Great Southern Bancorp, Inc. (GSBC) Stock Price & Analysis
Great Southern Bancorp, Inc. (GSBC) closed at USD 80.93 on Friday, October 23, 2026, up 2.53% on the day. The US market is currently closed; this is not a live price.
The prior close was USD 78.93; the Oct 23, 2026 session ranged USD 79.07–81.27 on volume of 107,044 shares. Market capitalization is $881.94M, with a 52-week range of USD 53.76–82.91 (NMS). Source: Nexqual, retrieved October 24, 2026 at 04:24 UTC.
Also available as compact Markdown for AI agents: nexqual.com/GSBC.md
Key facts (GSBC)
- Last four reported quarters (through Jun 30, 2026): revenue $226M, net income $67.3M (29.7% margin) (SEC filings).
- Valuation: P/E 13.1x (avg 10.6x at the last 3 fiscal year-ends).
- Insider open-market sales, last ~7 months: 8 Form 4 filings, $1.9M; 8 not under a Rule 10b5-1 plan ($1.9M); 1 by opportunistic insiders (1 outside 10b5-1 plans), 0 by routine insiders (three-year test, Cohen, Malloy & Pomorski 2012).
- Analysts: Hold (mean 3.00 on a 1–5 scale) (2 analysts), mean target USD 78 (range 76–80).
- Total return with dividends: 1Y +42.5% vs S&P 500 +13.4%; 5Y +64.4% vs S&P 500 +76.9%.
- Next earnings: 2026-10-21, EPS estimate USD 1.54, revenue estimate $57.0M.
Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (GSBC)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $216M | $234M | $223M | $220M | $229M | $226M |
| Net income | $74.6M | $75.9M | $67.8M | $61.8M | $71.0M | $67.3M |
| EPS (diluted) | $5.46 | $6.02 | $5.61 | $5.26 | $6.19 | — |
| Free cash flow | $88.0M | $64.7M | $73.4M | $39.1M | $70.1M | $44.7M |
| Net margin | 34.5% | 32.5% | 30.4% | 28.1% | 31.0% | 29.7% |
| Revenue growth | +1.9% | +8.1% | -4.5% | -1.6% | +4.4% | — |
| Cash + short-term investments | $717M | $169M | $211M | $196M | $190M | — |
Fiscal years end Dec. EPS is split-adjusted.
Valuation (price ÷ last four quarters, through Jun 30, 2026) (GSBC)
P/E 13.1x · P/S 3.9x · P/FCF 19.7x · P/B 1.4x · FCF yield 5.06% · Earnings yield 7.63% · Dividend yield (paid, TTM) 2.14% · Buyback yield (TTM) 5.58%
P/E at fiscal year-ends: Dec 2025 9.9x, Dec 2024 11.4x, Dec 2023 10.6x.
Insider sales (SEC Form 4, open-market, last ~7 months) (GSBC)
0 of 8 under a Rule 10b5-1 trading plan (scheduled in advance). Unplanned sales were timed by the insider.
| Trade date | Insider | Role | Shares | Value | % of holdings sold | 10b5-1 plan | Insider type |
|---|---|---|---|---|---|---|---|
| 2026-08-17 | Brown Julie A | Director | 851 | $69K | 0.2% | No | Too little history (no open-market trades in 2023 or 2025) |
| 2026-05-26 | Steinert Earl A Jr | Director | 4,500 | $322K | 0.5% | No | Too little history (no open-market trades in 2023 or 2025) |
| 2026-05-18 | Turner William V | Director | 6,000 | $410K | 2.8% | No | Too little history (no open-market trades in 2023 or 2025) |
| 2026-05-06 | Baker Kevin L | 2,800 | $196K | 22.3% | No | Too little history (no open-market trades in 2023) | |
| 2026-05-01 | Maples Mark A | 2,387 | $165K | 100% | No | Too little history (no open-market trades in 2023) | |
| 2026-04-30…2026-05-01 | Copeland Rex A | Treasurer | 2,950 | $202K | 10.2% | No | Too little history (no open-market trades in 2023 or 2025) |
| 2026-04-30 | Turner Joseph W | President/CEO | 6,000 | $409K | 1.1% | No | Too little history (no open-market trades in 2023 or 2025) |
| 2026-04-20 | Bugh John M | 2,500 | $169K | 27.5% | No | Opportunistic (traded every year 2023–2025, no repeating month) |
% of holdings sold = shares sold ÷ (shares sold + all holdings the insider reported on that Form 4, direct and through trusts).
