Hbt Financial, Inc. (HBT) Stock Price & Analysis
Hbt Financial, Inc. (HBT) rose 1.26% to USD 29.76 as of June 10, 2026 at 03:40 UTC, according to Nexqual real-time market data.
HBT last closed at USD 29.39; the session ranged USD 29.44–30.2 on volume of 162,460 shares. Market capitalization is $1.08B, with a 52-week range of USD 22.36–30.2 (NMS). Source: Nexqual, June 10, 2026 at 03:40 UTC.
Key Statistics (as of June 10, 2026 at 03:40 UTC)
| Price | USD 29.76 |
|---|---|
| Change | ▲ 1.26% (up) |
| Previous Close | USD 29.39 |
| Open | USD 29.45 |
| Day Range | USD 29.44 – 30.2 |
| 52-Week Range | USD 22.36 – 30.2 |
| Volume | 162,460 shares |
| Market Cap | $1.08B |
| Exchange | NMS |
Technical Analysis (HBT)
Nexqual's technical model rates HBT "BUY" based on 5 bullish and 2 bearish signals across 124 daily candles, as of June 10, 2026 at 03:40 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 64.61 (neutral) |
| vs SMA50 | Above (USD 28.09) |
| MACD | 0.34 (positive) |
Analyst Ratings (HBT)
Wall Street analysts rate HBT "None" based on 5 analysts, with a mean price target of USD 32 (range USD 31–33), per Nexqual as of June 10, 2026 at 03:40 UTC.
| Consensus Rating | None |
|---|---|
| Analyst Count | 5 |
| Mean Target | USD 32 |
| High Target | USD 33 |
| Low Target | USD 31 |
| Buy / Hold / Sell | 3 / 2 / 0 |
Earnings (HBT)
| Next Earnings Date | 2026-07-27 |
|---|---|
| EPS Estimate | USD 0.73 |
| Revenue Estimate | $80.16M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 0.68 vs est 0.62 ▲ beat |
| 2025-12-31 | USD 0.64 vs est 0.64 ▲ beat |
| 2025-09-30 | USD 0.65 vs est 0.62 ▲ beat |
| 2025-06-30 | USD 0.63 vs est 0.6 ▲ beat |
Source: Nexqual, June 10, 2026 at 03:40 UTC.
Financials & Fundamentals (HBT)
| Total Revenue | $243.97M |
|---|---|
| Revenue Growth (YoY) | +17.50% |
| Gross Margin | +0.00% |
| Operating Margin | +44.18% |
| Profit Margin | +28.34% |
| ROE | +10.53% |
| Total Cash | $290.93M |
| Total Debt | $157.34M |
Source: Nexqual, June 10, 2026 at 03:40 UTC.
Financial Health Score (HBT)
Nexqual rates Hbt Financial, Inc.'s overall financial health "Mixed" across five dimensions, as of June 10, 2026 at 03:40 UTC.
| Growth | Solid — Revenue +6% YoY (annual) |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $291M cash vs $157M debt, net cash position |
| Cash Flow | Solid — Operating cash flow $83M |
| Efficiency | Mixed — ROE 11%, ROA 1.2% |
Ownership (HBT)
| Insider Ownership | +56.38% |
|---|---|
| Institutional Ownership | +22.85% |
| Shares Outstanding | 36.38M |
| Float | 15.82M |
| Short % of Float | +1.04% |
Source: Nexqual, June 10, 2026 at 03:40 UTC.
Leadership (HBT)
Hbt Financial, Inc. is led by J. Lance Carter (age 54), President, CEO & Director, per Nexqual as of June 10, 2026 at 03:40 UTC.
| President, CEO & Director | J. Lance Carter (age 54) |
|---|---|
| Executive Chairman | Fred L. Drake (age 68) |
| Executive VP & CFO | Peter R. Chapman (age 51) |
Major Backers & Investors (HBT)
Notable institutional backers of Hbt Financial, Inc. include American Century Companies Inc, Manufacturers Life Insurance Co., John Hancock Investment Trust II-Regional Bank Fund, according to Nexqual as of June 10, 2026 at 03:40 UTC.
Active Investors
| Investor | Stake |
|---|---|
| American Century Companies Inc | 1.74% |
| Manufacturers Life Insurance Co. | 1.35% |
| John Hancock Investment Trust II-Regional Bank Fund | 1.26% |
| Adage Capital Partners GP L.L.C. | 1.23% |
| LPL Financial LLC | 0.89% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 5.7% |
| Vanguard Group | 2.82% |
| Dimensional Fund Advisors | 1.54% |
| Geode Capital | 0.83% |
| State Street | 0.8% |
Source: Nexqual, June 10, 2026 at 03:40 UTC.
From Hbt Financial, Inc.'s Latest SEC 10-K Filing (filed 2026-03-06)
Key Strengths & Strategy (as disclosed to the SEC)
- HBT Financial, Inc. operates as the bank holding company for Heartland Bank and Trust Company that provides financial products and services to consumers, businesses, and municipal entities in Illinois and Eastern Iowa.
- The company offers deposit account services, such as noninterest-bearing demand deposits, interest-bearing transaction accounts, money market accounts, savings accounts, certificates of deposit, HSA, and IRA accounts.
- It also provides lending products, including non-owner occupied regulatory commercial real estate (CRE), construction and land development and multi-family; commercial and industrial and owner-occupied CRE; agricultural and farmland; one-to-four family residential loans; municipal, consumer, and other loans; residential mortgage origination and servicing; and traditional trust and investment services.
- In addition, the company offers digital banking services comprising online banking, mobile banking, digital payments, and personal financial management tools; small business and commercial checking accounts, and treasury management services; financial planning to consumers, trusts, and estates; and trustee and custodial services.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| MCBS | MetroCity Bankshares, Inc. | USD 34.27 | ▲ 1.45% |
| SPFI | South Plains Financial, Inc. | USD 41.46 | ▲ 0.8% |
| RBB | RBB Bancorp | USD 24.5 | ▲ 2.08% |
| BFST | Business First Bancshares, Inc. | USD 28.69 | ▲ 0.84% |
| MSBI | Midland States Bancorp, Inc. | USD 28.89 | ▲ 1.26% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: June 10, 2026 at 03:40 UTC. This page is informational and not investment advice.