Lake Shore Bancorp, Inc. /Md/ (LSBK) Stock Price & Analysis
Lake Shore Bancorp, Inc. /Md/ (LSBK) rose 1.06% to USD 17.2 as of July 25, 2026 at 05:25 UTC, according to Nexqual real-time market data.
LSBK last closed at USD 17.02; the session ranged USD 16.99–17.28 on volume of 41,450 shares. Market capitalization is $135.24M, with a 52-week range of USD 12–17.96 (NGM). Source: Nexqual, July 25, 2026 at 05:25 UTC.
Key Statistics (as of July 25, 2026 at 05:25 UTC)
| Price | USD 17.2 |
|---|---|
| Change | ▲ 1.06% (up) |
| Previous Close | USD 17.02 |
| Open | USD 17.28 |
| Day Range | USD 16.99 – 17.28 |
| 52-Week Range | USD 12 – 17.96 |
| Volume | 41,450 shares |
| Market Cap | $135.24M |
| Exchange | NGM |
Technical Analysis (LSBK)
Nexqual's technical model rates LSBK "BUY" based on 5 bullish and 1 bearish signals across 125 daily candles, as of July 25, 2026 at 05:25 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 58.52 (neutral) |
| vs SMA50 | Above (USD 16.46) |
| MACD | 0.15 (positive) |
Analyst Ratings (LSBK)
Wall Street analysts rate LSBK "None", per Nexqual as of July 25, 2026 at 05:25 UTC.
| Consensus Rating | None |
|---|
Earnings (LSBK)
| Next Earnings Date | 2026-10-21 |
|---|
Source: Nexqual, July 25, 2026 at 05:25 UTC.
Financials & Fundamentals (LSBK)
| Total Revenue | $29.35M |
|---|---|
| Revenue Growth (YoY) | +21.70% |
| Gross Margin | +0.00% |
| Operating Margin | +32.52% |
| Profit Margin | +27.71% |
| ROE | +6.98% |
| Total Cash | $61.61M |
| Total Debt | $0 |
Source: Nexqual, July 25, 2026 at 05:25 UTC.
Financial Health Score (LSBK)
Nexqual rates Lake Shore Bancorp, Inc. /Md/'s overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 05:25 UTC.
| Growth | Strong — Revenue +22% YoY (latest Q) |
|---|---|
| Profitability | Weak — Small revenue base — building scale |
| Balance Sheet | Mixed — $62M cash, no debt |
| Cash Flow | Solid — Operating cash flow $10M |
| Efficiency | Mixed — ROE 7%, ROA 1.2% |
Ownership (LSBK)
| Insider Ownership | +15.58% |
|---|---|
| Institutional Ownership | +28.66% |
| Shares Outstanding | 7.86M |
| Float | 5.37M |
| Short % of Float | +0.22% |
Source: Nexqual, July 25, 2026 at 05:25 UTC.
Leadership (LSBK)
Lake Shore Bancorp, Inc. /Md/ is led by Kim C. Liddell (age 64), CEO, President & Director, per Nexqual as of July 25, 2026 at 05:25 UTC.
| CEO, President & Director | Kim C. Liddell (age 64) |
|---|---|
| CFO & Treasurer | Taylor M. Gilden (age 34) |
| Executive Vice President of Commercial Division | Jeffrey M. Werdein (age 58) |
| Senior Vice President of Human Resources | Tamara Bellanti |
Major Backers & Investors (LSBK)
Notable institutional backers of Lake Shore Bancorp, Inc. /Md/ include Stilwell Value LLC, Alliancebernstein L.P., Oppenheimer & Close, LLC, according to Nexqual as of July 25, 2026 at 05:25 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Stilwell Value LLC | 9.84% |
| Alliancebernstein L.P. | 5.71% |
| Oppenheimer & Close, LLC | 2.29% |
| Mangrove Partners IM, LLC | 1.92% |
| HBK Sorce Advisory LLC | 1.12% |
| Graham Capital Wealth Management, LLC | 0.96% |
| Peapod Lane Capital LLC | 0.88% |
| Renaissance Technologies | 0.88% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Dimensional Fund Advisors | 0.64% |
Source: Nexqual, July 25, 2026 at 05:25 UTC.
From Lake Shore Bancorp, Inc. /Md/'s Latest SEC 10-K Filing (filed 2026-03-17)
Key Strengths & Strategy (as disclosed to the SEC)
- We believe that we have developed lending products and marketing strategies to address the credit-related needs of the residents and small businesses we serve in our local market area.   Competition   We face intense competition both in making loans and attracting deposits.
- This allows us to meet the needs of our customers and comply with our internal lending limits.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| HFBL | Home Federal Bancorp, Inc. of L | USD 21.95 | ▲ 0.69% |
| MGYR | Magyar Bancorp, Inc. | USD 18.3 | ▲ 3.36% |
| PBHC | Pathfinder Bancorp, Inc. | USD 15.9 | ▼ 0.49% |
| KFFB | Kentucky First Federal Bancorp | USD 5.23 | ▼ 1.04% |
| LARK | Landmark Bancorp Inc. | USD 31.54 | ▲ 1.94% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 05:25 UTC. This page is informational and not investment advice.