Fold Holdings, Inc. (FLD) Stock Price & Analysis
Fold Holdings, Inc. (FLD) fell 0.29% to USD 0.45 as of July 26, 2026 at 04:35 UTC, according to Nexqual real-time market data.
FLD last closed at USD 0.45; the session ranged USD 0.44–0.47 on volume of 114,986 shares. Market capitalization is $22.86M, with a 52-week range of USD 0.36–4.7 (NCM). Source: Nexqual, July 26, 2026 at 04:35 UTC.
Key Statistics (as of July 26, 2026 at 04:35 UTC)
| Price | USD 0.45 |
|---|---|
| Change | ▼ 0.29% (down) |
| Previous Close | USD 0.45 |
| Open | USD 0.45 |
| Day Range | USD 0.44 – 0.47 |
| 52-Week Range | USD 0.36 – 4.7 |
| Volume | 114,986 shares |
| Market Cap | $22.86M |
| Exchange | NCM |
Technical Analysis (FLD)
Nexqual's technical model rates FLD "STRONG SELL" based on 0 bullish and 5 bearish signals across 125 daily candles, as of July 26, 2026 at 04:35 UTC.
| Overall Signal | STRONG SELL |
|---|---|
| RSI (14) | 44.37 (neutral) |
| vs SMA50 | Below (USD 0.7) |
| MACD | -0.07 (negative) |
Analyst Ratings (FLD)
Wall Street analysts rate FLD "Strong Buy" based on 3 analysts, with a mean price target of USD 3.55 (range USD 1.7–5.45), per Nexqual as of July 26, 2026 at 04:35 UTC.
| Consensus Rating | Strong Buy |
|---|---|
| Analyst Count | 3 |
| Mean Target | USD 3.55 |
| High Target | USD 5.45 |
| Low Target | USD 1.7 |
| Buy / Hold / Sell | 2 / 0 / 0 |
Earnings (FLD)
| Next Earnings Date | 2026-08-11 |
|---|---|
| EPS Estimate | USD -0.16 |
| Revenue Estimate | $7.67M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2025-12-31 | USD -0.1 vs est -0.15 ▲ beat |
| 2025-09-30 | USD -0.12 vs est -0.12 ▲ beat |
| 2025-06-30 | USD -0.14 vs est -0.19 ▲ beat |
Source: Nexqual, July 26, 2026 at 04:35 UTC.
Financials & Fundamentals (FLD)
| Total Revenue | $30.30M |
|---|---|
| Revenue Growth (YoY) | -21.10% |
| Gross Margin | -43.76% |
| Operating Margin | -166.98% |
| Profit Margin | -164.63% |
| ROE | -92.17% |
| Debt / Equity | 88.45 |
| Current Ratio | 0.48 |
| Total Cash | $11.53M |
| Total Debt | $32.15M |
| Free Cash Flow | $-12.18M |
Source: Nexqual, July 26, 2026 at 04:35 UTC.
Financial Health Score (FLD)
Nexqual rates Fold Holdings, Inc.'s overall financial health "Critical" across five dimensions, as of July 26, 2026 at 04:35 UTC.
| Growth | Critical — Revenue -21% YoY (latest Q), sharp decline |
|---|---|
| Profitability | Critical — Heavily loss-making — early-stage company |
| Balance Sheet | Weak — $12M cash vs $32M debt |
| Cash Flow | Weak — FCF negative: -$12M, burning cash |
| Efficiency | Critical — ROE -92%, ROA -15.0% |
Ownership (FLD)
| Insider Ownership | +72.39% |
|---|---|
| Institutional Ownership | +18.62% |
| Shares Outstanding | 50.78M |
| Float | 6.19M |
| Short % of Float | +3.42% |
Source: Nexqual, July 26, 2026 at 04:35 UTC.
Leadership (FLD)
Fold Holdings, Inc. is led by William Reeves (age 36), Founder, CEO & Chairman of the Board, per Nexqual as of July 26, 2026 at 04:35 UTC.
| Founder, CEO & Chairman of the Board | William Reeves (age 36) |
|---|---|
| Chief Financial Officer | Wolfe Repass (age 35) |
| Chief Technology Officer | Thomas Dickman (age 34) |
| Chief Operating Officer | Matthew McManus (age 35) |
Major Backers & Investors (FLD)
Notable institutional backers of Fold Holdings, Inc. include Blue Owl Capital Holdings LP, Fidelity, AQR Capital Management, LLC, according to Nexqual as of July 26, 2026 at 04:35 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Blue Owl Capital Holdings LP | 1.69% |
| Fidelity | 0.48% |
| AQR Capital Management, LLC | 0.23% |
| Baird Financial Group, Inc. | 0.21% |
| Union Square Park Capital Management, LLC | 0.18% |
| Mariner, LLC | 0.13% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Vanguard Group | 7.12% |
| Geode Capital | 0.6% |
| BlackRock | 0.19% |
| State Street | 0.17% |
Source: Nexqual, July 26, 2026 at 04:35 UTC.
From Fold Holdings, Inc.'s Latest SEC 10-K Filing (filed 2026-03-17)
Key Strengths & Strategy (as disclosed to the SEC)
- As an early entrant to this space and the first company to launch a bitcoin rewards debit card program, Fold has accumulated proprietary data on customer spending, saving, investing, and product needs that can be leveraged for further penetration within our existing user base as well as to expand into new customer demographics.
- Our system regularly reviews transactions against predefined monitoring rules to identify any unusual or potentially high-risk activities.
- We prioritize the safety and compliance of our platform to ensure a secure environment for all users.
- This proactive approach ensures that our platform remains current and aligned with the latest updates to the sanctions lists.
Partnerships
- Due to our relationship with Sutton Bank, many laws and regulations that apply directly to Sutton Bank indirectly impact us (and our products), and our partnership with Sutton Bank is subject to the supervision and enforcement authority of the FDIC and the Ohio Department of Commerce.
- On February 26, 2026, in connection with the closing of the Purchase Agreement, the Company repaid the March 2025 Investor Note (as defined below) with 500 bitcoin.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| NAKA | Nakamoto Inc. | USD 4.87 | ▲ 0% |
| MTPLF | Metaplanet Inc. | USD 1.36 | ▼ 12.58% |
| KIDZ | KIDZ AI Inc. | USD 0.42 | ▼ 26.86% |
| BRR | ProCap Financial, Inc. | USD 1.78 | ▼ 10.55% |
| XXI | Twenty One Capital, Inc. | USD 4.52 | ▼ 9.96% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 26, 2026 at 04:35 UTC. This page is informational and not investment advice.