Farmers & Merchants Bancorp Inc (FMAO) Stock Price & Analysis
Farmers & Merchants Bancorp Inc (FMAO) rose 1.88% to USD 30.95 as of July 25, 2026 at 06:51 UTC, according to Nexqual real-time market data.
FMAO last closed at USD 30.38; the session ranged USD 30.44–31.27 on volume of 76,866 shares. Market capitalization is $426.13M, with a 52-week range of USD 22.77–32 (NCM). Source: Nexqual, July 25, 2026 at 06:51 UTC.
Key Statistics (as of July 25, 2026 at 06:51 UTC)
| Price | USD 30.95 |
|---|---|
| Change | ▲ 1.88% (up) |
| Previous Close | USD 30.38 |
| Open | USD 30.44 |
| Day Range | USD 30.44 – 31.27 |
| 52-Week Range | USD 22.77 – 32 |
| Volume | 76,866 shares |
| Market Cap | $426.13M |
| Exchange | NCM |
Technical Analysis (FMAO)
Nexqual's technical model rates FMAO "STRONG BUY" based on 5 bullish and 0 bearish signals across 125 daily candles, as of July 25, 2026 at 06:51 UTC.
| Overall Signal | STRONG BUY |
|---|---|
| RSI (14) | 59.18 (neutral) |
| vs SMA50 | Above (USD 29.02) |
| MACD | 0.46 (positive) |
Analyst Ratings (FMAO)
Wall Street analysts rate FMAO "None" based on 3 analysts, with a mean price target of USD 29.83 (range USD 28.5–32), per Nexqual as of July 25, 2026 at 06:51 UTC.
| Consensus Rating | None |
|---|---|
| Analyst Count | 3 |
| Mean Target | USD 29.83 |
| High Target | USD 32 |
| Low Target | USD 28.5 |
| Buy / Hold / Sell | 0 / 3 / 0 |
Earnings (FMAO)
| Next Earnings Date | 2026-07-28 |
|---|---|
| EPS Estimate | USD 0.67 |
| Revenue Estimate | $29.67M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 0.72 vs est 0.68 ▲ beat |
| 2025-12-31 | USD 0.71 vs est 0.66 ▲ beat |
| 2025-09-30 | USD 0.64 vs est 0.59 ▲ beat |
| 2025-06-30 | USD 0.56 vs est 0.5 ▲ beat |
Source: Nexqual, July 25, 2026 at 06:51 UTC.
Financials & Fundamentals (FMAO)
| Total Revenue | $123.94M |
|---|---|
| Revenue Growth (YoY) | +16.50% |
| Gross Margin | +0.00% |
| Operating Margin | +42.19% |
| Profit Margin | +28.99% |
| ROE | +9.97% |
| Total Cash | $174.72M |
| Total Debt | $269.66M |
Source: Nexqual, July 25, 2026 at 06:51 UTC.
Financial Health Score (FMAO)
Nexqual rates Farmers & Merchants Bancorp Inc's overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 06:51 UTC.
| Growth | Strong — Revenue +21% YoY (annual) |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $175M cash vs $270M debt |
| Cash Flow | Solid — Operating cash flow $33M |
| Efficiency | Mixed — ROE 10%, ROA 1.0% |
Ownership (FMAO)
| Insider Ownership | +3.18% |
|---|---|
| Institutional Ownership | +33.09% |
| Shares Outstanding | 13.77M |
| Float | 13.10M |
| Short % of Float | +1.54% |
Source: Nexqual, July 25, 2026 at 06:51 UTC.
Leadership (FMAO)
Farmers & Merchants Bancorp Inc is led by Lars B. Eller (age 58), President, CEO & Director, per Nexqual as of July 25, 2026 at 06:51 UTC.
| President, CEO & Director | Lars B. Eller (age 58) |
|---|---|
| Executive VP & CFO | Barbara J. Britenriker (age 63) |
| Senior VP & Chief Strategy Officer | Andrew S. Baker (age 52) |
Major Backers & Investors (FMAO)
Notable institutional backers of Farmers & Merchants Bancorp Inc include Manufacturers Life Insurance Co., John Hancock Investment Trust II-Regional Bank Fund, Goelzer Investment Management, Inc., according to Nexqual as of July 25, 2026 at 06:51 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Manufacturers Life Insurance Co. | 3.13% |
| John Hancock Investment Trust II-Regional Bank Fund | 2.88% |
| Goelzer Investment Management, Inc. | 2.41% |
| Fidelity | 2.12% |
| American Century ETF Trust-Avantis U.S. Small Cap Value ETF | 1.68% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 14.68% |
| Vanguard Group | 12.05% |
| Geode Capital | 3.33% |
| Dimensional Fund Advisors | 2.44% |
| State Street | 2.42% |
Source: Nexqual, July 25, 2026 at 06:51 UTC.
From Farmers & Merchants Bancorp Inc's Latest SEC 10-K Filing (filed 2026-02-27)
Key Strengths & Strategy (as disclosed to the SEC)
- Based on deposit data as of June 30, 2025 from the FDIC and using zip codes in our markets, the Bank ranked 4th with a 5.14% market share in markets served.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| FCCO | First Community Corporation | USD 33.65 | ▲ 3.57% |
| FNLC | First Bancorp, Inc (ME) | USD 34.98 | ▲ 3.19% |
| ISTR | Investar Holding Corporation | USD 29.86 | ▲ 1.08% |
| FVCB | FVCBankcorp, Inc. | USD 18 | ▲ 1.01% |
| FMBH | First Mid Bancshares, Inc. | USD 51 | ▲ 5.15% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 06:51 UTC. This page is informational and not investment advice.