First Financial Bankshares Inc (FFIN) Stock Price & Analysis
First Financial Bankshares Inc (FFIN) rose 0.52% to USD 34.68 as of July 25, 2026 at 03:02 UTC, according to Nexqual real-time market data.
FFIN last closed at USD 34.5; the session ranged USD 34.51–35.12 on volume of 639,449 shares. Market capitalization is $4.97B, with a 52-week range of USD 28.12–38.12 (NMS). Source: Nexqual, July 25, 2026 at 03:02 UTC.
Key Statistics (as of July 25, 2026 at 03:02 UTC)
| Price | USD 34.68 |
|---|---|
| Change | ▲ 0.52% (up) |
| Previous Close | USD 34.5 |
| Open | USD 34.67 |
| Day Range | USD 34.51 – 35.12 |
| 52-Week Range | USD 28.12 – 38.12 |
| Volume | 639,449 shares |
| Market Cap | $4.97B |
| Exchange | NMS |
Technical Analysis (FFIN)
Nexqual's technical model rates FFIN "BUY" based on 4 bullish and 1 bearish signals across 125 daily candles, as of July 25, 2026 at 03:02 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 53.47 (neutral) |
| vs SMA50 | Above (USD 33.53) |
| MACD | 0.35 (positive) |
Analyst Ratings (FFIN)
Wall Street analysts rate FFIN "Hold" based on 5 analysts, with a mean price target of USD 37 (range USD 35–39), per Nexqual as of July 25, 2026 at 03:02 UTC.
| Consensus Rating | Hold |
|---|---|
| Analyst Count | 5 |
| Mean Target | USD 37 |
| High Target | USD 39 |
| Low Target | USD 35 |
| Buy / Hold / Sell | 1 / 4 / 0 |
Earnings (FFIN)
| Next Earnings Date | 2026-10-22 |
|---|---|
| EPS Estimate | USD 0.52 |
| Revenue Estimate | $178.68M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 0.5 vs est 0.5 ▼ miss |
| 2026-03-31 | USD 0.5 vs est 0.47 ▲ beat |
| 2025-12-31 | USD 0.51 vs est 0.48 ▲ beat |
| 2025-09-30 | USD 0.36 vs est 0.47 ▼ miss |
Source: Nexqual, July 25, 2026 at 03:02 UTC.
Financials & Fundamentals (FFIN)
| Total Revenue | $637.20M |
|---|---|
| Revenue Growth (YoY) | +9.80% |
| Gross Margin | +0.00% |
| Operating Margin | +55.96% |
| Profit Margin | +42.22% |
| ROE | +14.41% |
| Total Cash | $580.38M |
| Total Debt | $75.48M |
Source: Nexqual, July 25, 2026 at 03:02 UTC.
Financial Health Score (FFIN)
Nexqual rates First Financial Bankshares Inc's overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 03:02 UTC.
| Growth | Strong — Revenue +17% YoY (annual) |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $580M cash vs $75M debt, net cash position |
| Cash Flow | Mixed — No data |
| Efficiency | Mixed — ROE 14%, ROA 1.8% |
Ownership (FFIN)
| Insider Ownership | +3.63% |
|---|---|
| Institutional Ownership | +68.93% |
| Shares Outstanding | 143.32M |
| Float | 137.76M |
| Short % of Float | +8.05% |
Source: Nexqual, July 25, 2026 at 03:02 UTC.
Leadership (FFIN)
First Financial Bankshares Inc is led by David W. Bailey (age 41), CEO & President, per Nexqual as of July 25, 2026 at 03:02 UTC.
| CEO & President | David W. Bailey (age 41) |
|---|---|
| Executive Chairman | F. Scott Dueser (age 72) |
| Executive VP, CFO, Secretary & Treasurer | Michelle S. Hickox (age 57) |
| Executive VP, Chief Accounting Officer & Investor Relations Director | J. Kyle McVey (age 38) |
| Senior Vice President of Human Resources | Josh Brown CPL |
Major Backers & Investors (FFIN)
Notable institutional backers of First Financial Bankshares Inc include Neuberger Berman Group, LLC, Kayne Anderson Rudnick Investment Management LLC, Fuller & Thaler Asset Management Inc., according to Nexqual as of July 25, 2026 at 03:02 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Neuberger Berman Group, LLC | 4.54% |
| Kayne Anderson Rudnick Investment Management LLC | 2.27% |
| Fuller & Thaler Asset Management Inc. | 1.53% |
| AQR Capital Management, LLC | 1.51% |
| Capitol Series Trust-FullerThaler Behavioral Small-Cap Equity Fund | 1.21% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 17.26% |
| Vanguard Group | 15.88% |
| State Street | 5.39% |
| Geode Capital | 2.57% |
| Dimensional Fund Advisors | 1.93% |
Source: Nexqual, July 25, 2026 at 03:02 UTC.
From First Financial Bankshares Inc's Latest SEC 10-K Filing (filed 2026-02-25)
Partnerships
- Our subsidiary bank also has (i) an available line of credit with the FHLB totaling $2.31 billion at December 31, 2025, secured by portions of our loan portfolio and certain investment securities; and (ii) access to approximately $1.85 billion at the Federal Reserve Bank of Dallas discount window lending program secured by portions of certain investment securities and portions of our loan portfolio.
- Under the loan agreement, as renewed and amended, we are permitted to draw up to $50.00 million on a revolving line of credit.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| GBCI | Glacier Bancorp, Inc. | USD 50.27 | ▼ 1.76% |
| FFBC | First Financial Bancorp. | USD 33.87 | ▼ 0.27% |
| BANF | BancFirst Corporation | USD 116.58 | ▲ 1.06% |
| CVBF | CVB Financial Corporation | USD 22.56 | ▲ 1.44% |
| INDB | Independent Bank Corp. | USD 85.12 | ▼ 0.2% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 03:02 UTC. This page is informational and not investment advice.