Fifth District Bancorp, Inc. (FDSB) Stock Price & Analysis
Fifth District Bancorp, Inc. (FDSB) closed at USD 16.89 on Thursday, October 15, 2026, down 0.32% on the day. The US market is currently closed; this is not a live price.
The prior close was USD 16.95; the Oct 15, 2026 session ranged USD 16.81–16.9 on volume of 11,350 shares. Market capitalization is $88.43M, with a 52-week range of USD 13–18.69 (NCM). Source: Nexqual, retrieved October 16, 2026 at 05:21 UTC.
Also available as compact Markdown for AI agents: nexqual.com/FDSB.md
Key facts (FDSB)
- Analysts: None.
- Total return with dividends: 1Y +26.4% vs S&P 500 +18.1%; 5Y +66.4% vs S&P 500 +85.1%.
Analysts (FDSB)
Consensus None.
Total return (dividends reinvested) (FDSB)
| 1Y (from 2025-10-16) | 5Y (from 2024-07-29) | |
|---|---|---|
| Total return | +26.4% | +66.4% |
| S&P 500 (SPY) | +18.1% | +85.1% |
| Per year | +26.5% | +25.9% |
| Volatility (annualized) | 12.8% | 15.8% |
| Max drawdown | -9.8% (Sep 2026→Oct 2026) | -10.7% (Dec 2024→Apr 2025) |
Key Statistics (as of October 16, 2026 at 05:21 UTC)
| Price | USD 16.89 |
|---|---|
| Change | ▼ 0.32% (down) |
| Previous Close | USD 16.95 |
| Open | USD 16.85 |
| Day Range | USD 16.81 – 16.9 |
| 52-Week Range | USD 13 – 18.69 |
| Volume | 11,350 shares |
| Market Cap | $88.43M |
| Exchange | NCM |
Technical Analysis (FDSB)
Nexqual's technical model rates FDSB "SELL" based on 2 bullish and 5 bearish signals across 127 daily candles, as of October 16, 2026 at 05:21 UTC.
| Overall Signal | SELL |
|---|---|
| RSI (14) | 27.97 (oversold) |
| vs SMA50 | Below (USD 17.99) |
| MACD | -0.29 (negative) |
Analyst Ratings (FDSB)
Wall Street analysts rate FDSB "None", per Nexqual as of October 16, 2026 at 05:21 UTC.
| Consensus Rating | None |
|---|
Earnings (FDSB)
Source: Nexqual, October 16, 2026 at 05:21 UTC.
Financials & Fundamentals (FDSB)
| Total Revenue | $14.08M |
|---|---|
| Revenue Growth (latest quarter, YoY) | -42.40% |
| Gross Margin | +0.00% |
| Operating Margin | +13.60% |
| Profit Margin | +11.75% |
| ROE | +1.27% |
| Total Cash | $19.16M |
| Total Debt | $0 |
Source: Nexqual, October 16, 2026 at 05:21 UTC.
Financial Health Score (FDSB)
Nexqual rates Fifth District Bancorp, Inc.'s overall financial health "Weak" across five dimensions, as of October 16, 2026 at 05:21 UTC.
| Growth | Critical — Revenue -42% YoY (latest Q), sharp decline |
|---|---|
| Profitability | Weak — Small revenue base — building scale |
| Balance Sheet | Mixed — $19M cash, no debt |
| Cash Flow | Solid — Operating cash flow $2M (TTM) |
| Efficiency | Weak — ROE 1%, ROA 0.3% |
Ownership (FDSB)
| Insider Ownership | +8.76% |
|---|---|
| Institutional Ownership | +33.88% |
| Shares Outstanding | 5.24M |
| Float | 4.79M |
| Short % of Float | +0.15% |
Source: Nexqual, October 16, 2026 at 05:21 UTC.
Leadership (FDSB)
Fifth District Bancorp, Inc. is led by Amie L. Lyons (age 47), President, CEO & Director, per Nexqual as of October 16, 2026 at 05:21 UTC.
| President, CEO & Director | Amie L. Lyons (age 47) |
|---|---|
| CFO & Treasurer | Melissa C. Burns CPA, CGMA (age 47) |
| Vice President of Lending | Dodie F. Gervais (age 54) |
| Vice President & Chief Credit Officer | Shane M. Smith (age 43) |
Major Backers & Investors (FDSB)
Notable institutional backers of Fifth District Bancorp, Inc. include Alliancebernstein L.P., Mangrove Partners IM, LLC, Stilwell Value LLC, according to Nexqual as of October 16, 2026 at 05:21 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Alliancebernstein L.P. | 6.81% |
| Mangrove Partners IM, LLC | 2.71% |
| Stilwell Value LLC | 1.53% |
| Renaissance Technologies | 1.2% |
| Waverly Advisors, LLC | 1.01% |
| Morgan Stanley | 0.96% |
| Daytona Street Capital LLC | 0.95% |
| Fidelity | 0.71% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Vanguard Group | 8.64% |
| Geode Capital | 0.93% |
Source: Nexqual, October 16, 2026 at 05:21 UTC.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| BBD | Banco Bradesco Sa | USD 4.03 | ▼ 3.82% |
| FITB | Fifth Third Bancorp | USD 50.35 | ▲ 0.26% |
| TFC | Truist Financial Corporation | USD 46.57 | ▲ 1.42% |
| DB | Deutsche Bank AG | USD 32.86 | ▼ 1.44% |
| NWG | NatWest Group plc | USD 17.47 | ▼ 1.02% |
| NU | Nu Holdings Ltd. | USD 14.73 | ▼ 5.46% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 16, 2026 at 05:21 UTC. This page is informational and not investment advice.
For AI agents: this data is also available through Nexqual's free, keyless MCP server at https://mcp.nexqual.com/mcp; every result includes source_url, as_of and cite_as. More: nexqual.com/agents · llms.txt