First Community Corporation (FCCO) Stock Price & Analysis
First Community Corporation (FCCO) closed at USD 33.1 on Friday, October 23, 2026, up 0.33% on the day. The US market is currently closed; this is not a live price.
The prior close was USD 33.1; the Oct 23, 2026 session ranged USD 32.77–33.18 on volume of 43,131 shares. Market capitalization is —, with a 52-week range of USD 26.42–35.74 (NCM). Source: Nexqual, retrieved October 24, 2026 at 05:56 UTC.
Also available as compact Markdown for AI agents: nexqual.com/FCCO.md
Key facts (FCCO)
- Last four reported quarters (through Jun 30, 2026): revenue $89.4M, net income $23.1M (25.9% margin) (SEC filings).
- Insider open-market sales, last ~7 months: 4 Form 4 filings, $1.2M; 4 not under a Rule 10b5-1 plan ($1.2M); 0 by opportunistic insiders, 0 by routine insiders (three-year test, Cohen, Malloy & Pomorski 2012).
- Insider open-market purchases, last ~7 months: 1 Form 4 filing, $42K; 0 by opportunistic insiders, 0 by routine insiders.
- Total return with dividends: 1Y +23.2% vs S&P 500 +13.4%; 5Y +87.5% vs S&P 500 +76.9%.
- Next earnings: 2026-10-21, EPS estimate USD 0.8, revenue estimate $26.2M.
Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (FCCO)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $59.2M | $59.5M | $59.3M | $66.0M | $79.0M | $89.4M |
| Net income | $15.5M | $14.6M | $11.8M | $14.0M | $19.2M | $23.1M |
| EPS (diluted) | $2.05 | $1.92 | $1.55 | $1.81 | $2.47 | — |
| Free cash flow | $57.1M | $20.9M | $11.9M | $10.5M | $17.6M | $6.6M |
| Net margin | 26.1% | 24.6% | 20.0% | 21.1% | 24.3% | 25.9% |
| Revenue growth | +10.0% | +0.6% | -0.3% | +11.3% | +19.6% | — |
| Cash + short-term investments | $69.0M | $37.4M | $94.7M | $150M | $161M | — |
Fiscal years end Dec. EPS is split-adjusted.
Valuation (price ÷ last four quarters, through Jun 30, 2026) (FCCO)
P/E at fiscal year-ends: Dec 2025 12.0x, Dec 2024 13.2x, Dec 2023 13.9x.
Insider sales (SEC Form 4, open-market, last ~7 months) (FCCO)
0 of 4 under a Rule 10b5-1 trading plan (scheduled in advance). Unplanned sales were timed by the insider.
| Trade date | Insider | Role | Shares | Value | % of holdings sold | 10b5-1 plan | Insider type |
|---|---|---|---|---|---|---|---|
| 2026-10-05 | Deutsch Fred Joseph | Director | 0 | $0K | 0% | No | Too little history (no open-market trades in 2023–2025) |
| 2026-09-03 | Been Jonathan W | Director | 14,800 | $504K | 4.1% | No | Too little history (no open-market trades in 2023–2025) |
| 2026-08-21…2026-08-24 | Deutsch Fred Joseph | Executive Vice President | 8,899 | $303K | 47.1% | No | Too little history (no open-market trades in 2023–2025) |
| 2026-07-28 | Deutsch Fred Joseph | Executive Vice President | 10,000 | $345K | 35.1% | No | Too little history (no open-market trades in 2023–2025) |
% of holdings sold = shares sold ÷ (shares sold + all holdings the insider reported on that Form 4, direct and through trusts).
Insider type follows Cohen, Malloy & Pomorski (Journal of Finance, 2012). An insider who traded the stock in the same calendar month in each of the past three years is a routine trader; one who traded in each of those years without such a pattern is an opportunistic trader. In their study, trades by opportunistic insiders predicted future returns and trades by routine insiders did not. Counts open-market purchases and sales only (SEC Form 4 codes P and S) by that insider in that company. Not investment advice.
Insider purchases (SEC Form 4, open-market, last ~7 months) (FCCO)
1 purchase, $42K. Private placements, offerings, dividend reinvestment and employee stock purchase plan buys are excluded.
| Trade date | Insider | Role | Shares | Value | Avg price | Insider type |
|---|---|---|---|---|---|---|
| 2026-08-25 | Sosebee Jane S | Director | 1,250 | $42K | 33.95 | Too little history (no open-market trades in 2023 or 2025) |
Total return (dividends reinvested) (FCCO)
| 1Y (from 2025-10-24) | 5Y (from 2021-10-25) | |
|---|---|---|
| Total return | +23.2% | +87.5% |
| S&P 500 (SPY) | +13.4% | +76.9% |
| Per year | +23.3% | +13.4% |
| Volatility (annualized) | 19.9% | 26.9% |
| Max drawdown | -10.6% (Dec 2025→Mar 2026) | -25.1% (Dec 2023→Apr 2024) |
FCCO company outlook (results filed Oct 21, 2026)
- “FORWARD-LOOKING STATEMENT This news release and certain statements by our management may contain “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995, such as statements relating to future plans, goals, projections and expectations and are thus prospective.”
