First Financial Bankshares, Inc. (FFIN) Stock Price & Analysis
First Financial Bankshares, Inc. (FFIN) closed at USD 30.33 on Thursday, October 22, 2026, up 1.88% on the day. The US market is currently closed (pre-market); this is not a live price.
The prior close was USD 29.77; the Oct 22, 2026 session ranged USD 29.52–30.46 on volume of 1,403,830 shares. Market capitalization is $4.35B, with a 52-week range of USD 28.12–36.52 (NMS). Source: Nexqual, retrieved October 23, 2026 at 10:11 UTC.
Also available as compact Markdown for AI agents: nexqual.com/FFIN.md
Key facts (FFIN)
- Analysts: Hold (mean 2.88 on a 1–5 scale) (8 analysts), mean target USD 34.71 (range 33–38).
- Total return with dividends: 1Y -2.3% vs S&P 500 +14.9%; 5Y -33.9% vs S&P 500 +80.3%.
- Next earnings: 2026-10-15, EPS estimate USD 0.52, revenue estimate $180M.
Analysts (FFIN)
Consensus Hold (mean 2.88 on a 1–5 scale), 8 analysts; mean target USD 34.71 (low 33, high 38).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-10-19 | Piper Sandler | Target lowered | Neutral | $35 → $33 |
| 2026-10-16 | Keefe, Bruyette & Woods | Target lowered | Market Perform | $35 → $34 |
| 2026-10-16 | StoneX | Target lowered | Buy | $39 → $38 |
| 2026-10-15 | Raymond James | Initiated | Market Perform | |
| 2026-10-14 | Cantor Fitzgerald | Target lowered | Neutral | $35 → $34 |
| 2026-09-11 | Hovde Group | Initiated | Market Perform | $36 |
| 2026-08-27 | Piper Sandler | Initiated | Underweight → Neutral | $35 |
| 2026-07-15 | Cantor Fitzgerald | Target raised | Neutral | $34 → $35 |
Total return (dividends reinvested) (FFIN)
| 1Y (from 2025-10-23) | 5Y (from 2021-10-18) | |
|---|---|---|
| Total return | -2.3% | -33.9% |
| S&P 500 (SPY) | +14.9% | +80.3% |
| Per year | -2.3% | -7.9% |
| Volatility (annualized) | 23.6% | 29.0% |
| Max drawdown | -17.9% (Jul 2026→Oct 2026) | -55.9% (Nov 2021→Oct 2023) |
FFIN analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends Dec 2026) | $0.52 | $0.53 | -1.3% | $180.2M | 8 |
| Next quarter (ends Mar 2027) | $0.51 | $0.53 | -3.7% | $178.8M | 7 |
| Current fiscal year (ends Dec 2026) | $2.04 | $2.05 | -0.4% | $705.2M | 8 |
| Next fiscal year (ends Dec 2027) | $2.13 | $2.16 | -1.4% | $742.1M | 7 |
Key Statistics (as of October 23, 2026 at 10:11 UTC)
| Price | USD 30.33 |
|---|---|
| Change | ▲ 1.88% (up) |
| Previous Close | USD 29.77 |
| Open | USD 29.75 |
| Day Range | USD 29.52 – 30.46 |
| 52-Week Range | USD 28.12 – 36.52 |
| Volume | 1,403,830 shares |
| Market Cap | $4.35B |
| Exchange | NMS |
Technical Analysis (FFIN)
Nexqual's technical model rates FFIN "STRONG SELL" based on 0 bullish and 5 bearish signals across 127 daily candles, as of October 23, 2026 at 10:11 UTC.
| Overall Signal | STRONG SELL |
|---|---|
| RSI (14) | 37.43 (neutral) |
| vs SMA50 | Below (USD 32.54) |
| MACD | -0.7 (negative) |
Analyst Ratings (FFIN)
Wall Street analysts rate FFIN "Hold" based on 8 analysts, with a mean price target of USD 34.71 (range USD 33–38), per Nexqual as of October 23, 2026 at 10:11 UTC.
