Hci Group, Inc. (HCI) Stock Price & Analysis
Hci Group, Inc. (HCI) rose 2.22% to USD 178.83 as of July 26, 2026 at 05:57 UTC, according to Nexqual real-time market data.
HCI last closed at USD 174.95; the session ranged USD 176.06–180.21 on volume of 106,707 shares. Market capitalization is $2.28B, with a 52-week range of USD 136.37–210.5 (NYQ). Source: Nexqual, July 26, 2026 at 05:57 UTC.
Key Statistics (as of July 26, 2026 at 05:57 UTC)
| Price | USD 178.83 |
|---|---|
| Change | ▲ 2.22% (up) |
| Previous Close | USD 174.95 |
| Open | USD 177 |
| Day Range | USD 176.06 – 180.21 |
| 52-Week Range | USD 136.37 – 210.5 |
| Volume | 106,707 shares |
| Market Cap | $2.28B |
| Exchange | NYQ |
Technical Analysis (HCI)
Nexqual's technical model rates HCI "BUY" based on 4 bullish and 1 bearish signals across 125 daily candles, as of July 26, 2026 at 05:57 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 58.17 (neutral) |
| vs SMA50 | Above (USD 167.17) |
| MACD | 2.7 (positive) |
Analyst Ratings (HCI)
Wall Street analysts rate HCI "Buy" based on 3 analysts, with a mean price target of USD 238.33 (range USD 225–255), per Nexqual as of July 26, 2026 at 05:57 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 3 |
| Mean Target | USD 238.33 |
| High Target | USD 255 |
| Low Target | USD 225 |
| Buy / Hold / Sell | 4 / 1 / 0 |
Earnings (HCI)
| Next Earnings Date | 2026-08-06 |
|---|---|
| EPS Estimate | USD 5 |
| Revenue Estimate | $241.09M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 5.45 vs est 4.94 ▲ beat |
| 2025-12-31 | USD 7.25 vs est 4.58 ▲ beat |
| 2025-09-30 | USD 4.9 vs est 2.38 ▲ beat |
| 2025-06-30 | USD 5.18 vs est 4.38 ▲ beat |
Source: Nexqual, July 26, 2026 at 05:57 UTC.
Financials & Fundamentals (HCI)
| Total Revenue | $927.40M |
|---|---|
| Revenue Growth (YoY) | +12.20% |
| Gross Margin | +59.56% |
| Operating Margin | +47.89% |
| Profit Margin | +32.64% |
| ROE | +38.46% |
| Debt / Equity | 5.75 |
| Current Ratio | 1 |
| Total Cash | $1.01B |
| Total Debt | $67.67M |
| Free Cash Flow | $449.52M |
Source: Nexqual, July 26, 2026 at 05:57 UTC.
Financial Health Score (HCI)
Nexqual rates Hci Group, Inc.'s overall financial health "Strong" across five dimensions, as of July 26, 2026 at 05:57 UTC.
| Growth | Strong — Revenue +20% YoY (annual) |
|---|---|
| Profitability | Strong — Gross margin 60%, operating 48% |
| Balance Sheet | Strong — $1.01B cash vs $68M debt, net cash position |
| Cash Flow | Strong — FCF $450M, 50% margin |
| Efficiency | Strong — ROE 38%, ROA 11.5% |
Ownership (HCI)
| Insider Ownership | +14.28% |
|---|---|
| Institutional Ownership | +77.88% |
| Shares Outstanding | 12.76M |
| Float | 10.93M |
| Short % of Float | +4.58% |
Source: Nexqual, July 26, 2026 at 05:57 UTC.
Leadership (HCI)
Hci Group, Inc. is led by Pareshbhai Suryakant Patel (age 62), Founder, Chairman, President & CEO, per Nexqual as of July 26, 2026 at 05:57 UTC.
| Founder, Chairman, President & CEO | Pareshbhai Suryakant Patel (age 62) |
|---|---|
| Co-Founder & Lead Independent Director | Gregory Politis (age 72) |
| Chief Financial Officer | James Mark Harmsworth (age 61) |
| President of Homeowners Choice & TyTap, COO and Director | Karin Sue Coleman (age 64) |
| President of Greenleaf Capital LLC & Real Estate Division and Director | Anthony Saravanos (age 54) |
Major Backers & Investors (HCI)
Notable institutional backers of Hci Group, Inc. include American Century Companies Inc, Hood River Capital Management LLC, Khrom Capital Management LLC, according to Nexqual as of July 26, 2026 at 05:57 UTC.
Active Investors
| Investor | Stake |
|---|---|
| American Century Companies Inc | 7.58% |
| Hood River Capital Management LLC | 4.89% |
| Khrom Capital Management LLC | 4.55% |
| Freestone Grove Partners LP | 2.69% |
| Fidelity | 1.93% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 21.42% |
| Vanguard Group | 10.15% |
| State Street | 3.88% |
| Dimensional Fund Advisors | 2.78% |
| Geode Capital | 2.36% |
Source: Nexqual, July 26, 2026 at 05:57 UTC.
From Hci Group, Inc.'s Latest SEC 10-K Filing (filed 2026-02-26)
Key Strengths & Strategy (as disclosed to the SEC)
- Exzeo Exzeo provides turnkey insurance technology and operations solutions to property and casualty insurance carriers and their agents through a proprietary platform of purpose‑built software and data analytics applications ("Exzeo Platform").
- The Exzeo Platform includes, but is not limited to, the following: • SAMS TM – Web-based system designed to automate and streamline the process of managing insurance policies • Harmony TM – Next-generation policy administration platform that easily supports multiple companies and their products. • ClaimColony TM – End-to-end claims management platform used by insurance companies, third-party administrators, independent adjusters and insurance litigation services.
- Our success and ability to compete depends in part upon our ability to protect our proprietary technology, to establish and adequately protect our intellectual property rights, and to protect against third-party claims and litigation related to intellectual property.
- We additionally use industry leading internet cloud infrastructure providers to host some of our data processing systems.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| HRTG | Heritage Insurance Holdings, In | USD 27.82 | ▲ 6.06% |
| HMN | Horace Mann Educators Corporati | USD 52.1 | ▲ 1.44% |
| EIG | Employers Holdings Inc | USD 49.79 | ▲ 0.81% |
| UVE | UNIVERSAL INSURANCE HOLDINGS IN | USD 41.61 | ▲ 10.08% |
| KMPR | Kemper Corporation | USD 28.81 | ▲ 4.92% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 26, 2026 at 05:57 UTC. This page is informational and not investment advice.