- “Such risks, uncertainties and other factors, include, among others, the following: (1) the risk that anticipated cost savings or other expected benefits of the acquisition of Signature Bank of Georgia may not be realized;”
- “(4) the strength of the United States economy in general and the strength of the local economies in which we conduct operations may be different than expected;”
Quoted word-for-word from the SEC 8-K results press release.
FCCO analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends Dec 2026) | $0.80 | $0.77 | +4.3% | $26.2M | 3 |
| Next quarter (ends Mar 2027) | $0.80 | $0.75 | +6.0% | $26.5M | 2 |
| Current fiscal year (ends Dec 2026) | $3.14 | $2.93 | +7.2% | $100.5M | 3 |
| Next fiscal year (ends Dec 2027) | $3.32 | $3.16 | +5.1% | $108.1M | 3 |
Key Statistics (as of October 24, 2026 at 05:56 UTC)
| Price | USD 33.1 |
|---|---|
| Change | ▲ 0.33% (up) |
| Previous Close | USD 33.1 |
| Open | USD 33.1 |
| Day Range | USD 32.77 – 33.18 |
| 52-Week Range | USD 26.42 – 35.74 |
| Volume | 43,131 shares |
| Market Cap | — |
| Exchange | NCM |
Technical Analysis (FCCO)
Nexqual's technical model rates FCCO "NEUTRAL" based on 3 bullish and 4 bearish signals across 127 daily candles, as of October 24, 2026 at 05:56 UTC.
| Overall Signal | NEUTRAL |
|---|---|
| RSI (14) | 54.01 (neutral) |
| vs SMA50 | Below (USD 33.23) |
| MACD | -0.1 (negative) |
Earnings (FCCO)
| Next Earnings Date | 2026-10-21 |
|---|---|
| EPS Estimate | USD 0.8 |
| Revenue Estimate | $26.17M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-09-30 | USD 0.86 vs est 0.8 ▲ beat |
| 2026-06-30 | USD 0.84 vs est 0.69 ▲ beat |
| 2026-03-31 | USD 0.72 vs est 0.63 ▲ beat |
| 2025-12-31 | USD 0.66 vs est 0.68 ▼ miss |
Source: Nexqual, October 24, 2026 at 05:56 UTC.
Financials & Fundamentals (FCCO)
| Total Revenue | $93.40M |
|---|---|
| Revenue Growth (latest quarter, YoY) | +25.90% |
| Gross Margin | +0.00% |
| Operating Margin | +40.44% |
| Profit Margin | +27.80% |
| ROE | +14.08% |
| Total Debt | $116.43M |
Source: Nexqual, October 24, 2026 at 05:56 UTC.
Ownership (FCCO)
| Insider Ownership | +7.47% |
|---|---|
| Institutional Ownership | +64.22% |
| Shares Outstanding | 9.40M |
| Float | 8.63M |
| Short % of Float | +1.92% |
Source: Nexqual, October 24, 2026 at 05:56 UTC.
From First Community Corporation's Latest SEC 10-K Filing (filed 2026-03-16)
Key Strengths & Strategy (as disclosed to the SEC)
- Army Cyber Center of Excellence & Fort Gordon, Augusta University, NSA Augusta, Wellstar MCG Health, Columbia County Board of Education, Richmond County School System, Piedmont Hospital, Amazon, Carlisle Tire & Wheel, CB&I AREVA MOX Services, Aiken Regional Medical Center, and the Department of Energy, Savannah River Site.
- Our company's "Why," or purpose, is "Impacting Lives for Success and Significance," which guides our approach to our relationships with employees.
- Under the Bank Holding Company Act, a bank holding company is generally permitted to engage in, or acquire direct or indirect control of more than 5% of the voting shares of any company engaged in, the following activities: the Federal Reserve has found to be so closely related to banking as to be a proper incident to the business of banking include: holding company, we also can elect to be treated as a "financial holding company," which would allow us to engage in a broader array of activities.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| FNLC | First Bancorp, Inc (ME) | USD 36.36 | ▲ 0.53% |
| PLBC | Plumas Bancorp | USD 63.2 | ▼ 0.46% |
| FUNC | First | USD 45.93 | ▲ 0.02% |
| FBIZ | First Business Financial Servic | USD 72.43 | ▼ 0.1% |
| OVLY | Oak Valley Bancorp (CA) | USD 34.11 | ▼ 0.41% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 24, 2026 at 05:56 UTC. This page is informational and not investment advice.
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