Insider type follows Cohen, Malloy & Pomorski (Journal of Finance, 2012). An insider who traded the stock in the same calendar month in each of the past three years is a routine trader; one who traded in each of those years without such a pattern is an opportunistic trader. In their study, trades by opportunistic insiders predicted future returns and trades by routine insiders did not. Counts open-market purchases and sales only (SEC Form 4 codes P and S) by that insider in that company. Not investment advice.
Analysts (GSBC)
Consensus Hold (mean 3.00 on a 1–5 scale), 2 analysts; mean target USD 78 (low 76, high 80).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-07-17 | Keefe, Bruyette & Woods | Target raised | Market Perform | $72 → $74 |
Total return (dividends reinvested) (GSBC)
| 1Y (from 2025-10-24) | 5Y (from 2021-10-25) | |
|---|---|---|
| Total return | +42.5% | +64.4% |
| S&P 500 (SPY) | +13.4% | +76.9% |
| Per year | +42.6% | +10.5% |
| Volatility (annualized) | 22.4% | 22.3% |
| Max drawdown | -11.2% (Jan 2026→Jan 2026) | -22.2% (Dec 2024→Apr 2025) |
GSBC company outlook (results filed Oct 22, 2026)
- “The net future earnings benefit associated with these two components is expected to be approximately $3.5 million through May 2028, including $279,000 recognized in the third quarter of 2026.”
- “For our foreclosed properties, independent valuations continue to support our carrying values, and we do not anticipate losses upon their ultimate resolution." Turner further commented, "Operating discipline remained a primary focus, with non-interest expense of $36.3 million in the 2026 third quarter.”
- “These securities have an expected effective duration of approximately 5 years, with many having final maturities in 2032-2033.”
- “The weighted average yield on this total group of securities is expected to be approximately 4.80 - 5.00%.”
Quoted word-for-word from the SEC 8-K results press release.
GSBC analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends Dec 2026) | $1.54 | $1.43 | +8.1% | $57.0M | 2 |
| Next quarter (ends Mar 2027) | $1.40 | $1.35 | +3.7% | $56.1M | 1 |
| Current fiscal year (ends Dec 2026) | $6.01 | $5.90 | +1.9% | $227.0M | 2 |
| Next fiscal year (ends Dec 2027) | $5.93 | $5.65 | +5.0% | $228.9M | 2 |
Key Statistics (as of October 24, 2026 at 04:24 UTC)
| Price | USD 80.93 |
|---|---|
| Change | ▲ 2.53% (up) |
| Previous Close | USD 78.93 |
| Open | USD 79.07 |
| Day Range | USD 79.07 – 81.27 |
| 52-Week Range | USD 53.76 – 82.91 |
| Volume | 107,044 shares |
| Market Cap | $881.94M |
| Exchange | NMS |
Technical Analysis (GSBC)
Nexqual's technical model rates GSBC "BUY" based on 5 bullish and 2 bearish signals across 127 daily candles, as of October 24, 2026 at 04:24 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 62.31 (neutral) |
| vs SMA50 | Above (USD 78.79) |
| MACD | 0.06 (positive) |
Analyst Ratings (GSBC)
Wall Street analysts rate GSBC "Hold" based on 2 analysts, with a mean price target of USD 78 (range USD 76–80), per Nexqual as of October 24, 2026 at 04:24 UTC.
| Consensus Rating | Hold |
|---|---|
| Analyst Count | 2 |
| Mean Target | USD 78 |
| High Target | USD 80 |
| Low Target | USD 76 |
| Buy / Hold / Sell | 0 / 2 / 0 |
Earnings (GSBC)
| Next Earnings Date | 2026-10-21 |
|---|---|
| EPS Estimate | USD 1.54 |
| Revenue Estimate | $57.04M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-09-30 | USD 1.5 vs est 1.39 ▲ beat |
| 2026-06-30 | USD 1.57 vs est 1.38 ▲ beat |
| 2026-03-31 | USD 1.58 vs est 1.29 ▲ beat |
| 2025-12-31 | USD 1.45 vs est 1.37 ▲ beat |
Source: Nexqual, October 24, 2026 at 04:24 UTC.
