Finwise Bancorp (FINW) Stock Price & Analysis
Finwise Bancorp (FINW) rose 2.68% to USD 13.77 as of July 26, 2026 at 11:05 UTC, according to Nexqual real-time market data.
FINW last closed at USD 13.41; the session ranged USD 13.08–14.18 on volume of 28,909 shares. Market capitalization is $188.73M, with a 52-week range of USD 12.82–22.49 (NGM). Source: Nexqual, July 26, 2026 at 11:05 UTC.
Key Statistics (as of July 26, 2026 at 11:05 UTC)
| Price | USD 13.77 |
|---|---|
| Change | ▲ 2.68% (up) |
| Previous Close | USD 13.41 |
| Open | USD 13.9 |
| Day Range | USD 13.08 – 14.18 |
| 52-Week Range | USD 12.82 – 22.49 |
| Volume | 28,909 shares |
| Market Cap | $188.73M |
| Exchange | NGM |
Technical Analysis (FINW)
Nexqual's technical model rates FINW "STRONG SELL" based on 0 bullish and 5 bearish signals across 125 daily candles, as of July 26, 2026 at 11:05 UTC.
| Overall Signal | STRONG SELL |
|---|---|
| RSI (14) | 44.27 (neutral) |
| vs SMA50 | Below (USD 14.11) |
| MACD | -0.22 (negative) |
Analyst Ratings (FINW)
Wall Street analysts rate FINW "Buy" based on 3 analysts, with a mean price target of USD 19 (range USD 18–20), per Nexqual as of July 26, 2026 at 11:05 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 3 |
| Mean Target | USD 19 |
| High Target | USD 20 |
| Low Target | USD 18 |
| Buy / Hold / Sell | 3 / 0 / 0 |
Earnings (FINW)
| Next Earnings Date | 2026-07-29 |
|---|---|
| EPS Estimate | USD 0.24 |
| Revenue Estimate | $47.11M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 0.2 vs est 0.32 ▼ miss |
| 2025-12-31 | USD 0.27 vs est 0.35 ▼ miss |
| 2025-09-30 | USD 0.34 vs est 0.3 ▲ beat |
| 2025-06-30 | USD 0.29 vs est 0.23 ▲ beat |
Source: Nexqual, July 26, 2026 at 11:05 UTC.
Financials & Fundamentals (FINW)
| Total Revenue | $105.47M |
|---|---|
| Revenue Growth (YoY) | +71.40% |
| Gross Margin | +0.00% |
| Operating Margin | +11.82% |
| Profit Margin | +14.82% |
| ROE | +8.36% |
| Total Cash | $92.85M |
| Total Debt | $4.34M |
Source: Nexqual, July 26, 2026 at 11:05 UTC.
Financial Health Score (FINW)
Nexqual rates Finwise Bancorp's overall financial health "Mixed" across five dimensions, as of July 26, 2026 at 11:05 UTC.
| Growth | Strong — Revenue +61% YoY (annual) |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $93M cash vs $4M debt, net cash position |
| Cash Flow | Solid — Operating cash flow $13M |
| Efficiency | Mixed — ROE 8%, ROA 1.8% |
Ownership (FINW)
| Insider Ownership | +30.45% |
|---|---|
| Institutional Ownership | +28.31% |
| Shares Outstanding | 13.71M |
| Float | 9.34M |
| Short % of Float | +1.20% |
Source: Nexqual, July 26, 2026 at 11:05 UTC.
Leadership (FINW)
Finwise Bancorp is led by James F. Noone (age 46), Chief Executive Officer, per Nexqual as of July 26, 2026 at 11:05 UTC.
| Chief Executive Officer | James F. Noone (age 46) |
|---|---|
| Executive Chairman | Kent R. Landvatter (age 70) |
| Executive VP & CFO | Robert E. Wahlman (age 69) |
| Executive VP & CTO of the bank | Richard Thiessens (age 44) |
Major Backers & Investors (FINW)
Notable institutional backers of Finwise Bancorp include Alliancebernstein L.P., Wasatch Advisors LP, US BANCORP \DE\, according to Nexqual as of July 26, 2026 at 11:05 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Alliancebernstein L.P. | 5.84% |
| Wasatch Advisors LP | 3.66% |
| US BANCORP \DE\ | 3.42% |
| WASATCH FUNDS TRUST-Wasatch Micro Cap Value Fund | 2.47% |
| Fidelity | 0.9% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Vanguard Group | 5.95% |
| BlackRock | 5.06% |
| Geode Capital | 1.46% |
| Dimensional Fund Advisors | 0.83% |
| State Street | 0.64% |
Source: Nexqual, July 26, 2026 at 11:05 UTC.
From Finwise Bancorp's Latest SEC 10-K Filing (filed 2026-03-23)
Key Strengths & Strategy (as disclosed to the SEC)
- FinWise Bancorp operates as the bank holding company for FinWise Bank that provides various banking products and services to individual and corporate customers in Utah.
- The company operates in three segments: Traditional Banking; BaaS and Treasury; and Administration.
- The company provides various deposit products, including interest and noninterest-bearing demand accounts, health savings account demand deposits, NOW and money market accounts, and checking and savings accounts, as well as time deposits and certificates of deposits.
- It offers loans, including consumer, small business administration, commercial, commercial real estate, and residential real estate loans.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| TCBX | Third Coast Bancshares, Inc. | USD 42.75 | ▲ 6.5% |
| FRST | Primis Financial Corp. | USD 15.34 | ▼ 2.6% |
| FSBC | Five Star Bancorp | USD 46.81 | ▼ 3.23% |
| USCB | USCB Financial Holdings, Inc. | USD 21.67 | ▲ 7.38% |
| HNVR | Hanover Bancorp, Inc. | USD 25.01 | ▲ 1.92% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 26, 2026 at 11:05 UTC. This page is informational and not investment advice.