Gouverneur Bancorp, Inc./Md/ (GOVB) Stock Price & Analysis
Gouverneur Bancorp, Inc./Md/ (GOVB) rose 0.00% to USD 19.44 as of July 25, 2026 at 07:42 UTC, according to Nexqual real-time market data.
GOVB last closed at USD 19.44; the session ranged USD 19.3–19.3 on volume of 53 shares. Market capitalization is $20.60M, with a 52-week range of USD 13.6–20 (OQB). Source: Nexqual, July 25, 2026 at 07:42 UTC.
Key Statistics (as of July 25, 2026 at 07:42 UTC)
| Price | USD 19.44 |
|---|---|
| Change | ▲ 0.00% (up) |
| Previous Close | USD 19.44 |
| Open | USD 19.3 |
| Day Range | USD 19.3 – 19.3 |
| 52-Week Range | USD 13.6 – 20 |
| Volume | 53 shares |
| Market Cap | $20.60M |
| Exchange | OQB |
Technical Analysis (GOVB)
Nexqual's technical model rates GOVB "BUY" based on 4 bullish and 2 bearish signals across 125 daily candles, as of July 25, 2026 at 07:42 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 41.42 (neutral) |
| vs SMA50 | Above (USD 19.37) |
| MACD | 0.04 (positive) |
Analyst Ratings (GOVB)
Wall Street analysts rate GOVB "None", per Nexqual as of July 25, 2026 at 07:42 UTC.
| Consensus Rating | None |
|---|
Earnings (GOVB)
Source: Nexqual, July 25, 2026 at 07:42 UTC.
Financials & Fundamentals (GOVB)
| Total Revenue | $8.43M |
|---|---|
| Revenue Growth (YoY) | +5.80% |
| Gross Margin | +0.00% |
| Operating Margin | +10.39% |
| Profit Margin | +11.38% |
| ROE | +2.99% |
| Total Cash | $5.97M |
| Total Debt | $1.02M |
Source: Nexqual, July 25, 2026 at 07:42 UTC.
Financial Health Score (GOVB)
Nexqual rates Gouverneur Bancorp, Inc./Md/'s overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 07:42 UTC.
| Growth | Solid — Revenue +6% YoY (latest Q) |
|---|---|
| Profitability | Weak — Pre-revenue or very early stage |
| Balance Sheet | Mixed — $6M cash vs $1M debt, net cash position |
| Cash Flow | Solid — Operating cash flow $2M |
| Efficiency | Weak — ROE 3%, ROA 0.5% |
Ownership (GOVB)
| Insider Ownership | +17.69% |
|---|---|
| Institutional Ownership | +23.57% |
| Shares Outstanding | 1.06M |
| Float | 720,466 |
| Short % of Float | +0.45% |
Source: Nexqual, July 25, 2026 at 07:42 UTC.
Leadership (GOVB)
Gouverneur Bancorp, Inc./Md/ is led by Stephen M. Jefferies (age 60), CEO, President & Director, per Nexqual as of July 25, 2026 at 07:42 UTC.
| CEO, President & Director | Stephen M. Jefferies (age 60) |
|---|---|
| VP & CFO | James D. Campanaro (age 30) |
| VP, Compliance Officer & COO | Sadie M. Hall (age 34) |
| Corporate Secretary & Independent Director | Henry J. Leader (age 63) |
| Vice President of Human Resources | Colleen Nichols-Canell |
From Gouverneur Bancorp, Inc./Md/'s Latest SEC 10-K Filing (filed 2025-12-19)
Key Strengths & Strategy (as disclosed to the SEC)
- Gouverneur Bancorp, Inc. operates as the holding company for Gouverneur Savings and Loan Association that provides various banking products and services to individuals and businesses in New York.
- It accepts savings deposit, NOW, money market deposit, and checking accounts, as well as certificates of deposit.
- The company's loan products include mortgage loans, one- to four-family residential loans, commercial real estate loans, and multifamily residential real estate loans, residential and commercial construction loans, commercial land loans, home equity loans, lines of credit, commercial loans, automobiles, motorcycles, campers, boats, and other recreational vehicles, as well as personal secured and unsecured loans.
- Government agencies, municipal securities, and mortgage-backed securities.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| LSBK | Lake Shore Bancorp, Inc. | USD 17.2 | ▲ 1.12% |
| FSRL | First Reliance Bancshares, Inc. | USD 19.9 | ▲ 5.29% |
| FRSB | FIRST RESOURCE BANCORP INC. | USD 25.76 | ▲ 3.04% |
| CIBH | CIB Marine Bancshares, Inc. | USD 42 | ▲ 1.2% |
| HFBL | Home Federal Bancorp, Inc. of L | USD 21.95 | ▲ 0.69% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 07:42 UTC. This page is informational and not investment advice.