Flagstar Bank, National Association (FLG) Stock Price & Analysis

Flagstar Bank, National Association (FLG) closed at USD 11.44 on Thursday, October 22, 2026, up 3.34% on the day. The US market is currently closed (pre-market); this is not a live price.

The prior close was USD 11.07; the Oct 22, 2026 session ranged USD 11.04–11.49 on volume of 8,496,878 shares. Market capitalization is $4.75B, with a 52-week range of USD 10.57–15.44 (NYQ). Source: Nexqual, retrieved October 23, 2026 at 09:49 UTC.

Also available as compact Markdown for AI agents: nexqual.com/FLG.md

Key facts (FLG)

• Last four reported quarters (through Jun 30, 2026): revenue $2.09B, net income $48.0M (2.3% margin) (SEC filings).
• Valuation: P/E 98.9x.
• 2 of 80 tracked superinvestors hold FLG (13F, Q2 2026): 0 new, 0 added, 0 reduced, 2 unchanged.
• Analysts: Buy (mean 2.11 on a 1–5 scale) (18 analysts), mean target USD 15.29 (range 13–18).
• Total return with dividends: 1Y -0.7% vs S&P 500 +14.9%; 5Y -67.9% vs S&P 500 +80.3%.
• Next earnings: 2026-10-23, EPS estimate USD 0.07, revenue estimate $545M.

Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (FLG)

Fiscal years end Dec. EPS is split-adjusted.

Valuation (price ÷ last four quarters, through Jun 30, 2026) (FLG)

P/E 98.9x · P/S 2.3x · P/B 0.6x · Earnings yield 1.01% · Dividend yield (paid, TTM) 0.34%

Superinvestors (SEC 13F-HR, Q2 2026) (FLG)

2 of 80 tracked investors hold FLG. Each row is the investor's latest 13F; change is vs their prior-quarter share count.

Analysts (FLG)

Consensus Buy (mean 2.11 on a 1–5 scale), 18 analysts; mean target USD 15.29 (low 13, high 18).

Rating changes, last 120 days:

Total return (dividends reinvested) (FLG)

FLG company outlook (results filed Jul 24, 2026)

• “Reports Second Quarter 2026 Results reflects the tremendous progress we have made in executing on our strategic plan, the strength of our capital position and the positive long-term outlook for the Bank.”

Quoted word-for-word from the SEC 8-K results press release.

FLG analyst estimates and revisions

FLG options: expected move

Options price a move of about ±7.2% (±$0.83) by Oct 30, 2026, which includes earnings on Oct 23, 2026. Over the last 8 reports the stock moved ±6.7% on average.

30-day implied volatility 36.9% vs 19.8% realized over the last 30 trading days. Put/call ratio (volume) 3.19. Cboe delayed quotes (15 min). Expected move = at-the-money straddle.

Key Statistics (as of October 23, 2026 at 09:49 UTC)

Technical Analysis (FLG)

Nexqual's technical model rates FLG "STRONG SELL" based on 0 bullish and 5 bearish signals across 127 daily candles, as of October 23, 2026 at 09:49 UTC.

Analyst Ratings (FLG)

Wall Street analysts rate FLG "Buy" based on 18 analysts, with a mean price target of USD 15.29 (range USD 13–18), per Nexqual as of October 23, 2026 at 09:49 UTC.

Earnings (FLG)

Recent Earnings History

Source: Nexqual, October 23, 2026 at 09:49 UTC.

Financials & Fundamentals (FLG)

Source: Nexqual, October 23, 2026 at 09:49 UTC.

Financial Health Score (FLG)

Nexqual rates Flagstar Bank, National Association's overall financial health "Critical" across five dimensions, as of October 23, 2026 at 09:49 UTC.

Ownership (FLG)

Source: Nexqual, October 23, 2026 at 09:49 UTC.

Leadership (FLG)

Flagstar Bank, National Association is led by Joseph M. Otting, CEO & Executive Chairman, per Nexqual as of October 23, 2026 at 09:49 UTC.

Major Backers & Investors (FLG)

Notable institutional backers of Flagstar Bank, National Association include Liberty 77 Capital L.P. , Reverence Capital Partners, LP, T. Rowe Price, according to Nexqual as of October 23, 2026 at 09:49 UTC.

Active Investors

Index Funds (Passive)

Source: Nexqual, October 23, 2026 at 09:49 UTC.

From Flagstar Bank, National Association's Latest SEC 10-K Filing (filed 2026-02-27)

Key Strengths & Strategy (as disclosed to the SEC)

• The Bank currently operates approximately 340 locations across nine states, including strong footholds in the greater New York/New Jersey metropolitan region and in the upper Midwest, along with a significant presence in fast-growing markets in Florida and the West Coast.
• We have developed and operate an enterprise-wide anti-money laundering program designed to enable us to comply with all applicable anti-money laundering and anti-terrorism financing laws and regulations.
• We developed our resolution plan in alignment with the FDIC's requirements, and following the Board's approval, we submitted a full resolution plan to the FDIC prior to its due date of July 1, 2025.

Partnerships

• National bank investment activities are governed by the National Bank Act and OCC regulations which, consistent with safe and sound banking practices, prescribe standards under which national banks may purchase, sell, deal in, underwrite, and hold securities.

Legal & Regulatory Risks (Item 1A, quoted)

• We operate in a highly regulated industry, and compliance with, or changes to, the laws and regulations that govern our operations may adversely affect us.
• Our operations could be materially affected by the imposition of restrictions on our operations by bank regulators, and other governmental entities, further changes in bank regulation, or by our ability to comply with certain existing laws, rules, and regulations governing our industry.
• Failure to comply with OFAC regulations could result in legal and reputational risks.
• Our Risk Governance Framework may not be effective in mitigating the risks to which we are subject, based upon the size, scope, and complexity of the Bank.

Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.

Peers & Related Stocks

Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 23, 2026 at 09:49 UTC. This page is informational and not investment advice.

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