Financials & Fundamentals (GSBC)
| Total Revenue | $225.68M |
|---|---|
| Revenue Growth (latest quarter, YoY) | -2.00% |
| Gross Margin | +0.00% |
| Operating Margin | +38.65% |
| Profit Margin | +28.16% |
| ROE | +10.21% |
| Total Cash | $161.74M |
| Total Debt | $1.06B |
Source: Nexqual, October 24, 2026 at 04:24 UTC.
Financial Health Score (GSBC)
Nexqual rates Great Southern Bancorp, Inc.'s overall financial health "Solid" across five dimensions, as of October 24, 2026 at 04:24 UTC.
| Growth | Mixed — Revenue +4.4% YoY (annual), slow |
|---|---|
| Profitability | Strong — Net margin 31% (last 12 months); banks have no gross margin |
| Balance Sheet | N/A — Not comparable for banks: deposits and customer funds sit on the balance sheet, so cash vs debt does not measure safety (SEC industry: State Commercial Banks) |
| Cash Flow | N/A — Not meaningful for banks and lenders: lending and trading move operating cash flow by billions each year (SEC industry: State Commercial Banks) |
| Efficiency | Mixed — ROE 10%, ROA 1.1% |
Ownership (GSBC)
| Insider Ownership | +28.52% |
|---|---|
| Institutional Ownership | +52.72% |
| Shares Outstanding | 10.90M |
| Float | 7.79M |
| Short % of Float | +8.18% |
Source: Nexqual, October 24, 2026 at 04:24 UTC.
Leadership (GSBC)
Great Southern Bancorp, Inc. is led by Joseph William Turner, President, CEO & Director, per Nexqual as of October 24, 2026 at 04:24 UTC.
| President, CEO & Director | Joseph William Turner |
|---|---|
| CFO & Treasurer | Rex A. Copeland C.P.A. |
Major Backers & Investors (GSBC)
Notable institutional backers of Great Southern Bancorp, Inc. include American Century Companies Inc, DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Targeted Value Portfolio, Renaissance Technologies, according to Nexqual as of October 24, 2026 at 04:24 UTC.
Active Investors
| Investor | Stake |
|---|---|
| American Century Companies Inc | 3.1% |
| DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Targeted Value Portfolio | 2.56% |
| Renaissance Technologies | 1.56% |
| Hotchkis & Wiley Capital Management, LLC | 1.42% |
| LSV Asset Management | 1.27% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 7.09% |
| Dimensional Fund Advisors | 6.42% |
| Vanguard Group | 3.49% |
| State Street | 3.37% |
| Geode Capital | 2.3% |
Source: Nexqual, October 24, 2026 at 04:24 UTC.
From Great Southern Bancorp, Inc.'s Latest SEC 10-K Filing (filed 2026-03-06)
Key Strengths & Strategy (as disclosed to the SEC)
- In March 2018, the Bank entered into a definitive agreement to sell its four banking centers, including all of the associated deposits (totaling approximately $56 million), in the Omaha, Nebraska market to Lincoln, Nebraska-based West Gate Bank.
Partnerships
- For secured loans originated and held, most lenders have approval authorities of $250,000 or below while thirteen Senior Managers have approval authority of varying amounts up to $2 million.
- Lender approval authorities are also subject to loans-to-one borrower limits of $500,000 or below for most lenders and of varying amounts up to $5 million for Senior Managers and Underwriters.
Legal & Regulatory Risks (Item 1A, quoted)
- Our business may be adversely affected by the highly regulated environment in which we operate, including the various capital adequacy guidelines we are required to meet.
- We are subject to extensive federal and state legislation, regulation, examination and supervision. Recently enacted, proposed and future legislation and regulations have had, will continue to have, or may have an adverse effect on our business and operations.
- We currently exceed thresholds defined in interagency guidance on commercial real estate concentrations, and as such, we may incur additional expense or slow the growth of certain categories of commercial real estate lending.
- We may see our non-owner occupied commercial real estate lending grow as a percentage of total regulatory capital, or we may slow the growth of this type of lending activity.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| BBD | Banco Bradesco Sa | USD 4.07 | ▲ 3.04% |
| FITB | Fifth Third Bancorp | USD 52.98 | ▼ 0.47% |
| DB | Deutsche Bank AG | USD 31.2 | ▼ 0.89% |
| TFC | Truist Financial Corporation | USD 48.44 | ▲ 0.04% |
| NWG | NatWest Group plc | USD 16.8 | ▼ 1.12% |
| NU | Nu Holdings Ltd. | USD 15.16 | ▲ 2.92% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 24, 2026 at 04:24 UTC. This page is informational and not investment advice.
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