstanding | 10.29M |
| Float | 8.15M |
| Short % of Float | +5.36% |
Source: Nexqual, October 23, 2026 at 09:28 UTC.
Leadership (FCNCA)
First Citizens BancShares, Inc. is led by Frank Brown Holding, Chairman & CEO, per Nexqual as of October 23, 2026 at 09:28 UTC.
| Chairman & CEO | Frank Brown Holding |
|---|---|
| President & Director | Peter McDonald Bristow |
| Chief Financial Officer | Craig Lockwood Nix |
| Senior Vice President of Investor Relations | Deanna W. Hart |
| Director of Corporate Communications & Brand Marketing | Barbara Thompson |
Major Backers & Investors (FCNCA)
Notable institutional backers of First Citizens BancShares, Inc. include Harris Associates L.P., Dodge & Cox Inc., JPMorgan, according to Nexqual as of October 23, 2026 at 09:28 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Harris Associates L.P. | 8.94% |
| Dodge & Cox Inc. | 3.93% |
| JPMorgan | 1.8% |
| Hotchkis & Wiley Capital Management, LLC | 1.51% |
| Coatue Management | 1.36% |
| J.P. Morgan Fleming Mutual Fd. Group, Inc.-JPMorgan Mid Cap Value Fd. | 0.79% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 8.35% |
| Vanguard Group | 6.53% |
| State Street | 2.02% |
| Geode Capital | 1.67% |
Source: Nexqual, October 23, 2026 at 09:28 UTC.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| BOKF | BOK Financial Corporation | USD 129.09 | ▲ 2.13% |
| FBNC | First Bancorp | USD 63.92 | ▲ 4.72% |
| FFIN | First Financial Bankshares, Inc | USD 30.33 | ▲ 1.88% |
| UMBF | UMB Financial Corporation | USD 136.16 | ▲ 2.45% |
| EWBC | East West Bancorp, Inc. | USD 132.65 | ▲ 0.96% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 23, 2026 at 09:28 UTC. This page is informational and not investment advice.
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