| Consensus Rating | Hold |
|---|---|
| Analyst Count | 8 |
| Mean Target | USD 34.71 |
| High Target | USD 38 |
| Low Target | USD 33 |
| Buy / Hold / Sell | 1 / 7 / 0 |
Earnings (FFIN)
| Next Earnings Date | 2026-10-15 |
|---|---|
| EPS Estimate | USD 0.52 |
| Revenue Estimate | $180.22M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-09-30 | USD 0.52 vs est 0.52 ▼ miss |
| 2026-06-30 | USD 0.5 vs est 0.5 ▼ miss |
| 2026-03-31 | USD 0.5 vs est 0.47 ▲ beat |
| 2025-12-31 | USD 0.51 vs est 0.48 ▲ beat |
Source: Nexqual, October 23, 2026 at 10:11 UTC.
Financials & Fundamentals (FFIN)
| Total Revenue | $672.48M |
|---|---|
| Revenue Growth (latest quarter, YoY) | +25.80% |
| Gross Margin | +0.00% |
| Operating Margin | +56.87% |
| Profit Margin | +43.28% |
| ROE | +15.89% |
| Total Cash | $474.47M |
| Total Debt | $64.94M |
Source: Nexqual, October 23, 2026 at 10:11 UTC.
Financial Health Score (FFIN)
Nexqual rates First Financial Bankshares, Inc.'s overall financial health "Strong" across five dimensions, as of October 23, 2026 at 10:11 UTC.
| Growth | Strong — Revenue +17% YoY (annual) |
|---|---|
| Profitability | Strong — Net margin 39% (last 12 months); banks have no gross margin |
| Balance Sheet | N/A — Not comparable for banks: deposits and customer funds sit on the balance sheet, so cash vs debt does not measure safety (SEC industry: State Commercial Banks) |
| Cash Flow | N/A — Not meaningful for banks and lenders: lending and trading move operating cash flow by billions each year (SEC industry: State Commercial Banks) |
| Efficiency | Solid — ROE 16%, ROA 1.9% |
Ownership (FFIN)
| Insider Ownership | +3.62% |
|---|---|
| Institutional Ownership | +72.17% |
| Shares Outstanding | 143.33M |
| Float | 137.81M |
| Short % of Float | +8.57% |
Source: Nexqual, October 23, 2026 at 10:11 UTC.
Leadership (FFIN)
First Financial Bankshares, Inc. is led by David W. Bailey, CEO & President, per Nexqual as of October 23, 2026 at 10:11 UTC.
| CEO & President | David W. Bailey |
|---|---|
| Executive Chairman | F. Scott Dueser |
| Executive VP, CFO, Secretary & Treasurer | Michelle S. Hickox |
| Executive VP, Chief Accounting Officer & Investor Relations Director | J. Kyle McVey |
| Senior Vice President of Marketing | Violet Watson Griggs |
Major Backers & Investors (FFIN)
Notable institutional backers of First Financial Bankshares, Inc. include Neuberger Berman Group, LLC, AQR Capital Management, LLC, Kayne Anderson Rudnick Investment Management LLC, according to Nexqual as of October 23, 2026 at 10:11 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Neuberger Berman Group, LLC | 3.13% |
| AQR Capital Management, LLC | 2.37% |
| Kayne Anderson Rudnick Investment Management LLC | 2.1% |
| Fuller & Thaler Asset Management Inc. | 1.78% |
| Capitol Series Trust-FullerThaler Behavioral Small-Cap Equity Fund | 1.26% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 12.72% |
| Vanguard Group | 8.99% |
| State Street | 4.71% |
| Geode Capital | 2.72% |
| Dimensional Fund Advisors | 1.99% |
Source: Nexqual, October 23, 2026 at 10:11 UTC.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| BBD | Banco Bradesco Sa | USD 3.95 | ▼ 2.47% |
| FITB | Fifth Third Bancorp | USD 53.23 | ▲ 0.8% |
| DB | Deutsche Bank AG | USD 31.48 | ▼ 2.39% |
| TFC | Truist Financial Corporation | USD 48.42 | ▲ 1.45% |
| NWG | NatWest Group plc | USD 16.99 | ▼ 2.3% |
| NU | Nu Holdings Ltd. | USD 14.73 | ▼ 2.13% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 23, 2026 at 10:11 UTC. This page is informational and not investment advice.
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